The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 3,125 21,722 SH   SOLE 0 0 0 21,722
ISHARES TR SP SMCP600VL ETF 464287879 1,045 10,456 SH   SOLE 0 0 0 10,456
ISHARES TR S&P 500 GRWT ETF 464287309 519 3,144 SH   SOLE 0 0 0 3,144
ISHARES TR RUSSELL 2000 ETF 464287655 2,130 18,608 SH   SOLE 0 0 0 18,608
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,091 43,030 SH   SOLE 0 0 0 43,030
AMAZON COM INC COM 023135106 1,240 636 SH   SOLE 0 0 0 636
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 589 3,221 SH   SOLE 0 0 0 3,221
EMERSON ELEC CO COM 291011104 204 4,290 SH   SOLE 0 0 0 4,290
INVESCO QQQ TR UNIT SER 1 46090E103 8,146 42,785 SH   SOLE 0 0 0 42,785
AMGEN INC COM 031162100 230 1,134 SH   SOLE 0 0 0 1,134
ILLINOIS TOOL WKS INC COM 452308109 458 3,221 SH   SOLE 0 0 0 3,221
DISNEY WALT CO COM DISNEY 254687106 558 5,780 SH   SOLE 0 0 0 5,780
SEMPRA ENERGY COM 816851109 212 1,876 SH   SOLE 0 0 0 1,876
US BANCORP DEL COM NEW 902973304 1,711 49,652 SH   SOLE 0 0 0 49,652
JOHNSON & JOHNSON COM 478160104 685 5,225 SH   SOLE 0 0 0 5,225
MICROSOFT CORP COM 594918104 1,443 9,150 SH   SOLE 0 0 0 9,150
AT&T INC COM 00206R102 391 13,409 SH   SOLE 0 0 0 13,409
LOCKHEED MARTIN CORP COM 539830109 308 910 SH   SOLE 0 0 0 910
PEPSICO INC COM 713448108 279 2,327 SH   SOLE 0 0 0 2,327
VERIZON COMMUNICATIONS INC COM 92343V104 669 12,451 SH   SOLE 0 0 0 12,451
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 215 10,339 SH   SOLE 0 0 0 10,339
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 573 7,135 SH   SOLE 0 0 0 7,135
AUTOMATIC DATA PROCESSING IN COM 053015103 547 4,005 SH   SOLE 0 0 0 4,005
EXXON MOBIL CORP COM 30231G102 1,077 28,352 SH   SOLE 0 0 0 28,352
PROCTER & GAMBLE CO COM 742718109 357 3,242 SH   SOLE 0 0 0 3,242
KIMBERLY CLARK CORP COM 494368103 280 2,188 SH   SOLE 0 0 0 2,188
HOME DEPOT INC COM 437076102 535 2,865 SH   SOLE 0 0 0 2,865
JPMORGAN CHASE & CO COM 46625H100 993 11,027 SH   SOLE 0 0 0 11,027
NEXTERA ENERGY INC COM 65339F101 716 2,975 SH   SOLE 0 0 0 2,975
APPLE INC COM 037833100 2,973 11,689 SH   SOLE 0 0 0 11,689
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 203 6,036 SH   SOLE 0 0 0 6,036
NETFLIX INC COM 64110L106 231 614 SH   SOLE 0 0 0 614
NVIDIA CORP COM 67066G104 215 814 SH   SOLE 0 0 0 814
NOVO-NORDISK A S ADR 670100205 218 3,618 SH   SOLE 0 0 0 3,618
ALPHABET INC CAP STK CL A 02079K305 207 178 SH   SOLE 0 0 0 178
VANGUARD INDEX FDS VALUE ETF 922908744 872 9,788 SH   SOLE 0 0 0 9,788
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 465 2,797 SH   SOLE 0 0 0 2,797
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 387 5,541 SH   SOLE 0 0 0 5,541
VANGUARD INDEX FDS GROWTH ETF 922908736 1,262 8,055 SH   SOLE 0 0 0 8,055
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,448 11,875 SH   SOLE 0 0 0 11,875
SPDR SER TR S&P DIVID ETF 78464A763 3,554 44,505 SH   SOLE 0 0 0 44,505
ISHARES TR SH TR CRPORT ETF 464288646 223 4,250 SH   SOLE 0 0 0 4,250
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,839 22,376 SH   SOLE 0 0 0 22,376
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,970 41,972 SH   SOLE 0 0 0 41,972
ISHARES TR INTRM TR CRP ETF 464288638 572 10,408 SH   SOLE 0 0 0 10,408
VANGUARD WORLD FD MEGA GRWTH IND 921910816 316 2,488 SH   SOLE 0 0 0 2,488
VISA INC COM CL A 92826C839 231 1,432 SH   SOLE 0 0 0 1,432
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 282 2,847 SH   SOLE 0 0 0 2,847
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 267 3,373 SH   SOLE 0 0 0 3,373
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 399 5,013 SH   SOLE 0 0 0 5,013
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 293 6,619 SH   SOLE 0 0 0 6,619
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 501 8,030 SH   SOLE 0 0 0 8,030
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 211 4,079 SH   SOLE 0 0 0 4,079
ALPS ETF TR ALERIAN MLP 00162Q866 69 20,032 SH   SOLE 0 0 0 20,032
SCHWAB STRATEGIC TR US REIT ETF 808524847 469 14,339 SH   SOLE 0 0 0 14,339
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 414 9,816 SH   SOLE 0 0 0 9,816
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 556 12,360 SH   SOLE 0 0 0 12,360
ISHARES TR MSCI MIN VOL ETF 46429B697 389 7,194 SH   SOLE 0 0 0 7,194
PIMCO ETF TR ACTIVE BD ETF 72201R775 220 2,071 SH   SOLE 0 0 0 2,071
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,076 100,130 SH   SOLE 0 0 0 100,130
FACEBOOK INC CL A 30303M102 293 1,759 SH   SOLE 0 0 0 1,759
ABBVIE INC COM 00287Y109 266 3,491 SH   SOLE 0 0 0 3,491
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 313 19,088 SH   SOLE 0 0 0 19,088
ISHARES TR USA MOMENTUM FCT 46432F396 253 2,379 SH   SOLE 0 0 0 2,379
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 342 6,080 SH   SOLE 0 0 0 6,080
ALPHABET INC CAP STK CL C 02079K107 326 280 SH   SOLE 0 0 0 280
ISHARES TR IBONDS SEP2020 46434V571 1,788 70,472 SH   SOLE 0 0 0 70,472
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 2,778 110,195 SH   SOLE 0 0 0 110,195
ISHARES TR IBONDS DEC21 ETF 46434VBK5 2,527 102,531 SH   SOLE 0 0 0 102,531
ISHARES TR IBONDS DEC23 ETF 46434VAX8 2,294 91,749 SH   SOLE 0 0 0 91,749
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,468 99,544 SH   SOLE 0 0 0 99,544
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,868 75,571 SH   SOLE 0 0 0 75,571
ISHARES TR IBONDS DEC2022 46435G755 1,726 66,357 SH   SOLE 0 0 0 66,357
ISHARES TR IBONDS DEC2021 46435G789 1,602 62,818 SH   SOLE 0 0 0 62,818
ISHARES TR IBONDS DEC2023 46435G318 1,569 61,152 SH   SOLE 0 0 0 61,152
ISHARES TR IBONDS DEC 46435U697 804 30,747 SH   SOLE 0 0 0 30,747