The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   1,283 8,426 SH   SOLE   0 0 8,426
ALPHABET INC CAP STK CL A 02079K305   1,053 6,979 SH   SOLE   0 0 6,979
AMAZON COM INC COM 023135106   904 5,009 SH   SOLE   0 0 5,009
AMERICAN ELEC PWR CO INC COM 025537101   269 3,126 SH   SOLE   0 0 3,126
APPLE INC COM 037833100   2,955 17,231 SH   SOLE   0 0 17,231
BANK AMERICA CORP COM 060505104   296 7,768 SH   SOLE   0 0 7,768
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   303 720 SH   SOLE   0 0 720
COSTCO WHSL CORP NEW COM 22160K105   231 315 SH   SOLE   0 0 315
DANAHER CORPORATION COM 235851102   226 905 SH   SOLE   0 0 905
DIGITALOCEAN HLDGS INC COM 25402D102   308 8,075 SH   SOLE   0 0 8,075
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   304 8,270 SH   SOLE   0 0 8,270
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   670 20,969 SH   SOLE   0 0 20,969
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   208 8,192 SH   SOLE   0 0 8,192
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   274 12,897 SH   SOLE   0 0 12,897
EASTERN BANKSHARES INC COM 27627N105   293 145,401 SH   SOLE   0 0 145,401
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,329 13,174 SH   SOLE   0 0 13,174
HOME DEPOT INC COM 437076102   469 1,222 SH   SOLE   0 0 1,222
HONEYWELL INTL INC COM 438516106   263 1,283 SH   SOLE   0 0 1,283
INTERNATIONAL BUSINESS MACHS COM 459200101   294 1,539 SH   SOLE   0 0 1,539
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   207 3,424 SH   SOLE   0 0 3,424
INVESCO QQQ TR UNIT SER 1 46090E103   425 957 SH   SOLE   0 0 957
ISHARES INC CORE MSCI EMKT 46434G103   11,887 230,361 SH   SOLE   0 0 230,361
ISHARES TR 1 3 YR TREAS BD 464287457   2,952 36,102 SH   SOLE   0 0 36,102
ISHARES TR CORE US AGGBD ET 464287226   27,725 283,080 SH   SOLE   0 0 283,080
ISHARES TR NATIONAL MUN ETF 464288414   13,760 127,881 SH   SOLE   0 0 127,881
ISHARES TR BROAD USD HIGH 46435U853   4,406 120,426 SH   SOLE   0 0 120,426
ISHARES TR CORE MSCI EAFE 46432F842   12,585 169,558 SH   SOLE   0 0 169,558
ISHARES TR CORE S&P MCP ETF 464287507   43,313 713,081 SH   SOLE   0 0 713,081
ISHARES TR ESG AWR MSCI USA 46435G425   258 2,248 SH   SOLE   0 0 2,248
ISHARES TR FLTG RATE NT ETF 46429B655   6,944 136,000 SH   SOLE   0 0 136,000
ISHARES TR IBOXX HI YD ETF 464288513   1,281 16,486 SH   SOLE   0 0 16,486
ISHARES TR MSCI EAFE ETF 464287465   198 10,420 SH   SOLE   0 0 10,420
ISHARES TR EAFE SML CP ETF 464288273   1,834 28,961 SH   SOLE   0 0 28,961
ISHARES TR RUS 1000 ETF 464287622   38,523 133,748 SH   SOLE   0 0 133,748
ISHARES TR RUS 1000 GRW ETF 464287614   648 1,924 SH   SOLE   0 0 1,924
ISHARES TR RUSSELL 2000 ETF 464287655   6,911 32,865 SH   SOLE   0 0 32,865
ISHARES TR RUSSELL 3000 ETF 464287689   3,126 10,416 SH   SOLE   0 0 10,416
ISHARES TR S&P 500 GRWT ETF 464287309   710 8,410 SH   SOLE   0 0 8,410
ISHARES TR CORE S&P500 ETF 464287200   112,620 214,217 SH   SOLE   0 0 214,217
ISHARES TR S&P 500 VAL ETF 464287408   243 1,299 SH   SOLE   0 0 1,299
ISHARES TR CORE S&P SCP ETF 464287804   25,837 233,780 SH   SOLE   0 0 233,780
ISHARES TR SHRT NAT MUN ETF 464288158   5,699 54,419 SH   SOLE   0 0 54,419
ISHARES TR CORE S&P TTL STK 464287150   10,296 89,299 SH   SOLE   0 0 89,299
ISHARES TR CORE MSCI TOTAL 46432F834   2,261 33,323 SH   SOLE   0 0 33,323
JPMORGAN CHASE & CO COM 46625H100   736 3,677 SH   SOLE   0 0 3,677
MERCK & CO INC COM 58933Y105   201 1,524 SH   SOLE   0 0 1,524
META PLATFORMS INC CL A 30303M102   492 1,013 SH   SOLE   0 0 1,013
MICROSOFT CORP COM 594918104   1,677 3,986 SH   SOLE   0 0 3,986
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   186 17,000 SH   SOLE   0 0 17,000
NVIDIA CORPORATION COM 67066G104   537 595 SH   SOLE   0 0 595
PEPSICO INC COM 713448108   312 1,771 SH   SOLE   0 0 1,771
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107   138 10,405 SH   SOLE   0 0 10,405
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   247 3,661 SH   SOLE   0 0 3,661
S&P GLOBAL INC COM 78409V104   202 475 SH   SOLE   0 0 475
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,036 26,549 SH   SOLE   0 0 26,549
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,011 28,233 SH   SOLE   0 0 28,233
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   656 10,572 SH   SOLE   0 0 10,572
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,599 44,192 SH   SOLE   0 0 44,192
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,263 90,159 SH   SOLE   0 0 90,159
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,112 7,861 SH   SOLE   0 0 7,861
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   695 1,248 SH   SOLE   0 0 1,248
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   202 2,205 SH   SOLE   0 0 2,205
SPDR SER TR BLOOMBERG HIGH Y 78468R622   879 9,228 SH   SOLE   0 0 9,228
SPDR SER TR S&P 500 ESG ETF 78468R531   445 8,785 SH   SOLE   0 0 8,785
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,707 37,273 SH   SOLE   0 0 37,273
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,742 21,352 SH   SOLE   0 0 21,352
VANGUARD INDEX FDS GROWTH ETF 922908736   666 1,936 SH   SOLE   0 0 1,936
VANGUARD INDEX FDS MID CAP ETF 922908629   15,752 63,041 SH   SOLE   0 0 63,041
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,466 7,209 SH   SOLE   0 0 7,209
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,972 43,625 SH   SOLE   0 0 43,625
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,151 15,973 SH   SOLE   0 0 15,973
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   510 8,692 SH   SOLE   0 0 8,692
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   816 6,981 SH   SOLE   0 0 6,981
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,611 62,520 SH   SOLE   0 0 62,520
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   11,988 236,915 SH   SOLE   0 0 236,915
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,890 97,469 SH   SOLE   0 0 97,469
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   993 9,864 SH   SOLE   0 0 9,864
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   749 6,187 SH   SOLE   0 0 6,187
VANGUARD WORLD FD ESG US STK ETF 921910733   250 2,684 SH   SOLE   0 0 2,684