The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 418 2,105 SH   SOLE   0 0 2,105
ADOBE SYSTEMS INCORPORATED COM 00724F101 216 368 SH   SOLE   0 0 368
ALPHABET INC CAP STK CL C 02079K107 1,470 587 SH   SOLE   0 0 587
AMAZON COM INC COM 023135106 629 183 SH   SOLE   0 0 183
AMERICAN ELEC PWR CO INC COM 025537101 235 2,784 SH   SOLE   0 0 2,784
APPLE INC COM 037833100 3,045 22,230 SH   SOLE   0 0 22,230
AT&T INC COM 00206R102 282 9,800 SH   SOLE   0 0 9,800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 419 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 506 1,819 SH   SOLE   0 0 1,819
BK OF AMERICA CORP COM 060505104 444 10,772 SH   SOLE   0 0 10,772
BLACKSTONE GROUP INC COM 09260D107 240 2,475 SH   SOLE   0 0 2,475
BOEING CO COM 097023105 1,511 6,309 SH   SOLE   0 0 6,309
COCA COLA CO COM 191216100 253 4,642 SH   SOLE   0 0 4,642
COSTCO WHSL CORP NEW COM 22160K105 260 657 SH   SOLE   0 0 657
CSX CORP COM 126408103 213 6,639 SH   SOLE   0 0 6,639
DANAHER CORPORATION COM 235851102 281 1,048 SH   SOLE   0 0 1,048
DISNEY WALT CO COM 254687106 280 1,592 SH   SOLE   0 0 1,592
EXXON MOBIL CORP COM 30231G102 262 4,158 SH   SOLE   0 0 4,158
FACEBOOK INC CL A 30303M102 529 1,522 SH   SOLE   0 0 1,522
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 230 6,258 SH   SOLE   0 0 6,258
GEE GROUP INC COM 36165A102 6 10,000 SH   SOLE   0 0 10,000
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,164 11,630 SH   SOLE   0 0 11,630
ALPHABET INC CAP STK CL A 02079K305 1,328 544 SH   SOLE   0 0 544
HOME DEPOT INC COM 437076102 499 1,565 SH   SOLE   0 0 1,565
HONEYWELL INTL INC COM 438516106 381 1,736 SH   SOLE   0 0 1,736
HUBSPOT INC COM 443573100 283 486 SH   SOLE   0 0 486
INTERNATIONAL BUSINESS MACHS COM 459200101 201 1,374 SH   SOLE   0 0 1,374
INVESCO QQQ TR UNIT SER 1 46090E103 205 578 SH   SOLE   0 0 578
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 962 5,226 SH   SOLE   0 0 5,226
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 393 7,344 SH   SOLE   0 0 7,344
ISHARES TR CORE US AGGBD ET 464287226 23,201 201,168 SH   SOLE   0 0 201,168
ISHARES TR NATIONAL MUN ETF 464288414 14,718 125,579 SH   SOLE   0 0 125,579
ISHARES TR CORE MSCI EAFE 46432F842 8,830 117,957 SH   SOLE   0 0 117,957
ISHARES INC CORE MSCI EMKT 46434G103 13,959 208,375 SH   SOLE   0 0 208,375
ISHARES TR CORE S&P MCP ETF 464287507 32,333 120,319 SH   SOLE   0 0 120,319
ISHARES TR FLTG RATE NT ETF 46429B655 4,461 87,786 SH   SOLE   0 0 87,786
ISHARES TR IBONDS DEC2021 46435G789 209 8,162 SH   SOLE   0 0 8,162
ISHARES TR IBOXX INV CP ETF 464287242 1,579 11,750 SH   SOLE   0 0 11,750
ISHARES TR IBOXX HI YD ETF 464288513 4,971 56,465 SH   SOLE   0 0 56,465
ISHARES TR MSCI EAFE ETF 464287465 359 4,546 SH   SOLE   0 0 4,546
ISHARES TR EAFE SML CP ETF 464288273 5,082 68,529 SH   SOLE   0 0 68,529
ISHARES TR MSCI EMG MKT ETF 464287234 281 5,102 SH   SOLE   0 0 5,102
ISHARES TR RUS 1000 ETF 464287622 5,597 23,119 SH   SOLE   0 0 23,119
ISHARES TR RUS 1000 GRW ETF 464287614 523 1,925 SH   SOLE   0 0 1,925
ISHARES TR RUS 1000 VAL ETF 464287598 269 1,697 SH   SOLE   0 0 1,697
ISHARES TR RUSSELL 2000 ETF 464287655 5,102 22,245 SH   SOLE   0 0 22,245
ISHARES TR RUSEL 2500 ETF 46435G268 208 3,134 SH   SOLE   0 0 3,134
ISHARES TR S&P 500 GRWT ETF 464287309 716 9,840 SH   SOLE   0 0 9,840
ISHARES TR CORE S&P500 ETF 464287200 93,911 218,438 SH   SOLE   0 0 218,438
ISHARES TR S&P MC 400GR ETF 464287606 208 2,565 SH   SOLE   0 0 2,565
ISHARES TR CORE S&P SCP ETF 464287804 23,168 205,063 SH   SOLE   0 0 205,063
ISHARES TR S&P SML 600 GWT 464287887 203 1,532 SH   SOLE   0 0 1,532
ISHARES TR SHRT NAT MUN ETF 464288158 5,745 53,280 SH   SOLE   0 0 53,280
ISHARES TR CORE S&P TTL STK 464287150 4,695 47,541 SH   SOLE   0 0 47,541
ISHARES TR CORE MSCI TOTAL 46432F834 1,389 18,945 SH   SOLE   0 0 18,945
JOHNSON & JOHNSON COM 478160104 595 3,613 SH   SOLE   0 0 3,613
JPMORGAN CHASE & CO COM 46625H100 1,085 6,976 SH   SOLE   0 0 6,976
LILLY ELI & CO COM 532457108 240 1,046 SH   SOLE   0 0 1,046
MERCK & CO INC COM 58933Y105 348 4,438 SH   SOLE   0 0 4,438
MICROSOFT CORP COM 594918104 1,377 5,085 SH   SOLE   0 0 5,085
PEPSICO INC COM 713448108 462 3,116 SH   SOLE   0 0 3,116
PFIZER INC COM 717081103 542 13,850 SH   SOLE   0 0 13,850
PROCTER AND GAMBLE CO COM 742718109 201 1,493 SH   SOLE   0 0 1,493
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 363 6,078 SH   SOLE   0 0 6,078
S&P GLOBAL INC COM 78409V104 227 552 SH   SOLE   0 0 552
SALESFORCE COM INC COM 79466L302 201 822 SH   SOLE   0 0 822
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 777 18,667 SH   SOLE   0 0 18,667
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 652 6,268 SH   SOLE   0 0 6,268
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,582 20,208 SH   SOLE   0 0 20,208
SERITAGE GROWTH PPTYS CL A 81752R100 384 20,854 SH   SOLE   0 0 20,854
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,259 27,666 SH   SOLE   0 0 27,666
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,813 11,244 SH   SOLE   0 0 11,244
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 573 1,167 SH   SOLE   0 0 1,167
SPDR SER TR S&P DIVID ETF 78464A763 684 5,594 SH   SOLE   0 0 5,594
UNITEDHEALTH GROUP INC COM 91324P102 233 581 SH   SOLE   0 0 581
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,228 82,063 SH   SOLE   0 0 82,063
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 661 6,310 SH   SOLE   0 0 6,310