The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   1,129 8,565 SH   SOLE   0 0 8,565
ALPHABET INC CAP STK CL A 02079K305   957 7,315 SH   SOLE   0 0 7,315
AMAZON COM INC COM 023135106   464 3,649 SH   SOLE   0 0 3,649
AMERICAN ELEC PWR CO INC COM 025537101   254 3,370 SH   SOLE   0 0 3,370
APPLE INC COM 037833100   2,955 17,258 SH   SOLE   0 0 17,258
BANK AMERICA CORP COM 060505104   253 9,234 SH   SOLE   0 0 9,234
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   264 754 SH   SOLE   0 0 754
CHEVRON CORP NEW COM 166764100   229 1,360 SH   SOLE   0 0 1,360
DANAHER CORPORATION COM 235851102   208 839 SH   SOLE   0 0 839
DIGITALOCEAN HLDGS INC COM 25402D102   270 11,235 SH   SOLE   0 0 11,235
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   270 8,270 SH   SOLE   0 0 8,270
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   549 20,969 SH   SOLE   0 0 20,969
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   519 28,413 SH   SOLE   0 0 28,413
EASTERN BANKSHARES INC COM 27627N105   366 152,339 SH   SOLE   0 0 152,339
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,452 14,508 SH   SOLE   0 0 14,508
HOME DEPOT INC COM 437076102   366 1,210 SH   SOLE   0 0 1,210
HONEYWELL INTL INC COM 438516106   303 1,641 SH   SOLE   0 0 1,641
INVESCO QQQ TR UNIT SER 1 46090E103   358 1,001 SH   SOLE   0 0 1,001
ISHARES INC CORE MSCI EMKT 46434G103   12,654 267,551 SH   SOLE   0 0 267,551
ISHARES TR 1 3 YR TREAS BD 464287457   3,059 37,782 SH   SOLE   0 0 37,782
ISHARES TR CORE US AGGBD ET 464287226   24,185 257,182 SH   SOLE   0 0 257,182
ISHARES TR NATIONAL MUN ETF 464288414   14,285 139,310 SH   SOLE   0 0 139,310
ISHARES TR CORE MSCI EAFE 46432F842   8,888 142,380 SH   SOLE   0 0 142,380
ISHARES TR CORE S&P MCP ETF 464287507   36,481 145,642 SH   SOLE   0 0 145,642
ISHARES TR ESG AWR MSCI USA 46435G425   201 2,144 SH   SOLE   0 0 2,144
ISHARES TR FLTG RATE NT ETF 46429B655   6,518 128,089 SH   SOLE   0 0 128,089
ISHARES TR IBOXX HI YD ETF 464288513   4,540 61,580 SH   SOLE   0 0 61,580
ISHARES TR EAFE SML CP ETF 464288273   3,507 62,348 SH   SOLE   0 0 62,348
ISHARES TR RUS 1000 ETF 464287622   31,916 135,284 SH   SOLE   0 0 135,284
ISHARES TR RUS 1000 GRW ETF 464287614   549 2,060 SH   SOLE   0 0 2,060
ISHARES TR RUS 1000 VAL ETF 464287598   276 1,804 SH   SOLE   0 0 1,804
ISHARES TR RUSSELL 2000 ETF 464287655   6,163 34,709 SH   SOLE   0 0 34,709
ISHARES TR RUSSELL 3000 ETF 464287689   2,220 9,023 SH   SOLE   0 0 9,023
ISHARES TR S&P 500 GRWT ETF 464287309   592 8,625 SH   SOLE   0 0 8,625
ISHARES TR CORE S&P500 ETF 464287200   98,060 234,008 SH   SOLE   0 0 234,008
ISHARES TR S&P 500 VAL ETF 464287408   201 1,299 SH   SOLE   0 0 1,299
ISHARES TR CORE S&P SCP ETF 464287804   21,670 228,617 SH   SOLE   0 0 228,617
ISHARES TR SHRT NAT MUN ETF 464288158   6,666 64,803 SH   SOLE   0 0 64,803
ISHARES TR CORE S&P TTL STK 464287150   8,283 87,530 SH   SOLE   0 0 87,530
ISHARES TR CORE MSCI TOTAL 46432F834   2,127 35,462 SH   SOLE   0 0 35,462
JOHNSON & JOHNSON COM 478160104   210 1,350 SH   SOLE   0 0 1,350
JPMORGAN CHASE & CO COM 46625H100   590 4,065 SH   SOLE   0 0 4,065
META PLATFORMS INC CL A 30303M102   334 1,114 SH   SOLE   0 0 1,114
MICROSOFT CORP COM 594918104   1,388 4,396 SH   SOLE   0 0 4,396
MICROVAST HOLDINGS INC COM 59516C106   38 20,000 SH   SOLE   0 0 20,000
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   247 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104   321 738 SH   SOLE   0 0 738
PEPSICO INC COM 713448108   281 1,659 SH   SOLE   0 0 1,659
PFIZER INC COM 717081103   234 7,067 SH   SOLE   0 0 7,067
PIMCO ACCESS INCOME FUND SHS BENFIN INT 72203T100   175 12,500 SH   SOLE   0 0 12,500
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107   197 16,405 SH   SOLE   0 0 16,405
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104   98 10,225 SH   SOLE   0 0 10,225
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   208 3,661 SH   SOLE   0 0 3,661
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   986 29,041 SH   SOLE   0 0 29,041
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,256 38,950 SH   SOLE   0 0 38,950
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   583 11,528 SH   SOLE   0 0 11,528
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,614 38,628 SH   SOLE   0 0 38,628
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,186 94,917 SH   SOLE   0 0 94,917
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,401 7,955 SH   SOLE   0 0 7,955
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   570 1,248 SH   SOLE   0 0 1,248
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   202 2,205 SH   SOLE   0 0 2,205
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,276 14,110 SH   SOLE   0 0 14,110
SPDR SER TR S&P 500 ESG ETF 78468R531   363 8,758 SH   SOLE   0 0 8,758
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,587 37,070 SH   SOLE   0 0 37,070
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,694 25,772 SH   SOLE   0 0 25,772
VANGUARD INDEX FDS GROWTH ETF 922908736   534 1,961 SH   SOLE   0 0 1,961
VANGUARD INDEX FDS MID CAP ETF 922908629   15,050 72,272 SH   SOLE   0 0 72,272
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,426 8,725 SH   SOLE   0 0 8,725
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,745 51,544 SH   SOLE   0 0 51,544
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,720 17,515 SH   SOLE   0 0 17,515
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   423 8,161 SH   SOLE   0 0 8,161
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,341 12,629 SH   SOLE   0 0 12,629
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,418 87,174 SH   SOLE   0 0 87,174
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   8,032 166,976 SH   SOLE   0 0 166,976
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,828 110,422 SH   SOLE   0 0 110,422
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   638 6,171 SH   SOLE   0 0 6,171