The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   909,659 2,962 SH   SOLE   2,962 0 0
CLARIVATE PLC ORD SHS G21810109   395,822 58,990 SH   SOLE   58,990 0 0
EATON CORP PLC SHS G29183103   159,960 750 SH   SOLE   750 0 0
EATON CORP PLC SHS G29183103   74,648 350 SH   OTR   0 350 0
FERGUSON PLC NEW SHS G3421J106   646,531 3,931 SH   SOLE   3,931 0 0
APTIV PLC SHS G6095L109   322,882 3,275 SH   SOLE   3,275 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   242,883 1,197 SH   SOLE   1,197 0 0
AERCAP HOLDINGS NV SHS N00985106   542,596 8,658 SH   SOLE   8,658 0 0
ADOBE INC COM 00724F101   1,042,745 2,045 SH   SOLE   2,045 0 0
ADVANCED MICRO DEVICES INC COM 007903107   612,498 5,957 SH   SOLE   5,957 0 0
AIR PRODS & CHEMS INC COM 009158106   228,703 807 SH   SOLE   807 0 0
ALPHABET INC CAP STK CL C 02079K107   274,248 2,080 SH   SOLE   2,080 0 0
ALPHABET INC CAP STK CL A 02079K305   2,121,371 16,211 SH   SOLE   16,211 0 0
AMAZON COM INC COM 023135106   2,078,666 16,352 SH   SOLE   16,352 0 0
AMERICAN EXPRESS CO COM 025816109   41,027 275 SH   SOLE   275 0 0
AMERICAN EXPRESS CO COM 025816109   208,866 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC COM 032654105   467,490 2,670 SH   SOLE   2,670 0 0
ELEVANCE HEALTH INC COM 036752103   681,432 1,565 SH   SOLE   1,565 0 0
APPLE INC COM 037833100   5,102,229 29,801 SH   SOLE   29,801 0 0
ARISTA NETWORKS INC COM 040413106   518,314 2,818 SH   SOLE   2,818 0 0
BAKER HUGHES COMPANY CL A 05722G100   667,548 18,900 SH   SOLE   18,900 0 0
BALL CORP COM 058498106   498,347 10,011 SH   SOLE   10,011 0 0
BANK AMERICA CORP COM 060505104   679,845 24,830 SH   SOLE   24,830 0 0
BANK MARIN BANCORP COM 063425102   201,189 11,006 SH   SOLE   11,006 0 0
BECTON DICKINSON & CO COM 075887109   227,764 881 SH   SOLE   881 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,028,831 2,937 SH   SOLE   2,937 0 0
BOSTON SCIENTIFIC CORP COM 101137107   675,840 12,800 SH   SOLE   12,800 0 0
CATALENT INC COM 148806102   230,199 5,056 SH   SOLE   5,056 0 0
CHEVRON CORP NEW COM 166764100   777,675 4,612 SH   SOLE   4,612 0 0
CHEVRON CORP NEW COM 166764100   16,862 100 SH   OTR   0 100 0
COSTCO WHSL CORP NEW COM 22160K105   1,690,925 2,993 SH   SOLE   2,993 0 0
DANAHER CORPORATION COM 235851102   1,500,260 6,047 SH   SOLE   6,047 0 0
DEERE & CO COM 244199105   596,260 1,580 SH   SOLE   1,450 0 130
DUKE ENERGY CORP NEW COM NEW 26441C204   207,852 2,355 SH   SOLE   2,355 0 0
ECOLAB INC COM 278865100   226,996 1,340 SH   SOLE   1,340 0 0
ENTEGRIS INC COM 29362U104   404,846 4,311 SH   SOLE   4,311 0 0
META PLATFORMS INC CL A 30303M102   458,120 1,526 SH   SOLE   1,526 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   868,063 34,848 SH   SOLE   32,905 0 1,943
GOLDMAN SACHS GROUP INC COM 38141G104   295,095 912 SH   SOLE   912 0 0
HOME DEPOT INC COM 437076102   745,126 2,466 SH   SOLE   2,466 0 0
HONEYWELL INTL INC COM 438516106   611,674 3,311 SH   SOLE   3,311 0 0
ILLINOIS TOOL WKS INC COM 452308109   319,670 1,388 SH   SOLE   1,388 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   233,459 1,664 SH   SOLE   1,664 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,130,341 3,155 SH   SOLE   3,155 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   566,066 1,580 SH   OTR   1,580 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   599,486 2,051 SH   SOLE   2,051 0 0
INTUIT COM 461202103   415,905 814 SH   SOLE   814 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   257,756 5,151 SH   SOLE   5,151 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   553,873 6,877 SH   SOLE   6,877 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   267,300 11,880 SH   SOLE   11,880 0 0
IQVIA HLDGS INC COM 46266C105   645,340 3,280 SH   SOLE   3,280 0 0
ISHARES TR TIPS BD ETF 464287176   988,244 9,528 SH   SOLE   9,216 0 312
ISHARES TR TIPS BD ETF 464287176   82,249 793 SH   OTR   793 0 0
1ISHARES TR CORE S&P500 ETF 464287200   1,083,451 2,523 SH   SOLE   2,523 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   885,308 9,666 SH   SOLE   9,666 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,149,201 31,184 SH   SOLE   30,154 0 1,030
ISHARES TR MSCI EAFE ETF 464287465   109,169 1,584 SH   OTR   1,584 0 0
ISHARES TR CORE S&P US VLU 464287663   383,919 5,145 SH   SOLE   5,145 0 0
ISHARES TR CORE S&P US VLU 464287663   270,273 3,622 SH   OTR   3,622 0 0
ISHARES TR CORE S&P SCP ETF 464287804   260,822 2,765 SH   SOLE   2,765 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,017,833 33,759 SH   SOLE   33,114 0 645
ISHARES TR PFD AND INCM SEC 464288687   70,701 2,345 SH   OTR   2,345 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   269,720 8,025 SH   SOLE   8,025 0 0
JPMORGAN CHASE & CO COM 46625H100   702,476 4,844 SH   SOLE   4,844 0 0
JOHNSON & JOHNSON COM 478160104   375,201 2,409 SH   SOLE   2,409 0 0
ELI LILLY & CO COM 532457108   1,384,184 2,577 SH   SOLE   2,402 0 175
MARRIOTT INTL INC NEW CL A 571903202   242,751 1,235 SH   SOLE   1,235 0 0
MARTIN MARIETTA MATLS INC COM 573284106   558,663 1,361 SH   SOLE   1,361 0 0
MCDONALDS CORP COM 580135101   941,534 3,574 SH   SOLE   3,574 0 0
MCKESSON CORP COM 58155Q103   417,456 960 SH   SOLE   960 0 0
MERCK & CO INC COM 58933Y105   619,759 6,020 SH   SOLE   6,020 0 0
MICROSOFT CORP COM 594918104   6,054,506 19,175 SH   SOLE   18,190 0 985
NEXTERA ENERGY INC COM 65339F101   299,340 5,225 SH   SOLE   5,225 0 0
NVIDIA CORPORATION COM 67066G104   1,130,974 2,600 SH   SOLE   2,600 0 0
PALO ALTO NETWORKS INC COM 697435105   226,937 968 SH   SOLE   968 0 0
PAYPAL HLDGS INC COM 70450Y103   398,171 6,811 SH   SOLE   6,811 0 0
PEPSICO INC COM 713448108   501,542 2,960 SH   SOLE   2,460 0 500
PFIZER INC COM 717081103   410,909 12,388 SH   SOLE   12,388 0 0
PROCTER AND GAMBLE CO COM 742718109   228,562 1,567 SH   SOLE   1,567 0 0
PROCTER AND GAMBLE CO COM 742718109   43,758 300 SH   OTR   300 0 0
PROGRESSIVE CORP COM 743315103   869,928 6,245 SH   SOLE   6,245 0 0
QUALCOMM INC COM 747525103   235,447 2,120 SH   SOLE   2,120 0 0
S&P GLOBAL INC COM 78409V104   559,442 1,531 SH   SOLE   1,531 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   735,265 1,720 SH   SOLE   1,720 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   628,823 1,471 SH   OTR   1,471 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   336,164 12,469 SH   SOLE   12,469 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   486,849 11,611 SH   SOLE   11,163 0 448
SALESFORCE INC COM 79466L302   999,097 4,927 SH   SOLE   4,717 0 210
SCHWAB CHARLES CORP COM 808513105   212,298 3,867 SH   SOLE   3,867 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,885,141 39,364 SH   SOLE   38,606 0 758
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   77,150 1,611 SH   OTR   1,611 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   521,729 6,642 SH   SOLE   6,332 0 310
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,890,341 22,451 SH   SOLE   21,971 0 480
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,420,100 20,638 SH   SOLE   19,574 0 1,064
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,240,358 13,917 SH   SOLE   13,207 0 710
SELECT SECTOR SPDR TR ENERGY 81369Y506   637,068 7,048 SH   SOLE   7,048 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,201,351 36,218 SH   SOLE   32,067 0 4,151
SELECT SECTOR SPDR TR INDL 81369Y704   1,331,829 13,137 SH   SOLE   12,757 0 380
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,041,858 24,656 SH   SOLE   24,133 0 523
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,584,302 24,162 SH   SOLE   21,903 0 2,259
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   236,752 6,949 SH   SOLE   6,279 0 670
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   402,079 6,823 SH   SOLE   6,415 0 408
SHERWIN WILLIAMS CO COM 824348106   560,344 2,197 SH   SOLE   2,197 0 0
STRYKER CORPORATION COM 863667101   637,812 2,334 SH   SOLE   2,334 0 0
T-MOBILE US INC COM 872590104   472,948 3,377 SH   SOLE   3,377 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   934,389 1,846 SH   SOLE   1,846 0 0
UDR INC COM 902653104   214,020 6,000 SH   OTR   6,000 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   819,406 12,219 SH   SOLE   12,003 0 216
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   345,475 7,902 SH   SOLE   7,902 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,656,783 34,639 SH   SOLE   34,043 0 596
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   86,094 1,800 SH   OTR   1,800 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   262,366 974 SH   SOLE   974 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,223,193 15,229 SH   SOLE   15,229 0 0
1VANGUARD WORLD FDS INF TECH ETF 92204A702   301,217 726 SH   SOLE   726 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,609,091 15,297 SH   SOLE   15,297 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   873,324 22,273 SH   SOLE   22,001 0 272
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   72,969 1,861 SH   OTR   1,861 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,029,494 10,261 SH   SOLE   10,120 0 141
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   145,342 1,921 SH   SOLE   1,921 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   87,009 1,150 SH   OTR   1,150 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,493,674 11,975 SH   SOLE   11,975 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   318,387 1,627 SH   SOLE   1,627 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   781,865 5,455 SH   SOLE   5,382 0 73
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   28,666 200 SH   OTR   200 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   813,001 4,300 SH   SOLE   4,300 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   709,449 3,340 SH   SOLE   3,340 0 0
VISA INC COM CL A 92826C839   991,573 4,311 SH   SOLE   4,311 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   383,560 344 SH   SOLE   304 0 40
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   595,486 11,834 SH   SOLE   11,834 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   467,341 12,748 SH   SOLE   12,748 0 0
ZOETIS INC CL A 98978V103   800,134 4,599 SH   SOLE   4,599 0 0