The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,038 3,079 SH   SOLE   3,079 0 0
CLARIVATE PLC ORD SHS G21810109 793 47,298 SH   SOLE   47,298 0 0
EATON CORP PLC SHS G29183103 258 1,700 SH   SOLE   1,700 0 0
EATON CORP PLC SHS G29183103 106 700 SH   OTR   0 700 0
APTIV PLC SHS G6095L109 700 5,847 SH   SOLE   5,847 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 321 2,104 SH   SOLE   1,709 0 395
AERCAP HOLDINGS NV SHS N00985106 930 18,493 SH   SOLE   18,493 0 0
ABBOTT LABS COM 002824100 931 7,868 SH   SOLE   7,348 0 520
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,152 2,529 SH   SOLE   2,529 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,083 9,909 SH   SOLE   9,909 0 0
AIR PRODS & CHEMS INC COM 009158106 393 1,574 SH   SOLE   1,574 0 0
ALPHABET INC CAP STK CL C 02079K107 525 188 SH   SOLE   188 0 0
ALPHABET INC CAP STK CL A 02079K305 3,026 1,088 SH   SOLE   1,088 0 0
AMAZON COM INC COM 023135106 3,015 925 SH   SOLE   925 0 0
AMERICAN EXPRESS CO COM 025816109 51 275 SH   SOLE   275 0 0
AMERICAN EXPRESS CO COM 025816109 262 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC COM 032654105 515 3,120 SH   SOLE   3,120 0 0
ANTHEM INC COM 036752103 1,903 3,875 SH   SOLE   3,750 0 125
APPLE INC COM 037833100 6,076 34,796 SH   SOLE   34,796 0 0
ARISTA NETWORKS INC COM 040413106 439 3,156 SH   SOLE   3,156 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 403 1,772 SH   SOLE   1,772 0 0
BAKER HUGHES COMPANY CL A 05722G100 364 9,991 SH   SOLE   9,991 0 0
BALL CORP COM 058498106 425 4,724 SH   SOLE   4,724 0 0
BK OF AMERICA CORP COM 060505104 1,749 42,440 SH   SOLE   41,290 0 1,150
BANK MARIN BANCORP COM 063425102 299 8,538 SH   SOLE   8,538 0 0
BECTON DICKINSON & CO COM 075887109 490 1,842 SH   SOLE   1,842 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,344 3,808 SH   SOLE   3,808 0 0
BOSTON SCIENTIFIC CORP COM 101137107 878 19,823 SH   SOLE   19,823 0 0
CARMAX INC COM 143130102 364 3,770 SH   SOLE   3,770 0 0
CATALENT INC COM 148806102 466 4,201 SH   SOLE   4,201 0 0
CHEVRON CORP NEW COM 166764100 364 2,237 SH   SOLE   2,237 0 0
CHEVRON CORP NEW COM 166764100 16 100 SH   OTR   0 100 0
COSTCO WHSL CORP NEW COM 22160K105 2,097 3,641 SH   SOLE   3,641 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 271 1,470 SH   SOLE   1,470 0 0
DANAHER CORPORATION COM 235851102 2,085 7,108 SH   SOLE   7,108 0 0
DEERE & CO COM 244199105 856 2,061 SH   SOLE   1,931 0 130
DISNEY WALT CO COM 254687106 1,091 7,957 SH   SOLE   7,307 0 650
DUKE ENERGY CORP NEW COM NEW 26441C204 358 3,203 SH   SOLE   3,203 0 0
ECOLAB INC COM 278865100 405 2,293 SH   SOLE   2,293 0 0
ENJOY TECHNOLOGY INC COM 29335V106 61 15,949 SH   SOLE   15,949 0 0
EXPEDITORS INTL WASH INC COM 302130109 223 2,165 SH   SOLE   365 0 1,800
META PLATFORMS INC CL A 30303M102 207 932 SH   SOLE   932 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 847 40,432 SH   SOLE   38,179 0 2,253
GOLDMAN SACHS GROUP INC COM 38141G104 359 1,087 SH   SOLE   1,087 0 0
GRACO INC COM 384109104 214 3,075 SH   SOLE   0 0 3,075
HALOZYME THERAPEUTICS INC COM 40637H109 1,010 25,326 SH   SOLE   25,326 0 0
HOME DEPOT INC COM 437076102 987 3,298 SH   SOLE   3,298 0 0
HONEYWELL INTL INC COM 438516106 980 5,039 SH   SOLE   5,039 0 0
ILLINOIS TOOL WKS INC COM 452308109 412 1,967 SH   SOLE   1,967 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 205 1,576 SH   SOLE   1,576 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,884 5,197 SH   SOLE   5,145 0 52
INVESCO QQQ TR UNIT SER 1 46090E103 587 1,620 SH   OTR   1,620 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 764 2,534 SH   SOLE   2,534 0 0
IQVIA HLDGS INC COM 46266C105 782 3,384 SH   SOLE   3,384 0 0
ISHARES TR TIPS BD ETF 464287176 1,076 8,639 SH   SOLE   8,365 0 274
ISHARES TR TIPS BD ETF 464287176 99 793 SH   OTR   793 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,219 4,892 SH   SOLE   4,892 0 0
ISHARES TR CORE US AGGBD ET 464287226 874 8,161 SH   SOLE   7,906 0 255
ISHARES TR MSCI EAFE ETF 464287465 2,290 31,115 SH   SOLE   30,497 0 618
ISHARES TR MSCI EAFE ETF 464287465 117 1,584 SH   OTR   1,584 0 0
ISHARES TR COHEN STEER REIT 464287564 379 5,334 SH   SOLE   5,334 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 280 1,010 SH   SOLE   1,010 0 0
ISHARES TR CORE S&P US VLU 464287663 643 8,469 SH   SOLE   8,469 0 0
ISHARES TR CORE S&P US VLU 464287663 275 3,622 SH   OTR   3,622 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,589 43,624 SH   SOLE   43,146 0 478
ISHARES TR PFD AND INCM SEC 464288687 85 2,345 SH   OTR   2,345 0 0
ISHARES TR US SML CP VALUE 46436E536 217 7,054 SH   SOLE   7,054 0 0
JPMORGAN CHASE & CO COM 46625H100 950 6,967 SH   SOLE   6,967 0 0
JOHNSON & JOHNSON COM 478160104 1,371 7,733 SH   SOLE   7,158 0 575
JOHNSON & JOHNSON COM 478160104 177 1,000 SH   OTR   0 0 1,000
LILLY ELI & CO COM 532457108 781 2,727 SH   SOLE   2,552 0 175
LITHIA MTRS INC COM 536797103 782 2,607 SH   SOLE   2,607 0 0
MARRIOTT INTL INC NEW CL A 571903202 536 3,050 SH   SOLE   2,765 0 285
MARTIN MARIETTA MATLS INC COM 573284106 905 2,352 SH   SOLE   2,352 0 0
MCDONALDS CORP COM 580135101 1,057 4,276 SH   SOLE   4,276 0 0
MCKESSON CORP COM 58155Q103 527 1,723 SH   SOLE   1,723 0 0
MERCK & CO. INC COM 58933Y105 624 7,600 SH   SOLE   7,600 0 0
MICROSOFT CORP COM 594918104 8,862 28,745 SH   SOLE   27,271 0 1,474
MORGAN STANLEY COM NEW 617446448 446 5,103 SH   SOLE   5,103 0 0
NEXTERA ENERGY INC COM 65339F101 647 7,635 SH   SOLE   7,635 0 0
NIKE INC CL B 654106103 219 1,627 SH   SOLE   1,627 0 0
NVIDIA CORPORATION COM 67066G104 1,662 6,091 SH   SOLE   6,091 0 0
PALO ALTO NETWORKS INC COM 697435105 951 1,527 SH   SOLE   1,527 0 0
PAYPAL HLDGS INC COM 70450Y103 279 2,415 SH   SOLE   2,415 0 0
PEPSICO INC COM 713448108 856 5,115 SH   SOLE   4,615 0 500
PFIZER INC COM 717081103 896 17,315 SH   SOLE   17,315 0 0
PROCTER AND GAMBLE CO COM 742718109 253 1,654 SH   SOLE   1,654 0 0
PROCTER AND GAMBLE CO COM 742718109 46 300 SH   OTR   300 0 0
QUALCOMM INC COM 747525103 578 3,780 SH   SOLE   3,780 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 277 2,801 SH   SOLE   2,801 0 0
S&P GLOBAL INC COM 78409V104 649 1,582 SH   SOLE   1,582 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 823 1,823 SH   SOLE   1,823 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 664 1,471 SH   OTR   1,471 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 447 8,607 SH   SOLE   8,607 0 0
SVB FINANCIAL GROUP COM 78486Q101 682 1,219 SH   SOLE   1,219 0 0
SALESFORCE COM INC COM 79466L302 2,296 10,813 SH   SOLE   10,603 0 210
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 378 4,796 SH   SOLE   4,796 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9 110 SH   OTR   110 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,739 35,099 SH   SOLE   34,496 0 603
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 80 1,611 SH   OTR   1,611 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 223 1,811 SH   SOLE   1,811 0 0
SCOTTS MIRACLE-GRO CO CL A 810186106 15 125 SH   OTR   0 125 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 642 7,284 SH   SOLE   7,016 0 268
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,838 20,719 SH   SOLE   20,719 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,543 20,328 SH   SOLE   19,512 0 816
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,013 16,285 SH   SOLE   15,827 0 458
SELECT SECTOR SPDR TR ENERGY 81369Y506 687 8,987 SH   SOLE   8,987 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,381 36,040 SH   SOLE   33,547 0 2,493
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,323 12,844 SH   SOLE   12,844 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,285 26,962 SH   SOLE   26,357 0 605
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,495 21,742 SH   SOLE   19,713 0 2,029
SHERWIN WILLIAMS CO COM 824348106 454 1,820 SH   SOLE   1,820 0 0
SIGNATURE BK NEW YORK N Y COM 82669G104 345 1,176 SH   SOLE   1,176 0 0
SOUTHWEST AIRLS CO COM 844741108 378 8,256 SH   SOLE   8,256 0 0
BLOCK INC CL A 852234103 559 4,119 SH   SOLE   4,119 0 0
STRYKER CORPORATION COM 863667101 944 3,532 SH   SOLE   3,357 0 175
TESLA INC COM 88160R101 246 228 SH   SOLE   228 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,406 2,380 SH   SOLE   2,380 0 0
3M CO COM 88579Y101 278 1,866 SH   SOLE   1,866 0 0
UDR INC COM 902653104 344 6,000 SH   OTR   6,000 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 830 9,053 SH   SOLE   8,903 0 150
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,549 29,535 SH   SOLE   29,080 0 455
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 94 1,800 SH   OTR   1,800 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,352 14,482 SH   SOLE   14,482 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 401 964 SH   SOLE   964 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,792 14,929 SH   SOLE   14,929 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,310 28,408 SH   SOLE   28,228 0 180
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 86 1,861 SH   OTR   1,861 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,137 14,783 SH   SOLE   14,509 0 274
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 283 2,615 SH   SOLE   2,615 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 141 1,300 SH   OTR   1,300 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,854 12,000 SH   SOLE   12,000 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 339 1,627 SH   SOLE   1,627 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,003 6,055 SH   SOLE   6,015 0 40
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 33 200 SH   OTR   200 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 928 4,368 SH   SOLE   4,368 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,736 7,625 SH   SOLE   7,625 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 478 9,375 SH   SOLE   9,375 0 0
VISA INC COM CL A 92826C839 1,280 5,770 SH   SOLE   5,770 0 0
WELLS FARGO CO NEW COM 949746101 1,336 27,574 SH   SOLE   27,574 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 557 420 SH   SOLE   380 0 40
WORLD GOLD TR SPDR GLD MINIS 98149E204 212 5,519 SH   SOLE   5,519 0 0
ZOETIS INC CL A 98978V103 1,164 6,172 SH   SOLE   6,172 0 0