The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   294,221 2,909 SH   SOLE   0 0 2,909
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   245,044 788 SH   SOLE   0 0 788
ALPHABET INC CAP STK CL A 02079K305   532,356 4,440 SH   SOLE   0 0 4,440
ALPHABET INC CAP STK CL C 02079K107   309,116 2,564 SH   SOLE   0 0 2,564
AMAZON COM INC COM 023135106   703,579 5,403 SH   SOLE   0 0 5,403
APPLE INC COM 037833100   890,692 4,628 SH   SOLE   0 0 4,628
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,119,040 9,120 SH   SOLE   0 0 9,120
BROADCOM INC COM 11135F101   438,220 500 SH   SOLE   0 0 500
CISCO SYS INC COM 17275R102   221,531 4,275 SH   SOLE   0 0 4,275
ECOLAB INC COM 278865100   247,032 1,324 SH   SOLE   0 0 1,324
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106   187,245 10,715 SH   SOLE   0 0 10,715
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   2,860,449 120,796 SH   SOLE   0 0 120,796
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   250,277 4,447 SH   SOLE   0 0 4,447
ISHARES INC MSCI EMRG CHN 46434G764   3,016,378 57,422 SH   SOLE   0 0 57,422
ISHARES INC CORE MSCI EMKT 46434G103   995,505 19,970 SH   SOLE   0 0 19,970
ISHARES TR U.S. FINLS ETF 464287788   303,941 4,045 SH   SOLE   0 0 4,045
ISHARES TR CONV BD ETF 46435G102   2,735,072 35,664 SH   SOLE   0 0 35,664
ISHARES TR RUS MDCP VAL ETF 464287473   20,779,396 188,049 SH   SOLE   0 0 188,049
ISHARES TR CORE US AGGBD ET 464287226   17,324,167 177,538 SH   SOLE   0 0 177,538
ISHARES TR EAFE SML CP ETF 464288273   236,139 4,001 SH   SOLE   0 0 4,001
ISHARES TR GL CLEAN ENE ETF 464288224   246,376 13,390 SH   SOLE   0 0 13,390
ISHARES TR NATIONAL MUN ETF 464288414   2,377,963 22,322 SH   SOLE   0 0 22,322
ISHARES TR TIPS BD ETF 464287176   587,344 5,490 SH   SOLE   0 0 5,490
ISHARES TR RUS 1000 ETF 464287622   402,417 1,650 SH   SOLE   0 0 1,650
ISHARES TR RUSSELL 2000 ETF 464287655   5,121,771 27,294 SH   SOLE   0 0 27,294
ISHARES TR CORE MSCI EAFE 46432F842   9,544,178 141,311 SH   SOLE   0 0 141,311
ISHARES TR S&P 500 VAL ETF 464287408   40,499,755 250,804 SH   SOLE   0 0 250,804
ISHARES TR RUS MID CAP ETF 464287499   1,316,445 17,965 SH   SOLE   0 0 17,965
ISHARES TR S&P 500 GRWT ETF 464287309   1,163,790 16,510 SH   SOLE   0 0 16,510
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,216,883 24,080 SH   SOLE   0 0 24,080
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,693,253 214,122 SH   SOLE   0 0 214,122
MEDTRONIC PLC SHS G5960L103   224,473 2,576 SH   SOLE   0 0 2,576
MICROSOFT CORP COM 594918104   275,800 816 SH   SOLE   0 0 816
NVIDIA CORPORATION COM 67066G104   1,210,585 2,854 SH   SOLE   0 0 2,854
PROSOMNUS INC COMMON STOCK 50535E108   207,176 67,265 SH   SOLE   0 0 67,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   472,588 3,590 SH   SOLE   0 0 3,590
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,033,188 5,955 SH   SOLE   0 0 5,955
SELECT SECTOR SPDR TR ENERGY 81369Y506   598,810 7,360 SH   SOLE   0 0 7,360
SPDR S&P 500 ETF TR TR UNIT 78462F103   378,109 852 SH   SOLE   0 0 852
SPDR SER TR S&P 600 SMCP VAL 78464A300   5,776,026 74,204 SH   SOLE   0 0 74,204
TESLA INC COM 88160R101   207,067 740 SH   SOLE   0 0 740
UNITEDHEALTH GROUP INC COM 91324P102   298,197 624 SH   SOLE   0 0 624
VANGUARD INDEX FDS SM CP VAL ETF 922908611   257,042 1,545 SH   SOLE   0 0 1,545
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   483,224 3,234 SH   SOLE   0 0 3,234
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,537,616 18,230 SH   SOLE   0 0 18,230
VANGUARD INDEX FDS GROWTH ETF 922908736   752,762 2,660 SH   SOLE   0 0 2,660
VANGUARD INDEX FDS LARGE CAP ETF 922908637   523,566 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS SMALL CP ETF 922908751   414,494 2,076 SH   SOLE   0 0 2,076
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,272,377 5,759 SH   SOLE   0 0 5,759
VANGUARD INDEX FDS VALUE ETF 922908744   3,787,361 26,550 SH   SOLE   0 0 26,550
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,028,818 47,746 SH   SOLE   0 0 47,746
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   200,150 2,057 SH   SOLE   0 0 2,057
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,599,248 64,163 SH   SOLE   0 0 64,163
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,220,859 19,986 SH   SOLE   0 0 19,986
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,434,179 107,940 SH   SOLE   0 0 107,940
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,867,905 188,398 SH   SOLE   0 0 188,398
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   615,702 12,287 SH   SOLE   0 0 12,287
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   44,265,736 625,399 SH   SOLE   0 0 625,399
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   2,813,656 13,951 SH   SOLE   0 0 13,951
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   1,511,856 21,753 SH   SOLE   0 0 21,753
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   256,580 3,379 SH   SOLE   0 0 3,379
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,069,719 44,741 SH   SOLE   0 0 44,741
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   258,063 2,417 SH   SOLE   0 0 2,417
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,379,848 3,126 SH   SOLE   0 0 3,126
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   929,936 3,828 SH   SOLE   0 0 3,828
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   295,740 1,032 SH   SOLE   0 0 1,032
VANGUARD WORLD FDS UTILITIES ETF 92204A876   337,976 2,360 SH   SOLE   0 0 2,360