The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 451 143 SH   SOLE   0 0 143
APPLE INC COM 037833100 815 4,733 SH   SOLE   0 0 4,733
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,154 9,103 SH   SOLE   0 0 9,103
CVS HEALTH CORP COM 126650100 215 2,075 SH   SOLE   0 0 2,075
ECOLAB INC COM 278865100 277 1,510 SH   SOLE   0 0 1,510
ISHARES TR TIPS BD ETF 464287176 1,101 9,067 SH   SOLE   0 0 9,067
ISHARES TR CORE US AGGBD ET 464287226 11,630 110,492 SH   SOLE   0 0 110,492
ISHARES TR S&P 500 GRWT ETF 464287309 1,070 14,225 SH   SOLE   0 0 14,225
ISHARES TR S&P 500 VAL ETF 464287408 35,742 228,995 SH   SOLE   0 0 228,995
ISHARES TR RUS MDCP VAL ETF 464287473 17,898 151,010 SH   SOLE   0 0 151,010
ISHARES TR RUS MID CAP ETF 464287499 1,854 24,051 SH   SOLE   0 0 24,051
ISHARES TR NASDAQ BIOTECH 464287556 710 5,299 SH   SOLE   0 0 5,299
ISHARES TR RUS 1000 ETF 464287622 409 1,650 SH   SOLE   0 0 1,650
ISHARES TR RUSSELL 2000 ETF 464287655 7,636 38,281 SH   SOLE   0 0 38,281
ISHARES TR EAFE SML CP ETF 464288273 290 4,440 SH   SOLE   0 0 4,440
ISHARES TR NATIONAL MUN ETF 464288414 1,055 9,698 SH   SOLE   0 0 9,698
MICROSOFT CORP COM 594918104 246 816 SH   SOLE   0 0 816
US BANCORP DEL COM NEW 902973304 550 10,458 SH   SOLE   0 0 10,458
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 414 5,339 SH   SOLE   0 0 5,339
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,283 48,050 SH   SOLE   0 0 48,050
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 264 2,341 SH   SOLE   0 0 2,341
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,405 146,773 SH   SOLE   0 0 146,773
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,579 49,771 SH   SOLE   0 0 49,771
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,701 22,031 SH   SOLE   0 0 22,031
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 333 3,319 SH   SOLE   0 0 3,319
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 206 3,599 SH   SOLE   0 0 3,599
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,532 141,592 SH   SOLE   0 0 141,592
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 992 19,396 SH   SOLE   0 0 19,396
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,686 11,344 SH   SOLE   0 0 11,344
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,970 36,221 SH   SOLE   0 0 36,221
VANGUARD INDEX FDS SM CP VAL ETF 922908611 351 2,047 SH   SOLE   0 0 2,047
VANGUARD INDEX FDS LARGE CAP ETF 922908637 532 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 504 3,135 SH   SOLE   0 0 3,135
VANGUARD INDEX FDS GROWTH ETF 922908736 838 2,970 SH   SOLE   0 0 2,970
VANGUARD INDEX FDS VALUE ETF 922908744 3,159 21,271 SH   SOLE   0 0 21,271
VANGUARD INDEX FDS SMALL CP ETF 922908751 376 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,610 7,143 SH   SOLE   0 0 7,143
AMERISOURCEBERGEN CORP COM 03073E105 459 2,814 SH   SOLE   0 0 2,814
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 3,056 117,915 SH   SOLE   0 0 117,915
ALPHABET INC CAP STK CL A 02079K305 571 210 SH   SOLE   0 0 210
BROADCOM INC COM 11135F101 302 500 SH   SOLE   0 0 500
CISCO SYS INC COM 17275R102 234 4,275 SH   SOLE   0 0 4,275
ISHARES TR CORE MSCI EAFE 46432F842 14,123 205,301 SH   SOLE   0 0 205,301
ISHARES INC CORE MSCI EMKT 46434G103 1,193 21,564 SH   SOLE   0 0 21,564
ISHARES INC MSCI EMRG CHN 46434G764 2,879 49,900 SH   SOLE   0 0 49,900
ISHARES TR CONV BD ETF 46435G102 3,004 36,710 SH   SOLE   0 0 36,710
NVIDIA CORPORATION COM 67066G104 756 3,121 SH   SOLE   0 0 3,121
SPDR S&P 500 ETF TR TR UNIT 78462F103 373 832 SH   SOLE   0 0 832
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,232 15,211 SH   SOLE   0 0 15,211
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 331 3,760 SH   SOLE   0 0 3,760
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 414 2,919 SH   SOLE   0 0 2,919
SELECT SECTOR SPDR TR ENERGY 81369Y506 358 4,625 SH   SOLE   0 0 4,625
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,218 7,881 SH   SOLE   0 0 7,881
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 263 3,851 SH   SOLE   0 0 3,851
3M CO COM 88579Y101 316 2,105 SH   SOLE   0 0 2,105
UNITEDHEALTH GROUP INC COM 91324P102 372 693 SH   SOLE   0 0 693
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 299 1,002 SH   SOLE   0 0 1,002
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 684 2,595 SH   SOLE   0 0 2,595
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,523 3,775 SH   SOLE   0 0 3,775
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 281 3,619 SH   SOLE   0 0 3,619
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 235 2,914 SH   SOLE   0 0 2,914
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 40,275 574,622 SH   SOLE   0 0 574,622
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,589 21,791 SH   SOLE   0 0 21,791
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 2,055 10,018 SH   SOLE   0 0 10,018
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 256 748 SH   SOLE   0 0 748
MEDTRONIC PLC SHS G5960L103 353 3,142 SH   SOLE   0 0 3,142