The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 381 1,896 SH   SOLE   0 0 1,896
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 234 748 SH   SOLE   0 0 748
ALPHABET INC CAP STK CL A 02079K305 608 242 SH   SOLE   0 0 242
AMAZON COM INC COM 023135106 580 156 SH   SOLE   0 0 156
APPLE INC COM 037833100 709 4,889 SH   SOLE   0 0 4,889
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,600 9,269 SH   SOLE   0 0 9,269
BROADCOM INC COM 11135F101 240 500 SH   SOLE   0 0 500
CISCO SYS INC COM 17275R102 246 4,575 SH   SOLE   0 0 4,575
ECOLAB INC COM 278865100 357 1,678 SH   SOLE   0 0 1,678
ISHARES INC CORE MSCI EMKT 46434G103 1,306 19,998 SH   SOLE   0 0 19,998
ISHARES TR ISHARES BIOTECH 464287556 905 5,549 SH   SOLE   0 0 5,549
ISHARES TR TIPS BD ETF 464287176 818 6,397 SH   SOLE   0 0 6,397
ISHARES TR EAFE SML CP ETF 464288273 317 4,219 SH   SOLE   0 0 4,219
ISHARES TR RUS MDCP VAL ETF 464287473 17,014 146,899 SH   SOLE   0 0 146,899
ISHARES TR CORE US AGGBD ET 464287226 717 6,199 SH   SOLE   0 0 6,199
ISHARES TR S&P 500 GRWT ETF 464287309 857 11,493 SH   SOLE   0 0 11,493
ISHARES TR RUS 1000 ETF 464287622 428 1,740 SH   SOLE   0 0 1,740
ISHARES TR RUSSELL 2000 ETF 464287655 7,650 33,792 SH   SOLE   0 0 33,792
ISHARES TR CORE MSCI EAFE 46432F842 13,863 183,379 SH   SOLE   0 0 183,379
ISHARES TR S&P 500 VAL ETF 464287408 32,807 220,922 SH   SOLE   0 0 220,922
ISHARES TR RUS MID CAP ETF 464287499 1,879 23,535 SH   SOLE   0 0 23,535
MEDTRONIC PLC SHS G5960L103 484 3,779 SH   SOLE   0 0 3,779
MICROSOFT CORP COM 594918104 287 1,034 SH   SOLE   0 0 1,034
NIKE INC CL B 654106103 209 1,300 SH   SOLE   0 0 1,300
NVIDIA CORPORATION COM 67066G104 678 845 SH   SOLE   0 0 845
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 297 3,580 SH   SOLE   0 0 3,580
SELECT SECTOR SPDR TR ENERGY 81369Y506 233 4,410 SH   SOLE   0 0 4,410
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 218 2,676 SH   SOLE   0 0 2,676
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,207 7,986 SH   SOLE   0 0 7,986
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 272 2,117 SH   SOLE   0 0 2,117
SPDR S&P 500 ETF TR TR UNIT 78462F103 362 832 SH   SOLE   0 0 832
SPDR SER TR S&P 600 SMCP VAL 78464A300 740 8,775 SH   SOLE   0 0 8,775
STARBUCKS CORP COM 855244109 202 1,721 SH   SOLE   0 0 1,721
UNITEDHEALTH GROUP INC COM 91324P102 290 703 SH   SOLE   0 0 703
US BANCORP DEL COM NEW 902973304 734 12,892 SH   SOLE   0 0 12,892
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 380 4,618 SH   SOLE   0 0 4,618
VANGUARD INDEX FDS LARGE CAP ETF 922908637 526 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS GROWTH ETF 922908736 915 3,123 SH   SOLE   0 0 3,123
VANGUARD INDEX FDS VALUE ETF 922908744 2,738 19,769 SH   SOLE   0 0 19,769
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,827 36,422 SH   SOLE   0 0 36,422
VANGUARD INDEX FDS SMALL CP ETF 922908751 416 1,852 SH   SOLE   0 0 1,852
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,478 6,545 SH   SOLE   0 0 6,545
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,549 10,956 SH   SOLE   0 0 10,956
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 558 2,968 SH   SOLE   0 0 2,968
VANGUARD INDEX FDS SM CP VAL ETF 922908611 295 1,704 SH   SOLE   0 0 1,704
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,303 38,590 SH   SOLE   0 0 38,590
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 381 3,651 SH   SOLE   0 0 3,651
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 209 3,300 SH   SOLE   0 0 3,300
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,713 19,690 SH   SOLE   0 0 19,690
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,349 25,471 SH   SOLE   0 0 25,471
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,593 126,670 SH   SOLE   0 0 126,670
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 841 15,171 SH   SOLE   0 0 15,171
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 40,184 562,331 SH   SOLE   0 0 562,331
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,572 7,732 SH   SOLE   0 0 7,732
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 215 2,351 SH   SOLE   0 0 2,351
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,382 19,731 SH   SOLE   0 0 19,731
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,097 40,431 SH   SOLE   0 0 40,431
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 246 2,341 SH   SOLE   0 0 2,341
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 333 1,039 SH   SOLE   0 0 1,039
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 558 2,223 SH   SOLE   0 0 2,223
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 217 1,503 SH   SOLE   0 0 1,503
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,684 4,137 SH   SOLE   0 0 4,137
XCEL ENERGY INC COM 98389B100 268 3,963 SH   SOLE   0 0 3,963