The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 468 4,800 SH   SOLE   0 0 4,800
AMAZON COM INC COM 023135106 265 2,345 SH   SOLE   0 0 2,345
APPLE INC COM 037833100 2,600 18,792 SH   SOLE   0 0 18,792
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 322 1,221 SH   SOLE   0 0 1,221
CHEVRON CORP NEW COM 166764100 203 1,290 SH   SOLE   0 0 1,290
CROWN CASTLE INC COM 22822V101 225 1,742 SH   SOLE   0 0 1,742
EXXON MOBIL CORP COM 30231G102 374 3,802 SH   SOLE   0 0 3,802
HOME DEPOT INC COM 437076102 523 1,863 SH   SOLE   0 0 1,863
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 720 5,622 SH   SOLE   0 0 5,622
ISHARES TR CORE S&P MCP ETF 464287507 2,218 9,887 SH   SOLE   0 0 9,887
ISHARES TR CORE S&P SCP ETF 464287804 1,393 15,631 SH   SOLE   0 0 15,631
ISHARES TR S&P 500 GRWT ETF 464287309 1,127 19,760 SH   SOLE   0 0 19,760
ISHARES TR ESG AWR US AGRGT 46435U549 229 4,976 SH   SOLE   0 0 4,976
JOHNSON & JOHNSON COM 478160104 260 1,598 SH   SOLE   0 0 1,598
L3HARRIS TECHNOLOGIES INC COM 502431109 231 1,031 SH   SOLE   0 0 1,031
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 30,507 890,986 SH   SOLE   0 0 890,986
LOCKHEED MARTIN CORP COM 539830109 219 550 SH   SOLE   0 0 550
META PLATFORMS INC CL A 30303M102 206 1,618 SH   SOLE   0 0 1,618
MICROSOFT CORP COM 594918104 869 3,848 SH   SOLE   0 0 3,848
NORTHROP GRUMMAN CORP COM 666807102 256 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2,960 61,109 SH   SOLE   0 0 61,109
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 266 3,964 SH   SOLE   0 0 3,964
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 792 18,878 SH   SOLE   0 0 18,878
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,104 239,143 SH   SOLE   0 0 239,143
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,082 19,696 SH   SOLE   0 0 19,696
SPDR S&P 500 ETF TR TR UNIT 78462F103 275 771 SH   SOLE   0 0 771
TESLA INC COM 88160R101 267 1,230 SH   SOLE   0 0 1,230
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 383 2,524 SH   SOLE   0 0 2,524
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 3,824 18,595 SH   SOLE   0 0 18,595
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,675 72,261 SH   SOLE   0 0 72,261
VANGUARD INDEX FDS VALUE ETF 922908744 5,964 47,827 SH   SOLE   0 0 47,827
VANGUARD INDEX FDS MID CAP ETF 922908629 906 4,818 SH   SOLE   0 0 4,818
VANGUARD INDEX FDS GROWTH ETF 922908736 17,156 81,488 SH   SOLE   0 0 81,488
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,994 22,273 SH   SOLE   0 0 22,273
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,106 139,611 SH   SOLE   0 0 139,611
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,196 95,656 SH   SOLE   0 0 95,656
WORLD GOLD TR SPDR GLD MINIS 98149E303 9,006 270,687 SH   SOLE   0 0 270,687