The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101   218 1,498 SH   SOLE   0 0 1,498
ALPHABET INC CAP STK CL A 02079K305   597 3,953 SH   SOLE   0 0 3,953
AMAZON COM INC COM 023135106   447 2,474 SH   SOLE   0 0 2,474
APPLE INC COM 037833100   3,298 19,232 SH   SOLE   0 0 19,232
ARCH CAP GROUP LTD ORD G0450A105   278 3,000 SH   SOLE   0 0 3,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   514 1,221 SH   SOLE   0 0 1,221
CENCORA INC COM 03073E105   243 1,000 SH   SOLE   0 0 1,000
CHEVRON CORP NEW COM 166764100   220 1,390 SH   SOLE   0 0 1,390
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,528 50,553 SH   SOLE   0 0 50,553
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   421 7,377 SH   SOLE   0 0 7,377
ELI LILLY & CO COM 532457108   428 550 SH   SOLE   0 0 550
EXXON MOBIL CORP COM 30231G102   454 3,902 SH   SOLE   0 0 3,902
HOME DEPOT INC COM 437076102   715 1,863 SH   SOLE   0 0 1,863
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   578 3,407 SH   SOLE   0 0 3,407
ISHARES TR S&P 500 GRWT ETF 464287309   5,238 62,024 SH   SOLE   0 0 62,024
ISHARES TR CORE S&P US VLU 464287663   846 9,352 SH   SOLE   0 0 9,352
ISHARES TR CORE TOTAL USD 46434V613   9,412 206,433 SH   SOLE   0 0 206,433
ISHARES TR CORE MSCI INTL 46435G326   8,796 131,026 SH   SOLE   0 0 131,026
JOHNSON & JOHNSON COM 478160104   253 1,598 SH   SOLE   0 0 1,598
L3HARRIS TECHNOLOGIES INC COM 502431109   220 1,031 SH   SOLE   0 0 1,031
LOCKHEED MARTIN CORP COM 539830109   250 549 SH   SOLE   0 0 549
MARSH & MCLENNAN COS INC COM 571748102   206 1,000 SH   SOLE   0 0 1,000
MCCORMICK & CO INC COM NON VTG 579780206   213 2,769 SH   SOLE   0 0 2,769
META PLATFORMS INC CL A 30303M102   786 1,618 SH   SOLE   0 0 1,618
MICROSOFT CORP COM 594918104   1,511 3,591 SH   SOLE   0 0 3,591
NORTHROP GRUMMAN CORP COM 666807102   249 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   752 12,303 SH   SOLE   0 0 12,303
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,064 162,156 SH   SOLE   0 0 162,156
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,322 14,247 SH   SOLE   0 0 14,247
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,228 62,726 SH   SOLE   0 0 62,726
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   247 3,059 SH   SOLE   0 0 3,059
SPDR S&P 500 ETF TR TR UNIT 78462F103   404 771 SH   SOLE   0 0 771
SPDR SER TR S&P 500 ESG ETF 78468R531   613 12,094 SH   SOLE   0 0 12,094
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   434 4,207 SH   SOLE   0 0 4,207
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,886 12,751 SH   SOLE   0 0 12,751
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   31,955 66,476 SH   SOLE   0 0 66,476
VANGUARD INDEX FDS VALUE ETF 922908744   14,432 88,614 SH   SOLE   0 0 88,614
VANGUARD INDEX FDS MID CAP ETF 922908629   1,199 4,798 SH   SOLE   0 0 4,798
VANGUARD INDEX FDS SMALL CP ETF 922908751   258 1,126 SH   SOLE   0 0 1,126
VANGUARD INDEX FDS GROWTH ETF 922908736   26,700 77,569 SH   SOLE   0 0 77,569
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,013 23,135 SH   SOLE   0 0 23,135
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   10,576 180,628 SH   SOLE   0 0 180,628
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,436 41,939 SH   SOLE   0 0 41,939
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,096 33,846 SH   SOLE   0 0 33,846
VANGUARD WORLD FD INF TECH ETF 92204A702   206 391 SH   SOLE   0 0 391
WORLD GOLD TR SPDR GLD MINIS 98149E303   8,393 190,526 SH   SOLE   0 0 190,526