The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   432,086 4,317 SH   SOLE   0 0 432,086
ABBVIE INC COM 00287Y109   977,132 7,253 SH   SOLE   0 0 977,132
ALPHABET INC CAP STK CL C 02079K107   208,068 1,720 SH   SOLE   0 0 208,068
ALPHABET INC CAP STK CL A 02079K305   681,572 5,694 SH   SOLE   0 0 681,572
ALPS ETF TR OSHARES US QUALT 00162Q387   270,047 6,139 SH   SOLE   0 0 270,047
ALTRIA GROUP INC COM 02209S103   724,438 15,992 SH   SOLE   0 0 724,438
AMAZON COM INC COM 023135106   1,317,549 10,107 SH   SOLE   0 0 1,317,549
AMERICAN CENTY ETF TR FOCUSED DYNAMIC 025072810   208,733 3,179 SH   SOLE   0 0 208,733
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   319,190 5,344 SH   SOLE   0 0 319,190
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   307,441 15,364 SH   SOLE   0 0 307,441
APPLE INC COM 037833100   6,592,822 33,989 SH   SOLE   0 0 6,592,822
AT&T INC COM 00206R102   1,330,279 83,403 SH   SOLE   0 0 1,330,279
BANK AMERICA CORP COM 060505104   669,883 23,349 SH   SOLE   0 0 669,883
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   737,400 2,162 SH   SOLE   0 0 737,400
BP PLC SPONSORED ADR 055622104   897,149 25,422 SH   SOLE   0 0 897,149
BRISTOL-MYERS SQUIBB CO COM 110122108   839,598 13,129 SH   SOLE   0 0 839,598
BROADCOM INC COM 11135F101   320,718 370 SH   SOLE   0 0 320,718
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   1,297,068 35,536 SH   SOLE   0 0 1,297,068
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   239,216 3,911 SH   SOLE   0 0 239,216
CAMBRIA ETF TR GLB ASSET ALLO 132061607   482,821 17,836 SH   SOLE   0 0 482,821
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   312,911 12,185 SH   SOLE   0 0 312,911
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   1,047,140 38,726 SH   SOLE   0 0 1,047,140
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   401,659 16,536 SH   SOLE   0 0 401,659
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   791,869 31,386 SH   SOLE   0 0 791,869
CARDINAL HEALTH INC COM 14149Y108   1,415,584 14,969 SH   SOLE   0 0 1,415,584
CARMAX INC COM 143130102   405,945 4,850 SH   SOLE   0 0 405,945
CATERPILLAR INC COM 149123101   304,868 1,239 SH   SOLE   0 0 304,868
CISCO SYS INC COM 17275R102   972,389 18,794 SH   SOLE   0 0 972,389
COCA COLA CO COM 191216100   520,794 8,648 SH   SOLE   0 0 520,794
COLGATE PALMOLIVE CO COM 194162103   705,147 9,153 SH   SOLE   0 0 705,147
CUMMINS INC COM 231021106   626,384 2,555 SH   SOLE   0 0 626,384
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   549,228 13,161 SH   SOLE   0 0 549,228
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   618,771 25,495 SH   SOLE   0 0 618,771
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,331,488 27,647 SH   SOLE   0 0 1,331,488
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,301,363 37,721 SH   SOLE   0 0 1,301,363
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   417,943 7,627 SH   SOLE   0 0 417,943
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   384,370 14,069 SH   SOLE   0 0 384,370
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   719,787 23,226 SH   SOLE   0 0 719,787
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   287,099 10,575 SH   SOLE   0 0 287,099
DISNEY WALT CO COM 254687106   477,943 5,353 SH   SOLE   0 0 477,943
DOMINION ENERGY INC COM 25746U109   574,563 11,094 SH   SOLE   0 0 574,563
DOW INC COM 260557103   753,837 14,154 SH   SOLE   0 0 753,837
EATON CORP PLC SHS G29183103   244,866 1,218 SH   SOLE   0 0 244,866
EMERSON ELEC CO COM 291011104   854,090 9,449 SH   SOLE   0 0 854,090
ETFIS SER TR I VIRTUS INFRCAP 26923G822   279,032 14,207 SH   SOLE   0 0 279,032
EXXON MOBIL CORP COM 30231G102   1,090,577 10,169 SH   SOLE   0 0 1,090,577
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   1,221,311 23,135 SH   SOLE   0 0 1,221,311
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   500,617 7,991 SH   SOLE   0 0 500,617
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   479,105 17,745 SH   SOLE   0 0 479,105
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,115,304 18,773 SH   SOLE   0 0 1,115,304
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   2,118,987 28,223 SH   SOLE   0 0 2,118,987
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   1,621,731 34,432 SH   SOLE   0 0 1,621,731
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664   226,055 5,990 SH   SOLE   0 0 226,055
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755   510,935 20,405 SH   SOLE   0 0 510,935
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208   225,030 5,770 SH   SOLE   0 0 225,030
FIRST TR MORNINGSTAR DIVID L SHS 336917109   272,958 8,026 SH   SOLE   0 0 272,958
FIRST TR S&P REIT INDEX FD COM 33734G108   249,197 10,124 SH   SOLE   0 0 249,197
FIRST TR VALUE LINE DIVID IN SHS 33734H106   6,234,070 155,502 SH   SOLE   0 0 6,234,070
FIRSTENERGY CORP COM 337932107   243,114 6,253 SH   SOLE   0 0 243,114
FORD MTR CO DEL COM 345370860   235,667 15,576 SH   SOLE   0 0 235,667
FS KKR CAP CORP COM 302635206   1,145,162 59,706 SH   SOLE   0 0 1,145,162
GLOBAL X FDS US INFR DEV ETF 37954Y673   229,408 7,299 SH   SOLE   0 0 229,408
GOLDMAN SACHS GROUP INC COM 38141G104   341,570 1,059 SH   SOLE   0 0 341,570
GRANITESHARES GOLD TR SHS BEN INT 38748G101   213,102 11,210 SH   SOLE   0 0 213,102
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404   133,837 14,821 SH   SOLE   0 0 133,837
HOME DEPOT INC COM 437076102   342,050 1,101 SH   SOLE   0 0 342,050
HYDROFARM HLDGS GROUP INC COM 44888K209   25,415 32,500 SH   SOLE   0 0 25,415
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698   588,911 17,548 SH   SOLE   0 0 588,911
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664   419,896 12,188 SH   SOLE   0 0 419,896
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   2,199,917 83,745 SH   SOLE   0 0 2,199,917
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   1,029,437 30,757 SH   SOLE   0 0 1,029,437
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755   410,082 12,223 SH   SOLE   0 0 410,082
INNOVATOR ETFS TR EMRGNG MKT JULY 45782C714   1,493,521 64,795 SH   SOLE   0 0 1,493,521
INNOVATOR ETFS TR US SML CP PWR B 45782C599   1,131,859 41,797 SH   SOLE   0 0 1,131,859
INNOVATOR ETFS TR US EQT BUFR APR 45782C888   294,740 8,235 SH   SOLE   0 0 294,740
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771   880,820 24,205 SH   SOLE   0 0 880,820
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   401,221 12,266 SH   SOLE   0 0 401,221
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391   255,535 6,886 SH   SOLE   0 0 255,535
INTEL CORP COM 458140100   849,983 25,418 SH   SOLE   0 0 849,983
INTERNATIONAL BUSINESS MACHS COM 459200101   785,838 5,873 SH   SOLE   0 0 785,838
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   342,066 6,891 SH   SOLE   0 0 342,066
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   315,423 5,022 SH   SOLE   0 0 315,423
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   434,309 10,580 SH   SOLE   0 0 434,309
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746   374,831 5,308 SH   SOLE   0 0 374,831
INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753   229,222 5,043 SH   SOLE   0 0 229,222
INVESCO QQQ TR UNIT SER 1 46090E103   1,013,152 2,743 SH   SOLE   0 0 1,013,152
IRON MTN INC DEL COM 46284V101   853,399 15,019 SH   SOLE   0 0 853,399
ISHARES INC CORE MSCI EMKT 46434G103   578,963 11,746 SH   SOLE   0 0 578,963
ISHARES INC MSCI GBL MIN VOL 464286525   2,001,793 20,415 SH   SOLE   0 0 2,001,793
ISHARES INC MSCI EMERG MRKT 464286533   474,351 8,628 SH   SOLE   0 0 474,351
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,455,189 14,910 SH   SOLE   0 0 1,455,189
ISHARES TR CORE 1 5 YR USD 46432F859   732,736 15,710 SH   SOLE   0 0 732,736
ISHARES TR CORE S&P500 ETF 464287200   3,830,537 8,594 SH   SOLE   0 0 3,830,537
ISHARES TR MSCI USA MIN VOL 46429B697   2,282,451 30,707 SH   SOLE   0 0 2,282,451
ISHARES TR CORE S&P TTL STK 464287150   325,024 3,322 SH   SOLE   0 0 325,024
ISHARES TR RUS MID CAP ETF 464287499   671,943 9,201 SH   SOLE   0 0 671,943
ISHARES TR CORE TOTAL USD 46434V613   640,389 14,084 SH   SOLE   0 0 640,389
ISHARES TR ESG AWR MSCI USA 46435G425   625,602 6,419 SH   SOLE   0 0 625,602
ISHARES TR MBS ETF 464288588   550,946 5,907 SH   SOLE   0 0 550,946
ISHARES TR EAFE GRWTH ETF 464288885   814,914 8,541 SH   SOLE   0 0 814,914
ISHARES TR EAFE VALUE ETF 464288877   567,635 11,599 SH   SOLE   0 0 567,635
ISHARES TR MSCI USA QLT FCT 46432F339   2,002,762 14,850 SH   SOLE   0 0 2,002,762
ISHARES TR U.S. TECH ETF 464287721   546,525 5,020 SH   SOLE   0 0 546,525
ISHARES TR US TREAS BD ETF 46429B267   473,993 20,698 SH   SOLE   0 0 473,993
ISHARES TR 0-5YR INVT GR CP 46434V100   564,312 11,705 SH   SOLE   0 0 564,312
ISHARES TR SELECT DIVID ETF 464287168   913,797 8,065 SH   SOLE   0 0 913,797
ISHARES TR 0-5YR HI YL CP 46434V407   431,857 10,419 SH   SOLE   0 0 431,857
ISHARES TR CORE MSCI EAFE 46432F842   700,550 10,379 SH   SOLE   0 0 700,550
ISHARES TR MODERT ALLOC ETF 464289875   2,486,834 61,540 SH   SOLE   0 0 2,486,834
ISHARES TR MSCI INTL QUALTY 46434V456   957,916 26,908 SH   SOLE   0 0 957,916
ISHARES TR MORNINGSTAR GRWT 464287119   397,659 6,379 SH   SOLE   0 0 397,659
ISHARES TR RUSSELL 2000 ETF 464287655   204,472 1,092 SH   SOLE   0 0 204,472
ISHARES TR CORE DIV GRWTH 46434V621   3,590,743 69,683 SH   SOLE   0 0 3,590,743
ISHARES TR CORE HIGH DV ETF 46429B663   290,348 2,881 SH   SOLE   0 0 290,348
ISHARES TR CORE S&P SCP ETF 464287804   1,052,201 10,559 SH   SOLE   0 0 1,052,201
ISHARES TR INTL DIV GRWTH 46435G524   1,373,687 22,149 SH   SOLE   0 0 1,373,687
ISHARES TR INTL SEL DIV ETF 464288448   232,870 8,844 SH   SOLE   0 0 232,870
ISHARES TR 1 3 YR TREAS BD 464287457   356,300 4,394 SH   SOLE   0 0 356,300
ISHARES TR GLOB HLTHCRE ETF 464287325   316,481 3,724 SH   SOLE   0 0 316,481
ISHARES TR MSCI USA MMENTM 46432F396   440,061 3,051 SH   SOLE   0 0 440,061
ISHARES TR CORE S&P MCP ETF 464287507   1,794,941 6,865 SH   SOLE   0 0 1,794,941
ISHARES TR MORTGE REL ETF 46435G342   247,570 10,490 SH   SOLE   0 0 247,570
ISHARES TR S&P 500 GRWT ETF 464287309   599,464 8,505 SH   SOLE   0 0 599,464
ISHARES TR CORE US AGGBD ET 464287226   458,328 4,679 SH   SOLE   0 0 458,328
ISHARES TR MSCI EAFE ETF 464287465   218,189 3,010 SH   SOLE   0 0 218,189
ISHARES TR NORTH AMERN NAT 464287374   290,759 7,490 SH   SOLE   0 0 290,759
ISHARES TR TIPS BD ETF 464287176   343,976 3,196 SH   SOLE   0 0 343,976
ISHARES TR GRWT ALLOCAT ETF 464289867   492,321 9,569 SH   SOLE   0 0 492,321
ISHARES TR ISHARES SEMICDTR 464287523   651,617 1,285 SH   SOLE   0 0 651,617
ISHARES TR NATIONAL MUN ETF 464288414   573,852 5,377 SH   SOLE   0 0 573,852
ISHARES TR SHRT NAT MUN ETF 464288158   554,117 5,326 SH   SOLE   0 0 554,117
ISHARES TR US CONSM STAPLES 464287812   469,617 2,345 SH   SOLE   0 0 469,617
ISHARES TR RUS 1000 GRW ETF 464287614   700,990 2,547 SH   SOLE   0 0 700,990
ISHARES TR US CONSUM DISCRE 464287580   269,203 3,783 SH   SOLE   0 0 269,203
ISHARES TR RUS MDCP VAL ETF 464287473   252,034 2,295 SH   SOLE   0 0 252,034
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,504,606 31,106 SH   SOLE   0 0 1,504,606
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   627,868 12,522 SH   SOLE   0 0 627,868
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   350,137 7,582 SH   SOLE   0 0 350,137
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   8,323,617 150,436 SH   SOLE   0 0 8,323,617
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   273,517 4,983 SH   SOLE   0 0 273,517
JOHNSON & JOHNSON COM 478160104   359,547 2,172 SH   SOLE   0 0 359,547
JPMORGAN CHASE & CO COM 46625H100   1,162,146 7,991 SH   SOLE   0 0 1,162,146
KELLOGG CO COM 487836108   832,308 12,349 SH   SOLE   0 0 832,308
LINCOLN ELEC HLDGS INC COM 533900106   524,582 2,641 SH   SOLE   0 0 524,582
MCDONALDS CORP COM 580135101   1,778,191 5,959 SH   SOLE   0 0 1,778,191
MEDICAL PPTYS TRUST INC COM 58463J304   123,891 13,379 SH   SOLE   0 0 123,891
MEDTRONIC PLC SHS G5960L103   576,892 6,548 SH   SOLE   0 0 576,892
MERCK & CO INC COM 58933Y105   1,432,302 12,413 SH   SOLE   0 0 1,432,302
META PLATFORMS INC CL A 30303M102   349,829 1,219 SH   SOLE   0 0 349,829
MICROSOFT CORP COM 594918104   2,890,939 8,489 SH   SOLE   0 0 2,890,939
NETFLIX INC COM 64110L106   463,836 1,053 SH   SOLE   0 0 463,836
NOKIA CORP SPONSORED ADR 654902204   60,456 14,533 SH   SOLE   0 0 60,456
NORTHROP GRUMMAN CORP COM 666807102   318,810 699 SH   SOLE   0 0 318,810
NUCOR CORP COM 670346105   951,084 5,800 SH   SOLE   0 0 951,084
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   206,255 3,315 SH   SOLE   0 0 206,255
NUVEEN PFD & INCOME SECS FD COM 67072C105   71,805 11,255 SH   SOLE   0 0 71,805
NVIDIA CORPORATION COM 67066G104   1,685,079 3,983 SH   SOLE   0 0 1,685,079
ORACLE CORP COM 68389X105   360,022 3,023 SH   SOLE   0 0 360,022
OXFORD LANE CAP CORP COM 691543102   72,851 15,052 SH   SOLE   0 0 72,851
PEPSICO INC COM 713448108   383,441 2,070 SH   SOLE   0 0 383,441
PFIZER INC COM 717081103   1,037,650 28,289 SH   SOLE   0 0 1,037,650
PIMCO DYNAMIC INCOME FD SHS 72201Y101   197,071 10,510 SH   SOLE   0 0 197,071
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   323,790 3,551 SH   SOLE   0 0 323,790
PIMCO ETF TR INTER MUN BD ACT 72201R866   508,498 9,809 SH   SOLE   0 0 508,498
PIMCO ETF TR ACTIVE BD ETF 72201R775   742,506 8,104 SH   SOLE   0 0 742,506
PROCTER AND GAMBLE CO COM 742718109   1,870,601 12,328 SH   SOLE   0 0 1,870,601
PROLOGIS INC. COM 74340W103   495,408 4,040 SH   SOLE   0 0 495,408
PROSHARES TR LONG ONLINE SHRT 74347B375   386,569 11,041 SH   SOLE   0 0 386,569
QUALCOMM INC COM 747525103   366,597 3,080 SH   SOLE   0 0 366,597
REALTY INCOME CORP COM 756109104   234,547 3,923 SH   SOLE   0 0 234,547
SABRE CORP COM 78573M104   38,790 12,160 SH   SOLE   0 0 38,790
SACHEM CAP CORP COM 78590A109   37,867 10,850 SH   SOLE   0 0 37,867
SALESFORCE INC COM 79466L302   283,300 1,341 SH   SOLE   0 0 283,300
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   805,398 17,448 SH   SOLE   0 0 805,398
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   689,851 11,150 SH   SOLE   0 0 689,851
SELECT SECTOR SPDR TR ENERGY 81369Y506   688,104 8,477 SH   SOLE   0 0 688,104
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,002,894 5,906 SH   SOLE   0 0 1,002,894
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   694,283 3,993 SH   SOLE   0 0 694,283
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   211,941 6,287 SH   SOLE   0 0 211,941
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   483,623 4,506 SH   SOLE   0 0 483,623
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   281,592 4,327 SH   SOLE   0 0 281,592
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   274,622 3,314 SH   SOLE   0 0 274,622
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   570,326 7,689 SH   SOLE   0 0 570,326
SHELL PLC SPON ADS 780259305   206,119 3,414 SH   SOLE   0 0 206,119
SHERWIN WILLIAMS CO COM 824348106   281,849 1,061 SH   SOLE   0 0 281,849
SPDR GOLD TR GOLD SHS 78463V107   230,681 1,294 SH   SOLE   0 0 230,681
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,938,197 6,628 SH   SOLE   0 0 2,938,197
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,006,131 2,101 SH   SOLE   0 0 1,006,131
SPDR SER TR PORTFOLIO S&P500 78464A854   2,525,869 48,472 SH   SOLE   0 0 2,525,869
SPDR SER TR S&P SEMICNDCTR 78464A862   726,258 3,282 SH   SOLE   0 0 726,258
SPDR SER TR S&P DIVID ETF 78464A763   207,558 1,693 SH   SOLE   0 0 207,558
SPDR SER TR COMP SOFTWARE 78464A599   277,490 2,081 SH   SOLE   0 0 277,490
SPIRIT RLTY CAP INC NEW COM NEW 84860W300   245,941 6,245 SH   SOLE   0 0 245,941
TARGET CORP COM 87612E106   917,607 6,957 SH   SOLE   0 0 917,607
TEKLA WORLD HEALTHCARE FD BEN INT SHS 87911L108   148,325 10,580 SH   SOLE   0 0 148,325
TESLA INC COM 88160R101   1,130,061 4,317 SH   SOLE   0 0 1,130,061
VANECK ETF TRUST BDC INCOME ETF 92189F411   160,979 10,480 SH   SOLE   0 0 160,979
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   795,808 10,015 SH   SOLE   0 0 795,808
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   243,635 4,984 SH   SOLE   0 0 243,635
VANGUARD INDEX FDS VALUE ETF 922908744   1,576,726 11,096 SH   SOLE   0 0 1,576,726
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,188,387 7,052 SH   SOLE   0 0 1,188,387
VANGUARD INDEX FDS SML CP GRW ETF 922908595   580,178 1,524 SH   SOLE   0 0 580,178
VANGUARD INDEX FDS GROWTH ETF 922908736   429,936 1,519 SH   SOLE   0 0 429,936
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,138,948 2,796 SH   SOLE   0 0 1,138,948
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   333,125 3,987 SH   SOLE   0 0 333,125
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   502,492 3,385 SH   SOLE   0 0 502,492
VANGUARD INDEX FDS TOTAL STK MKT 922908769   217,256 986 SH   SOLE   0 0 217,256
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   268,079 2,764 SH   SOLE   0 0 268,079
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   323,191 7,158 SH   SOLE   0 0 323,191
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,621,420 16,139 SH   SOLE   0 0 2,621,420
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   432,384 9,363 SH   SOLE   0 0 432,384
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,085,246 10,231 SH   SOLE   0 0 1,085,246
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   469,072 1,916 SH   SOLE   0 0 469,072
VANGUARD WORLD FDS INF TECH ETF 92204A702   941,711 2,130 SH   SOLE   0 0 941,711
VERIZON COMMUNICATIONS INC COM 92343V104   789,965 21,241 SH   SOLE   0 0 789,965
VISA INC COM CL A 92826C839   1,392,126 5,862 SH   SOLE   0 0 1,392,126
WALMART INC COM 931142103   292,215 1,859 SH   SOLE   0 0 292,215
WARNER BROS DISCOVERY INC COM SER A 934423104   143,232 11,422 SH   SOLE   0 0 143,232
WORTHINGTON INDS INC COM 981811102   468,922 6,750 SH   SOLE   0 0 468,922
XAI OCTAGON FLOATING RATE & COM 98400T106   73,819 11,051 SH   SOLE   0 0 73,819