The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 239,920 2,156 SH   SOLE   2,156 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 710,137 4,005 SH   SOLE   4,005 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 359,195 1,081 SH   SOLE   1,081 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 674,443 1,357 SH   SOLE   1,357 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 348 700 SH Call SOLE   700 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 1,012,674 5,602 SH   SOLE   5,602 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 488 2,700 SH Call SOLE   2,700 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 362 2,000 SH Put SOLE   2,000 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 466,701 5,479 SH   SOLE   5,479 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,249,816 14,522 SH   SOLE   14,522 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 232 1,500 SH Call SOLE   1,500 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 3,199,174 20,459 SH   SOLE   20,459 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 4,774,099 26,172 SH   SOLE   26,172 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 219 1,200 SH Call SOLE   1,200 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 730 4,000 SH Put SOLE   4,000 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 280,779 1,023 SH   SOLE   1,023 0 0
APPLE INC COM 037833100 BBG001S5N8V8 12,870,091 75,863 SH   SOLE   75,863 0 0
APPLE INC COM 037833100 BBG001S5N8V8 170 1,000 SH Call SOLE   1,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,018 6,000 SH Put SOLE   6,000 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 413,101 1,992 SH   SOLE   1,992 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 104 500 SH Call SOLE   500 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 391,128 399 SH   SOLE   399 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 98 100 SH Call SOLE   100 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 323,055 18,345 SH   SOLE   18,345 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 406,074 10,846 SH   SOLE   10,846 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 300 8,000 SH Call SOLE   8,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 800,200 1,904 SH   SOLE   1,904 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 2,013,114 35,405 SH   SOLE   35,405 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103 BBG00NNWBWQ2 34,668,478 781,878 SH   SOLE   781,878 0 0
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608 BBG00ZS444Z2 333,146 7,345 SH   SOLE   7,345 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 BBG01GQYLJY8 5,126,680 98,363 SH   SOLE   98,363 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 345,475 424 SH   SOLE   424 0 0
BLUE OWL CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 248,086 16,215 SH   SOLE   16,215 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 316,756 6,070 SH   SOLE   6,070 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,520,187 1,115 SH   SOLE   1,115 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,227 900 SH Call SOLE   900 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 569,230 1,515 SH   SOLE   1,515 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 38 100 SH Call SOLE   100 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,283,201 7,998 SH   SOLE   7,998 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 160 1,000 SH Put SOLE   1,000 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 373,202 7,657 SH   SOLE   7,657 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 282,159 4,716 SH   SOLE   4,716 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 323,286 7,784 SH   SOLE   7,784 0 0
CONFLUENT INC CLASS A COM 20717M103 BBG007HWGYS3 295,600 10,000 SH   SOLE   10,000 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 914,302 6,946 SH   SOLE   6,946 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 132 1,000 SH Put SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 353,381 501 SH   SOLE   501 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 384,340 10,553 SH   SOLE   10,553 0 0
CYBERARK SOFTWARE LTD SHS M2682V108 BBG006Q52QW1 214,914 819 SH   SOLE   819 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 382,636 1,566 SH   SOLE   1,566 0 0
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 242,559 1,886 SH   SOLE   1,886 0 0
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 39 300 SH Call SOLE   300 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 233,901 1,966 SH   SOLE   1,966 0 0
DOW INC COM 260557103 BBG00BN96931 241,100 4,019 SH   SOLE   4,019 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 401,817 1,252 SH   SOLE   1,252 0 0
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 994,796 1,966 SH   SOLE   1,966 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 613,808 791 SH   SOLE   791 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 156 200 SH Call SOLE   200 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 358,560 12,000 SH   SOLE   12,000 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 273,802 1,070 SH   SOLE   1,070 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,779,577 40,064 SH   SOLE   40,064 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 236,841 17,351 SH   SOLE   17,351 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 231,719 3,249 SH   SOLE   3,249 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 71 1,000 SH Call SOLE   1,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 335,666 1,368 SH   SOLE   1,368 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 393,782 1,350 SH   SOLE   1,350 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 203,353 202 SH   SOLE   202 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 634,651 1,763 SH   SOLE   1,763 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 307,276 1,163 SH   SOLE   1,163 0 0
INTEL CORP COM 458140100 BBG001S5SF65 445,345 11,043 SH   SOLE   11,043 0 0
INTEL CORP COM 458140100 BBG001S5SF65 202 5,000 SH Put SOLE   5,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 548,396 2,873 SH   SOLE   2,873 0 0
INTUIT COM 461202103 BBG001S6TWR2 560,077 899 SH   SOLE   899 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 328,208 856 SH   SOLE   856 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 154 400 SH Put SOLE   400 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 546,214 5,136 SH   SOLE   5,136 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,372,484 3,104 SH   SOLE   3,104 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,309,515 30,132 SH   SOLE   30,132 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,549,142 106,858 SH   SOLE   106,858 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 378,335 11,677 SH   SOLE   11,677 0 0
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 11,428,913 197,869 SH   SOLE   197,869 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 7,513,617 81,652 SH   SOLE   81,652 0 0
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 437,561 5,541 SH   SOLE   5,541 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 689,417 11,521 SH   SOLE   11,521 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 293,449 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,384,111 4,567 SH   SOLE   4,567 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 31,602,260 700,250 SH   SOLE   700,250 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 33,093,486 322,329 SH   SOLE   322,329 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 12,065,230 191,694 SH   SOLE   191,694 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 21,115,794 388,444 SH   SOLE   388,444 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 516,321 12,186 SH   SOLE   12,186 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,392,378 12,201 SH   SOLE   12,201 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 682,989 14,669 SH   SOLE   14,669 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 1,149,564 50,597 SH   SOLE   50,597 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 814,209 11,986 SH   SOLE   11,986 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,198,227 26,878 SH   SOLE   26,878 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 4,618,054 104,245 SH   SOLE   104,245 0 0
ISHARES TR HDG MSCI EAFE 46434V803 BBG005XKVF72 10,147,386 293,023 SH   SOLE   293,023 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 559,343 22,618 SH   SOLE   22,618 0 0
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7X63 289,053 12,650 SH   SOLE   12,650 0 0
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQW86 291,675 13,264 SH   SOLE   13,264 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 414,027 17,846 SH   SOLE   17,846 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874 BBG00RYR0PY0 966,520 40,491 SH   SOLE   40,491 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 293,960 12,638 SH   SOLE   12,638 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 BBG00RYR2N19 856,018 36,977 SH   SOLE   36,977 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 BBG00RYR3RM6 856,716 37,891 SH   SOLE   37,891 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 581,309 24,533 SH   SOLE   24,533 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 BBG00RYR47N8 574,624 26,087 SH   SOLE   26,087 0 0
ISHARES TR IBONDS 28 TR HI 46436E387 BBG015SSQPY4 293,070 12,698 SH   SOLE   12,698 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833 BBG00RYR4L11 559,265 25,672 SH   SOLE   25,672 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 1,082,191 45,518 SH   SOLE   45,518 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 1,242,100 49,684 SH   SOLE   49,684 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 1,115,106 45,073 SH   SOLE   45,073 0 0
ISHARES TR IBONDS OCT 2024 46438G307 BBG01JCZX4M7 270,353 10,688 SH   SOLE   10,688 0 0
ISHARES TR IBONDS OCT 2025 46438G406 BBG01JCXWX94 284,081 11,213 SH   SOLE   11,213 0 0
ISHARES TR IBONDS OCT 2026 46438G505 BBG01JD01KN1 282,475 11,143 SH   SOLE   11,143 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 2,407,986 27,011 SH   SOLE   27,011 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 13,008,884 142,127 SH   SOLE   142,127 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 1,379,903 13,835 SH   SOLE   13,835 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 793,743 9,603 SH   SOLE   9,603 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 37,708,637 231,483 SH   SOLE   231,483 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 34,500,030 323,276 SH   SOLE   323,276 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 17,819,601 62,356 SH   SOLE   62,356 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 270,117 1,019 SH   SOLE   1,019 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 337,706 2,173 SH   SOLE   2,173 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 450,974 2,191 SH   SOLE   2,191 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 206 1,000 SH Call SOLE   1,000 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 288,839 1,175 SH   SOLE   1,175 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 27,120,594 321,677 SH   SOLE   321,677 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 20,266,082 110,028 SH   SOLE   110,028 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,502,735 52,733 SH   SOLE   52,733 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,435,486 13,456 SH   SOLE   13,456 0 0
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 399,621 7,918 SH   SOLE   7,918 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 16,369,052 121,459 SH   SOLE   121,459 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 3,738,425 86,556 SH   SOLE   86,556 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1,599,995 71,143 SH   SOLE   71,143 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,429,306 9,266 SH   SOLE   9,266 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,455,720 7,341 SH   SOLE   7,341 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 257 1,300 SH Call SOLE   1,300 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 195,249 10,526 SH   SOLE   10,526 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 394,152 880 SH   SOLE   880 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 208,522 866 SH   SOLE   866 0 0
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 237,281 1,166 SH   SOLE   1,166 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 400,528 839 SH   SOLE   839 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 477 1,000 SH Put SOLE   1,000 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 649,290 2,356 SH   SOLE   2,356 0 0
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 590,858 1,094 SH   SOLE   1,094 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 236,980 2,788 SH   SOLE   2,788 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 755,290 5,814 SH   SOLE   5,814 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,289,318 4,518 SH   SOLE   4,518 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 455 900 SH Call SOLE   900 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 372,117 5,058 SH   SOLE   5,058 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,865,185 21,085 SH   SOLE   21,085 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 210 500 SH Call SOLE   500 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 225,976 645 SH   SOLE   645 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 452,397 718 SH   SOLE   718 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 231,386 2,562 SH   SOLE   2,562 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 6,742,010 7,578 SH   SOLE   7,578 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 801 900 SH Call SOLE   900 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,914 4,400 SH Put SOLE   4,400 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 353,138 1,448 SH   SOLE   1,448 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,317,362 10,435 SH   SOLE   10,435 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 63 500 SH Call SOLE   500 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 675,467 2,506 SH   SOLE   2,506 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 27 100 SH Call SOLE   100 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 576,560 8,824 SH   SOLE   8,824 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 65 1,000 SH Call SOLE   1,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 670,745 3,953 SH   SOLE   3,953 0 0
PFIZER INC COM 717081103 BBG001S5V466 554,991 20,389 SH   SOLE   20,389 0 0
PFIZER INC COM 717081103 BBG001S5V466 27 1,000 SH Call SOLE   1,000 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 299,208 3,288 SH   SOLE   3,288 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 499,305 2,891 SH   SOLE   2,891 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 6,174,110 65,335 SH   SOLE   65,335 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 88,659 2,513 SH   SOLE   2,513 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 529 15,000 SH Put SOLE   15,000 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 926,554 5,934 SH   SOLE   5,934 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 288,494 2,288 SH   SOLE   2,288 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 314,263 2,689 SH   SOLE   2,689 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 BBG00741Y1P0 271,795 25,787 SH   SOLE   25,787 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 384,347 3,940 SH   SOLE   3,940 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 850,529 2,791 SH   SOLE   2,791 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 28,409 28,409 SH   SOLE   28,409 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 1,618,910 36,760 SH   SOLE   36,760 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 239,076 6,157 SH   SOLE   6,157 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 2,447,143 36,650 SH   SOLE   36,650 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 1,201,951 21,510 SH   SOLE   21,510 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 978,352 34,854 SH   SOLE   34,854 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 21,920,771 481,564 SH   SOLE   481,564 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 570,698 7,176 SH   SOLE   7,176 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 519,132 8,422 SH   SOLE   8,422 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 214,253 4,446 SH   SOLE   4,446 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 6,141,121 118,669 SH   SOLE   118,669 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 202,364 2,084 SH   SOLE   2,084 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 194 2,000 SH Put SOLE   2,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 705,333 3,401 SH   SOLE   3,401 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 463,847 611 SH   SOLE   611 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 283,281 3,991 SH   SOLE   3,991 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 570,781 2,683 SH   SOLE   2,683 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 2,654,602 74,442 SH   SOLE   74,442 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 2,324,595 63,705 SH   SOLE   63,705 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 655,578 20,328 SH   SOLE   20,328 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,519,386 8,701 SH   SOLE   8,701 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,076 4,000 SH Put SOLE   4,000 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 275,203 14,900 SH   SOLE   14,900 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 637,611 6,973 SH   SOLE   6,973 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 569,417 27,790 SH   SOLE   27,790 0 0
SPDR SER TR BLOOMBERG EMG MK 78468R515 BBG00ZXP9R74 491,416 20,527 SH   SOLE   20,527 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 622,123 6,612 SH   SOLE   6,612 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 269,361 9,231 SH   SOLE   9,231 0 0
SPDR SER TR DJ REIT ETF 78464A607 BBG001SHTRF2 237,092 2,594 SH   SOLE   2,594 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 1,180,416 25,664 SH   SOLE   25,664 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 352,918 15,212 SH   SOLE   15,212 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 332,527 11,910 SH   SOLE   11,910 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 688,848 25,316 SH   SOLE   25,316 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 708,052 13,479 SH   SOLE   13,479 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 122,493,057 2,005,125 SH   SOLE   2,005,125 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 35,037,538 832,246 SH   SOLE   832,246 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 242,465 8,416 SH   SOLE   8,416 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 585,637 19,745 SH   SOLE   19,745 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 507,782 12,145 SH   SOLE   12,145 0 0
SSGA ACTIVE TR SPDR SSGA FXD 78470P507 BBG00NS9WHL3 367,104 14,470 SH   SOLE   14,470 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 2,582,042 52,173 SH   SOLE   52,173 0 0
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 1,563,978 1,540 SH   SOLE   1,540 0 0
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 3,047 3,000 SH Put SOLE   3,000 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 308,131 1,756 SH   SOLE   1,756 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 2,627,691 15,606 SH   SOLE   15,606 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 84 500 SH Call SOLE   500 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 118 700 SH Put SOLE   700 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 724,507 4,253 SH   SOLE   4,253 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 85 500 SH Call SOLE   500 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 410,112 712 SH   SOLE   712 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 211,487 2,174 SH   SOLE   2,174 0 0
TWILIO INC CL A 90138F102 BBG0029ZX859 257,636 4,227 SH   SOLE   4,227 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 228,894 2,980 SH   SOLE   2,980 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 38 500 SH Call SOLE   500 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 290,857 1,204 SH   SOLE   1,204 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 233,443 1,533 SH   SOLE   1,533 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 572,836 1,246 SH   SOLE   1,246 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 241,157 5,594 SH   SOLE   5,594 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 27,757,285 371,932 SH   SOLE   371,932 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 389,404 2,263 SH   SOLE   2,263 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 318,669 930 SH   SOLE   930 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 553,955 1,160 SH   SOLE   1,160 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 359,142 1,602 SH   SOLE   1,602 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,687,547 6,548 SH   SOLE   6,548 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 203,931 1,265 SH   SOLE   1,265 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 409,827 7,002 SH   SOLE   7,002 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 13,210,270 313,485 SH   SOLE   313,485 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 78,033,619 330,064 SH   SOLE   330,064 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 8,341,648 100,260 SH   SOLE   100,260 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,349,008 7,496 SH   SOLE   7,496 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 539,693 8,965 SH   SOLE   8,965 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 27,903,813 558,859 SH   SOLE   558,859 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 307,248 7,172 SH   SOLE   7,172 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,347,964 4,867 SH   SOLE   4,867 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,071,093 18,023 SH   SOLE   18,023 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 2,258,441 8,401 SH   SOLE   8,401 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 484,626 8,821 SH   SOLE   8,821 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 204,947 3,789 SH   SOLE   3,789 0 0
ZSCALER INC COM 98980G102 BBG003338H61 493,722 2,650 SH   SOLE   2,650 0 0
ZSCALER INC COM 98980G102 BBG003338H61 745 4,000 SH Put SOLE   4,000 0 0