The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 560,556 3,761 SH   SOLE   3,761 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 571,598 1,121 SH   SOLE   1,121 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 296,739 2,886 SH   SOLE   2,886 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 51 500 SH Call SOLE   500 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 420,437 5,478 SH   SOLE   5,478 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 BBG009HT65S0 115,158 10,200 SH   SOLE   10,200 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,800,241 13,757 SH   SOLE   13,757 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 196 1,500 SH Call SOLE   1,500 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 65 500 SH Put SOLE   500 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,934,849 22,259 SH   SOLE   22,259 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,126,516 24,595 SH   SOLE   24,595 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 128 1,000 SH Call SOLE   1,000 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 381 3,000 SH Put SOLE   3,000 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 263,166 979 SH   SOLE   979 0 0
APPLE INC COM 037833100 BBG001S5N8V8 11,726,109 68,490 SH   SOLE   68,490 0 0
APPLE INC COM 037833100 BBG001S5N8V8 274 1,600 SH Call SOLE   1,600 0 0
APPLE INC COM 037833100 BBG001S5N8V8 410 2,400 SH Put SOLE   2,400 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 272,470 1,968 SH   SOLE   1,968 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 208,974 355 SH   SOLE   355 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 281,490 18,741 SH   SOLE   18,741 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 368,726 13,467 SH   SOLE   13,467 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 109 4,000 SH Call SOLE   4,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 715,663 2,043 SH   SOLE   2,043 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 1,193,337 25,347 SH   SOLE   25,347 0 0
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608 BBG00ZS444Z2 216,893 5,386 SH   SOLE   5,386 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 249,545 386 SH   SOLE   386 0 0
BLUE OWL CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 219,506 15,849 SH   SOLE   15,849 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 211,796 3,649 SH   SOLE   3,649 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 895,365 1,078 SH   SOLE   1,078 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 415 500 SH Call SOLE   500 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 318,864 1,168 SH   SOLE   1,168 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 27 100 SH Call SOLE   100 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,262,904 7,490 SH   SOLE   7,490 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 357,181 6,644 SH   SOLE   6,644 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 248,327 4,436 SH   SOLE   4,436 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 324,054 7,308 SH   SOLE   7,308 0 0
CONFLUENT INC CLASS A COM 20717M103 BBG007HWGYS3 296,100 10,000 SH   SOLE   10,000 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 696,757 5,816 SH   SOLE   5,816 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 221,350 392 SH   SOLE   392 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 309,222 10,056 SH   SOLE   10,056 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 388,525 1,566 SH   SOLE   1,566 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 293,273 546 SH   SOLE   546 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 54 100 SH Call SOLE   100 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 328,440 12,000 SH   SOLE   12,000 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,652,066 39,565 SH   SOLE   39,565 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 166,288 13,389 SH   SOLE   13,389 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 271,465 1,191 SH   SOLE   1,191 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 256,325 1,160 SH   SOLE   1,160 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 482,852 1,598 SH   SOLE   1,598 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 208,182 1,127 SH   SOLE   1,127 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 250,808 1,089 SH   SOLE   1,089 0 0
INTEL CORP COM 458140100 BBG001S5SF65 321,956 9,056 SH   SOLE   9,056 0 0
INTEL CORP COM 458140100 BBG001S5SF65 89 2,500 SH Put SOLE   2,500 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 352,109 2,510 SH   SOLE   2,510 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 28 200 SH Call SOLE   200 0 0
INTUIT COM 461202103 BBG001S6TWR2 216,693 424 SH   SOLE   424 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 468,609 5,136 SH   SOLE   5,136 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 930,204 2,596 SH   SOLE   2,596 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,432 4,000 SH Put SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,288,314 36,820 SH   SOLE   36,820 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 10,264,284 215,682 SH   SOLE   215,682 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 270,522 8,934 SH   SOLE   8,934 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 7,246,239 81,703 SH   SOLE   81,703 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 4,664,840 18,708 SH   SOLE   18,708 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 245,649 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,950,471 4,542 SH   SOLE   4,542 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 15,587,220 356,565 SH   SOLE   356,565 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 31,429,427 364,188 SH   SOLE   364,188 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 12,240,370 216,759 SH   SOLE   216,759 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 26,448,440 540,536 SH   SOLE   540,536 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 532,766 13,042 SH   SOLE   13,042 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 463,309 6,702 SH   SOLE   6,702 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 344,374 10,234 SH   SOLE   10,234 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 11,647,942 124,033 SH   SOLE   124,033 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 658,390 14,534 SH   SOLE   14,534 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 758,532 34,859 SH   SOLE   34,859 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 586,371 10,271 SH   SOLE   10,271 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 831,181 23,981 SH   SOLE   23,981 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,105,479 13,397 SH   SOLE   13,397 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 10,398,569 117,101 SH   SOLE   117,101 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 876,053 10,761 SH   SOLE   10,761 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 7,421,548 102,536 SH   SOLE   102,536 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 25,368,027 192,488 SH   SOLE   192,488 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 33,728,907 328,934 SH   SOLE   328,934 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 15,468,940 65,850 SH   SOLE   65,850 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 228,409 1,019 SH   SOLE   1,019 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 375,745 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 242,311 1,371 SH   SOLE   1,371 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 6,826,263 99,770 SH   SOLE   99,770 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,489,684 53,370 SH   SOLE   53,370 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 2,457,438 23,693 SH   SOLE   23,693 0 0
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 10,540,169 207,729 SH   SOLE   207,729 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 6,802,186 64,832 SH   SOLE   64,832 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 2,807,527 76,729 SH   SOLE   76,729 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 3,437,083 155,948 SH   SOLE   155,948 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,354,267 8,695 SH   SOLE   8,695 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,058,646 7,300 SH   SOLE   7,300 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 219 1,500 SH Call SOLE   1,500 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 317,762 777 SH   SOLE   777 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 228,767 578 SH   SOLE   578 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 551,229 2,092 SH   SOLE   2,092 0 0
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 463,985 1,067 SH   SOLE   1,067 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 539,553 5,241 SH   SOLE   5,241 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,076,853 3,587 SH   SOLE   3,587 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 270 900 SH Call SOLE   900 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 264,033 4,197 SH   SOLE   4,197 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,426,425 20,353 SH   SOLE   20,353 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 95 300 SH Call SOLE   300 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 222,029 588 SH   SOLE   588 0 0
NEW RELIC INC COM 64829B100 BBG001V14078 824,007 9,624 SH   SOLE   9,624 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,329,455 7,654 SH   SOLE   7,654 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 43 100 SH Call SOLE   100 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 870 2,000 SH Put SOLE   2,000 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 350,060 1,751 SH   SOLE   1,751 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,006,767 9,505 SH   SOLE   9,505 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 53 500 SH Call SOLE   500 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 407,691 1,739 SH   SOLE   1,739 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 47 200 SH Call SOLE   200 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 519,183 8,881 SH   SOLE   8,881 0 0
PEPSICO INC COM 713448108 BBG001S695T1 567,022 3,346 SH   SOLE   3,346 0 0
PFIZER INC COM 717081103 BBG001S5V466 477,086 14,383 SH   SOLE   14,383 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 269,130 2,907 SH   SOLE   2,907 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 524,575 4,366 SH   SOLE   4,366 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 7,564,959 80,702 SH   SOLE   80,702 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 108,120 4,000 SH   SOLE   4,000 0 0
PINTEREST INC CL A 72352L106 BBG002583CW7 163 6,000 SH Put SOLE   6,000 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 803,980 5,512 SH   SOLE   5,512 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 213,760 1,905 SH   SOLE   1,905 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 228,875 2,412 SH   SOLE   2,412 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 306,448 4,258 SH   SOLE   4,258 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 426,649 2,104 SH   SOLE   2,104 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 404,925 404,925 SH   SOLE   404,925 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 3,881,176 91,971 SH   SOLE   91,971 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 2,057,224 36,756 SH   SOLE   36,756 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 1,062,626 21,914 SH   SOLE   21,914 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 911,538 34,765 SH   SOLE   34,765 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 21,002,018 474,837 SH   SOLE   474,837 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 675,900 9,552 SH   SOLE   9,552 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 424,635 8,392 SH   SOLE   8,392 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 204,118 4,928 SH   SOLE   4,928 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 7,004,124 138,723 SH   SOLE   138,723 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 533,756 3,256 SH   SOLE   3,256 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 234,934 3,630 SH   SOLE   3,630 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 266,948 1,557 SH   SOLE   1,557 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 2,039,094 65,756 SH   SOLE   65,756 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 1,656,210 49,336 SH   SOLE   49,336 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 488,620 16,768 SH   SOLE   16,768 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,928,665 6,851 SH   SOLE   6,851 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,565 6,000 SH Put SOLE   6,000 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 331,985 18,362 SH   SOLE   18,362 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 711,513 7,749 SH   SOLE   7,749 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 686,951 34,642 SH   SOLE   34,642 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 594,109 6,572 SH   SOLE   6,572 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 234,881 7,236 SH   SOLE   7,236 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 883,221 20,211 SH   SOLE   20,211 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 587,172 22,454 SH   SOLE   22,454 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 512,080 11,694 SH   SOLE   11,694 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 100,004,335 1,989,740 SH   SOLE   1,989,740 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 34,864,940 944,849 SH   SOLE   944,849 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 562,944 19,200 SH   SOLE   19,200 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 596,706 14,231 SH   SOLE   14,231 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 1,706,267 41,344 SH   SOLE   41,344 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 4,067,827 16,257 SH   SOLE   16,257 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 350 1,400 SH Call SOLE   1,400 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 551,059 3,466 SH   SOLE   3,466 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 306,233 605 SH   SOLE   605 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 226,055 1,110 SH   SOLE   1,110 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 546,542 1,084 SH   SOLE   1,084 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 31,872,621 440,778 SH   SOLE   440,778 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 327,412 2,284 SH   SOLE   2,284 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 301,495 1,107 SH   SOLE   1,107 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 356,508 908 SH   SOLE   908 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 337,346 1,784 SH   SOLE   1,784 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,377,301 6,484 SH   SOLE   6,484 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 368,951 7,113 SH   SOLE   7,113 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 12,523,997 319,408 SH   SOLE   319,408 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 75,460,094 387,651 SH   SOLE   387,651 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 8,261,269 115,639 SH   SOLE   115,639 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,267,323 8,156 SH   SOLE   8,156 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 467,444 8,734 SH   SOLE   8,734 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 27,725,829 634,168 SH   SOLE   634,168 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 220,096 6,791 SH   SOLE   6,791 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,036,195 4,505 SH   SOLE   4,505 0 0
WALMART INC COM 931142103 BBG001S5XH92 926,292 5,792 SH   SOLE   5,792 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 1,969,530 9,167 SH   SOLE   9,167 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 426,421 7,885 SH   SOLE   7,885 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 218,752 3,823 SH   SOLE   3,823 0 0
ZSCALER INC COM 98980G102 BBG003338H61 342,298 2,200 SH   SOLE   2,200 0 0
ZSCALER INC COM 98980G102 BBG003338H61 311 2,000 SH Call SOLE   2,000 0 0