The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 239,176 2,362 SH   SOLE   2,362 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 494,622 3,104 SH   SOLE   3,104 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 322,169 836 SH   SOLE   836 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 204,547 2,087 SH   SOLE   2,087 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 BBG009HT65S0 146,393 11,970 SH   SOLE   11,970 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,526,283 14,714 SH   SOLE   14,714 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,739,256 26,339 SH   SOLE   26,339 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,299,649 22,264 SH   SOLE   22,264 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 21 200 SH Call SOLE   200 0 0
APPLE INC COM 037833100 BBG001S5N8V8 9,468,411 57,419 SH   SOLE   57,419 0 0
APPLE INC COM 037833100 BBG001S5N8V8 82 500 SH Call SOLE   500 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 200,129 294 SH   SOLE   294 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 327,770 17,027 SH   SOLE   17,027 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 328,728 11,494 SH   SOLE   11,494 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 151 5,300 SH Call SOLE   5,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 595,000 1,927 SH   SOLE   1,927 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 760,303 16,806 SH   SOLE   16,806 0 0
BLUE APRON HLDGS INC CL A NEW 09523Q200 BBG00FPFJTC8 6,836 10,090 SH   SOLE   10,090 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 272,231 3,928 SH   SOLE   3,928 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 599,198 934 SH   SOLE   934 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 128 200 SH Call SOLE   200 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 222,204 971 SH   SOLE   971 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,141,242 6,995 SH   SOLE   6,995 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 286,833 5,487 SH   SOLE   5,487 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 246,383 3,972 SH   SOLE   3,972 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 330,126 8,708 SH   SOLE   8,708 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 493,867 4,978 SH   SOLE   4,978 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 201,752 406 SH   SOLE   406 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 284,553 1,129 SH   SOLE   1,129 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 241,514 2,412 SH   SOLE   2,412 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 220,229 3,939 SH   SOLE   3,939 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 319,140 12,322 SH   SOLE   12,322 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 217,039 1,070 SH   SOLE   1,070 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,978,917 36,284 SH   SOLE   36,284 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 281,990 4,243 SH   SOLE   4,243 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 66 1,000 SH Call SOLE   1,000 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 216,800 950 SH   SOLE   950 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 372,146 1,261 SH   SOLE   1,261 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 283,376 1,164 SH   SOLE   1,164 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 382,218 2,916 SH   SOLE   2,916 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 304,166 21,390 SH   SOLE   21,390 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 438,101 5,136 SH   SOLE   5,136 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 927,586 2,890 SH   SOLE   2,890 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,547,043 41,398 SH   SOLE   41,398 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 14,272,246 292,524 SH   SOLE   292,524 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 385,724 12,253 SH   SOLE   12,253 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 BBG002MYG936 1,209,157 18,197 SH   SOLE   18,197 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 3,717,854 32,459 SH   SOLE   32,459 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 624,650 2,497 SH   SOLE   2,497 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 242,884 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,874,936 4,561 SH   SOLE   4,561 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 15,985,068 346,372 SH   SOLE   346,372 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 33,547,812 358,111 SH   SOLE   358,111 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 12,588,782 211,541 SH   SOLE   211,541 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 15,539,850 320,211 SH   SOLE   320,211 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 407,659 9,430 SH   SOLE   9,430 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 642,537 8,944 SH   SOLE   8,944 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 526,539 15,491 SH   SOLE   15,491 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 15,112,106 167,077 SH   SOLE   167,077 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 520,682 10,834 SH   SOLE   10,834 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 691,163 30,031 SH   SOLE   30,031 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 573,375 9,622 SH   SOLE   9,622 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 786,636 23,787 SH   SOLE   23,787 0 0
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 1,075,365 42,555 SH   SOLE   42,555 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,084,712 12,572 SH   SOLE   12,572 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 13,512,003 142,637 SH   SOLE   142,637 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 816,321 10,467 SH   SOLE   10,467 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 7,993,058 109,885 SH   SOLE   109,885 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 29,624,768 238,784 SH   SOLE   238,784 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 31,067,491 288,356 SH   SOLE   288,356 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 15,592,320 69,228 SH   SOLE   69,228 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 231,130 1,019 SH   SOLE   1,019 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 379,819 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,469,089 13,840 SH   SOLE   13,840 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,448,640 52,050 SH   SOLE   52,050 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 11,043,936 118,995 SH   SOLE   118,995 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 2,333,220 62,519 SH   SOLE   62,519 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 12,446,846 532,372 SH   SOLE   532,372 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 851,963 5,497 SH   SOLE   5,497 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 882,329 6,771 SH   SOLE   6,771 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 208 1,600 SH Call SOLE   1,600 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 330,438 699 SH   SOLE   699 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 233,203 642 SH   SOLE   642 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 514,881 1,841 SH   SOLE   1,841 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 581,802 5,469 SH   SOLE   5,469 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 650,020 3,067 SH   SOLE   3,067 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,073,652 17,599 SH   SOLE   17,599 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 208,437 2,374 SH   SOLE   2,374 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 88 1,000 SH Call SOLE   1,000 0 0
NEW GOLD INC CDA COM 644535106 BBG001S5YM54 15,785 14,350 SH   SOLE   14,350 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,765,818 6,357 SH   SOLE   6,357 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 56 200 SH Call SOLE   200 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 56 200 SH Put SOLE   200 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 418,077 2,242 SH   SOLE   2,242 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 884,088 9,515 SH   SOLE   9,515 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 46 500 SH Call SOLE   500 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 195,265 15,485 SH   SOLE   15,485 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 348,347 1,744 SH   SOLE   1,744 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 688,928 9,072 SH   SOLE   9,072 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 38 500 SH Call SOLE   500 0 0
PEPSICO INC COM 713448108 BBG001S695T1 538,596 2,954 SH   SOLE   2,954 0 0
PFIZER INC COM 717081103 BBG001S5V466 470,223 11,525 SH   SOLE   11,525 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 442,625 4,366 SH   SOLE   4,366 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 7,164,577 75,508 SH   SOLE   75,508 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 677,325 4,555 SH   SOLE   4,555 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 418,945 4,278 SH   SOLE   4,278 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 98 1,000 SH Call SOLE   1,000 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 426,730 2,136 SH   SOLE   2,136 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 762,302 762,302 SH   SOLE   762,302 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 2,081,838 37,907 SH   SOLE   37,907 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 1,117,536 22,961 SH   SOLE   22,961 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 906,670 34,805 SH   SOLE   34,805 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 21,882,436 466,477 SH   SOLE   466,477 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 816,903 11,166 SH   SOLE   11,166 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 375,303 7,759 SH   SOLE   7,759 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 217,239 5,181 SH   SOLE   5,181 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 460,127 3,047 SH   SOLE   3,047 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 203,522 2,925 SH   SOLE   2,925 0 0
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 BBG001SLBKJ3 613,576 16,134 SH   SOLE   16,134 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 2,419,471 75,326 SH   SOLE   75,326 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 1,037,074 30,386 SH   SOLE   30,386 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 216,736 3,979 SH   SOLE   3,979 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 471,890 15,237 SH   SOLE   15,237 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,300,362 5,619 SH   SOLE   5,619 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 409 1,000 SH Put SOLE   1,000 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 235,483 3,511 SH   SOLE   3,511 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 355,804 18,697 SH   SOLE   18,697 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 345,702 3,765 SH   SOLE   3,765 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 844,386 39,792 SH   SOLE   39,792 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 588,200 6,337 SH   SOLE   6,337 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 253,350 8,877 SH   SOLE   8,877 0 0
SPDR SER TR DJ REIT ETF 78464A607 BBG001SHTRF2 218,221 2,458 SH   SOLE   2,458 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 287,302 8,460 SH   SOLE   8,460 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 1,052,607 22,482 SH   SOLE   22,482 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 863,127 27,951 SH   SOLE   27,951 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 468,532 10,663 SH   SOLE   10,663 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 66,695,816 1,385,168 SH   SOLE   1,385,168 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 587,815 15,563 SH   SOLE   15,563 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 558,940 18,864 SH   SOLE   18,864 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 672,025 16,209 SH   SOLE   16,209 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 1,561,313 38,887 SH   SOLE   38,887 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 3,446,948 16,615 SH   SOLE   16,615 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 207 1,000 SH Call SOLE   1,000 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 695,684 3,740 SH   SOLE   3,740 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 338,906 588 SH   SOLE   588 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 208,531 1,036 SH   SOLE   1,036 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 466,446 987 SH   SOLE   987 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 47 100 SH Call SOLE   100 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 31,623,595 412,088 SH   SOLE   412,088 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 375,456 2,678 SH   SOLE   2,678 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 274,663 1,101 SH   SOLE   1,101 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 343,554 914 SH   SOLE   914 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 370,021 1,952 SH   SOLE   1,952 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,371,348 6,719 SH   SOLE   6,719 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 289,479 2,096 SH   SOLE   2,096 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 528,850 9,891 SH   SOLE   9,891 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 11,993,524 296,869 SH   SOLE   296,869 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 73,323,058 393,512 SH   SOLE   393,512 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 46,868,042 650,223 SH   SOLE   650,223 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,341,581 8,711 SH   SOLE   8,711 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 561,044 10,162 SH   SOLE   10,162 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 24,118,823 533,957 SH   SOLE   533,957 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 956,627 4,243 SH   SOLE   4,243 0 0
WALMART INC COM 931142103 BBG001S5XH92 773,387 5,245 SH   SOLE   5,245 0 0
WHEELS UP EXPERIENCE INC COM CL A 96328L106 BBG00XTV85M3 6,708 10,600 SH   SOLE   10,600 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 1,927,225 9,331 SH   SOLE   9,331 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 1,121,244 14,477 SH   SOLE   14,477 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 240,019 3,559 SH   SOLE   3,559 0 0