The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR US TREAS BD ETF 46429B267 3,801 135,782 SH   SOLE   135,782 0 0
PHILLIPS 66 COM 718546104 332 4,615 SH   SOLE   4,615 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 225 1,112 SH   SOLE   1,112 0 0
UNITEDHEALTH GROUP INC COM 91324P102 222 752 SH   SOLE   752 0 0
MASTERCARD INCORPORATED CL A 57636Q104 243 823 SH   SOLE   823 0 0
UNITED STS OIL FD LP UNITS 91232N207 337 12,000 SH Call SOLE   12,000 0 0
FACEBOOK INC CL A 30303M102 442 1,947 SH   SOLE   1,947 0 0
APPLE INC COM 037833100 3,361 9,213 SH   SOLE   9,213 0 0
HOME DEPOT INC COM 437076102 221 883 SH   SOLE   883 0 0
AT&T INC COM 00206R102 531 17,562 SH   SOLE   17,562 0 0
EQUIFAX INC COM 294429105 213 1,238 SH   SOLE   1,238 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 1,397 44,057 SH   SOLE   44,057 0 0
PAYPAL HLDGS INC COM 70450Y103 346 1,987 SH   SOLE   1,987 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 228 4,128 SH   SOLE   4,128 0 0
ALPHABET INC CAP STK CL A 02079K305 824 581 SH   SOLE   581 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 229 1,601 SH   SOLE   1,601 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 13,381 202,558 SH   SOLE   202,558 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 206 994 SH   SOLE   994 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 371 2,078 SH   SOLE   2,078 0 0
DISNEY WALT CO COM DISNEY 254687106 230 2,060 SH   SOLE   2,060 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,809 60,476 SH   SOLE   60,476 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 3,635 100,283 SH   SOLE   100,283 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 284 2,334 SH   SOLE   2,334 0 0
PFIZER INC COM 717081103 331 10,109 SH   SOLE   10,109 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 498 2,010 SH   SOLE   2,010 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 238 2,554 SH   SOLE   2,554 0 0
MCDONALDS CORP COM 580135101 248 1,347 SH   SOLE   1,347 0 0
CHEVRON CORP NEW COM 166764100 400 4,478 SH   SOLE   4,478 0 0
ALPHABET INC CAP STK CL C 02079K107 321 227 SH   SOLE   227 0 0
ISHARES TR RUS 1000 ETF 464287622 16,131 93,959 SH   SOLE   93,959 0 0
ISHARES TR SH TR CRPORT ETF 464288646 2,621 47,899 SH   SOLE   47,899 0 0
CORMEDIX INC COM 21900C308 66 10,480 SH   SOLE   10,480 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 255 901 SH   SOLE   901 0 0
JPMORGAN CHASE & CO COM 46625H100 372 3,955 SH   SOLE   3,955 0 0
ASPEN TECHNOLOGY INC COM 045327103 206 1,988 SH   SOLE   1,988 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,251 29,172 SH   SOLE   29,172 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 50,208 353,755 SH   SOLE   353,755 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 1,062 12,919 SH   SOLE   12,919 0 0
ISHARES TR CORE S&P MCP ETF 464287507 409 2,302 SH   SOLE   2,302 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,320 63,518 SH   SOLE   63,518 0 0
UNION PAC CORP COM 907818108 245 1,449 SH   SOLE   1,449 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 316 3,023 SH   SOLE   3,023 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 264 2,706 SH   SOLE   2,706 0 0
ISHARES TR ESG MSCI USA ETF 46435G425 5,629 80,428 SH   SOLE   80,428 0 0
INTEL CORP COM 458140100 471 7,870 SH   SOLE   7,870 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 247 5,273 SH   SOLE   5,273 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 218 12,000 SH   SOLE   12,000 0 0
UNITED STS OIL FD LP UNITS 91232N207 11 37,500 SH   SOLE   37,500 0 0
ISHARES TR U.S. MED DVC ETF 464288810 885 3,341 SH   SOLE   3,341 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109 1,624 64,033 SH   SOLE   64,033 0 0
EXXON MOBIL CORP COM 30231G102 735 16,435 SH   SOLE   16,435 0 0
ABBVIE INC COM 00287Y109 321 3,271 SH   SOLE   3,271 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 417 3,452 SH   SOLE   3,452 0 0
ISHARES TR EAFE SML CP ETF 464288273 9,029 168,382 SH   SOLE   168,382 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,532 63,927 SH   SOLE   63,927 0 0
HECLA MNG CO COM 422704106 193 59,000 SH   SOLE   59,000 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 1,097 18,092 SH   SOLE   18,092 0 0
ISHARES TR USA SIZE FACTOR 46432F370 1,378 15,733 SH   SOLE   15,733 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,832 15,634 SH   SOLE   15,634 0 0
NVIDIA CORPORATION COM 67066G104 274 721 SH   SOLE   721 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 32,145 278,576 SH   SOLE   278,576 0 0
PROCTER AND GAMBLE CO COM 742718109 242 2,024 SH   SOLE   2,024 0 0
CISCO SYS INC COM 17275R102 392 8,405 SH   SOLE   8,405 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,158 3,739 SH   SOLE   3,739 0 0
TESLA INC COM 88160R101 216 200 SH   SOLE   200 0 0
ISHARES TR EAFE GRWTH ETF 464288885 6,710 80,732 SH   SOLE   80,732 0 0
WALMART INC COM 931142103 466 3,894 SH   SOLE   3,894 0 0
AMAZON COM INC COM 023135106 1,424 516 SH   SOLE   516 0 0
CONOCOPHILLIPS COM 20825C104 656 15,601 SH   SOLE   15,601 0 0
ISHARES TR NATIONAL MUN ETF 464288414 14,400 124,783 SH   SOLE   124,783 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 700 33,059 SH   SOLE   33,059 0 0
MERCK & CO. INC COM 58933Y105 269 3,482 SH   SOLE   3,482 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 624 5,230 SH   SOLE   5,230 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,098 60,566 SH   SOLE   60,566 0 0
MICROSOFT CORP COM 594918104 1,735 8,523 SH   SOLE   8,523 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 252 3,026 SH   SOLE   3,026 0 0
SPDR SER TR S&P DIVID ETF 78464A763 3,848 42,195 SH   SOLE   42,195 0 0
COMCAST CORP NEW CL A 20030N101 218 5,586 SH   SOLE   5,586 0 0
JOHNSON & JOHNSON COM 478160104 436 3,097 SH   SOLE   3,097 0 0
ANAPLAN INC COM 03272L108 453 10,000 SH   SOLE   10,000 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,823 74,052 SH   SOLE   74,052 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 18,291 232,922 SH   SOLE   232,922 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 853 5,450 SH   SOLE   5,450 0 0
WP CAREY INC COM 92936U109 471 6,959 SH   SOLE   6,959 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 202 2,124 SH   SOLE   2,124 0 0
VISA INC COM CL A 92826C839 430 2,228 SH   SOLE   2,228 0 0
ISHARES TR EDGE MSCI USA VL 46432F388 1,403 19,416 SH   SOLE   19,416 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 442 1,435 SH   SOLE   1,435 0 0
SALESFORCE COM INC COM 79466L302 204 1,089 SH   SOLE   1,089 0 0