The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 756 4,309 SH   SOLE   0 0 4,309
ABBOTT LABS COM 002824100 745 6,309 SH   SOLE   0 0 6,309
AFLAC INC COM 001055102 584 11,201 SH   SOLE   0 0 11,201
ALBEMARLE CORP COM 012653101 384 1,756 SH   SOLE   0 0 1,756
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 326 2,204 SH   SOLE   0 0 2,204
ALPHABET INC CAP STK CL A 02079K305 1,682 629 SH   SOLE   0 0 629
ALPHABET INC CAP STK CL C 02079K107 1,546 580 SH   SOLE   0 0 580
AMAZON COM INC COM 023135106 4,060 1,236 SH   SOLE   0 0 1,236
AMERICAN TOWER CORP NEW COM 03027X100 1,099 4,140 SH   SOLE   0 0 4,140
AMGEN INC COM 031162100 432 2,031 SH   SOLE   0 0 2,031
APPLE INC COM 037833100 2,535 17,917 SH   SOLE   0 0 17,917
APPLIED MATLS INC COM 038222105 538 4,180 SH   SOLE   0 0 4,180
APTARGROUP INC COM 038336103 319 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 238 8,823 SH   SOLE   0 0 8,823
AUTOMATIC DATA PROCESSING IN COM 053015103 486 2,430 SH   SOLE   0 0 2,430
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 657 2,408 SH   SOLE   0 0 2,408
BIOGEN INC COM 09062X103 300 1,060 SH   SOLE   0 0 1,060
CATERPILLAR INC COM 149123101 937 4,882 SH   SOLE   0 0 4,882
CHUBB LIMITED COM H1467J104 209 1,203 SH   SOLE   0 0 1,203
CISCO SYS INC COM 17275R102 1,197 21,991 SH   SOLE   0 0 21,991
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,468 127,283 SH   SOLE   0 0 127,283
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4,715 163,091 SH   SOLE   0 0 163,091
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 8,581 284,698 SH   SOLE   0 0 284,698
DUKE ENERGY CORP NEW COM NEW 26441C204 729 7,469 SH   SOLE   0 0 7,469
ECOLAB INC COM 278865100 379 1,815 SH   SOLE   0 0 1,815
EMERSON ELEC CO COM 291011104 452 4,797 SH   SOLE   0 0 4,797
ENBRIDGE INC COM 29250N105 537 13,497 SH   SOLE   0 0 13,497
EXXON MOBIL CORP COM 30231G102 479 8,144 SH   SOLE   0 0 8,144
FACEBOOK INC CL A 30303M102 1,794 5,287 SH   SOLE   0 0 5,287
GENERAL MLS INC COM 370334104 252 4,220 SH   SOLE   0 0 4,220
GRAINGER W W INC COM 384802104 432 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 646 1,968 SH   SOLE   0 0 1,968
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 3,043 81,021 SH   SOLE   0 0 81,021
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,114 120,330 SH   SOLE   0 0 120,330
ISHARES TR CORE S&P500 ETF 464287200 246 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 381 6,974 SH   SOLE   0 0 6,974
ISHARES TR MSCI INTL QUALTY 46434V456 4,368 115,322 SH   SOLE   0 0 115,322
ISHARES TR S&P 500 GRWT ETF 464287309 790 10,692 SH   SOLE   0 0 10,692
JOHNSON & JOHNSON COM 478160104 1,515 9,381 SH   SOLE   0 0 9,381
JPMORGAN CHASE & CO COM 46625H100 644 3,935 SH   SOLE   0 0 3,935
KELLOGG CO COM 487836108 253 3,954 SH   SOLE   0 0 3,954
KIMBERLY-CLARK CORP COM 494368103 643 4,855 SH   SOLE   0 0 4,855
LOWES COS INC COM 548661107 751 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 318 914 SH   SOLE   0 0 914
MCDONALDS CORP COM 580135101 1,335 5,537 SH   SOLE   0 0 5,537
MEDTRONIC PLC SHS G5960L103 891 7,105 SH   SOLE   0 0 7,105
MICROSOFT CORP COM 594918104 2,297 8,147 SH   SOLE   0 0 8,147
NORFOLK SOUTHN CORP COM 655844108 1,039 4,342 SH   SOLE   0 0 4,342
PEPSICO INC COM 713448108 224 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 942 21,905 SH   SOLE   0 0 21,905
PRECISION BIOSCIENCES INC COM 74019P108 2,079 180,179 SH   SOLE   0 0 180,179
PROCTER AND GAMBLE CO COM 742718109 1,358 9,712 SH   SOLE   0 0 9,712
QUALCOMM INC COM 747525103 958 7,430 SH   SOLE   0 0 7,430
REALTY INCOME CORP COM 756109104 493 7,602 SH   SOLE   0 0 7,602
ROYAL BK CDA COM 780087102 569 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 1,074 3,959 SH   SOLE   0 0 3,959
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,390 320,144 SH   SOLE   0 0 320,144
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,908 133,454 SH   SOLE   0 0 133,454
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,298 204,727 SH   SOLE   0 0 204,727
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,792 49,467 SH   SOLE   0 0 49,467
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,425 77,051 SH   SOLE   0 0 77,051
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,016 4,697 SH   SOLE   0 0 4,697
STRYKER CORPORATION COM 863667101 697 2,642 SH   SOLE   0 0 2,642
TRUIST FINL CORP COM 89832Q109 1,116 19,024 SH   SOLE   0 0 19,024
UNILEVER PLC SPON ADR NEW 904767704 218 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 1,303 7,156 SH   SOLE   0 0 7,156
VANGUARD INDEX FDS TOTAL STK MKT 922908769 354 1,594 SH   SOLE   0 0 1,594
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 280 5,552 SH   SOLE   0 0 5,552
VERIZON COMMUNICATIONS INC COM 92343V104 833 15,421 SH   SOLE   0 0 15,421
VISA INC COM CL A 92826C839 848 3,809 SH   SOLE   0 0 3,809
WALMART INC COM 931142103 805 5,777 SH   SOLE   0 0 5,777
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 1,681 59,960 SH   SOLE   0 0 59,960
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,422 59,852 SH   SOLE   0 0 59,852
WISDOMTREE TR US S CAP QTY DIV 97717X651 4,530 102,107 SH   SOLE   0 0 102,107
WISDOMTREE TR US SMALLCAP DIVD 97717W604 390 12,665 SH   SOLE   0 0 12,665