The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 895 4,508 SH   SOLE   0 0 4,508
ABBOTT LABS COM 002824100 731 6,309 SH   SOLE   0 0 6,309
AFLAC INC COM 001055102 618 11,510 SH   SOLE   0 0 11,510
ALBEMARLE CORP COM 012653101 296 1,755 SH   SOLE   0 0 1,755
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 486 2,145 SH   SOLE   0 0 2,145
ALPHABET INC CAP STK CL A 02079K305 1,536 629 SH   SOLE   0 0 629
ALPHABET INC CAP STK CL C 02079K107 1,459 582 SH   SOLE   0 0 582
AMAZON COM INC COM 023135106 4,297 1,249 SH   SOLE   0 0 1,249
AMERICAN TOWER CORP NEW COM 03027X100 1,108 4,103 SH   SOLE   0 0 4,103
AMGEN INC COM 031162100 495 2,031 SH   SOLE   0 0 2,031
APPLE INC COM 037833100 2,606 19,024 SH   SOLE   0 0 19,024
APPLIED MATLS INC COM 038222105 591 4,153 SH   SOLE   0 0 4,153
APTARGROUP INC COM 038336103 377 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 455 15,807 SH   SOLE   0 0 15,807
AUTOMATIC DATA PROCESSING IN COM 053015103 473 2,380 SH   SOLE   0 0 2,380
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 660 2,373 SH   SOLE   0 0 2,373
BIOGEN INC COM 09062X103 376 1,087 SH   SOLE   0 0 1,087
CATERPILLAR INC COM 149123101 1,062 4,882 SH   SOLE   0 0 4,882
CISCO SYS INC COM 17275R102 1,187 22,401 SH   SOLE   0 0 22,401
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,776 93,717 SH   SOLE   0 0 93,717
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,290 112,585 SH   SOLE   0 0 112,585
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 6,132 202,978 SH   SOLE   0 0 202,978
DUKE ENERGY CORP NEW COM NEW 26441C204 577 5,844 SH   SOLE   0 0 5,844
ECOLAB INC COM 278865100 364 1,767 SH   SOLE   0 0 1,767
EMERSON ELEC CO COM 291011104 461 4,791 SH   SOLE   0 0 4,791
ENBRIDGE INC COM 29250N105 532 13,287 SH   SOLE   0 0 13,287
EXXON MOBIL CORP COM 30231G102 514 8,143 SH   SOLE   0 0 8,143
FACEBOOK INC CL A 30303M102 1,986 5,712 SH   SOLE   0 0 5,712
GENERAL MLS INC COM 370334104 257 4,220 SH   SOLE   0 0 4,220
GRAINGER W W INC COM 384802104 482 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 545 1,710 SH   SOLE   0 0 1,710
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,874 75,101 SH   SOLE   0 0 75,101
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,245 127,061 SH   SOLE   0 0 127,061
ISHARES TR CORE S&P500 ETF 464287200 245 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 382 6,974 SH   SOLE   0 0 6,974
ISHARES TR MSCI INTL QUALTY 46434V456 4,869 126,268 SH   SOLE   0 0 126,268
ISHARES TR S&P 500 GRWT ETF 464287309 778 10,692 SH   SOLE   0 0 10,692
JOHNSON & JOHNSON COM 478160104 1,542 9,362 SH   SOLE   0 0 9,362
JPMORGAN CHASE & CO COM 46625H100 602 3,870 SH   SOLE   0 0 3,870
KELLOGG CO COM 487836108 254 3,954 SH   SOLE   0 0 3,954
KIMBERLY-CLARK CORP COM 494368103 640 4,781 SH   SOLE   0 0 4,781
LOWES COS INC COM 548661107 718 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 334 914 SH   SOLE   0 0 914
MCDONALDS CORP COM 580135101 1,279 5,535 SH   SOLE   0 0 5,535
MEDTRONIC PLC SHS G5960L103 872 7,026 SH   SOLE   0 0 7,026
MICROSOFT CORP COM 594918104 2,209 8,153 SH   SOLE   0 0 8,153
NORFOLK SOUTHN CORP COM 655844108 1,152 4,341 SH   SOLE   0 0 4,341
NOVARTIS AG SPONSORED ADR 66987V109 206 2,260 SH   SOLE   0 0 2,260
PAYPAL HLDGS INC COM 70450Y103 207 710 SH   SOLE   0 0 710
PEPSICO INC COM 713448108 220 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 865 22,085 SH   SOLE   0 0 22,085
PRECISION BIOSCIENCES INC COM 74019P108 2,256 180,179 SH   SOLE   0 0 180,179
PROCTER AND GAMBLE CO COM 742718109 1,300 9,633 SH   SOLE   0 0 9,633
QUALCOMM INC COM 747525103 1,061 7,425 SH   SOLE   0 0 7,425
REALTY INCOME CORP COM 756109104 507 7,593 SH   SOLE   0 0 7,593
ROYAL BK CDA COM 780087102 579 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 972 3,979 SH   SOLE   0 0 3,979
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,202 334,656 SH   SOLE   0 0 334,656
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,208 148,219 SH   SOLE   0 0 148,219
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 24,108 231,876 SH   SOLE   0 0 231,876
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,379 68,728 SH   SOLE   0 0 68,728
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,398 76,660 SH   SOLE   0 0 76,660
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,008 4,691 SH   SOLE   0 0 4,691
STRYKER CORPORATION COM 863667101 686 2,641 SH   SOLE   0 0 2,641
TRUIST FINL CORP COM 89832Q109 872 15,719 SH   SOLE   0 0 15,719
UNILEVER PLC SPON ADR NEW 904767704 235 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 1,487 7,151 SH   SOLE   0 0 7,151
VANGUARD INDEX FDS TOTAL STK MKT 922908769 361 1,618 SH   SOLE   0 0 1,618
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 281 5,463 SH   SOLE   0 0 5,463
VERIZON COMMUNICATIONS INC COM 92343V104 894 15,951 SH   SOLE   0 0 15,951
VISA INC COM CL A 92826C839 881 3,766 SH   SOLE   0 0 3,766
WALMART INC COM 931142103 815 5,777 SH   SOLE   0 0 5,777
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 1,317 43,892 SH   SOLE   0 0 43,892
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,654 63,684 SH   SOLE   0 0 63,684
WISDOMTREE TR US S CAP QTY DIV 97717X651 4,775 102,757 SH   SOLE   0 0 102,757
WISDOMTREE TR US SMALLCAP DIVD 97717W604 404 12,664 SH   SOLE   0 0 12,664