The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 818 4,683 SH   SOLE   0 0 4,683
ABBOTT LABS COM 002824100 684 6,243 SH   SOLE   0 0 6,243
AFLAC INC COM 001055102 483 10,852 SH   SOLE   0 0 10,852
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 468 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL A 02079K305 1,069 610 SH   SOLE   0 0 610
ALPHABET INC CAP STK CL C 02079K107 1,034 590 SH   SOLE   0 0 590
AMAZON COM INC COM 023135106 4,250 1,305 SH   SOLE   0 0 1,305
AMERICAN TOWER CORP NEW COM 03027X100 890 3,963 SH   SOLE   0 0 3,963
AMGEN INC COM 031162100 466 2,028 SH   SOLE   0 0 2,028
APPLE INC COM 037833100 2,516 18,958 SH   SOLE   0 0 18,958
APTARGROUP INC COM 038336103 366 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 775 26,930 SH   SOLE   0 0 26,930
AUTOMATIC DATA PROCESSING IN COM 053015103 389 2,207 SH   SOLE   0 0 2,207
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 520 2,244 SH   SOLE   0 0 2,244
BIOGEN INC COM 09062X103 258 1,052 SH   SOLE   0 0 1,052
BROWN & BROWN INC COM 115236101 403 8,500 SH   SOLE   0 0 8,500
CATERPILLAR INC COM 149123101 834 4,581 SH   SOLE   0 0 4,581
CISCO SYS INC COM 17275R102 977 21,842 SH   SOLE   0 0 21,842
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,442 53,678 SH   SOLE   0 0 53,678
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 546 20,591 SH   SOLE   0 0 20,591
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 361 13,724 SH   SOLE   0 0 13,724
DOMINION ENERGY INC COM 25746U109 277 3,679 SH   SOLE   0 0 3,679
DUKE ENERGY CORP NEW COM NEW 26441C204 560 6,112 SH   SOLE   0 0 6,112
EATON VANCE CORP COM NON VTG 278265103 292 4,300 SH   SOLE   0 0 4,300
ECOLAB INC COM 278865100 353 1,631 SH   SOLE   0 0 1,631
EMERSON ELEC CO COM 291011104 384 4,781 SH   SOLE   0 0 4,781
ENBRIDGE INC COM 29250N105 433 13,522 SH   SOLE   0 0 13,522
EXXON MOBIL CORP COM 30231G102 346 8,383 SH   SOLE   0 0 8,383
FACEBOOK INC CL A 30303M102 1,560 5,712 SH   SOLE   0 0 5,712
GENERAL MLS INC COM 370334104 260 4,420 SH   SOLE   0 0 4,420
GRAINGER W W INC COM 384802104 449 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 427 1,606 SH   SOLE   0 0 1,606
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,421 70,059 SH   SOLE   0 0 70,059
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 1,877 122,255 SH   SOLE   0 0 122,255
ISHARES TR CORE S&P500 ETF 464287200 214 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 392 7,104 SH   SOLE   0 0 7,104
ISHARES TR MSCI INTL QUALTY 46434V456 4,786 134,220 SH   SOLE   0 0 134,220
ISHARES TR S&P 500 GRWT ETF 464287309 682 10,692 SH   SOLE   0 0 10,692
JOHNSON & JOHNSON COM 478160104 1,363 8,660 SH   SOLE   0 0 8,660
JPMORGAN CHASE & CO COM 46625H100 475 3,738 SH   SOLE   0 0 3,738
KELLOGG CO COM 487836108 246 3,954 SH   SOLE   0 0 3,954
KIMBERLY-CLARK CORP COM 494368103 656 4,863 SH   SOLE   0 0 4,863
LOWES COS INC COM 548661107 594 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 298 834 SH   SOLE   0 0 834
MCDONALDS CORP COM 580135101 1,207 5,623 SH   SOLE   0 0 5,623
MEDTRONIC PLC SHS G5960L103 793 6,771 SH   SOLE   0 0 6,771
MICROSOFT CORP COM 594918104 1,947 8,752 SH   SOLE   0 0 8,752
NORFOLK SOUTHN CORP COM 655844108 1,106 4,654 SH   SOLE   0 0 4,654
NOVARTIS AG SPONSORED ADR 66987V109 232 2,459 SH   SOLE   0 0 2,459
PEPSICO INC COM 713448108 221 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 689 18,710 SH   SOLE   0 0 18,710
PRECISION BIOSCIENCES INC COM 74019P108 2,010 240,968 SH   SOLE   0 0 240,968
PROCTER AND GAMBLE CO COM 742718109 1,336 9,600 SH   SOLE   0 0 9,600
QUALCOMM INC COM 747525103 1,139 7,479 SH   SOLE   0 0 7,479
REALTY INCOME CORP COM 756109104 476 7,649 SH   SOLE   0 0 7,649
ROYAL BK CDA COM 780087102 469 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 816 3,668 SH   SOLE   0 0 3,668
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,507 347,320 SH   SOLE   0 0 347,320
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,663 166,248 SH   SOLE   0 0 166,248
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,779 261,456 SH   SOLE   0 0 261,456
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,549 81,382 SH   SOLE   0 0 81,382
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,700 71,109 SH   SOLE   0 0 71,109
SPDR S&P 500 ETF TR TR UNIT 78462F103 967 2,587 SH   SOLE   0 0 2,587
STRYKER CORPORATION COM 863667101 647 2,640 SH   SOLE   0 0 2,640
TRUIST FINL CORP COM 89832Q109 842 17,577 SH   SOLE   0 0 17,577
UNILEVER PLC SPON ADR NEW 904767704 242 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 1,347 8,000 SH   SOLE   0 0 8,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769 311 1,597 SH   SOLE   0 0 1,597
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 252 5,345 SH   SOLE   0 0 5,345
VERIZON COMMUNICATIONS INC COM 92343V104 954 16,230 SH   SOLE   0 0 16,230
VISA INC COM CL A 92826C839 744 3,402 SH   SOLE   0 0 3,402
WALMART INC COM 931142103 892 6,189 SH   SOLE   0 0 6,189
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,688 35,304 SH   SOLE   0 0 35,304
WISDOMTREE TR US S CAP QTY DIV 97717X651 3,875 97,980 SH   SOLE   0 0 97,980
WISDOMTREE TR US SMALLCAP DIVD 97717W604 289 10,850 SH   SOLE   0 0 10,850