The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 622 4,185 SH   SOLE   0 0 4,185
ABBOTT LABS COM 002824100 540 5,768 SH   SOLE   0 0 5,768
AFLAC INC COM 001055102 375 10,330 SH   SOLE   0 0 10,330
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 404 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL C 02079K107 833 600 SH   SOLE   0 0 600
ALPHABET INC CAP STK CL A 02079K305 861 622 SH   SOLE   0 0 622
ALTRIA GROUP INC COM 02209S103 247 6,733 SH   SOLE   0 0 6,733
AMAZON COM INC COM 023135106 3,165 1,330 SH   SOLE   0 0 1,330
AMERICAN TOWER CORP NEW COM 03027X100 1,049 4,403 SH   SOLE   0 0 4,403
AMGEN INC COM 031162100 411 1,750 SH   SOLE   0 0 1,750
APPLE INC COM 037833100 1,571 5,066 SH   SOLE   0 0 5,066
APTARGROUP INC COM 038336103 288 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 777 26,077 SH   SOLE   0 0 26,077
AUTOMATIC DATA PROCESSING IN COM 053015103 299 2,047 SH   SOLE   0 0 2,047
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 327 1,849 SH   SOLE   0 0 1,849
BIOGEN INC COM 09062X103 305 972 SH   SOLE   0 0 972
BROWN & BROWN INC COM 115236101 301 8,000 SH   SOLE   0 0 8,000
CATERPILLAR INC DEL COM 149123101 516 4,606 SH   SOLE   0 0 4,606
CISCO SYS INC COM 17275R102 842 19,585 SH   SOLE   0 0 19,585
DOMINION ENERGY INC COM 25746U109 505 6,442 SH   SOLE   0 0 6,442
DUKE ENERGY CORP NEW COM NEW 26441C204 565 6,912 SH   SOLE   0 0 6,912
EMERSON ELEC CO COM 291011104 267 4,759 SH   SOLE   0 0 4,759
ENBRIDGE INC COM 29250N105 481 15,024 SH   SOLE   0 0 15,024
EXXON MOBIL CORP COM 30231G102 537 11,623 SH   SOLE   0 0 11,623
FACEBOOK INC CL A 30303M102 1,043 4,912 SH   SOLE   0 0 4,912
GENERAL MLS INC COM 370334104 264 4,420 SH   SOLE   0 0 4,420
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 632 15,083 SH   SOLE   0 0 15,083
GRAINGER W W INC COM 384802104 314 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 328 1,398 SH   SOLE   0 0 1,398
INTEL CORP COM 458140100 211 3,533 SH   SOLE   0 0 3,533
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 1,358 113,251 SH   SOLE   0 0 113,251
ISHARES TR SH TR CRPORT ETF 464288646 380 7,104 SH   SOLE   0 0 7,104
JOHNSON & JOHNSON COM 478160104 1,211 8,146 SH   SOLE   0 0 8,146
JPMORGAN CHASE & CO COM 46625H100 346 3,734 SH   SOLE   0 0 3,734
KELLOGG CO COM 487836108 252 3,954 SH   SOLE   0 0 3,954
KIMBERLY CLARK CORP COM 494368103 632 4,563 SH   SOLE   0 0 4,563
LOWES COS INC COM 548661107 423 3,703 SH   SOLE   0 0 3,703
MASTERCARD INC CL A 57636Q104 290 1,026 SH   SOLE   0 0 1,026
MCDONALDS CORP COM 580135101 961 5,303 SH   SOLE   0 0 5,303
MEDTRONIC PLC SHS G5960L103 404 4,075 SH   SOLE   0 0 4,075
MICROSOFT CORP COM 594918104 1,524 8,250 SH   SOLE   0 0 8,250
NORFOLK SOUTHERN CORP COM 655844108 829 4,747 SH   SOLE   0 0 4,747
NOVARTIS A G SPONSORED ADR 66987V109 209 2,459 SH   SOLE   0 0 2,459
PFIZER INC COM 717081103 637 17,110 SH   SOLE   0 0 17,110
PRECISION BIOSCIENCES INC COM 74019P108 4,324 575,012 SH   SOLE   0 0 575,012
PROCTER & GAMBLE CO COM 742718109 1,092 9,420 SH   SOLE   0 0 9,420
QUALCOMM INC COM 747525103 602 7,468 SH   SOLE   0 0 7,468
REALTY INCOME CORP COM 756109104 653 11,906 SH   SOLE   0 0 11,906
ROYAL BK CDA COM 780087102 351 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 745 4,236 SH   SOLE   0 0 4,236
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,293 261,819 SH   SOLE   0 0 261,819
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,869 78,613 SH   SOLE   0 0 78,613
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,073 48,845 SH   SOLE   0 0 48,845
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,530 128,523 SH   SOLE   0 0 128,523
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,949 324,592 SH   SOLE   0 0 324,592
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,435 70,503 SH   SOLE   0 0 70,503
SPDR S&P 500 ETF TR TR UNIT 78462F103 845 2,888 SH   SOLE   0 0 2,888
STRYKER CORP COM 863667101 468 2,438 SH   SOLE   0 0 2,438
TJX COS INC NEW COM 872540109 260 5,358 SH   SOLE   0 0 5,358
TRUIST FINL CORP COM 89832Q109 516 14,239 SH   SOLE   0 0 14,239
UNILEVER PLC SPON ADR NEW 904767704 208 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 785 8,278 SH   SOLE   0 0 8,278
VANGUARD INDEX FDS TOTAL STK MKT 922908769 235 1,591 SH   SOLE   0 0 1,591
VERIZON COMMUNICATIONS INC COM 92343V104 928 16,280 SH   SOLE   0 0 16,280
VISA INC COM CL A 92826C839 641 3,462 SH   SOLE   0 0 3,462
WALMART INC COM 931142103 733 5,964 SH   SOLE   0 0 5,964
WISDOMTREE TR US SMALLCAP DIVD 97717W604 217 10,849 SH   SOLE   0 0 10,849
WISDOMTREE TR US S CAP QTY DIV 97717X651 2,364 84,573 SH   SOLE   0 0 84,573