The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 459 2,584 SH   SOLE   2,584 0 0
ABBOTT LABS COM 002824100 2,222 15,786 SH   SOLE   15,786 0 0
ABBVIE INC COM 00287Y109 433 3,200 SH   SOLE   3,200 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,304 5,826 SH   SOLE   5,826 0 0
ALLIANT ENERGY CORP COM 018802108 1,300 21,151 SH   SOLE   21,151 0 0
ALLSTATE CORP COM 020002101 1,847 15,698 SH   SOLE   15,698 0 0
ALTRIA GROUP INC COM 02209S103 1,889 39,853 SH   SOLE   39,853 0 0
APPLE INC COM 037833100 7,042 39,659 SH   SOLE   39,659 0 0
AUTONATION INC COM 05329W102 5,568 47,650 SH   SOLE   47,650 0 0
AUTOZONE INC COM 053332102 2,579 1,230 SH   SOLE   1,230 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,626 45,209 SH   SOLE   45,209 0 0
BLACKSTONE INC COM 09260D107 1,254 9,692 SH   SOLE   9,692 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,025 27,411 SH   SOLE   27,411 0 0
CATERPILLAR INC COM 149123101 1,381 6,682 SH   SOLE   6,682 0 0
CISCO SYS INC COM 17275R102 736 11,607 SH   SOLE   11,607 0 0
COCA COLA CO COM 191216100 1,166 19,692 SH   SOLE   19,692 0 0
CONSOLIDATED EDISON INC COM 209115104 1,020 11,952 SH   SOLE   11,952 0 0
COSTAR GROUP INC COM 22160N109 2,265 28,654 SH   SOLE   28,654 0 0
D R HORTON INC COM 23331A109 343 3,162 SH   SOLE   3,162 0 0
DEERE & CO COM 244199105 549 1,602 SH   SOLE   1,602 0 0
DISNEY WALT CO COM 254687106 1,841 11,888 SH   SOLE   11,888 0 0
EATON CORP PLC SHS G29183103 1,901 10,997 SH   SOLE   10,997 0 0
ELECTRONIC ARTS INC COM 285512109 1,862 14,116 SH   SOLE   14,116 0 0
FEDEX CORP COM 31428X106 2,709 10,473 SH   SOLE   10,473 0 0
HOME DEPOT INC COM 437076102 235 567 SH   SOLE   567 0 0
HORMEL FOODS CORP COM 440452100 1,407 28,835 SH   SOLE   28,835 0 0
INTEL CORP COM 458140100 1,032 20,048 SH   SOLE   20,048 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 904 6,764 SH   SOLE   6,764 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 2,251 6,266 SH   SOLE   6,266 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 204 3,840 SH   SOLE   3,840 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 25 151 SH   SOLE   151 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,194 3,000 SH   SOLE   3,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 19,209 551,828 SH   SOLE   551,828 0 0
ISHARES INC CORE MSCI EMKT 46434G103 11 184 SH   SOLE   184 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 15,165 381,505 SH   SOLE   381,505 0 0
ISHARES TR TIPS BD ETF 464287176 1,757 13,598 SH   SOLE   13,598 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,471 3,084 SH   SOLE   3,084 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,333 11,683 SH   SOLE   11,683 0 0
ISHARES TR GLOBAL TECH ETF 464287291 9,421 146,314 SH   SOLE   146,314 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 0 1 SH   SOLE   1 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 4,313 53,877 SH   SOLE   53,877 0 0
ISHARES TR 20 YR TR BD ETF 464287432 46 308 SH   SOLE   308 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 20 175 SH   SOLE   175 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8 95 SH   SOLE   95 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,698 47,006 SH   SOLE   47,006 0 0
ISHARES TR CORE S&P MCP ETF 464287507 95 335 SH   SOLE   335 0 0
ISHARES TR ISHARES BIOTECH 464287556 8 50 SH   SOLE   50 0 0
ISHARES TR COHEN STEER REIT 464287564 52 682 SH   SOLE   682 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 24 145 SH   SOLE   145 0 0
ISHARES TR RUS 1000 ETF 464287622 264 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 21 96 SH   SOLE   96 0 0
ISHARES TR U.S. ENERGY ETF 464287796 7,961 264,487 SH   SOLE   264,487 0 0
ISHARES TR CORE S&P SCP ETF 464287804 0 1 SH   SOLE   1 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,078 9,888 SH   SOLE   9,888 0 0
ISHARES TR IBOXX HI YD ETF 464288513 4 44 SH   SOLE   44 0 0
ISHARES TR MBS ETF 464288588 5,352 49,816 SH   SOLE   49,816 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 887 14,972 SH   SOLE   14,972 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,634 123,117 SH   SOLE   123,117 0 0
ISHARES TR U.S. MED DVC ETF 464288810 4,402 66,845 SH   SOLE   66,845 0 0
ISHARES TR EAFE VALUE ETF 464288877 12,455 247,163 SH   SOLE   247,163 0 0
ISHARES TR EAFE GRWTH ETF 464288885 20,245 183,558 SH   SOLE   183,558 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,208 270,174 SH   SOLE   270,174 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,599 32,126 SH   SOLE   32,126 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,494 10,261 SH   SOLE   10,261 0 0
ISHARES TR MSCI USA SZE FT 46432F370 833 6,068 SH   SOLE   6,068 0 0
ISHARES TR MSCI USA VALUE 46432F388 12,563 114,760 SH   SOLE   114,760 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,752 15,138 SH   SOLE   15,138 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,968 26,365 SH   SOLE   26,365 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,495 33,012 SH   SOLE   33,012 0 0
ISHARES TR CORE TOTAL USD 46434V613 6,255 118,177 SH   SOLE   118,177 0 0
ISHARES TR CORE DIV GRWTH 46434V621 195 3,503 SH   SOLE   3,503 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 39,937 370,127 SH   SOLE   370,127 0 0
ISHARES TR FALN ANGLS USD 46435G474 4,703 156,935 SH   SOLE   156,935 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 9,035 292,583 SH   SOLE   292,583 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,181 82,828 SH   SOLE   82,828 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 3,153 60,910 SH   SOLE   60,910 0 0
KIMBERLY-CLARK CORP COM 494368103 696 4,873 SH   SOLE   4,873 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,119 12,136 SH   SOLE   12,136 0 0
MCDONALDS CORP COM 580135101 1,464 5,462 SH   SOLE   5,462 0 0
MERCK & CO INC COM 58933Y105 1,010 13,180 SH   SOLE   13,180 0 0
FACEBOOK INC CL A 30303M102 3,376 10,038 SH   SOLE   10,038 0 0
PAYCHEX INC COM 704326107 2,220 16,261 SH   SOLE   16,261 0 0
PFIZER INC COM 717081103 1,739 29,447 SH   SOLE   29,447 0 0
PRUDENTIAL FINL INC COM 744320102 1,415 13,076 SH   SOLE   13,076 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 228 10,442 SH   SOLE   10,442 0 0
REPUBLIC SVCS INC COM 760759100 2,212 15,860 SH   SOLE   15,860 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 0 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 0 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 601 7,436 SH   SOLE   7,436 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3 65 SH   SOLE   65 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 26 187 SH   SOLE   187 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 29 142 SH   SOLE   142 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 283 7,250 SH   SOLE   7,250 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 22 205 SH   SOLE   205 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 26 338 SH   SOLE   338 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 6 118 SH   SOLE   118 0 0
SOUTHERN CO COM 842587107 1,277 18,626 SH   SOLE   18,626 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,608 26,953 SH   SOLE   26,953 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,684 26,706 SH   SOLE   26,706 0 0
STARBUCKS CORP COM 855244109 2,076 17,744 SH   SOLE   17,744 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,720 8,025 SH   SOLE   8,025 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,693 5,363 SH   SOLE   5,363 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 16,071 36,812 SH   SOLE   36,812 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 162 1,400 SH   SOLE   1,400 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,820 34,600 SH   SOLE   34,600 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3 11 SH   SOLE   11 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 10 112 SH   SOLE   112 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 970 18,365 SH   SOLE   18,365 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 872 16,777 SH   SOLE   16,777 0 0
VISA INC COM CL A 92826C839 2,796 12,900 SH   SOLE   12,900 0 0
VMWARE INC CL A COM 928563402 887 7,655 SH   SOLE   7,655 0 0
WALMART INC COM 931142103 1,645 11,370 SH   SOLE   11,370 0 0
WASTE MGMT INC DEL COM 94106L109 1,601 9,595 SH   SOLE   9,595 0 0