The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1LIFE HEALTHCARE INC COM 68269G107 2 100 SH   SOLE   0 0 100
ACTIVISION BLIZZARD INC COM 00507V109 4 56 SH   SOLE   0 0 56
ALIGN TECHNOLOGY INC COM 016255101 61 294 SH   SOLE   0 0 294
ALPHABET INC CAP STK CL C 02079K107 46 480 SH   SOLE   0 0 480
ALPHABET INC CAP STK CL A 02079K305 54 560 SH   SOLE   0 0 560
AMAZON COM INC COM 023135106 565 5,000 SH   SOLE   0 0 5,000
AMERICAN ELEC PWR CO INC COM 025537101 17 200 SH   SOLE   0 0 200
AMERICAN TOWER CORP NEW COM 03027X100 31 145 SH   SOLE   0 0 145
APPLE INC COM 037833100 3,357 24,289 SH   SOLE   0 0 24,289
ARK ETF TR FINTECH INNOVA 00214Q708 15 950 SH   SOLE   0 0 950
ARK ETF TR INNOVATION ETF 00214Q104 14 358 SH   SOLE   0 0 358
AT&T INC COM 00206R102 187 12,177 SH   SOLE   0 0 12,177
BANK AMER CORP COM 060505104 0 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 45 169 SH   SOLE   0 0 169
BOEING CO COM 097023105 12 100 SH   SOLE   0 0 100
BOOKING HOLDINGS INC COM 09857L108 5 3 SH   SOLE   0 0 3
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   SOLE   0 0 200
BP PLC SPONSORED ADR 055622104 4 8 SH Call SOLE   0 0 8
CALIFORNIA BANCORP COM 13005U101 45 2,250 SH   SOLE   0 0 2,250
CANADIAN NATL RY CO COM 136375102 7 67 SH   SOLE   0 0 67
CARNIVAL CORP COMMON STOCK 143658300 1 100 SH   SOLE   0 0 100
CHEVRON CORP NEW COM 166764100 85 591 SH   SOLE   0 0 591
CHIPOTLE MEXICAN GRILL INC COM 169656105 2 1 SH   SOLE   0 0 1
CISCO SYS INC COM 17275R102 16 400 SH   SOLE   0 0 400
CITIGROUP INC COM NEW 172967424 5 114 SH   SOLE   0 0 114
CLOROX CO DEL COM 189054109 112 875 SH   SOLE   0 0 875
COCA COLA CO COM 191216100 23 414 SH   SOLE   0 0 414
COMCAST CORP NEW CL A 20030N101 41 1,406 SH   SOLE   0 0 1,406
COSTCO WHSL CORP NEW COM 22160K105 52 110 SH   SOLE   0 0 110
CROWN CASTLE INTL CORP NEW COM 22822V101 27 190 SH   SOLE   0 0 190
DAVITA INC COM 23918K108 270 3,266 SH   SOLE   0 0 3,266
DELTA AIR LINES INC DEL COM NEW 247361702 14 488 SH   SOLE   0 0 488
DEVON ENERGY CORP NEW COM 25179M103 3 1 SH Call SOLE   0 0 1
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 140 6,301 SH   SOLE   0 0 6,301
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 34 1,808 SH   SOLE   0 0 1,808
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 104 3,525 SH   SOLE   0 0 3,525
DISNEY WALT CO COM DISNEY 254687106 23 244 SH   SOLE   0 0 244
DUKE ENERGY CORP NEW COM NEW 26441C204 32 346 SH   SOLE   0 0 346
ENPHASE ENERGY INC COM 29355A107 0 1 SH   SOLE   0 0 1
ETF SER SOLUTIONS US GLB JETS 26922A842 0 1 SH Call SOLE   0 0 1
EXXON MOBIL CORP COM 30231G102 17 200 SH   SOLE   0 0 200
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,024 21,662 SH   SOLE   0 0 21,662
FORD MTR CO DEL COM 345370860 8 738 SH   SOLE   0 0 738
GENERAL ELECTRIC CO COM NEW 369604301 0 2 SH Call SOLE   0 0 2
GENERAL ELECTRIC CO COM NEW 369604301 2 34 SH   SOLE   0 0 34
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,753 70,825 SH   SOLE   0 0 70,825
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 32 445 SH   SOLE   0 0 445
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 0 30 SH   SOLE   0 0 30
HOME DEPOT INC COM 437076102 43 155 SH   SOLE   0 0 155
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 342 11,737 SH   SOLE   0 0 11,737
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 28 989 SH   SOLE   0 0 989
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 20 700 SH   SOLE   0 0 700
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 6 200 SH   SOLE   0 0 200
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 104 3,748 SH   SOLE   0 0 3,748
INNOVATOR ETFS TR GROWTH ACCELE 45783Y509 4 160 SH   SOLE   0 0 160
INNOVATOR ETFS TR US EQTY ULTRA B 45782C532 120 4,300 SH   SOLE   0 0 4,300
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 213 7,300 SH   SOLE   0 0 7,300
INNOVATOR ETFS TR US EQT ACLRTD 9 45783Y889 14 582 SH   SOLE   0 0 582
INNOVATOR ETFS TR GROWTH ACCELERAT 45783Y608 1 40 SH   SOLE   0 0 40
INNOVATOR ETFS TR US EQUITY ACCELE 45783Y103 3 120 SH   SOLE   0 0 120
INNOVATOR ETFS TR US EQT ACCEL PLS 45783Y400 6 280 SH   SOLE   0 0 280
INTEL CORP COM 458140100 38 1,490 SH   SOLE   0 0 1,490
INTUITIVE SURGICAL INC COM NEW 46120E602 5 27 SH   SOLE   0 0 27
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 11 435 SH   SOLE   0 0 435
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 16 443 SH   SOLE   0 0 443
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 589 15,080 SH   SOLE   0 0 15,080
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 31 226 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 17 117 SH   SOLE   0 0 117
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 9 52 SH   SOLE   0 0 52
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 41 318 SH   SOLE   0 0 318
INVESCO EXCHNG TRADED FD TR S&P 500 LOW VOL 46138E354 2,392 41,368 SH   SOLE   0 0 41,368
INVESCO EXCHNG TRADED FD TR S&P 500 ENHNCD 46138E396 4 116 SH   SOLE   0 0 116
INVESCO QQQ TR UNIT SER 1 46090E103 216 807 SH   SOLE   0 0 807
ISHARES INC MIN VOL GBL ETF 464286525 2,595 29,304 SH   SOLE   0 0 29,304
ISHARES INC MSCI EQUAL WEITE 464286681 1,268 18,980 SH   SOLE   0 0 18,980
ISHARES INC MSCI JPN ETF NEW 46434G822 4 87 SH   SOLE   0 0 87
ISHARES TR MSCI ACWI ETF 464288257 1,708 21,946 SH   SOLE   0 0 21,946
ISHARES TR MSCI ACWI EX US 464288240 3 63 SH   SOLE   0 0 63
ISHARES TR CORE US AGGBD ET 464287226 33 341 SH   SOLE   0 0 341
ISHARES TR GRWT ALLOCAT ETF 464289867 207 4,615 SH   SOLE   0 0 4,615
ISHARES TR CALIF MUN BD ETF 464288356 42 773 SH   SOLE   0 0 773
ISHARES TR CORE DIV GRWTH 46434V621 356 8,010 SH   SOLE   0 0 8,010
ISHARES TR MSCI EMG MKT ETF 464287234 61 1,757 SH   SOLE   0 0 1,757
ISHARES TR MSCI EAFE ETF 464287465 312 5,570 SH   SOLE   0 0 5,570
ISHARES TR MSCI EAFE MIN VL 46429B689 11 190 SH   SOLE   0 0 190
ISHARES TR CORE S&P MCP ETF 464287507 819 3,737 SH   SOLE   0 0 3,737
ISHARES TR CORE S&P SCP ETF 464287804 10,208 117,078 SH   SOLE   0 0 117,078
ISHARES TR MRGSTR MD CP GRW 464288307 76 1,510 SH   SOLE   0 0 1,510
ISHARES TR CORE MSCI PAC 46434V696 4 88 SH   SOLE   0 0 88
ISHARES TR CORE S&P500 ETF 464287200 180 503 SH   SOLE   0 0 503
ISHARES TR S&P 500 GRWT ETF 464287309 28 489 SH   SOLE   0 0 489
ISHARES TR RUS 1000 ETF 464287622 1,653 8,375 SH   SOLE   0 0 8,375
ISHARES TR RUSSELL 2000 ETF 464287655 41 247 SH   SOLE   0 0 247
ISHARES TR RUS MDCP VAL ETF 464287473 7 75 SH   SOLE   0 0 75
ISHARES TR GLOBAL ENERG ETF 464287341 3 105 SH   SOLE   0 0 105
ISHARES TR MULTIFACTOR USA 46434V282 24 667 SH   SOLE   0 0 667
ISHARES TR USA MOMENTUM FCT 46432F396 970 7,394 SH   SOLE   0 0 7,394
ISHARES TR USA QUALITY FCTR 46432F339 927 8,914 SH   SOLE   0 0 8,914
ISHARES TR SHORT TREAS BD 464288679 397 3,610 SH   SOLE   0 0 3,610
ISHARES TR EDGE MSCI MINM 46435G433 108 3,385 SH   SOLE   0 0 3,385
ISHARES TR MSCI MIN VOL ETF 46429B697 5,930 89,719 SH   SOLE   0 0 89,719
ISHARES TR MSCI USA VALUE 46432F388 278 3,398 SH   SOLE   0 0 3,398
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 105 2,040 SH   SOLE   0 0 2,040
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 593 13,701 SH   SOLE   0 0 13,701
JOHNSON & JOHNSON COM 478160104 337 2,065 SH   SOLE   0 0 2,065
JP MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 5,020 99,803 SH   SOLE   0 0 99,803
JP MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 4 95 SH   SOLE   0 0 95
JP MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 4 100 SH   SOLE   0 0 100
JP MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 23,139 461,298 SH   SOLE   0 0 461,298
JP MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 13 150 SH   SOLE   0 0 150
KONTOOR BRANDS INC COM 50050N103 0 1 SH   SOLE   0 0 1
LOGITECH INTL S A SHS H50430232 0 1 SH   SOLE   0 0 1
MACERICH CO COM 554382101 9 1,111 SH   SOLE   0 0 1,111
MARATHON OIL CORP COM 565849106 6 4 SH Call SOLE   0 0 4
MASTERCARD INC CL A 57636Q104 36 126 SH   SOLE   0 0 126
MCDONALDS CORP COM 580135101 23 100 SH   SOLE   0 0 100
MERCADOLIBRE INC COM 58733R102 24 29 SH   SOLE   0 0 29
MICROSOFT CORP COM 594918104 119 512 SH   SOLE   0 0 512
MIDDLEBY CORP COM 596278101 5 40 SH   SOLE   0 0 40
MODERNA INC COM 60770K107 18 150 SH   SOLE   0 0 150
MONGODB INC CL A 60937P106 20 100 SH   SOLE   0 0 100
NEKTAR THERAPEUTICS COM 640268108 0 40 SH   SOLE   0 0 40
NETFLIX INC COM 64110L106 8 33 SH   SOLE   0 0 33
NEXTERA ENERGY INC COM 65339F101 114 1,448 SH   SOLE   0 0 1,448
NOKIA CORP SPONSORED ADR 654902204 1 200 SH   SOLE   0 0 200
NOKIA CORP SPONSORED ADR 654902204 7 41 SH Call SOLE   0 0 41
ORACLE CORP COM 68389X105 16 270 SH   SOLE   0 0 270
OUSTER INC COM 68989M103 1 740 SH   SOLE   0 0 740
PALANTIR TECHNOLOGIES INC CL A 69608A108 0 5 SH Call SOLE   0 0 5
PAYPAL HLDGS INC COM 70450Y103 45 524 SH   SOLE   0 0 524
PENN NATL GAMING INC COM 707569109 3 100 SH   SOLE   0 0 100
PFIZER INC COM 717081103 3 70 SH   SOLE   0 0 70
PIMCO ETF TR ACTIVE BD ETF 72201R775 17,407 194,011 SH   SOLE   0 0 194,011
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 9,715 98,272 SH   SOLE   0 0 98,272
PINNACLE FINL PARTNERS INC COM 72346Q104 46 573 SH   SOLE   0 0 573
PIONEER NAT RES CO COM 723787107 15 71 SH   SOLE   0 0 71
PROCTER & GAMBLE CO COM 742718109 5,834 46,207 SH   SOLE   0 0 46,207
RESERVOIR MEDIA INC COM 76119X105 0 100 SH   SOLE   0 0 100
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 19 831 SH   SOLE   0 0 831
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 27 1,079 SH   SOLE   0 0 1,079
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 40 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 539 14,249 SH   SOLE   0 0 14,249
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,112 50,304 SH   SOLE   0 0 50,304
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 8 272 SH   SOLE   0 0 272
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,215 108,605 SH   SOLE   0 0 108,605
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13 596 SH   SOLE   0 0 596
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,525 81,076 SH   SOLE   0 0 81,076
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,198 85,879 SH   SOLE   0 0 85,879
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,585 37,419 SH   SOLE   0 0 37,419
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 0 5 SH Call SOLE   0 0 5
SERVICENOW INC COM 81762P102 113 300 SH   SOLE   0 0 300
SHELL PLC SPON ADS 780259305 1 2 SH Call SOLE   0 0 2
SOUTHWEST AIRLS CO COM 844741108 3 108 SH   SOLE   0 0 108
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 243 845 SH   SOLE   0 0 845
SPDR GOLD TRUST GOLD SHS 78463V107 26 170 SH   SOLE   0 0 170
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 130 4,186 SH   SOLE   0 0 4,186
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,337 9,344 SH   SOLE   0 0 9,344
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 315 785 SH   SOLE   0 0 785
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 277 4,588 SH   SOLE   0 0 4,588
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 12 210 SH   SOLE   0 0 210
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 1,262 12,427 SH   SOLE   0 0 12,427
SPDR SERIES TRUST S&P DIVID ETF 78464A763 437 3,923 SH   SOLE   0 0 3,923
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 303 6,040 SH   SOLE   0 0 6,040
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,974 74,027 SH   SOLE   0 0 74,027
STARBUCKS CORP COM 855244109 14 172 SH   SOLE   0 0 172
STRYKER CORP COM 863667101 8 40 SH   SOLE   0 0 40
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 6 59 SH   SOLE   0 0 59
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 0 7 SH Call SOLE   0 0 7
TESLA INC COM 88160R101 1,331 5,019 SH   SOLE   0 0 5,019
UNITED STS 12 MONTH OIL FD L UNIT BEN INT 91288V103 10 300 SH   SOLE   0 0 300
UNITED STS OIL FD LP UNITS 91232N207 3 7 SH Call SOLE   0 0 7
V F CORP COM 918204108 23 774 SH   SOLE   0 0 774
VALE S A SPONSORED ADS 91912E105 2 3 SH Call SOLE   0 0 3
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 273 4,544 SH   SOLE   0 0 4,544
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 8,673 177,189 SH   SOLE   0 0 177,189
VANGUARD GROUP DIV APP ETF 921908844 595 4,400 SH   SOLE   0 0 4,400
VANGUARD INDEX FDS SMALL CP ETF 922908751 257 1,501 SH   SOLE   0 0 1,501
VANGUARD INDEX FDS SML CP GRW ETF 922908595 111 569 SH   SOLE   0 0 569
VANGUARD INDEX FDS SM CP VAL ETF 922908611 22 155 SH   SOLE   0 0 155
VANGUARD INDEX FDS MID CAP ETF 922908629 3,364 17,897 SH   SOLE   0 0 17,897
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 41 125 SH   SOLE   0 0 125
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,888 21,663 SH   SOLE   0 0 21,663
VANGUARD INDEX FDS VALUE ETF 922908744 34 273 SH   SOLE   0 0 273
VANGUARD INDEX FDS GROWTH ETF 922908736 282 1,319 SH   SOLE   0 0 1,319
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 19 439 SH   SOLE   0 0 439
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 718 9,103 SH   SOLE   0 0 9,103
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18 232 SH   SOLE   0 0 232
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 72 967 SH   SOLE   0 0 967
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 15 331 SH   SOLE   0 0 331
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12 333 SH   SOLE   0 0 333
VANGUARD WORLD FD MEGA CAP INDEX 921910873 23 182 SH   SOLE   0 0 182
VEEVA SYS INC CL A COM 922475108 44 269 SH   SOLE   0 0 269
VERIZON COMMUNICATIONS INC COM 92343V104 36 955 SH   SOLE   0 0 955
VIATRIS INC COM 92556V106 0 8 SH   SOLE   0 0 8
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 0 96 SH   SOLE   0 0 96
VISA INC COM CL A 92826C839 60 340 SH   SOLE   0 0 340
WARNER BROS DISCOVERY INC COM SER A 934423104 34 2,945 SH   SOLE   0 0 2,945
WELLS FARGO CO NEW COM 949746101 278 6,904 SH   SOLE   0 0 6,904
WHITE MTNS INS GROUP LTD COM G9618E107 117 90 SH   SOLE   0 0 90
WISDOMTREE TR US SMALLCAP DIVD 97717W604 199 7,746 SH   SOLE   0 0 7,746
WISDOMTREE TR US MIDCAP DIVID 97717W505 820 21,762 SH   SOLE   0 0 21,762
WISDOMTREE TR JAPN HEDGE EQT 97717W851 7 107 SH   SOLE   0 0 107