The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1LIFE HEALTHCARE INC COM 68269G107 2 100 SH   SOLE   0 0 100
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 2 22 SH   SOLE   0 0 22
ACTIVISION BLIZZARD INC COM 00507V109 4 56 SH   SOLE   0 0 56
ALIGN TECHNOLOGY INC COM 016255101 193 294 SH   SOLE   0 0 294
ALPHABET INC CAP STK CL C 02079K107 69 24 SH   SOLE   0 0 24
ALPHABET INC CAP STK CL A 02079K305 49 17 SH   SOLE   0 0 17
AMAZON COM INC COM 023135106 830 249 SH   SOLE   0 0 249
AMERICAN ELEC PWR CO INC COM 025537101 18 200 SH   SOLE   0 0 200
AMERICAN TOWER CORP NEW COM 03027X100 42 145 SH   SOLE   0 0 145
APPLE INC COM 037833100 4,260 23,990 SH   SOLE   0 0 23,990
ARK ETF TR INNOVATION ETF 00214Q104 34 355 SH   SOLE   0 0 355
ARK ETF TR FINTECH INNOVA 00214Q708 39 950 SH   SOLE   0 0 950
AT&T INC COM 00206R102 300 12,177 SH   SOLE   0 0 12,177
BANK AMER CORP COM 060505104 0 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37 125 SH   SOLE   0 0 125
BOEING CO COM 097023105 20 100 SH   SOLE   0 0 100
BOOKING HOLDINGS INC COM 09857L108 7 3 SH   SOLE   0 0 3
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   SOLE   0 0 200
BP PLC SPONSORED ADR 055622104 3 8 SH Call SOLE   0 0 8
CALIFORNIA BANCORP COM 13005U101 56 2,625 SH   SOLE   0 0 2,625
CANADIAN NATL RY CO COM 136375102 8 67 SH   SOLE   0 0 67
CARNIVAL CORP UNIT 99/99/9999 143658300 2 100 SH   SOLE   0 0 100
CHEVRON CORP NEW COM 166764100 69 591 SH   SOLE   0 0 591
CHIPOTLE MEXICAN GRILL INC COM 169656105 2 1 SH   SOLE   0 0 1
CISCO SYS INC COM 17275R102 25 400 SH   SOLE   0 0 400
CITIGROUP INC COM NEW 172967424 7 114 SH   SOLE   0 0 114
CLOROX CO DEL COM 189054109 153 875 SH   SOLE   0 0 875
COCA COLA CO COM 191216100 36 614 SH   SOLE   0 0 614
COMCAST CORP NEW CL A 20030N101 71 1,406 SH   SOLE   0 0 1,406
COSTCO WHSL CORP NEW COM 22160K105 62 110 SH   SOLE   0 0 110
CROWN CASTLE INTL CORP NEW COM 22822V101 40 190 SH   SOLE   0 0 190
DAVITA INC COM 23918K108 372 3,266 SH   SOLE   0 0 3,266
DBX ETF TR XTRACK INTL REAL 233051846 5 186 SH   SOLE   0 0 186
DELTA AIR LINES INC DEL COM NEW 247361702 19 488 SH   SOLE   0 0 488
DEVON ENERGY CORP NEW COM 25179M103 4 2 SH Call SOLE   0 0 2
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 183 6,301 SH   SOLE   0 0 6,301
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 47 1,808 SH   SOLE   0 0 1,808
DISNEY WALT CO COM DISNEY 254687106 38 244 SH   SOLE   0 0 244
DUKE ENERGY CORP NEW COM NEW 26441C204 36 346 SH   SOLE   0 0 346
ENPHASE ENERGY INC COM 29355A107 0 1 SH   SOLE   0 0 1
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172 0 1 SH Call SOLE   0 0 1
EVERGY INC COM 30034W106 28 412 SH   SOLE   0 0 412
EXXON MOBIL CORP COM 30231G102 24 385 SH   SOLE   0 0 385
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,326 21,610 SH   SOLE   0 0 21,610
FORD MTR CO DEL COM 345370860 15 721 SH   SOLE   0 0 721
GENERAL ELECTRIC CO COM NEW 369604301 4 7 SH Call SOLE   0 0 7
GENERAL ELECTRIC CO COM NEW 369604301 3 34 SH   SOLE   0 0 34
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,973 84,279 SH   SOLE   0 0 84,279
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 42 441 SH   SOLE   0 0 441
HIMAX TECHNOLOGIES INC SPONSORED ADR 43289P106 0 30 SH   SOLE   0 0 30
HOME DEPOT INC COM 437076102 64 155 SH   SOLE   0 0 155
INNOVATOR ETFS TR GROWTH ACCELE 45783Y509 5 160 SH   SOLE   0 0 160
INNOVATOR ETFS TR US EQUITY ACCELE 45783Y103 3 120 SH   SOLE   0 0 120
INNOVATOR ETFS TR US EQT ACCEL PLS 45783Y400 8 280 SH   SOLE   0 0 280
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 282 8,437 SH   SOLE   0 0 8,437
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 33 989 SH   SOLE   0 0 989
INNOVATOR ETFS TR US EQT ACLRTD 9 45783Y889 16 582 SH   SOLE   0 0 582
INNOVATOR ETFS TR GROWTH ACCELERAT 45783Y608 1 40 SH   SOLE   0 0 40
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581 43 1,300 SH   SOLE   0 0 1,300
INTEL CORP COM 458140100 98 1,895 SH   SOLE   0 0 1,895
INTUITIVE SURGICAL INC COM NEW 46120E602 10 27 SH   SOLE   0 0 27
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 16 435 SH   SOLE   0 0 435
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 24 517 SH   SOLE   0 0 517
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 518 10,218 SH   SOLE   0 0 10,218
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 39 226 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 22 117 SH   SOLE   0 0 117
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 52 318 SH   SOLE   0 0 318
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 12 52 SH   SOLE   0 0 52
INVESCO EXCHNG TRADED FD TR S&P 500 LOW VOL 46138E354 2,935 42,768 SH   SOLE   0 0 42,768
INVESCO EXCHNG TRADED FD TR S&P 500 ENHNCD 46138E396 5 113 SH   SOLE   0 0 113
INVESCO QQQ TR UNIT SER 1 46090E103 314 790 SH   SOLE   0 0 790
ISHARES INC MIN VOL GBL ETF 464286525 3,477 32,112 SH   SOLE   0 0 32,112
ISHARES INC MSCI EQUAL WEITE 464286681 1,729 19,314 SH   SOLE   0 0 19,314
ISHARES INC MSCI JPN ETF NEW 46434G822 6 87 SH   SOLE   0 0 87
ISHARES TR MSCI ACWI ETF 464288257 2,311 21,846 SH   SOLE   0 0 21,846
ISHARES TR MSCI MIN VOL ETF 46429B697 7,204 89,044 SH   SOLE   0 0 89,044
ISHARES TR GRWT ALLOCAT ETF 464289867 333 5,841 SH   SOLE   0 0 5,841
ISHARES TR CORE S&P SCP ETF 464287804 10,704 93,479 SH   SOLE   0 0 93,479
ISHARES TR USA MOMENTUM FCT 46432F396 1,359 7,472 SH   SOLE   0 0 7,472
ISHARES TR MSCI USA VALUE 46432F388 477 4,359 SH   SOLE   0 0 4,359
ISHARES TR CORE S&P MCP ETF 464287507 1,054 3,724 SH   SOLE   0 0 3,724
ISHARES TR RUS 1000 ETF 464287622 2,217 8,382 SH   SOLE   0 0 8,382
ISHARES TR RUSSELL 2000 ETF 464287655 55 246 SH   SOLE   0 0 246
ISHARES TR SHORT TREAS BD 464288679 1,595 14,447 SH   SOLE   0 0 14,447
ISHARES TR USA QUALITY FCTR 46432F339 1,254 8,612 SH   SOLE   0 0 8,612
ISHARES TR MSCI ACWI EX US 464288240 7 124 SH   SOLE   0 0 124
ISHARES TR MSCI EMG MKT ETF 464287234 25 517 SH   SOLE   0 0 517
ISHARES TR MSCI EAFE ETF 464287465 128 1,628 SH   SOLE   0 0 1,628
ISHARES TR CORE S&P500 ETF 464287200 240 503 SH   SOLE   0 0 503
ISHARES TR RUS MDCP VAL ETF 464287473 9 75 SH   SOLE   0 0 75
ISHARES TR CALIF MUN BD ETF 464288356 111 1,773 SH   SOLE   0 0 1,773
ISHARES TR CRE U S REIT ETF 464288521 7 101 SH   SOLE   0 0 101
ISHARES TR S&P 500 GRWT ETF 464287309 41 489 SH   SOLE   0 0 489
ISHARES TR MULTIFACTOR USA 46434V282 31 662 SH   SOLE   0 0 662
ISHARES TR EDGE MSCI MINM 46435G433 132 3,385 SH   SOLE   0 0 3,385
ISHARES TR EAFE GRWTH ETF 464288885 31 282 SH   SOLE   0 0 282
ISHARES TR CORE MSCI PAC 46434V696 6 88 SH   SOLE   0 0 88
ISHARES TR GLOBAL ENERG ETF 464287341 3 103 SH   SOLE   0 0 103
ISHARES TR EAFE SML CP ETF 464288273 0 5 SH Call SOLE   0 0 5
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 8,165 159,910 SH   SOLE   0 0 159,910
JOHNSON & JOHNSON COM 478160104 353 2,065 SH   SOLE   0 0 2,065
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 17,521 348,070 SH   SOLE   0 0 348,070
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 16 150 SH   SOLE   0 0 150
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 138 2,340 SH   SOLE   0 0 2,340
KIMBERLY CLARK CORP COM 494368103 12 85 SH   SOLE   0 0 85
KONTOOR BRANDS INC COM 50050N103 0 1 SH   SOLE   0 0 1
LOGITECH INTL S A SHS H50430232 0 1 SH   SOLE   0 0 1
MACERICH CO COM 554382101 18 1,069 SH   SOLE   0 0 1,069
MARATHON OIL CORP COM 565849106 4 4 SH Call SOLE   0 0 4
MASTERCARD INC CL A 57636Q104 45 126 SH   SOLE   0 0 126
MCDONALDS CORP COM 580135101 27 100 SH   SOLE   0 0 100
MERCADOLIBRE INC COM 58733R102 39 29 SH   SOLE   0 0 29
MICROSOFT CORP COM 594918104 105 312 SH   SOLE   0 0 312
MIDDLEBY CORP COM 596278101 8 40 SH   SOLE   0 0 40
MODERNA INC COM 60770K107 38 150 SH   SOLE   0 0 150
NEKTAR THERAPEUTICS COM 640268108 1 40 SH   SOLE   0 0 40
NETFLIX INC COM 64110L106 20 33 SH   SOLE   0 0 33
NEXTERA ENERGY INC COM 65339F101 135 1,448 SH   SOLE   0 0 1,448
NOKIA CORP SPONSORED ADR 654902204 14 41 SH Call SOLE   0 0 41
NOKIA CORP SPONSORED ADR 654902204 1 200 SH   SOLE   0 0 200
ORACLE CORP COM 68389X105 24 270 SH   SOLE   0 0 270
OUSTER INC COM 68989M103 4 740 SH   SOLE   0 0 740
P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 5 91 SH   SOLE   0 0 91
PALANTIR TECHNOLOGIES INC CL A 69608A108 1 0 SH Call SOLE   0 0 0
PAYPAL HLDGS INC COM 70450Y103 99 524 SH   SOLE   0 0 524
PENN NATL GAMING INC COM 707569109 5 100 SH   SOLE   0 0 100
PFIZER INC COM 717081103 4 70 SH   SOLE   0 0 70
PIMCO ETF TR ACTIVE BD ETF 72201R775 18,868 172,448 SH   SOLE   0 0 172,448
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 18,704 184,164 SH   SOLE   0 0 184,164
PINNACLE FINL PARTNERS INC COM 72346Q104 55 573 SH   SOLE   0 0 573
PIONEER NAT RES CO COM 723787107 13 71 SH   SOLE   0 0 71
PROCTER & GAMBLE CO COM 742718109 7,559 46,207 SH   SOLE   0 0 46,207
RESERVOIR MEDIA INC COM 76119X105 1 100 SH   SOLE   0 0 100
ROSS STORES INC COM 778296103 8 72 SH   SOLE   0 0 72
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 0 5 SH Call SOLE   0 0 5
SALESFORCE COM INC COM 79466L302 33 129 SH   SOLE   0 0 129
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,632 23,286 SH   SOLE   0 0 23,286
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,498 80,389 SH   SOLE   0 0 80,389
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,251 31,744 SH   SOLE   0 0 31,744
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,693 83,213 SH   SOLE   0 0 83,213
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,794 35,382 SH   SOLE   0 0 35,382
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,751 15,383 SH   SOLE   0 0 15,383
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 289 5,365 SH   SOLE   0 0 5,365
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 26 831 SH   SOLE   0 0 831
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 49 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 11 272 SH   SOLE   0 0 272
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 18 596 SH   SOLE   0 0 596
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 8 151 SH   SOLE   0 0 151
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 35 1,079 SH   SOLE   0 0 1,079
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3 5 SH Call SOLE   0 0 5
SERVICENOW INC COM 81762P102 195 300 SH   SOLE   0 0 300
SOUTHWEST AIRLS CO COM 844741108 5 108 SH   SOLE   0 0 108
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 309 850 SH   SOLE   0 0 850
SPDR GOLD TRUST GOLD SHS 78463V107 19 111 SH   SOLE   0 0 111
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 14 327 SH   SOLE   0 0 327
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,332 9,121 SH   SOLE   0 0 9,121
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 405 783 SH   SOLE   0 0 783
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 1,814 13,887 SH   SOLE   0 0 13,887
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 406 4,986 SH   SOLE   0 0 4,986
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 440 6,070 SH   SOLE   0 0 6,070
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 15 210 SH   SOLE   0 0 210
SPDR SERIES TRUST S&P DIVID ETF 78464A763 151 1,166 SH   SOLE   0 0 1,166
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 9,928 209,716 SH   SOLE   0 0 209,716
STARBUCKS CORP COM 855244109 20 169 SH   SOLE   0 0 169
STRYKER CORP COM 863667101 11 40 SH   SOLE   0 0 40
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701 150 3,007 SH   SOLE   0 0 3,007
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 0 7 SH Call SOLE   0 0 7
TESLA INC COM 88160R101 1,720 1,628 SH   SOLE   0 0 1,628
UNITED STS 12 MONTH OIL FD L UNIT BEN INT 91288V103 8 300 SH   SOLE   0 0 300
UNITED STS OIL FD LP UNITS 91232N207 2 7 SH Call SOLE   0 0 7
V F CORP COM 918204108 57 774 SH   SOLE   0 0 774
VALE S A SPONSORED ADS 91912E105 2 3 SH Call SOLE   0 0 3
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 11,012 220,461 SH   SOLE   0 0 220,461
VANGUARD GROUP DIV APP ETF 921908844 615 3,581 SH   SOLE   0 0 3,581
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,185 21,477 SH   SOLE   0 0 21,477
VANGUARD INDEX FDS GROWTH ETF 922908736 405 1,263 SH   SOLE   0 0 1,263
VANGUARD INDEX FDS MID CAP ETF 922908629 4,121 16,176 SH   SOLE   0 0 16,176
VANGUARD INDEX FDS VALUE ETF 922908744 28 190 SH   SOLE   0 0 190
VANGUARD INDEX FDS SMALL CP ETF 922908751 34 150 SH   SOLE   0 0 150
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 42 96 SH   SOLE   0 0 96
VANGUARD INDEX FDS SML CP GRW ETF 922908595 160 569 SH   SOLE   0 0 569
VANGUARD INDEX FDS SM CP VAL ETF 922908611 28 155 SH   SOLE   0 0 155
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 977 9,092 SH   SOLE   0 0 9,092
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 19 305 SH   SOLE   0 0 305
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 69 1,390 SH   SOLE   0 0 1,390
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 78 965 SH   SOLE   0 0 965
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 42 457 SH   SOLE   0 0 457
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 17 331 SH   SOLE   0 0 331
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 17 333 SH   SOLE   0 0 333
VANGUARD WORLD FD MEGA CAP INDEX 921910873 31 182 SH   SOLE   0 0 182
VEEVA SYS INC CL A COM 922475108 69 269 SH   SOLE   0 0 269
VERIZON COMMUNICATIONS INC COM 92343V104 50 955 SH   SOLE   0 0 955
VIATRIS INC COM 92556V106 0 8 SH   SOLE   0 0 8
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 1 96 SH   SOLE   0 0 96
VISA INC COM CL A 92826C839 74 340 SH   SOLE   0 0 340
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1 47 SH   SOLE   0 0 47
WELLS FARGO CO NEW COM 949746101 331 6,904 SH   SOLE   0 0 6,904
WHITE MTNS INS GROUP LTD COM G9618E107 91 90 SH   SOLE   0 0 90
WISDOMTREE TR US SMALLCAP DIVD 97717W604 254 7,738 SH   SOLE   0 0 7,738
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,004 22,635 SH   SOLE   0 0 22,635
WISDOMTREE TR JAPN HEDGE EQT 97717W851 7 105 SH   SOLE   0 0 105
ZYNGA INC CL A 98986T108 9 1,466 SH   SOLE   0 0 1,466