The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   622 5,669 SH   SOLE   0 0 5,669
ABBVIE INC COM 00287Y109   820 5,071 SH   SOLE   0 0 5,071
AGNICO EAGLE MINES LTD COM 008474108   351 6,750 SH   SOLE   0 0 6,750
ALPHABET INC CAP STK CL C 02079K107   250 2,819 SH   SOLE   0 0 2,819
ALPHABET INC CAP STK CL A 02079K305   282 3,200 SH   SOLE   0 0 3,200
AMAZON COM INC COM 023135106   857 10,203 SH   SOLE   0 0 10,203
APPLE INC COM 037833100   3,996 30,759 SH   SOLE   0 0 30,759
APPLIED MATLS INC COM 038222105   323 3,319 SH   SOLE   0 0 3,319
AT&T INC COM 00206R102   762 41,378 SH   SOLE   0 0 41,378
AURINIA PHARMACEUTICALS INC COM 05156V102   48 11,170 SH   SOLE   0 0 11,170
BANK AMERICA CORP COM 060505104   257 7,767 SH   SOLE   0 0 7,767
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,506 4,876 SH   SOLE   0 0 4,876
BLACKSTONE MTG TR INC COM CL A 09257W100   204 9,638 SH   SOLE   0 0 9,638
BRISTOL-MYERS SQUIBB CO COM 110122108   330 4,582 SH   SOLE   0 0 4,582
CHEVRON CORP NEW COM 166764100   829 4,618 SH   SOLE   0 0 4,618
COCA COLA CO COM 191216100   696 10,934 SH   SOLE   0 0 10,934
COLGATE PALMOLIVE CO COM 194162103   1,007 12,778 SH   SOLE   0 0 12,778
COSTCO WHSL CORP NEW COM 22160K105   280 613 SH   SOLE   0 0 613
CVS HEALTH CORP COM 126650100   332 3,566 SH   SOLE   0 0 3,566
DBX ETF TR XTRACK MSCI EAFE 233051200   961 29,825 SH   SOLE   0 0 29,825
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   254 3,977 SH   SOLE   0 0 3,977
DISNEY WALT CO COM 254687106   251 2,887 SH   SOLE   0 0 2,887
DOLLAR GEN CORP NEW COM 256677105   333 1,351 SH   SOLE   0 0 1,351
EASTMAN CHEM CO COM 277432100   253 3,105 SH   SOLE   0 0 3,105
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   47 11,050 SH   SOLE   0 0 11,050
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870   380 8,638 SH   SOLE   0 0 8,638
ETF SER SOLUTIONS APTUS DEFINED 26922A388   242 9,437 SH   SOLE   0 0 9,437
EXXON MOBIL CORP COM 30231G102   1,603 14,534 SH   SOLE   0 0 14,534
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   398 4,208 SH   SOLE   0 0 4,208
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   382 15,394 SH   SOLE   0 0 15,394
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   233 3,107 SH   SOLE   0 0 3,107
FIRST TR MORNINGSTAR DIVID L SHS 336917109   255 6,971 SH   SOLE   0 0 6,971
FS KKR CAP CORP COM 302635206   239 13,675 SH   SOLE   0 0 13,675
GENIUS BRANDS INTL INC COM 37229T301   21 45,500 SH   SOLE   0 0 45,500
HOME DEPOT INC COM 437076102   467 1,477 SH   SOLE   0 0 1,477
HONEYWELL INTL INC COM 438516106   240 1,119 SH   SOLE   0 0 1,119
ILLINOIS TOOL WKS INC COM 452308109   283 1,286 SH   SOLE   0 0 1,286
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   1,269 52,587 SH   SOLE   0 0 52,587
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   3,284 138,254 SH   SOLE   0 0 138,254
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   1,295 42,889 SH   SOLE   0 0 42,889
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664   1,017 33,531 SH   SOLE   0 0 33,531
INNOVATOR ETFS TR INTERNATIONAL DV 45782C631   503 21,179 SH   SOLE   0 0 21,179
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581   534 17,945 SH   SOLE   0 0 17,945
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755   710 23,239 SH   SOLE   0 0 23,239
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   1,163 40,964 SH   SOLE   0 0 40,964
INNOVATOR ETFS TR US SML CP PWR B 45782C284   359 14,819 SH   SOLE   0 0 14,819
INNOVATOR ETFS TR DOUBLE STACKR 9 45782C219   202 7,317 SH   SOLE   0 0 7,317
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   1,763 62,822 SH   SOLE   0 0 62,822
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   1,141 40,627 SH   SOLE   0 0 40,627
INNOVATOR ETFS TR US EQT BUFR APR 45782C888   683 22,017 SH   SOLE   0 0 22,017
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276   389 9,145 SH   SOLE   0 0 9,145
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   1,688 56,142 SH   SOLE   0 0 56,142
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   1,878 64,183 SH   SOLE   0 0 64,183
INNOVATOR ETFS TR US SML CP PWR B 45782C599   336 13,322 SH   SOLE   0 0 13,322
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789   547 17,685 SH   SOLE   0 0 17,685
INNOVATOR ETFS TR US EQTY BUFR FEB 45782C433   481 16,077 SH   SOLE   0 0 16,077
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771   321 10,098 SH   SOLE   0 0 10,098
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   2,517 84,193 SH   SOLE   0 0 84,193
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   731 30,678 SH   SOLE   0 0 30,678
INNOVATOR ETFS TR INTRNL DEV APRL 45782C367   280 11,698 SH   SOLE   0 0 11,698
INNOVATOR ETFS TR GRWT100 PWR BF 45782C334   859 25,230 SH   SOLE   0 0 25,230
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   2,093 68,137 SH   SOLE   0 0 68,137
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   483 19,454 SH   SOLE   0 0 19,454
INNOVATOR ETFS TR US EQT ULTRA BF 45782C375   302 10,718 SH   SOLE   0 0 10,718
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   895 30,121 SH   SOLE   0 0 30,121
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557   2,139 67,025 SH   SOLE   0 0 67,025
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   678 22,460 SH   SOLE   0 0 22,460
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326   619 21,351 SH   SOLE   0 0 21,351
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   1,013 38,116 SH   SOLE   0 0 38,116
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698   809 27,003 SH   SOLE   0 0 27,003
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   528 16,751 SH   SOLE   0 0 16,751
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   1,221 43,059 SH   SOLE   0 0 43,059
INTEL CORP COM 458140100   209 7,926 SH   SOLE   0 0 7,926
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   217 9,473 SH   SOLE   0 0 9,473
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   344 30,814 SH   SOLE   0 0 30,814
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   298 15,683 SH   SOLE   0 0 15,683
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   5,919 288,920 SH   SOLE   0 0 288,920
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   212 9,596 SH   SOLE   0 0 9,596
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   7,447 354,975 SH   SOLE   0 0 354,975
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   239 10,819 SH   SOLE   0 0 10,819
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775   213 3,202 SH   SOLE   0 0 3,202
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   5,549 275,515 SH   SOLE   0 0 275,515
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   650 25,846 SH   SOLE   0 0 25,846
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   3,740 197,604 SH   SOLE   0 0 197,604
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   3,333 142,986 SH   SOLE   0 0 142,986
INVESCO QQQ TR UNIT SER 1 46090E103   2,298 8,628 SH   SOLE   0 0 8,628
ISHARES INC CORE MSCI EMKT 46434G103   476 10,199 SH   SOLE   0 0 10,199
ISHARES TR CORE HIGH DV ETF 46429B663   559 5,367 SH   SOLE   0 0 5,367
ISHARES TR IBOXX INV CP ETF 464287242   284 2,695 SH   SOLE   0 0 2,695
ISHARES TR IBONDS DEC2023 46435G318   200 7,882 SH   SOLE   0 0 7,882
ISHARES TR GLOBAL 100 ETF 464287572   491 7,673 SH   SOLE   0 0 7,673
ISHARES TR RUS 1000 VAL ETF 464287598   253 1,669 SH   SOLE   0 0 1,669
ISHARES TR MSCI USA MIN VOL 46429B697   952 13,205 SH   SOLE   0 0 13,205
ISHARES TR CORE MSCI EAFE 46432F842   5,164 83,784 SH   SOLE   0 0 83,784
ISHARES TR CORE S&P MCP ETF 464287507   465 1,923 SH   SOLE   0 0 1,923
ISHARES TR CORE S&P TTL STK 464287150   280 3,305 SH   SOLE   0 0 3,305
ISHARES TR MSCI USA VALUE 46432F388   229 2,514 SH   SOLE   0 0 2,514
ISHARES TR EAFE VALUE ETF 464288877   242 5,266 SH   SOLE   0 0 5,266
ISHARES TR SHRT NAT MUN ETF 464288158   291 2,792 SH   SOLE   0 0 2,792
ISHARES TR IBONDS DEC 25 46435U432   370 14,037 SH   SOLE   0 0 14,037
JOHNSON & JOHNSON COM 478160104   786 4,447 SH   SOLE   0 0 4,447
LILLY ELI & CO COM 532457108   1,436 3,926 SH   SOLE   0 0 3,926
LOWES COS INC COM 548661107   490 2,460 SH   SOLE   0 0 2,460
MASTERCARD INCORPORATED CL A 57636Q104   383 1,101 SH   SOLE   0 0 1,101
MCDONALDS CORP COM 580135101   502 1,906 SH   SOLE   0 0 1,906
MERCK & CO INC COM 58933Y105   1,545 13,929 SH   SOLE   0 0 13,929
MICROSOFT CORP COM 594918104   1,592 6,640 SH   SOLE   0 0 6,640
MID-AMER APT CMNTYS INC COM 59522J103   240 1,526 SH   SOLE   0 0 1,526
NETFLIX INC COM 64110L106   223 756 SH   SOLE   0 0 756
NOKIA CORP SPONSORED ADR 654902204   93 20,000 SH   SOLE   0 0 20,000
PACER FDS TR GLOBL CASH ETF 69374H709   678 21,355 SH   SOLE   0 0 21,355
PACER FDS TR US CASH COWS 100 69374H881   1,881 40,678 SH   SOLE   0 0 40,678
PFIZER INC COM 717081103   1,381 26,951 SH   SOLE   0 0 26,951
PIMCO DYNAMIC INCOME FD SHS 72201Y101   257 13,904 SH   SOLE   0 0 13,904
PIMCO ETF TR MUNI INCOME OPP 72201R635   1,171 26,899 SH   SOLE   0 0 26,899
PIMCO ETF TR INV GRD CRP BD 72201R817   1,575 16,933 SH   SOLE   0 0 16,933
PIMCO ETF TR INTER MUN BD ACT 72201R866   2,669 51,943 SH   SOLE   0 0 51,943
PIMCO ETF TR ACTIVE BD ETF 72201R775   899 9,936 SH   SOLE   0 0 9,936
PROCTER AND GAMBLE CO COM 742718109   958 6,321 SH   SOLE   0 0 6,321
PROSHARES TR S&P 500 DV ARIST 74348A467   4,299 47,767 SH   SOLE   0 0 47,767
REGIONS FINANCIAL CORP NEW COM 7591EP100   358 16,589 SH   SOLE   0 0 16,589
ROYAL GOLD INC COM 780287108   1,227 10,885 SH   SOLE   0 0 10,885
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,939 121,924 SH   SOLE   0 0 121,924
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   451 14,326 SH   SOLE   0 0 14,326
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   932 39,382 SH   SOLE   0 0 39,382
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,610 257,152 SH   SOLE   0 0 257,152
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,728 146,775 SH   SOLE   0 0 146,775
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,038 31,064 SH   SOLE   0 0 31,064
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,167 21,828 SH   SOLE   0 0 21,828
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   354 7,346 SH   SOLE   0 0 7,346
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   475 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   546 18,799 SH   SOLE   0 0 18,799
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   10,766 142,517 SH   SOLE   0 0 142,517
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   214 4,346 SH   SOLE   0 0 4,346
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   566 10,183 SH   SOLE   0 0 10,183
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,788 27,077 SH   SOLE   0 0 27,077
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,141 59,150 SH   SOLE   0 0 59,150
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,505 33,579 SH   SOLE   0 0 33,579
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,007 13,504 SH   SOLE   0 0 13,504
SELECT SECTOR SPDR TR ENERGY 81369Y506   232 2,650 SH   SOLE   0 0 2,650
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   416 3,061 SH   SOLE   0 0 3,061
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   360 9,739 SH   SOLE   0 0 9,739
SHERWIN WILLIAMS CO COM 824348106   769 3,239 SH   SOLE   0 0 3,239
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,528 51,453 SH   SOLE   0 0 51,453
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,233 3,224 SH   SOLE   0 0 3,224
SPDR SER TR NUVEEN BLOOMBERG 78464A284   257 5,252 SH   SOLE   0 0 5,252
SPDR SER TR BLOOMBERG INVT 78468R200   1,309 43,069 SH   SOLE   0 0 43,069
SPDR SER TR PORTFOLIO S&P600 78468R853   403 10,895 SH   SOLE   0 0 10,895
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,013 59,466 SH   SOLE   0 0 59,466
SPDR SER TR NUVEEN BLMBRG SH 78468R739   601 12,795 SH   SOLE   0 0 12,795
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,168 81,463 SH   SOLE   0 0 81,463
SPROTT PHYSICAL GOLD TR UNIT 85207H104   1,149 81,497 SH   SOLE   0 0 81,497
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   541 65,661 SH   SOLE   0 0 65,661
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   3,309 82,638 SH   SOLE   0 0 82,638
STARBUCKS CORP COM 855244109   202 2,035 SH   SOLE   0 0 2,035
TESLA INC COM 88160R101   656 5,323 SH   SOLE   0 0 5,323
TOWNEBANK PORTSMOUTH VA COM 89214P109   506 16,419 SH   SOLE   0 0 16,419
TRUIST FINL CORP COM 89832Q109   1,400 32,538 SH   SOLE   0 0 32,538
UNION PAC CORP COM 907818108   439 2,118 SH   SOLE   0 0 2,118
UNITEDHEALTH GROUP INC COM 91324P102   582 1,098 SH   SOLE   0 0 1,098
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   213 9,555 SH   SOLE   0 0 9,555
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   753 27,886 SH   SOLE   0 0 27,886
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,634 25,173 SH   SOLE   0 0 25,173
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   412 14,255 SH   SOLE   0 0 14,255
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   221 2,939 SH   SOLE   0 0 2,939
VANGUARD INDEX FDS SMALL CP ETF 922908751   920 5,013 SH   SOLE   0 0 5,013
VANGUARD INDEX FDS GROWTH ETF 922908736   1,632 7,658 SH   SOLE   0 0 7,658
VANGUARD INDEX FDS SM CP VAL ETF 922908611   972 6,119 SH   SOLE   0 0 6,119
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   17,732 50,469 SH   SOLE   0 0 50,469
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,196 6,257 SH   SOLE   0 0 6,257
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   388 2,868 SH   SOLE   0 0 2,868
VANGUARD INDEX FDS VALUE ETF 922908744   2,247 16,011 SH   SOLE   0 0 16,011
VANGUARD INDEX FDS SML CP GRW ETF 922908595   607 3,029 SH   SOLE   0 0 3,029
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   564 3,135 SH   SOLE   0 0 3,135
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   323 2,434 SH   SOLE   0 0 2,434
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,036 103,537 SH   SOLE   0 0 103,537
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   348 6,946 SH   SOLE   0 0 6,946
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   549 11,087 SH   SOLE   0 0 11,087
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,593 74,378 SH   SOLE   0 0 74,378
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   547 3,602 SH   SOLE   0 0 3,602
VANGUARD STAR FDS VG TL INTL STK F 921909768   428 8,274 SH   SOLE   0 0 8,274
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,172 36,470 SH   SOLE   0 0 36,470
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   252 2,333 SH   SOLE   0 0 2,333
VANGUARD WORLD FD MEGA GRWTH IND 921910816   211 1,228 SH   SOLE   0 0 1,228
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   889 3,582 SH   SOLE   0 0 3,582
VERIZON COMMUNICATIONS INC COM 92343V104   358 9,098 SH   SOLE   0 0 9,098
VISA INC COM CL A 92826C839   270 1,300 SH   SOLE   0 0 1,300
WALMART INC COM 931142103   295 2,082 SH   SOLE   0 0 2,082
WISDOMTREE TR US SMALLCAP DIVD 97717W604   3,171 111,502 SH   SOLE   0 0 111,502
WISDOMTREE TR US MIDCAP DIVID 97717W505   2,544 61,846 SH   SOLE   0 0 61,846
WP CAREY INC COM 92936U109   206 2,639 SH   SOLE   0 0 2,639