The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 729 6,161 SH   SOLE   0 0 6,161
ABBVIE INC COM 00287Y109 824 5,086 SH   SOLE   0 0 5,086
AGNICO EAGLE MINES LTD COM 008474108 413 6,750 SH   SOLE   0 0 6,750
ALPHABET INC CAP STK CL C 02079K107 411 147 SH   SOLE   0 0 147
ALPHABET INC CAP STK CL A 02079K305 206 74 SH   SOLE   0 0 74
AMAZON COM INC COM 023135106 1,412 433 SH   SOLE   0 0 433
APPLE INC COM 037833100 4,283 24,528 SH   SOLE   0 0 24,528
APPLIED MATLS INC COM 038222105 302 2,294 SH   SOLE   0 0 2,294
AT&T INC COM 00206R102 721 30,494 SH   SOLE   0 0 30,494
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,923 5,448 SH   SOLE   0 0 5,448
BK OF AMERICA CORP COM 060505104 316 7,655 SH   SOLE   0 0 7,655
BLACKSTONE MTG TR INC COM CL A 09257W100 314 9,867 SH   SOLE   0 0 9,867
BRISTOL-MYERS SQUIBB CO COM 110122108 428 5,864 SH   SOLE   0 0 5,864
CHEVRON CORP NEW COM 166764100 857 5,265 SH   SOLE   0 0 5,265
COCA COLA CO COM 191216100 713 11,506 SH   SOLE   0 0 11,506
COLGATE PALMOLIVE CO COM 194162103 969 12,778 SH   SOLE   0 0 12,778
COSTCO WHSL CORP NEW COM 22160K105 351 609 SH   SOLE   0 0 609
CVS HEALTH CORP COM 126650100 271 2,681 SH   SOLE   0 0 2,681
DBX ETF TR XTRACK MSCI EAFE 233051200 635 16,842 SH   SOLE   0 0 16,842
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 309 3,988 SH   SOLE   0 0 3,988
DISNEY WALT CO COM 254687106 519 3,784 SH   SOLE   0 0 3,784
DOLLAR GEN CORP NEW COM 256677105 317 1,424 SH   SOLE   0 0 1,424
EASTMAN CHEM CO COM 277432100 348 3,105 SH   SOLE   0 0 3,105
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870 484 8,638 SH   SOLE   0 0 8,638
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 114 11,032 SH   SOLE   0 0 11,032
ETF SER SOLUTIONS APTUS DEFINED 26922A388 356 12,711 SH   SOLE   0 0 12,711
EXXON MOBIL CORP COM 30231G102 1,200 14,531 SH   SOLE   0 0 14,531
FEDEX CORP COM 31428X106 226 978 SH   SOLE   0 0 978
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 468 3,799 SH   SOLE   0 0 3,799
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 250 3,193 SH   SOLE   0 0 3,193
FIRST TR MORNINGSTAR DIVID L SHS 336917109 261 6,971 SH   SOLE   0 0 6,971
FS KKR CAP CORP COM 302635206 312 13,675 SH   SOLE   0 0 13,675
GENERAL ELECTRIC CO COM NEW 369604301 211 2,304 SH   SOLE   0 0 2,304
GENIUS BRANDS INTL INC COM 37229T301 46 45,500 SH   SOLE   0 0 45,500
HERSHEY CO COM 427866108 295 1,364 SH   SOLE   0 0 1,364
HOME DEPOT INC COM 437076102 313 1,046 SH   SOLE   0 0 1,046
ILLINOIS TOOL WKS INC COM 452308109 267 1,273 SH   SOLE   0 0 1,273
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 1,590 63,280 SH   SOLE   0 0 63,280
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 4,002 156,387 SH   SOLE   0 0 156,387
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 567 17,421 SH   SOLE   0 0 17,421
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 2,308 77,817 SH   SOLE   0 0 77,817
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698 877 26,802 SH   SOLE   0 0 26,802
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 1,751 54,425 SH   SOLE   0 0 54,425
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755 1,809 52,737 SH   SOLE   0 0 52,737
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 1,010 33,434 SH   SOLE   0 0 33,434
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1,399 47,668 SH   SOLE   0 0 47,668
INNOVATOR ETFS TR US EQTY BUFR FEB 45782C433 750 23,155 SH   SOLE   0 0 23,155
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 843 27,892 SH   SOLE   0 0 27,892
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855 795 30,730 SH   SOLE   0 0 30,730
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 1,746 58,052 SH   SOLE   0 0 58,052
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 1,126 36,711 SH   SOLE   0 0 36,711
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276 373 7,886 SH   SOLE   0 0 7,886
INNOVATOR ETFS TR US SML CP PWR B 45782C284 361 14,025 SH   SOLE   0 0 14,025
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 1,629 49,372 SH   SOLE   0 0 49,372
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 303 8,889 SH   SOLE   0 0 8,889
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 1,108 33,966 SH   SOLE   0 0 33,966
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 503 15,343 SH   SOLE   0 0 15,343
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 459 14,972 SH   SOLE   0 0 14,972
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722 674 28,228 SH   SOLE   0 0 28,228
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 541 17,325 SH   SOLE   0 0 17,325
INNOVATOR ETFS TR US EQT BUFR APR 45782C888 686 20,228 SH   SOLE   0 0 20,228
INNOVATOR ETFS TR GRWT100 PWR BF 45782C334 1,104 28,145 SH   SOLE   0 0 28,145
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 2,224 68,911 SH   SOLE   0 0 68,911
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 1,124 36,821 SH   SOLE   0 0 36,821
INNOVATOR ETFS TR DOUBLE STACKR 9 45782C219 218 7,317 SH   SOLE   0 0 7,317
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581 458 14,250 SH   SOLE   0 0 14,250
INNOVATOR ETFS TR US EQT ULTRA BF 45782C375 324 10,718 SH   SOLE   0 0 10,718
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805 505 19,074 SH   SOLE   0 0 19,074
INNOVATOR ETFS TR INTRNL DEV APRL 45782C367 250 10,125 SH   SOLE   0 0 10,125
INTEL CORP COM 458140100 398 8,036 SH   SOLE   0 0 8,036
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 400 29,449 SH   SOLE   0 0 29,449
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 294 11,777 SH   SOLE   0 0 11,777
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 3,640 148,515 SH   SOLE   0 0 148,515
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 5,516 240,780 SH   SOLE   0 0 240,780
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 7,743 364,189 SH   SOLE   0 0 364,189
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 MUNI 46138J551 4,989 197,382 SH   SOLE   0 0 197,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 6,449 305,629 SH   SOLE   0 0 305,629
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 753 35,714 SH   SOLE   0 0 35,714
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 255 10,703 SH   SOLE   0 0 10,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544 773 30,648 SH   SOLE   0 0 30,648
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 225 3,202 SH   SOLE   0 0 3,202
INVESCO QQQ TR UNIT SER 1 46090E103 2,568 7,082 SH   SOLE   0 0 7,082
ISHARES INC CORE MSCI EMKT 46434G103 224 4,038 SH   SOLE   0 0 4,038
ISHARES TR EAFE VALUE ETF 464288877 280 5,577 SH   SOLE   0 0 5,577
ISHARES TR MSCI USA MIN VOL 46429B697 1,031 13,297 SH   SOLE   0 0 13,297
ISHARES TR RUSSELL 2000 ETF 464287655 233 1,135 SH   SOLE   0 0 1,135
ISHARES TR RUS MID CAP ETF 464287499 220 2,825 SH   SOLE   0 0 2,825
ISHARES TR CORE HIGH DV ETF 46429B663 708 6,628 SH   SOLE   0 0 6,628
ISHARES TR CORE S&P MCP ETF 464287507 390 1,453 SH   SOLE   0 0 1,453
ISHARES TR IBOXX INV CP ETF 464287242 297 2,453 SH   SOLE   0 0 2,453
ISHARES TR RUS 1000 VAL ETF 464287598 307 1,851 SH   SOLE   0 0 1,851
ISHARES TR MSCI USA VALUE 46432F388 405 3,869 SH   SOLE   0 0 3,869
ISHARES TR GLOBAL 100 ETF 464287572 584 7,673 SH   SOLE   0 0 7,673
ISHARES TR CORE MSCI EAFE 46432F842 5,818 83,701 SH   SOLE   0 0 83,701
ISHARES TR CORE S&P TTL STK 464287150 235 2,325 SH   SOLE   0 0 2,325
ISHARES TR IBONDS DEC 46435U697 373 14,351 SH   SOLE   0 0 14,351
ISHARES TR IBONDS DEC2023 46435G318 401 15,762 SH   SOLE   0 0 15,762
ISHARES TR IBONDS DEC 25 46435U432 374 14,037 SH   SOLE   0 0 14,037
ISHARES TR IBONDS DEC2022 46435G755 372 14,347 SH   SOLE   0 0 14,347
ISHARES TR SHRT NAT MUN ETF 464288158 342 3,272 SH   SOLE   0 0 3,272
JOHNSON & JOHNSON COM 478160104 886 5,001 SH   SOLE   0 0 5,001
LILLY ELI & CO COM 532457108 1,125 3,927 SH   SOLE   0 0 3,927
LOWES COS INC COM 548661107 466 2,304 SH   SOLE   0 0 2,304
MASTERCARD INCORPORATED CL A 57636Q104 397 1,111 SH   SOLE   0 0 1,111
MCDONALDS CORP COM 580135101 420 1,699 SH   SOLE   0 0 1,699
MERCK & CO INC COM 58933Y105 1,122 13,672 SH   SOLE   0 0 13,672
META PLATFORMS INC CL A 30303M102 205 921 SH   SOLE   0 0 921
MICROSOFT CORP COM 594918104 1,976 6,408 SH   SOLE   0 0 6,408
MID-AMER APT CMNTYS INC COM 59522J103 320 1,526 SH   SOLE   0 0 1,526
NETFLIX INC COM 64110L106 232 619 SH   SOLE   0 0 619
NOKIA CORP SPONSORED ADR 654902204 109 20,000 SH   SOLE   0 0 20,000
NVIDIA CORPORATION COM 67066G104 203 745 SH   SOLE   0 0 745
PENNSYLVANIA REAL ESTATE INV SH BEN INT 709102107 17 26,499 SH   SOLE   0 0 26,499
PFIZER INC COM 717081103 1,342 25,927 SH   SOLE   0 0 25,927
PIMCO DYNAMIC INCOME FD SHS 72201Y101 339 13,904 SH   SOLE   0 0 13,904
PIMCO ETF TR INTER MUN BD ACT 72201R866 268 5,056 SH   SOLE   0 0 5,056
PIMCO ETF TR ACTIVE BD ETF 72201R775 735 7,226 SH   SOLE   0 0 7,226
PIMCO ETF TR INV GRD CRP BD 72201R817 1,813 17,410 SH   SOLE   0 0 17,410
PROCTER AND GAMBLE CO COM 742718109 964 6,307 SH   SOLE   0 0 6,307
PROSHARES TR S&P 500 DV ARIST 74348A467 4,037 42,538 SH   SOLE   0 0 42,538
REGIONS FINANCIAL CORP NEW COM 7591EP100 369 16,589 SH   SOLE   0 0 16,589
ROYAL CARIBBEAN GROUP COM V7780T103 206 2,463 SH   SOLE   0 0 2,463
ROYAL GOLD INC COM 780287108 1,285 9,098 SH   SOLE   0 0 9,098
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,396 56,081 SH   SOLE   0 0 56,081
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,666 147,878 SH   SOLE   0 0 147,878
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,863 257,439 SH   SOLE   0 0 257,439
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,700 99,250 SH   SOLE   0 0 99,250
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,291 30,204 SH   SOLE   0 0 30,204
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,032 37,169 SH   SOLE   0 0 37,169
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 610 16,055 SH   SOLE   0 0 16,055
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,957 27,408 SH   SOLE   0 0 27,408
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,170 140,784 SH   SOLE   0 0 140,784
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,932 36,180 SH   SOLE   0 0 36,180
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 386 11,959 SH   SOLE   0 0 11,959
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 684 13,517 SH   SOLE   0 0 13,517
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 659 8,804 SH   SOLE   0 0 8,804
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 972 16,620 SH   SOLE   0 0 16,620
SCHWAB STRATEGIC TR US TIPS ETF 808524870 521 8,584 SH   SOLE   0 0 8,584
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 401 8,085 SH   SOLE   0 0 8,085
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 240 4,515 SH   SOLE   0 0 4,515
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 898 11,830 SH   SOLE   0 0 11,830
SELECT SECTOR SPDR TR ENERGY 81369Y506 203 2,650 SH   SOLE   0 0 2,650
SHERWIN WILLIAMS CO COM 824348106 809 3,239 SH   SOLE   0 0 3,239
SOUTHERN CO COM 842587107 339 4,669 SH   SOLE   0 0 4,669
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 574 16,754 SH   SOLE   0 0 16,754
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,619 3,584 SH   SOLE   0 0 3,584
SPDR SER TR BLOOMBERG INVT 78468R200 687 22,518 SH   SOLE   0 0 22,518
SPDR SER TR PRTFLO S&P500 GW 78464A409 747 11,289 SH   SOLE   0 0 11,289
SPDR SER TR PRTFLO S&P500 VL 78464A508 987 23,641 SH   SOLE   0 0 23,641
SPDR SER TR PORTFOLIO S&P600 78468R853 458 10,895 SH   SOLE   0 0 10,895
SPROTT PHYSICAL GOLD TR UNIT 85207H104 1,337 86,989 SH   SOLE   0 0 86,989
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 593 67,619 SH   SOLE   0 0 67,619
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,871 86,454 SH   SOLE   0 0 86,454
TESLA INC COM 88160R101 1,905 1,768 SH   SOLE   0 0 1,768
TOWNEBANK PORTSMOUTH VA COM 89214P109 587 19,619 SH   SOLE   0 0 19,619
TRUIST FINL CORP COM 89832Q109 1,544 27,228 SH   SOLE   0 0 27,228
UNION PAC CORP COM 907818108 591 2,164 SH   SOLE   0 0 2,164
UNITEDHEALTH GROUP INC COM 91324P102 580 1,138 SH   SOLE   0 0 1,138
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,642 21,981 SH   SOLE   0 0 21,981
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 241 7,604 SH   SOLE   0 0 7,604
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 248 10,671 SH   SOLE   0 0 10,671
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 980 32,223 SH   SOLE   0 0 32,223
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 229 2,937 SH   SOLE   0 0 2,937
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18,753 45,171 SH   SOLE   0 0 45,171
VANGUARD INDEX FDS SMALL CP ETF 922908751 464 2,185 SH   SOLE   0 0 2,185
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 222 1,339 SH   SOLE   0 0 1,339
VANGUARD INDEX FDS TOTAL STK MKT 922908769 915 4,019 SH   SOLE   0 0 4,019
VANGUARD INDEX FDS SML CP GRW ETF 922908595 759 3,059 SH   SOLE   0 0 3,059
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 699 3,135 SH   SOLE   0 0 3,135
VANGUARD INDEX FDS GROWTH ETF 922908736 2,316 8,052 SH   SOLE   0 0 8,052
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,098 6,238 SH   SOLE   0 0 6,238
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 429 2,868 SH   SOLE   0 0 2,868
VANGUARD INDEX FDS VALUE ETF 922908744 1,651 11,169 SH   SOLE   0 0 11,169
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,623 100,213 SH   SOLE   0 0 100,213
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 236 4,099 SH   SOLE   0 0 4,099
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,652 72,378 SH   SOLE   0 0 72,378
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 584 3,599 SH   SOLE   0 0 3,599
VANGUARD STAR FDS VG TL INTL STK F 921909768 685 11,465 SH   SOLE   0 0 11,465
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,540 22,777 SH   SOLE   0 0 22,777
VANGUARD WORLD FD MEGA GRWTH IND 921910816 289 1,228 SH   SOLE   0 0 1,228
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 264 2,462 SH   SOLE   0 0 2,462
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 911 3,582 SH   SOLE   0 0 3,582
VERIZON COMMUNICATIONS INC COM 92343V104 672 13,191 SH   SOLE   0 0 13,191
VISA INC COM CL A 92826C839 282 1,271 SH   SOLE   0 0 1,271
WALMART INC COM 931142103 357 2,395 SH   SOLE   0 0 2,395
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,637 114,123 SH   SOLE   0 0 114,123
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,808 63,216 SH   SOLE   0 0 63,216
WP CAREY INC COM 92936U109 221 2,739 SH   SOLE   0 0 2,739