The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   372,668 2,338 SH   SOLE   2,338 0 0
ALPHABET INC CAP STK CL C 02079K107   462,892 4,451 SH   SOLE   4,451 0 0
ALPHABET INC CAP STK CL A 02079K305   1,933,643 18,641 SH   SOLE   18,641 0 0
ALTRIA GROUP INC COM 02209S103   206,535 4,629 SH   SOLE   4,629 0 0
AMAZON COM INC COM 023135106   1,571,668 15,216 SH   SOLE   15,216 0 0
AMAZON COM INC COM 023135106   206,580 2,000 SH Call SOLE   2,000 0 0
AMERICAN EQTY INVT LIFE HLD COM 025676206   265,992 7,289 SH   SOLE   7,289 0 0
AMERICAN EXPRESS CO COM 025816109   215,854 1,308 SH   SOLE   1,308 0 0
AMGEN INC COM 031162100   353,728 1,465 SH   SOLE   1,465 0 0
APPLE INC COM 037833100   12,835,333 77,837 SH   SOLE   77,837 0 0
AT&T INC COM 00206R102   397,879 20,668 SH   SOLE   20,668 0 0
BAKKT HOLDINGS INC COM CL A 05759B107   22,652 13,170 SH   SOLE   13,170 0 0
BANK AMERICA CORP COM 060505104   471,195 16,476 SH   SOLE   16,476 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,147,228 10,193 SH   SOLE   10,193 0 0
BLACKROCK INC COM 09247X101   1,391,895 2,073 SH   SOLE   2,073 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,339,852 33,754 SH   SOLE   33,754 0 0
CHEVRON CORP NEW COM 166764100   1,052,621 6,450 SH   SOLE   6,450 0 0
CINTAS CORP COM 172908105   1,467,744 3,173 SH   SOLE   3,173 0 0
CISCO SYS INC COM 17275R102   1,383,432 26,466 SH   SOLE   26,466 0 0
COCA COLA CO COM 191216100   1,441,524 23,234 SH   SOLE   23,234 0 0
CONOCOPHILLIPS COM 20825C104   1,755,355 17,693 SH   SOLE   17,693 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,088,353 2,188 SH   SOLE   2,188 0 0
CVS HEALTH CORP COM 126650100   2,222,353 29,907 SH   SOLE   29,907 0 0
DEERE & CO COM 244199105   221,275 536 SH   SOLE   536 0 0
DEVON ENERGY CORP NEW COM 25179M103   65,411 1,293 SH   SOLE   1,293 0 0
DEVON ENERGY CORP NEW COM 25179M103   151,830 3,000 SH Call SOLE   3,000 0 0
DISNEY WALT CO COM 254687106   248,486 2,480 SH   SOLE   2,480 0 0
DOLLAR TREE INC COM 256746108   744,299 5,185 SH   SOLE   5,185 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   802,560 8,319 SH   SOLE   8,319 0 0
EXXON MOBIL CORP COM 30231G102   824,498 7,518 SH   SOLE   7,518 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   4,165,941 86,880 SH   SOLE   86,880 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   5,992,879 157,370 SH   SOLE   157,370 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   313,576 2,751 SH   SOLE   2,751 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   460,851 3,117 SH   SOLE   3,117 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,107,522 69,255 SH   SOLE   69,255 0 0
FORD MTR CO DEL COM 345370860   380,114 30,169 SH   SOLE   30,169 0 0
HASBRO INC COM 418056107   1,203,862 22,422 SH   SOLE   22,422 0 0
HERCULES CAPITAL INC COM 427096508   159,517 12,375 SH   SOLE   12,375 0 0
HOME DEPOT INC COM 437076102   1,643,860 5,564 SH   SOLE   5,564 0 0
HONEYWELL INTL INC COM 438516106   281,311 1,473 SH   SOLE   1,473 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   1,020,493 32,091 SH   SOLE   32,091 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   2,533,598 86,678 SH   SOLE   86,678 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   2,034,779 61,270 SH   SOLE   61,270 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   2,127,071 72,104 SH   SOLE   72,104 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   1,333,565 43,332 SH   SOLE   43,332 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   6,691,002 212,750 SH   SOLE   212,750 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   3,262,849 106,351 SH   SOLE   106,351 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   1,429,835 44,446 SH   SOLE   44,446 0 0
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   800,548 27,228 SH   SOLE   27,228 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   960,835 33,339 SH   SOLE   33,339 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,136,584 16,294 SH   SOLE   16,294 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   222,418 11,609 SH   SOLE   11,609 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   304,266 14,777 SH   SOLE   14,777 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   263,459 12,991 SH   SOLE   12,991 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   206,195 10,681 SH   SOLE   10,681 0 0
ISHARES TR MBS ETF 464288588   11,111,072 117,289 SH   SOLE   117,289 0 0
ISHARES TR S&P 100 ETF 464287101   6,092,510 32,560 SH   SOLE   32,560 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   379,515 4,588 SH   SOLE   4,588 0 0
ISHARES TR U.S. ENERGY ETF 464287796   234,789 5,352 SH   SOLE   5,352 0 0
ISHARES TR EAFE GRWTH ETF 464288885   13,181,152 140,705 SH   SOLE   140,705 0 0
ISHARES TR CORE DIV GRWTH 46434V621   7,630,218 152,638 SH   SOLE   152,638 0 0
ISHARES TR PFD AND INCM SEC 464288687   746,315 23,906 SH   SOLE   23,906 0 0
ISHARES TR US TREAS BD ETF 46429B267   11,315,760 483,975 SH   SOLE   483,975 0 0
ISHARES TR CORE S&P TTL STK 464287150   341,654 3,772 SH   SOLE   3,772 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,796,298 28,907 SH   SOLE   28,907 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,671,419 32,596 SH   SOLE   32,596 0 0
ISHARES TR FALN ANGLS USD 46435G474   1,116,673 44,184 SH   SOLE   44,184 0 0
ISHARES TR TIPS BD ETF 464287176   1,806,595 16,362 SH   SOLE   16,362 0 0
ISHARES TR DOW JONES US ETF 464287846   203,976 2,038 SH   SOLE   2,038 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   21,497,115 295,499 SH   SOLE   295,499 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   345,500 3,372 SH   SOLE   3,372 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   802,844 19,258 SH   SOLE   19,258 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   24,097,141 194,230 SH   SOLE   194,230 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   1,452,735 45,032 SH   SOLE   45,032 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   9,867,413 109,092 SH   SOLE   109,092 0 0
ISHARES TR EAFE VALUE ETF 464288877   9,534,165 196,458 SH   SOLE   196,458 0 0
ISHARES TR SELECT DIVID ETF 464287168   501,705 4,282 SH   SOLE   4,282 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   308,445 6,102 SH   SOLE   6,102 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,109,892 31,564 SH   SOLE   31,564 0 0
ISHARES TR IBOXX INV CP ETF 464287242   3,630,046 33,095 SH   SOLE   33,095 0 0
ISHARES TR CORE S&P500 ETF 464287200   50,558,343 122,984 SH   SOLE   122,984 0 0
ISHARES TR CORE TOTAL USD 46434V613   925,341 20,045 SH   SOLE   20,045 0 0
JOHNSON & JOHNSON COM 478160104   2,651,597 17,104 SH   SOLE   17,104 0 0
JPMORGAN CHASE & CO COM 46625H100   2,186,897 16,775 SH   SOLE   16,775 0 0
KEYCORP COM 493267108   155,190 12,396 SH   SOLE   12,396 0 0
LINCOLN ELEC HLDGS INC COM 533900106   806,163 4,766 SH   SOLE   4,766 0 0
LULULEMON ATHLETICA INC COM 550021109   402,431 1,105 SH   SOLE   1,105 0 0
MASTERCARD INCORPORATED CL A 57636Q104   387,856 1,065 SH   SOLE   1,065 0 0
MCDONALDS CORP COM 580135101   2,213,199 7,905 SH   SOLE   7,905 0 0
MCKESSON CORP COM 58155Q103   876,951 2,463 SH   SOLE   2,463 0 0
MERCK & CO INC COM 58933Y105   2,282,222 21,449 SH   SOLE   21,449 0 0
MICROSOFT CORP COM 594918104   5,121,875 17,756 SH   SOLE   17,756 0 0
MIDDLEFIELD BANC CORP COM NEW 596304204   1,103,847 39,402 SH   SOLE   39,402 0 0
MONDELEZ INTL INC CL A 609207105   2,332,014 33,439 SH   SOLE   33,439 0 0
MOODYS CORP COM 615369105   1,419,015 4,637 SH   SOLE   4,637 0 0
NETFLIX INC COM 64110L106   452,927 1,311 SH   SOLE   1,311 0 0
NEW YORK CMNTY BANCORP INC COM 649445103   132,701 14,679 SH   SOLE   14,679 0 0
NIKE INC CL B 654106103   226,549 1,849 SH   SOLE   1,849 0 0
NORFOLK SOUTHN CORP COM 655844108   780,160 3,680 SH   SOLE   3,680 0 0
NVIDIA CORPORATION COM 67066G104   669,402 2,410 SH   SOLE   2,410 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100   317,068 27,960 SH   SOLE   27,960 0 0
PEPSICO INC COM 713448108   1,929,713 10,579 SH   SOLE   10,579 0 0
PFIZER INC COM 717081103   2,506,947 61,443 SH   SOLE   61,443 0 0
PFIZER INC COM 717081103   408,000 10,000 SH Call SOLE   10,000 0 0
PHILLIPS 66 COM 718546104   759,194 7,476 SH   SOLE   7,476 0 0
PNC FINL SVCS GROUP INC COM 693475105   426,422 3,354 SH   SOLE   3,354 0 0
PROCTER AND GAMBLE CO COM 742718109   4,139,360 27,831 SH   SOLE   27,831 0 0
PROGRESSIVE CORP COM 743315103   1,679,536 11,742 SH   SOLE   11,742 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   34,162 35,000 PRN   SOLE   35,000 0 0
QUALCOMM INC COM 747525103   658,993 5,165 SH   SOLE   5,165 0 0
RITHM CAPITAL CORP COM NEW 64828T201   835,296 104,412 SH   SOLE   104,412 0 0
SALESFORCE INC COM 79466L302   364,998 1,827 SH   SOLE   1,827 0 0
SHELL PLC SPON ADS 780259305   582,816 10,126 SH   SOLE   10,126 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   365,370 3,976 SH   SOLE   3,976 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   287,788 18,615 SH   SOLE   18,615 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,198,275 14,871 SH   SOLE   14,871 0 0
STARBUCKS CORP COM 855244109   307,283 2,950 SH   SOLE   2,950 0 0
TESLA INC COM 88160R101   1,403,882 6,767 SH   SOLE   6,767 0 0
TESLA INC COM 88160R101   82,984 400 SH Call SOLE   400 0 0
TEXAS INSTRS INC COM 882508104   547,405 2,943 SH   SOLE   2,943 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   969,569 1,682 SH   SOLE   1,682 0 0
TIDAL ETF TR SOUND EQUITY INM 886364793   706,749 27,613 SH   SOLE   27,613 0 0
UNILEVER PLC SPON ADR NEW 904767704   2,559,471 49,288 SH   SOLE   49,288 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,664,698 8,577 SH   SOLE   8,577 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,764,665 5,841 SH   SOLE   5,841 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   216,597 868 SH   SOLE   868 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   681,332 8,493 SH   SOLE   8,493 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   2,050,274 52,719 SH   SOLE   52,719 0 0
VISA INC COM CL A 92826C839   1,502,197 6,663 SH   SOLE   6,663 0 0
VMWARE INC CL A COM 928563402   224,485 1,798 SH   SOLE   1,798 0 0
WALMART INC COM 931142103   2,167,813 14,693 SH   SOLE   14,693 0 0