The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   5,018,448 49,560 SH   SOLE   48,800 0 760
AMAZON COM INC COM 023135106   820,473 7,943 SH   SOLE   7,943 0 0
AMGEN INC COM 031162100   436,600 1,806 SH   SOLE   1,806 0 0
APPLE INC COM 037833100   7,326,261 44,429 SH   SOLE   44,364 0 65
APPLIED MATLS INC COM 038222105   655,298 5,335 SH   SOLE   5,335 0 0
BANK AMERICA CORP COM 060505104   246,189 8,608 SH   SOLE   8,608 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   767,293 2,485 SH   SOLE   2,485 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   248,130 3,580 SH   SOLE   701 0 2,879
CVS HEALTH CORP COM 126650100   257,262 3,462 SH   SOLE   3,422 0 40
CATERPILLAR INC COM 149123101   1,500,275 6,556 SH   SOLE   6,556 0 0
CHEVRON CORP NEW COM 166764100   2,417,868 14,819 SH   SOLE   13,645 0 1,174
COCA COLA CO COM 191216100   854,551 13,675 SH   SOLE   13,175 0 500
CUMMINS INC COM 231021106   386,986 1,620 SH   SOLE   1,620 0 0
DTE ENERGY CO COM 233331107   251,702 2,278 SH   SOLE   232 0 2,046
DANAHER CORPORATION COM 235851102   1,081,148 4,285 SH   SOLE   4,285 0 0
DEERE & CO COM 244199105   549,965 1,328 SH   SOLE   1,308 0 20
DISNEY WALT CO COM 254687106   305,960 3,056 SH   SOLE   3,056 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   342,657 13,230 SH   SOLE   13,230 0 0
FORD MTR CO DEL COM 345370860   143,457 11,385 SH   SOLE   11,385 0 0
GENERAL DYNAMICS CORP COM 369550108   502,062 2,200 SH   SOLE   2,200 0 0
GENERAL MLS INC COM 370334104   368,504 4,312 SH   SOLE   4,312 0 0
HOME DEPOT INC COM 437076102   428,809 1,453 SH   SOLE   1,203 0 250
INTEL CORP COM 458140100   463,359 14,183 SH   SOLE   14,108 0 75
INTERNATIONAL BUSINESS MACHS COM 459200101   658,989 5,027 SH   SOLE   4,777 0 250
ISHARES TR CORE S&P500 ETF 464287200   2,483,041 6,040 SH   SOLE   6,040 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   215,582 3,374 SH   SOLE   3,374 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   243,687 2,966 SH   SOLE   2,966 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,897,006 54,488 SH   SOLE   54,163 0 325
ISHARES TR CORE S&P MCP ETF 464287507   2,509,605 10,032 SH   SOLE   10,032 0 0
ISHARES TR COHEN STEER REIT 464287564   2,528,215 45,521 SH   SOLE   44,352 0 1,169
ISHARES TR RUSSELL 2000 ETF 464287655   2,325,411 13,035 SH   SOLE   12,995 0 40
ISHARES TR CORE S&P SCP ETF 464287804   1,309,125 13,538 SH   SOLE   13,458 0 80
JOHNSON & JOHNSON COM 478160104   1,415,150 9,130 SH   SOLE   8,855 0 275
LILLY ELI & CO COM 532457108   414,165 1,206 SH   SOLE   1,206 0 0
LOWES COS INC COM 548661107   1,111,950 5,561 SH   SOLE   5,531 0 30
MARATHON OIL CORP COM 565849106   663,740 27,702 SH   SOLE   27,702 0 0
MASCO CORP COM 574599106   457,921 9,210 SH   SOLE   9,210 0 0
MCDONALDS CORP COM 580135101   1,952,237 6,982 SH   SOLE   6,957 0 25
MICROSOFT CORP COM 594918104   4,104,856 14,238 SH   SOLE   13,676 0 562
MICROCHIP TECHNOLOGY INC. COM 595017104   766,587 9,150 SH   SOLE   9,075 0 75
NIKE INC CL B 654106103   1,038,842 8,447 SH   SOLE   8,407 0 40
NORFOLK SOUTHN CORP COM 655844108   311,004 1,467 SH   SOLE   1,467 0 0
OLD NATL BANCORP IND COM 680033107   165,325 11,465 SH   SOLE   11,465 0 0
PAYCHEX INC COM 704326107   217,263 1,896 SH   SOLE   1,896 0 0
PEPSICO INC COM 713448108   1,361,599 7,469 SH   SOLE   7,434 0 35
PFIZER INC COM 717081103   785,482 19,252 SH   SOLE   9,805 0 9,447
PROCTER AND GAMBLE CO COM 742718109   1,996,441 13,427 SH   SOLE   13,112 0 315
SCHWAB CHARLES CORP COM 808513105   602,909 11,510 SH   SOLE   11,430 0 80
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,294,921 109,467 SH   SOLE   108,615 0 852
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,991,300 91,933 SH   SOLE   91,523 0 410
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,313,083 96,265 SH   SOLE   95,773 0 492
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   7,892,322 116,320 SH   SOLE   114,640 0 1,680
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,181,935 99,736 SH   SOLE   98,692 0 1,044
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,925,630 78,533 SH   SOLE   77,617 0 916
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,737,654 164,875 SH   SOLE   164,310 0 565
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,833,398 52,852 SH   SOLE   52,747 0 105
SOUTHERN CO COM 842587107   259,603 3,731 SH   SOLE   592 0 3,139
STARBUCKS CORP COM 855244109   368,308 3,537 SH   SOLE   3,537 0 0
STRYKER CORPORATION COM 863667101   3,421,567 11,954 SH   SOLE   11,179 0 775
SYSCO CORP COM 871829107   537,830 6,964 SH   SOLE   6,964 0 0
TJX COS INC NEW COM 872540109   1,736,458 22,160 SH   SOLE   22,080 0 80
THERMO FISHER SCIENTIFIC INC COM 883556102   222,037 385 SH   SOLE   385 0 0
UNION PAC CORP COM 907818108   555,075 2,758 SH   SOLE   1,335 0 1,423
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,104,334 27,335 SH   SOLE   26,905 0 430
VANGUARD INDEX FDS SM CP VAL ETF 922908611   902,709 5,686 SH   SOLE   5,686 0 0
WALMART INC COM 931142103   310,546 2,098 SH   SOLE   2,098 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   217,268 676 SH   SOLE   676 0 0
ABBVIE INC COM 00287Y109   7,337,415 46,040 SH   SOLE   45,640 0 400
ADOBE SYSTEMS INCORPORATED COM 00724F101   298,276 774 SH   SOLE   774 0 0
ALPHABET INC CAP STK CL C 02079K107   563,160 5,415 SH   SOLE   5,415 0 0
ALPHABET INC CAP STK CL A 02079K305   2,876,269 27,728 SH   SOLE   27,493 0 235
BLACKROCK INC COM 09247X101   331,214 495 SH   SOLE   495 0 0
BLACKSTONE INC COM 09260D107   303,575 3,456 SH   SOLE   3,456 0 0
CISCO SYS INC COM 17275R102   862,799 16,505 SH   SOLE   14,685 0 1,820
CONOCOPHILLIPS COM 20825C104   380,076 3,808 SH   SOLE   2,853 0 955
COSTCO WHSL CORP NEW COM 22160K105   2,574,780 5,182 SH   SOLE   4,905 0 277
EXXON MOBIL CORP COM 30231G102   1,024,117 9,339 SH   SOLE   9,189 0 150
META PLATFORMS INC CL A 30303M102   586,836 2,769 SH   SOLE   2,769 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   226,816 4,810 SH   SOLE   4,810 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   210,497 4,189 SH   SOLE   4,189 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   371,222 15,429 SH   SOLE   0 0 15,429
ISHARES TR ESG AWR US AGRGT 46435U549   208,869 4,346 SH   SOLE   0 0 4,346
JPMORGAN CHASE & CO COM 46625H100   2,228,692 17,103 SH   SOLE   15,664 0 1,439
MARATHON PETE CORP COM 56585A102   221,661 1,644 SH   SOLE   1,644 0 0
MERCK & CO INC COM 58933Y105   546,955 5,106 SH   SOLE   1,755 0 3,351
ORACLE CORP COM 68389X105   1,741,414 18,741 SH   SOLE   18,681 0 60
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   388,175 4,091 SH   SOLE   3,914 0 177
PIMCO ETF TR ACTIVE BD ETF 72201R775   4,669,936 50,347 SH   SOLE   50,169 0 178
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   6,456,180 14,047 SH   SOLE   13,947 0 100
SALESFORCE INC COM 79466L302   1,153,729 5,775 SH   SOLE   5,750 0 25
SYSTEM1 INC CL A COM 87200P109   47,085 10,950 SH   SOLE   10,950 0 0
TESLA INC COM 88160R101   760,126 3,664 SH   SOLE   3,664 0 0
3M CO COM 88579Y101   267,027 2,540 SH   SOLE   2,526 0 14
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,015,263 52,673 SH   SOLE   52,472 0 201
VERIZON COMMUNICATIONS INC COM 92343V104   354,599 9,118 SH   SOLE   2,647 0 6,471
VISA INC COM CL A 92826C839   2,221,908 9,855 SH   SOLE   9,835 0 20
CHUBB LIMITED COM H1467J104   207,686 1,065 SH   SOLE   1,065 0 0