The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 375 119 SH   SOLE 0 1 0 118
INVESCO QQQ TRUST ETF 46090E103 4,359 15,688 SH   SOLE 0 668 0 15,020
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107 8,847 314,283 SH   SOLE 0 68,610 0 245,672
JOHNSON & JOHNSON COM Stock 478160104 947 6,361 SH   SOLE 0 358 0 6,003
COSTCO WHSL CORP NEW COM Stock 22160K105 306 862 SH   SOLE 0 0 0 862
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 1,235 9,650 SH   SOLE 0 1,319 0 8,331
PROCTER AND GAMBLE CO COM Stock 742718109 568 4,090 SH   SOLE 0 300 0 3,790
COCA COLA CO COM Stock 191216100 358 7,255 SH   SOLE 0 400 0 6,855
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 219 4,760 SH   SOLE 0 0 0 4,760
INTEL CORP COM Stock 458140100 1,903 36,751 SH   SOLE 0 1,100 0 35,651
ISHARES MSCI INTL MULTIFACTOR ETF ETF 46434V274 268 11,018 SH   SOLE 0 0 0 11,018
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 460 7,240 SH   SOLE 0 349 0 6,891
SPDR S&P 500 ETF ETF 78462F103 509 1,520 SH   SOLE 0 0 0 1,520
HOWMET AEROSPACE INC COM Stock 443201108 195 11,662 SH   SOLE 0 0 0 11,662
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,544 59,580 SH   SOLE 0 3,050 0 56,529
PEPSICO INC COM Stock 713448108 209 1,506 SH   SOLE 0 200 0 1,306
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 359 8,497 SH   SOLE 0 923 0 7,574
US BANCORP DEL COM NEW Stock 902973304 215 5,990 SH   SOLE 0 0 0 5,990
HOME DEPOT INC COM Stock 437076102 235 846 SH   SOLE 0 50 0 796
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF ETF 381430479 235 4,253 SH   SOLE 0 225 0 4,028
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 483 18,513 SH   SOLE 0 872 0 17,641
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 13,552 266,800 SH   SOLE 0 38,500 0 228,299
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,592 50,752 SH   SOLE 0 0 0 50,752
ISHARES S&P SMALL-CAP FUND ETF 464287804 408 5,807 SH   SOLE 0 1,171 0 4,636
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 292 1,373 SH   SOLE 0 0 0 1,373
COLONY CR REAL ESTATE INC COM CL A REIT 19625T101 76 15,411 SH   SOLE 0 0 0 15,411
MICROSOFT CORP COM Stock 594918104 1,043 4,961 SH   SOLE 0 400 0 4,561
BOEING CO COM Stock 097023105 352 2,130 SH   SOLE 0 0 0 2,130
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,022 6,645 SH   SOLE 0 2,869 0 3,775
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF ETF 46435U549 1,138 20,146 SH   SOLE 0 766 0 19,380
ISHARES GLOBAL GREEN BOND ETF ETF 46435U440 300 5,402 SH   SOLE 0 107 0 5,295
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 389 1,248 SH   SOLE 0 210 0 1,038
ALECTOR INC COM Stock 014442107 337 31,963 SH   SOLE 0 0 0 31,962
VANGUARD S&P 500 ETF ETF 922908363 242 785 SH   SOLE 0 544 0 241
ISHARES SELECT DIVIDEND ETF ETF 464287168 681 8,350 SH   SOLE 0 986 0 7,363
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192 364 4,642 SH   SOLE 0 411 0 4,231
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 294 3,195 SH   SOLE 0 0 0 3,195
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 2,074 30,438 SH   SOLE 0 1,288 0 29,150
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 24,871 390,261 SH   SOLE 0 63,374 0 326,886
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 3,808 136,254 SH   SOLE 0 4,671 0 131,583
NUVEEN MUN VALUE FD INC COM CEF 670928100 278 26,070 SH   SOLE 0 0 0 26,070
ROYCE VALUE TR INC COM CEF 780910105 135 10,717 SH   SOLE 0 0 0 10,717
ISHARES AAA - A RATED CORPORATE BOND ETF ETF 46429B291 5,800 100,294 SH   SOLE 0 20,286 0 80,007
VIRTUS GLOBAL DIVID & INCOME F COM CEF 92835W107 92 11,700 SH   SOLE 0 0 0 11,700
INVESCO FTSE RAFI US 1500A SMALL-MIDA ETF ETF 46137V597 287 2,455 SH   SOLE 0 0 0 2,455
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 5,735 19,141 SH   SOLE 0 1,629 0 17,512
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 6,267 114,124 SH   SOLE 0 16,198 0 97,925
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 448 8,476 SH   SOLE 0 299 0 8,177
AT&T INC COM Stock 00206R102 2,282 80,032 SH   SOLE 0 5,595 0 74,437
VEEVA SYS INC CL A COM Stock 922475108 450 1,600 SH   SOLE 0 0 0 1,600
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 1,554 40,958 SH   SOLE 0 3,140 0 37,817
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 973 18,499 SH   SOLE 0 3,171 0 15,328
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 969 10,522 SH   SOLE 0 3,038 0 7,484
ISHARES CORE S&P 500 ETF ETF 464287200 5,184 15,425 SH   SOLE 0 797 0 14,627
UNION PAC CORP COM Stock 907818108 1,039 5,278 SH   SOLE 0 0 0 5,277
NORTHROP GRUMMAN CORP COM Stock 666807102 392 1,242 SH   SOLE 0 0 0 1,242
JPMORGAN CHASE & CO COM Stock 46625H100 275 2,859 SH   SOLE 0 0 0 2,859
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 888 24,302 SH   SOLE 0 5,304 0 18,997
TJX COS INC NEW COM Stock 872540109 387 6,948 SH   SOLE 0 0 0 6,947
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 422 3,470 SH   SOLE 0 350 0 3,120
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 775 13,474 SH   SOLE 0 253 0 13,221
PFIZER INC COM Stock 717081103 501 13,660 SH   SOLE 0 745 0 12,915
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 1,077 7,992 SH   SOLE 0 2,938 0 5,053
AMGEN INC COM Stock 031162100 661 2,599 SH   SOLE 0 159 0 2,440
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 17,473 218,470 SH   SOLE 0 55,522 0 162,947
TC ENERGY CORP COM Stock 87807B107 256 6,100 SH   SOLE 0 6,100 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 2,249 17,481 SH   SOLE 0 1,088 0 16,393
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 18,215 154,289 SH   SOLE 0 29,069 0 125,218
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 487 12,238 SH   SOLE 0 1,790 0 10,447
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 1,187 44,562 SH   SOLE 0 2,895 0 41,667
ISHARES LIQUIDITY INCOME ETF ETF 46434V878 3,797 75,084 SH   SOLE 0 9,175 0 65,909
DNP SELECT INCOME FD INC COM CEF 23325P104 168 16,765 SH   SOLE 0 0 0 16,765
FIRST TRUST WATER ETF ETF 33733B100 383 6,331 SH   SOLE 0 429 0 5,902
EXXON MOBIL CORP COM Stock 30231G102 291 8,486 SH   SOLE 0 4,345 0 4,141
UNITEDHEALTH GROUP INC COM Stock 91324P102 251 804 SH   SOLE 0 0 0 804
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 447 4,895 SH   SOLE 0 870 0 4,025
ISHARES S&P MIDCAP FUND ETF 464287507 3,035 16,378 SH   SOLE 0 1,163 0 15,215
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND ETF 464288224 245 13,252 SH   SOLE 0 797 0 12,455
APPLE INC COM Stock 037833100 4,182 36,113 SH   SOLE 0 224 0 35,889
DISNEY WALT CO COM DISNEY Stock 254687106 778 6,271 SH   SOLE 0 0 0 6,270
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 724 6,125 SH   SOLE 0 0 0 6,125