Compliance Analyst

0001795173-22-000006.txt : 20221006 0001795173-22-000006.hdr.sgml : 20221006 20221006103226 ACCESSION NUMBER: 0001795173-22-000006 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221006 DATE AS OF CHANGE: 20221006 EFFECTIVENESS DATE: 20221006 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UMA Financial Services, Inc. CENTRAL INDEX KEY: 0001795173 IRS NUMBER: 870513295 STATE OF INCORPORATION: UT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19642 FILM NUMBER: 221297341 BUSINESS ADDRESS: STREET 1: 310 EAST 4500 SOUTH STREET 2: #550 CITY: SALT LAKE CITY STATE: UT ZIP: 84107 BUSINESS PHONE: 8017479903 MAIL ADDRESS: STREET 1: 310 EAST 4500 SOUTH STREET 2: #550 CITY: SALT LAKE CITY STATE: UT ZIP: 84107 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001795173 XXXXXXXX 09-30-2022 09-30-2022 UMA Financial Services, Inc.

310 EAST 4500 SOUTH #550 SALT LAKE CITY UT 84107

13F HOLDINGS REPORT 028-19642 N Melissa Saez Compliance Analyst 801-747-9908 Melissa Saez Salt Lake City UT 10-06-2022 0 146 325365 false INFORMATION TABLE 2 umafinancial13fq32022.xml 3M CO COM 88579Y101 779 6764 SH SOLE 0 0 0 6764 ALPHABET INC CAP STK CL C 02079K107 539 5271 SH SOLE 0 0 0 5271 ALPHABET INC CAP STK CL A 02079K305 693 6836 SH SOLE 0 0 0 6836 AMAZON COM INC COM 023135106 1534 12684 SH SOLE 0 0 0 12684 AMEREN CORP COM 023608102 273 3350 SH SOLE 0 0 0 3350 APPLE INC COM 037833100 10983 75023 SH SOLE 0 0 0 75023 APPLIED MATLS INC COM 038222105 276 3099 SH SOLE 0 0 0 3099 AT&T INC COM 00206R102 184 11554 SH SOLE 0 0 0 11554 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1037 3711 SH SOLE 0 0 0 3711 BLACKROCK CR ALLOCATION INCO COM 092508100 129 12839 SH SOLE 0 0 0 12839 BOOKING HOLDINGS INC COM 09857L108 223 129 SH SOLE 0 0 0 129 CHEVRON CORP NEW COM 166764100 444 2802 SH SOLE 0 0 0 2802 CO-DIAGNOSTICS INC COM 189763105 113 33875 SH SOLE 0 0 0 33875 COHEN & STEERS SELECT PFD & COM 19248Y107 271 14833 SH SOLE 0 0 0 14833 CONOCOPHILLIPS COM 20825C104 331 2852 SH SOLE 0 0 0 2852 COSTCO WHSL CORP NEW COM 22160K105 803 1671 SH SOLE 0 0 0 1671 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 5524 207529 SH SOLE 0 0 0 207529 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3369 67999 SH SOLE 0 0 0 67999 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4207 200052 SH SOLE 0 0 0 200052 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 9628 425072 SH SOLE 0 0 0 425072 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 4094 173312 SH SOLE 0 0 0 173312 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1727 87142 SH SOLE 0 0 0 87142 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 296 12680 SH SOLE 0 0 0 12680 DISNEY WALT CO COM 254687106 399 3954 SH SOLE 0 0 0 3954 DOMINION ENERGY INC COM 25746U109 246 3561 SH SOLE 0 0 0 3561 ENTERPRISE PRODS PARTNERS L COM 293792107 223 8981 SH SOLE 0 0 0 8981 EXPEDITORS INTL WASH INC COM 302130109 363 3997 SH SOLE 0 0 0 3997 EXTRA SPACE STORAGE INC COM 30225T102 1888 10597 SH SOLE 0 0 0 10597 FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 3919 161067 SH SOLE 0 0 0 161067 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 334 7455 SH SOLE 0 0 0 7455 GLOBAL X FDS GLOBAL X SILVER 37954Y848 226 8700 SH SOLE 0 0 0 8700 GOLDMAN SACHS BDC INC SHS 38147U107 152 10124 SH SOLE 0 0 0 10124 HEALTHEQUITY INC COM 42226A107 4440 65029 SH SOLE 0 0 0 65029 HOME DEPOT INC COM 437076102 286 986 SH SOLE 0 0 0 986 HUNTSMAN CORP COM 447011107 492 18327 SH SOLE 0 0 0 18327 INTEL CORP COM 458140100 251 9091 SH SOLE 0 0 0 9091 INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 4676 217202 SH SOLE 0 0 0 217202 INVESCO QQQ TR UNIT SER 1 46090E103 601 2133 SH SOLE 0 0 0 2133 ISHARES INC CORE MSCI EMKT 46434G103 2587 57408 SH SOLE 0 0 0 57408 ISHARES INC MSCI EMERG MRKT 464286533 4723 90496 SH SOLE 0 0 0 90496 ISHARES INC ESG AWR MSCI EM 46434G863 1106 38146 SH SOLE 0 0 0 38146 ISHARES TR SP SMCP600VL ETF 464287879 1867 21381 SH SOLE 0 0 0 21381 ISHARES TR CORE MSCI TOTAL 46432F834 6623 123884 SH SOLE 0 0 0 123884 ISHARES TR CORE S&P SCP ETF 464287804 6620 71804 SH SOLE 0 0 0 71804 ISHARES TR MSCI USA VALUE 46432F388 847 9711 SH SOLE 0 0 0 9711 ISHARES TR ESG AW MSCI EAFE 46435G516 293 4973 SH SOLE 0 0 0 4973 ISHARES TR ESG ADV TTL USD 46436E619 372 8855 SH SOLE 0 0 0 8855 ISHARES TR MSCI EAFE MIN VL 46429B689 4002 68185 SH SOLE 0 0 0 68185 ISHARES TR CORE DIV GRWTH 46434V621 7395 158415 SH SOLE 0 0 0 158415 ISHARES TR NATIONAL MUN ETF 464288414 1208 11687 SH SOLE 0 0 0 11687 ISHARES TR ESG MSCI USA ETF 46436E767 372 12534 SH SOLE 0 0 0 12534 ISHARES TR SHRT NAT MUN ETF 464288158 1182 11489 SH SOLE 0 0 0 11489 ISHARES TR 0-5 YR TIPS ETF 46429B747 941 9711 SH SOLE 0 0 0 9711 ISHARES TR MSCI USA MIN VOL 46429B697 3570 51827 SH SOLE 0 0 0 51827 ISHARES TR EAFE SML CP ETF 464288273 1485 29290 SH SOLE 0 0 0 29290 ISHARES TR MSCI USA QLT FCT 46432F339 482 4385 SH SOLE 0 0 0 4385 ISHARES TR U.S. MED DVC ETF 464288810 451 8967 SH SOLE 0 0 0 8967 ISHARES TR ESG AWR MSCI USA 46435G425 22888 272896 SH SOLE 0 0 0 272896 ISHARES TR CORE US AGGBD ET 464287226 848 8773 SH SOLE 0 0 0 8773 ISHARES TR CORE MSCI INTL 46435G326 449 8859 SH SOLE 0 0 0 8859 ISHARES TR CORE S&P TTL STK 464287150 16765 199673 SH SOLE 0 0 0 199673 ISHARES TR BLACKROCK ULTRA 46434V878 1676 33561 SH SOLE 0 0 0 33561 ISHARES TR CORE MSCI EAFE 46432F842 11723 212214 SH SOLE 0 0 0 212214 ISHARES TR S&P 500 VAL ETF 464287408 258 1906 SH SOLE 0 0 0 1906 ISHARES TR USD INV GRDE ETF 464288620 349 7198 SH SOLE 0 0 0 7198 ISHARES TR MSCI EMG MKT ETF 464287234 452 12348 SH SOLE 0 0 0 12348 ISHARES TR MICRO-CAP ETF 464288869 1478 13679 SH SOLE 0 0 0 13679 ISHARES TR CORE S&P MCP ETF 464287507 6695 28677 SH SOLE 0 0 0 28677 ISHARES TR MSCI EAFE ETF 464287465 881 14988 SH SOLE 0 0 0 14988 ISHARES TR ISHS 1-5YR INVS 464288646 1751 35435 SH SOLE 0 0 0 35435 ISHARES TR EAFE VALUE ETF 464288877 7247 179155 SH SOLE 0 0 0 179155 ISHARES TR U.S. REAL ES ETF 464287739 230 2781 SH SOLE 0 0 0 2781 ISHARES TR CORE HIGH DV ETF 46429B663 2354 24209 SH SOLE 0 0 0 24209 ISHARES TR MSCI USA MMENTM 46432F396 1148 8304 SH SOLE 0 0 0 8304 ISHARES TR CORE S&P500 ETF 464287200 56885 150283 SH SOLE 0 0 0 150283 ISHARES TR EAFE GRWTH ETF 464288885 7865 102657 SH SOLE 0 0 0 102657 ISHARES TR US INFRASTRUC 46435U713 992 29168 SH SOLE 0 0 0 29168 ISHARES TR GLOBAL TECH ETF 464287291 309 6834 SH SOLE 0 0 0 6834 ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1234 32255 SH SOLE 0 0 0 32255 JOHNSON & JOHNSON COM 478160104 606 3672 SH SOLE 0 0 0 3672 LILLY ELI & CO COM 532457108 297 895 SH SOLE 0 0 0 895 LULULEMON ATHLETICA INC COM 550021109 239 771 SH SOLE 0 0 0 771 MASTERCARD INCORPORATED CL A 57636Q104 695 2283 SH SOLE 0 0 0 2283 MCDONALDS CORP COM 580135101 383 1602 SH SOLE 0 0 0 1602 MEDTRONIC PLC SHS G5960L103 209 2455 SH SOLE 0 0 0 2455 MERCK & CO INC COM 58933Y105 385 4354 SH SOLE 0 0 0 4354 META PLATFORMS INC CL A 30303M102 442 3177 SH SOLE 0 0 0 3177 MICROSOFT CORP COM 594918104 3533 14176 SH SOLE 0 0 0 14176 NORTHWESTERN CORP COM NEW 668074305 240 4757 SH SOLE 0 0 0 4757 NOVARTIS AG SPONSORED ADR 66987V109 223 2880 SH SOLE 0 0 0 2880 NUVEEN AMT FREE MUN CR INC F COM 67071L106 318 26822 SH SOLE 0 0 0 26822 NUVEEN PFD & INCOME TERM FD COM 67075A106 289 15539 SH SOLE 0 0 0 15539 NVIDIA CORPORATION COM 67066G104 377 2854 SH SOLE 0 0 0 2854 PAYPAL HLDGS INC COM 70450Y103 311 3311 SH SOLE 0 0 0 3311 PCM FD INC COM 69323T101 265 32330 SH SOLE 0 0 0 32330 PEPSICO INC COM 713448108 1095 6598 SH SOLE 0 0 0 6598 PFIZER INC COM 717081103 435 9858 SH SOLE 0 0 0 9858 PIMCO ETF TR ACTIVE BD ETF 72201R775 668 7427 SH SOLE 0 0 0 7427 PINNACLE FINL PARTNERS INC COM 72346Q104 327 3766 SH SOLE 0 0 0 3766 PROCTER AND GAMBLE CO COM 742718109 379 2936 SH SOLE 0 0 0 2936 PUBLIC STORAGE COM 74460D109 239 812 SH SOLE 0 0 0 812 QUALCOMM INC COM 747525103 274 2192 SH SOLE 0 0 0 2192 RAYTHEON TECHNOLOGIES CORP COM 75513E101 226 2652 SH SOLE 0 0 0 2652 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 511 11418 SH SOLE 0 0 0 11418 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 332 5371 SH SOLE 0 0 0 5371 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 259 11056 SH SOLE 0 0 0 11056 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2170 31061 SH SOLE 0 0 0 31061 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 412 10259 SH SOLE 0 0 0 10259 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 304 6858 SH SOLE 0 0 0 6858 SECURITY NATL FINL CORP CL A NEW 814785309 206 33124 SH SOLE 0 0 0 33124 SELECT SECTOR SPDR TR ENERGY 81369Y506 413 5100 SH SOLE 0 0 0 5100 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 253 1992 SH SOLE 0 0 0 1992 SERVICENOW INC COM 81762P102 520 1237 SH SOLE 0 0 0 1237 SPDR GOLD TR GOLD SHS 78463V107 205 1285 SH SOLE 0 0 0 1285 SPDR S&P 500 ETF TR TR UNIT 78462F103 470 1247 SH SOLE 0 0 0 1247 SPDR SER TR S&P 600 SMCP VAL 78464A300 218 3063 SH SOLE 0 0 0 3063 SPDR SER TR PORTFOLIO S&P500 78464A854 28737 648396 SH SOLE 0 0 0 648396 SPROTT PHYSICAL GOLD TR UNIT 85207H104 239 17939 SH SOLE 0 0 0 17939 STARBUCKS CORP COM 855244109 252 2795 SH SOLE 0 0 0 2795 STRYKER CORPORATION COM 863667101 215 997 SH SOLE 0 0 0 997 SYNLOGIC INC COM 87166L100 19 17302 SH SOLE 0 0 0 17302 TELEDYNE TECHNOLOGIES INC COM 879360105 616 1741 SH SOLE 0 0 0 1741 TESLA INC COM 88160R101 1218 5056 SH SOLE 0 0 0 5056 THERMO FISHER SCIENTIFIC INC COM 883556102 281 514 SH SOLE 0 0 0 514 TRIMBLE INC COM 896239100 354 6138 SH SOLE 0 0 0 6138 UNION PAC CORP COM 907818108 1277 6364 SH SOLE 0 0 0 6364 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 455 6356 SH SOLE 0 0 0 6356 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1195 3447 SH SOLE 0 0 0 3447 VANGUARD INDEX FDS SM CP VAL ETF 922908611 777 5087 SH SOLE 0 0 0 5087 VANGUARD INDEX FDS LARGE CAP ETF 922908637 740 4288 SH SOLE 0 0 0 4288 VANGUARD INDEX FDS MID CAP ETF 922908629 230 1155 SH SOLE 0 0 0 1155 VANGUARD INDEX FDS VALUE ETF 922908744 1396 10729 SH SOLE 0 0 0 10729 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2389 29276 SH SOLE 0 0 0 29276 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 276 7223 SH SOLE 0 0 0 7223 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 442 9110 SH SOLE 0 0 0 9110 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 327 2301 SH SOLE 0 0 0 2301 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 343 8993 SH SOLE 0 0 0 8993 VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 798 8523 SH SOLE 0 0 0 8523 VANGUARD WORLD FD MEGA CAP INDEX 921910873 3783 28754 SH SOLE 0 0 0 28754 VANGUARD WORLD FDS INF TECH ETF 92204A702 1091 3316 SH SOLE 0 0 0 3316 VISA INC COM CL A 92826C839 437 2331 SH SOLE 0 0 0 2331 WALMART INC COM 931142103 471 3542 SH SOLE 0 0 0 3542 WELLS FARGO CO NEW COM 949746101 294 6794 SH SOLE 0 0 0 6794 WISDOMTREE TR EM EX ST-OWNED 97717X578 327 12712 SH SOLE 0 0 0 12712 WP CAREY INC COM 92936U109 587 7977 SH SOLE 0 0 0 7977 ZIONS BANCORPORATION N A COM 989701107 515 9623 SH SOLE 0 0 0 9623