The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDRSERIESTRUSTPORTFOLISP1500COMPSTKETF Equity 78464A805 22,748 462,455 SH   SOLE   0 0 462,455
iSharesCoreUSREITETF Equity 464288521 13,574 259,053 SH   SOLE   0 0 259,053
SPDRINDEXSHARESFUNDSPORTFOLIODEVLPDETF Equity 78463X889 11,906 336,697 SH   SOLE   0 0 336,697
SPDRINDEXSHARESFUNDSPORTFOLIOEMGMKETF Equity 78463X509 8,008 182,921 SH   SOLE   0 0 182,921
SCHWABUSBROADMARKETETF Equity 808524102 6,979 72,165 SH   SOLE   0 0 72,165
FidelityQualityFactorETF Equity 316092790 6,261 137,993 SH   SOLE   0 0 137,993
iSharesCoreMSCITotalIntlStkETF Equity 46432F834 5,202 74,014 SH   SOLE   0 0 74,014
ClearSharesUltraShortMaturityETF Equity 26922A453 4,973 49,697 SH   SOLE   0 0 49,697
SPDRSERIESTRUSTPORTFLITIPSETF Equity 78464A656 4,967 162,575 SH   SOLE   0 0 162,575
ISHARESCOREMSCIEMERGINGETF Equity 46434G103 3,706 57,575 SH   SOLE   0 0 57,575
CHARLESSCHWABUSREITETF Equity 808524847 2,753 67,007 SH   SOLE   0 0 67,007
SCHWABINTERNATIONALEQUITYET Equity 808524805 2,153 57,220 SH   SOLE   0 0 57,220
ISHARESTIPSBDETF Equity 464287176 2,129 16,965 SH   SOLE   0 0 16,965
iSharesCoreInternationalAggtBdETF Equity 46435G672 2,102 38,317 SH   SOLE   0 0 38,317
iShareCoreSPTotalUSStockMktETF Equity 464287150 2,008 21,923 SH   SOLE   0 0 21,923
MicrosoftCorp Equity 594918104 1,945 8,251 SH   SOLE   0 0 8,251
ISHARESGOLDETF Equity 464285105 1,698 104,451 SH   SOLE   0 0 104,451
ISHARESTRUSTUSTREASBDETF Equity 46429B267 1,592 60,776 SH   SOLE   0 0 60,776
SCHWABSHORTTERMUSTREASURY Equity 808524862 1,531 29,833 SH   SOLE   0 0 29,833
SPDRBlmbgBarclays13MthTBillETF Equity 78468R663 1,488 16,261 SH   SOLE   0 0 16,261
SCHWABUSTIPSETF Equity 808524870 1,298 21,230 SH   SOLE   0 0 21,230
SCHWABINTERMEDIATETERMUSTR Equity 808524854 1,169 20,722 SH   SOLE   0 0 20,722
SCHWABEMERGINGMARKETSEQUITY Equity 808524706 1,106 34,793 SH   SOLE   0 0 34,793
AppleInc Equity 037833100 988 8,090 SH   SOLE   0 0 8,090
AlphabetIncClassA Equity 02079K305 881 427 SH   SOLE   0 0 427
SPDRFTSEBLOMBERGINTLTRETF Equity 78464A516 866 29,721 SH   SOLE   0 0 29,721
ThermoFisherScientificInc Equity 883556102 670 1,469 SH   SOLE   0 0 1,469
FacebookInc Equity 30303M102 670 2,276 SH   SOLE   0 0 2,276
HomeDepotInc Equity 437076102 603 1,975 SH   SOLE   0 0 1,975
ProcterGambleCo Equity 742718109 573 4,230 SH   SOLE   0 0 4,230
iShares13YearTreasuryBond Equity 464287457 573 6,642 SH   SOLE   0 0 6,642
AlphabetIncClassC Equity 02079K107 558 270 SH   SOLE   0 0 270
VanguardTotalStockMarket Equity 922908769 541 2,619 SH   SOLE   0 0 2,619
AccenturePLC Equity G1151C101 496 1,796 SH   SOLE   0 0 1,796
iSharesCoreUSAggregateBond Equity 464287226 496 4,356 SH   SOLE   0 0 4,356
BlackRockInc Equity 09247X101 465 617 SH   SOLE   0 0 617
WALTDISNEYCO Equity 254687106 421 2,279 SH   SOLE   0 0 2,279
3MCompany Equity 88579Y101 418 2,169 SH   SOLE   0 0 2,169
ATTINC Equity 00206R102 410 13,542 SH   SOLE   0 0 13,542
CiscoSystemsInc Equity 17275R102 389 7,524 SH   SOLE   0 0 7,524
VisaInc Equity 92826C839 373 1,763 SH   SOLE   0 0 1,763
MastercardInc Equity 57636Q104 347 977 SH   SOLE   0 0 977
TexasInstrumentsInc Equity 882508104 337 1,784 SH   SOLE   0 0 1,784
MarshMclennanCompaniesInc Equity 571748102 334 2,744 SH   SOLE   0 0 2,744
Expeditor InternationalWash Equity 302130109 308 2,862 SH   SOLE   0 0 2,862
CocaColaCo Equity 191216100 302 5,738 SH   SOLE   0 0 5,738
PayPalHoldingsInc Equity 70450Y103 301 1,240 SH   SOLE   0 0 1,240
CumminsInc Equity 231021106 294 1,136 SH   SOLE   0 0 1,136
JohnsonControlsInternational Equity G51502105 294 4,922 SH   SOLE   0 0 4,922
AgilentTechnologiesInc Equity 00846U101 281 2,209 SH   SOLE   0 0 2,209
TeslaInc Equity 88160R101 281 420 SH   SOLE   0 0 420
IntelCorp Equity 458140100 280 4,379 SH   SOLE   0 0 4,379
BerkshireHathawayIncClassB Equity 084670702 270 1,057 SH   SOLE   0 0 1,057
COMCASTCORPCLASSA Equity 20030N101 270 4,983 SH   SOLE   0 0 4,983
AMAZONCOMINC Equity 023135106 266 86 SH   SOLE   0 0 86
AmgenInc Equity 031162100 262 1,053 SH   SOLE   0 0 1,053
InternationalBusinessMachines Equity 459200101 255 1,916 SH   SOLE   0 0 1,916
EcolabInc Equity 278865100 247 1,156 SH   SOLE   0 0 1,156
NVIDIACORP Equity 67066G104 233 436 SH   SOLE   0 0 436
LowesCompaniesInc Equity 548661107 228 1,197 SH   SOLE   0 0 1,197
CaterpillarInc Equity 149123101 218 941 SH   SOLE   0 0 941
LeidosHoldingsInc Equity 525327102 217 2,250 SH   SOLE   0 0 2,250
XylemInc Equity 98419M100 212 2,011 SH   SOLE   0 0 2,011
AbbVieInc Equity 00287Y109 210 1,944 SH   SOLE   0 0 1,944
PepsicoIncorporated Equity 713448108 203 1,437 SH   SOLE   0 0 1,437
HewlettPackardEnterpriseCo Equity 42824C109 170 10,781 SH   SOLE   0 0 10,781
FORDMOTORCO Equity 345370860 153 12,502 SH   SOLE   0 0 12,502