The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   7,336,224 56,277 SH   SOLE   56,276 0 0
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF ETF 46431W838   886,729 17,774 SH   SOLE   17,773 0 0
PRUDENTIAL FINL INC COM Stock 744320102   356,977 4,046 SH   SOLE   4,046 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   267,111 15,899 SH   SOLE   15,899 0 0
SIRIUS XM HOLDINGS INC COM Stock 82968B103   47,144 10,407 SH   SOLE   10,407 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   258,963 701 SH   SOLE   701 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   44,951,843 258,552 SH   SOLE   258,551 0 0
STARBUCKS CORP COM Stock 855244109   1,084,317 10,946 SH   SOLE   10,946 0 0
SEMPRA COM Stock 816851109   331,552 2,277 SH   SOLE   2,277 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   265,316 4,238 SH   SOLE   4,237 0 0
ELEVANCE HEALTH INC COM Stock 036752103   662,263 1,491 SH   SOLE   1,490 0 0
DOLLAR GEN CORP NEW COM Stock 256677105   342,003 2,014 SH   SOLE   2,014 0 0
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788   204,867 5,525 SH   SOLE   5,525 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   357,966 6,232 SH   SOLE   6,232 0 0
JOHNSON & JOHNSON COM Stock 478160104   3,096,360 18,707 SH   SOLE   18,706 0 0
WASTE MGMT INC DEL COM Stock 94106L109   1,040,116 5,998 SH   SOLE   5,997 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   22,285,667 101,170 SH   SOLE   101,169 0 0
THOMSON REUTERS CORP. COM Stock 884903808   2,855,600 21,162 SH   SOLE   21,162 0 0
DEXCOM INC COM Stock 252131107   320,375 2,493 SH   SOLE   2,493 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,031,406 1,916 SH   SOLE   1,915 0 0
HCA HEALTHCARE INC COM Stock 40412C101   522,348 1,721 SH   SOLE   1,721 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   697,078 2,161 SH   SOLE   2,161 0 0
YUM BRANDS INC COM Stock 988498101   1,716,765 12,391 SH   SOLE   12,390 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107   450,245 8,324 SH   SOLE   8,324 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   3,198,227 84,856 SH   SOLE   84,856 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,086,967 26,934 SH   SOLE   26,934 0 0
COCA COLA CO COM Stock 191216100   1,426,192 23,683 SH   SOLE   23,683 0 0
GENERAL MLS INC COM Stock 370334104   403,853 5,265 SH   SOLE   5,265 0 0
TRUIST FINL CORP COM Stock 89832Q109   377,726 12,446 SH   SOLE   12,445 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   565,673 3,156 SH   SOLE   3,155 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   301,810 1,643 SH   SOLE   1,643 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   678,051 8,115 SH   SOLE   8,114 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   469,343 5,012 SH   SOLE   5,012 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   1,430,331 29,060 SH   SOLE   29,059 0 0
INTEL CORP COM Stock 458140100   1,162,184 34,754 SH   SOLE   34,754 0 0
CME GROUP INC COM Stock 12572Q105   358,838 1,937 SH   SOLE   1,936 0 0
MEDTRONIC PLC SHS Stock G5960L103   716,072 8,128 SH   SOLE   8,127 0 0
FORTIVE CORP COM Stock 34959J108   578,437 7,736 SH   SOLE   7,736 0 0
NETFLIX INC COM Stock 64110L106   1,863,713 4,231 SH   SOLE   4,231 0 0
PAYCHEX INC COM Stock 704326107   369,354 3,302 SH   SOLE   3,301 0 0
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812   307,277 2,499 SH   SOLE   2,499 0 0
HESS CORP COM Stock 42809H107   239,963 1,765 SH   SOLE   1,765 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   221,112 6,835 SH   SOLE   6,835 0 0
WELLS FARGO CO NEW PERP PFD CNV A Convertible Preferred 949746804   488,448 424 SH   SOLE   424 0 0
PROLOGIS INC. COM REIT 74340W103   737,871 6,017 SH   SOLE   6,017 0 0
MERCK & CO INC COM Stock 58933Y105   3,981,014 34,501 SH   SOLE   34,500 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   351,967 3,383 SH   SOLE   3,383 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   40,095,531 90,452 SH   SOLE   90,451 0 0
MCKESSON CORP COM Stock 58155Q103   247,017 578 SH   SOLE   578 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   5,425,014 13,794 SH   SOLE   13,793 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   468,869 1,874 SH   SOLE   1,874 0 0
ALLSTATE CORP COM Stock 020002101   2,545,462 23,344 SH   SOLE   23,344 0 0
ISHARES TIPS BOND ETF ETF 464287176   1,350,631 12,550 SH   SOLE   12,550 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   602,118 1,711 SH   SOLE   1,711 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102   212,356 3,253 SH   SOLE   3,253 0 0
LIONS GATE ENTMNT CORP CL B NON VTG Stock 535919500   405,985 48,621 SH   SOLE   48,621 0 0
CORNING INC COM Stock 219350105   1,056,813 30,160 SH   SOLE   30,160 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   499,949 5,300 SH   SOLE   5,300 0 0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF ETF 46641Q878   545,978 12,239 SH   SOLE   12,238 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   322,491 7,244 SH   SOLE   7,243 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   941,646 25,320 SH   SOLE   25,319 0 0
CHUBB LIMITED COM Stock H1467J104   360,375 1,871 SH   SOLE   1,871 0 0
FEDEX CORP COM Stock 31428X106   279,879 1,129 SH   SOLE   1,129 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   236,697 891 SH   SOLE   891 0 0
PEPSICO INC COM Stock 713448108   2,880,060 15,549 SH   SOLE   15,549 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   384,186 2,783 SH   SOLE   2,782 0 0
HONEYWELL INTL INC COM Stock 438516106   636,190 3,066 SH   SOLE   3,065 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   267,500 1,399 SH   SOLE   1,398 0 0
FORD MTR CO DEL COM Stock 345370860   283,132 18,713 SH   SOLE   18,713 0 0
US BANCORP DEL COM NEW Stock 902973304   409,072 12,381 SH   SOLE   12,381 0 0
JANUS HENDERSON GROUP PLC ORD SHS Stock G4474Y214   218,518 8,019 SH   SOLE   8,019 0 0
HOME DEPOT INC COM Stock 437076102   3,758,007 12,098 SH   SOLE   12,097 0 0
BAXTER INTL INC COM Stock 071813109   242,753 5,328 SH   SOLE   5,328 0 0
STARWOOD PPTY TR INC COM REIT 85571B105   203,209 10,475 SH   SOLE   10,474 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   1,097,577 4,994 SH   SOLE   4,993 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   373,989 5,235 SH   SOLE   5,235 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   510,682 3,627 SH   SOLE   3,627 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   29,173,378 219,795 SH   SOLE   219,794 0 0
SOUTHERN CO COM Stock 842587107   500,695 7,127 SH   SOLE   7,127 0 0
BECTON DICKINSON & CO COM Stock 075887109   1,312,605 4,972 SH   SOLE   4,971 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   397,388 22,300 SH   SOLE   22,300 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   40,568,832 147,427 SH   SOLE   147,426 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   9,703,571 130,829 SH   SOLE   130,828 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847   644,479 14,044 SH   SOLE   14,044 0 0
FORTINET INC COM Stock 34959E109   219,816 2,908 SH   SOLE   2,908 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   2,877,305 57,385 SH   SOLE   57,385 0 0
AON PLC SHS CL A Stock G0403H108   508,195 1,472 SH   SOLE   1,472 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109   316,620 1,442 SH   SOLE   1,442 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474   873,020 29,654 SH   SOLE   29,654 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   25,121,154 252,094 SH   SOLE   252,093 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   4,760,360 13,960 SH   SOLE   13,960 0 0
CARTERS INC COM Stock 146229109   448,378 6,176 SH   SOLE   6,176 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101   1,670,879 3,417 SH   SOLE   3,417 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   1,476,302 19,512 SH   SOLE   19,512 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   1,044,905 13,222 SH   SOLE   13,221 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   5,476,993 45,756 SH   SOLE   45,756 0 0
PROGRESSIVE CORP COM Stock 743315103   320,931 2,424 SH   SOLE   2,424 0 0
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805   493,268 4,950 SH   SOLE   4,950 0 0
VANGUARD U.S. MOMENTUM FACTOR ETF ETF 921935508   447,878 3,694 SH   SOLE   3,694 0 0
FISERV INC COM Stock 337738108   3,978,014 31,534 SH   SOLE   31,534 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   234,049 245 SH   SOLE   245 0 0
INTUIT COM Stock 461202103   711,751 1,553 SH   SOLE   1,553 0 0
HALLIBURTON CO COM Stock 406216101   208,187 6,311 SH   SOLE   6,310 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   464,687 8,914 SH   SOLE   8,914 0 0
CSX CORP COM Stock 126408103   342,081 10,032 SH   SOLE   10,031 0 0
GRAPHIC PACKAGING HLDG CO COM Stock 388689101   421,183 17,527 SH   SOLE   17,527 0 0
SENSATA TECHNOLOGIES HLDG PLC SHS Stock G8060N102   433,221 9,629 SH   SOLE   9,629 0 0
COMCAST CORP NEW CL A Stock 20030N101   1,046,703 25,191 SH   SOLE   25,191 0 0
MICROSOFT CORP COM Stock 594918104   23,749,705 69,741 SH   SOLE   69,741 0 0
SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100   541,180 8,930 SH   SOLE   8,930 0 0
VALERO ENERGY CORP COM Stock 91913Y100   2,526,631 21,540 SH   SOLE   21,539 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   271,571 5,529 SH   SOLE   5,528 0 0
CVS HEALTH CORP COM Stock 126650100   643,358 9,306 SH   SOLE   9,306 0 0
DTE ENERGY CO COM Stock 233331107   260,089 2,364 SH   SOLE   2,364 0 0
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   308,531 20,679 SH   SOLE   20,679 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   14,948,846 229,700 SH   SOLE   229,699 0 0
SIMON PPTY GROUP INC NEW COM REIT 828806109   276,962 2,398 SH   SOLE   2,398 0 0
TILRAY BRANDS INC COM Stock 88688T100   43,000 27,564 SH   SOLE   27,564 0 0
AMERIPRISE FINL INC COM Stock 03076C106   1,553,353 4,677 SH   SOLE   4,676 0 0
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706   1,272,747 21,697 SH   SOLE   21,697 0 0
ARES CAPITAL CORP COM CEF 04010L103   8,495,729 452,141 SH   SOLE   452,141 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   1,553,430 3 SH   SOLE   3 0 0
ELANCO ANIMAL HEALTH INC COM Stock 28414H103   488,644 48,573 SH   SOLE   48,573 0 0
BOEING CO COM Stock 097023105   838,094 3,969 SH   SOLE   3,969 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   1,895,219 9,529 SH   SOLE   9,528 0 0
VANGUARD MID-CAP ETF ETF 922908629   8,622,887 39,166 SH   SOLE   39,166 0 0
NEXTERA ENERGY INC COM Stock 65339F101   644,294 8,683 SH   SOLE   8,683 0 0
NIKE INC CL B Stock 654106103   664,097 6,017 SH   SOLE   6,017 0 0
ALIGN TECHNOLOGY INC COM Stock 016255101   338,433 957 SH   SOLE   957 0 0
URBAN OUTFITTERS INC COM Stock 917047102   255,432 7,710 SH   SOLE   7,710 0 0
TESLA INC COM Stock 88160R101   2,703,037 10,326 SH   SOLE   10,326 0 0
MSCI INC COM Stock 55354G100   256,717 547 SH   SOLE   547 0 0
LINDE PLC SHS Stock G54950103   1,127,462 2,959 SH   SOLE   2,958 0 0
BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107   312,314 23,117 SH   SOLE   23,117 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   3,382,184 65,067 SH   SOLE   65,067 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   18,169,420 538,992 SH   SOLE   538,991 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   376,177 1,659 SH   SOLE   1,658 0 0
ALERIAN MLP ETF ETF 00162Q452   861,748 21,978 SH   SOLE   21,977 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   451,841 7,323 SH   SOLE   7,323 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   534,129 1,208 SH   SOLE   1,208 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   291,937 10,247 SH   SOLE   10,247 0 0
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101   206,218 2,591 SH   SOLE   2,591 0 0
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100   253,006 2,755 SH   SOLE   2,755 0 0
VANGUARD S&P 500 ETF ETF 922908363   3,604,592 8,850 SH   SOLE   8,850 0 0
BROWN FORMAN CORP CL A Stock 115637100   324,217 4,763 SH   SOLE   4,763 0 0
FIFTH THIRD BANCORP COM Stock 316773100   309,803 11,820 SH   SOLE   11,820 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701   458,145 5,596 SH   SOLE   5,596 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100   201,000 4,656 SH   SOLE   4,656 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   1,889,353 3,945 SH   SOLE   3,945 0 0
ILLUMINA INC COM Stock 452327109   355,856 1,898 SH   SOLE   1,898 0 0
AVANTOR INC COM Stock 05352A100   452,168 22,014 SH   SOLE   22,014 0 0
GENERAL MTRS CO COM Stock 37045V100   639,093 16,574 SH   SOLE   16,574 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104   125,066 11,602 SH   SOLE   11,601 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   1,122,300 7,500 SH   SOLE   7,500 0 0
JPMORGAN BETABUILDERS USD INVESTMENT GRADE CORPORATE BOND ETF ETF 46641Q449   952,378 21,079 SH   SOLE   21,079 0 0
BLUE OWL CAPITAL CORPORATION COM CEF 69121K104   4,953,819 369,137 SH   SOLE   369,137 0 0
LILLY ELI & CO COM Stock 532457108   2,703,815 5,765 SH   SOLE   5,765 0 0
HASBRO INC COM Stock 418056107   255,842 3,950 SH   SOLE   3,950 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   597,975 1,996 SH   SOLE   1,996 0 0
WISDOMTREE CLOUD COMPUTING FUND ETF 97717Y691   300,675 9,485 SH   SOLE   9,485 0 0
GRANITESHARES XOUT US LARGE CAP ETF ETF 38747R603   665,663 16,583 SH   SOLE   16,583 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   516,661 9,213 SH   SOLE   9,212 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   797,988 7,265 SH   SOLE   7,265 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   504,740 10,975 SH   SOLE   10,975 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   635,761 2,502 SH   SOLE   2,502 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,306,731 12,318 SH   SOLE   12,317 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   10,827,143 107,423 SH   SOLE   107,422 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   428,322 4,773 SH   SOLE   4,772 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   721,126 11,426 SH   SOLE   11,426 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104   459,084 9,235 SH   SOLE   9,235 0 0
AFLAC INC COM Stock 001055102   344,859 4,941 SH   SOLE   4,940 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   302,182 7,555 SH   SOLE   7,554 0 0
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   241,707 113 SH   SOLE   113 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   25,032,144 452,415 SH   SOLE   452,415 0 0
ROYALTY PHARMA PLC SHS CLASS A Stock G7709Q104   1,350,992 43,949 SH   SOLE   43,949 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   1,177,328 13,983 SH   SOLE   13,982 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   1,430,704 14,806 SH   SOLE   14,806 0 0
MARATHON PETE CORP COM Stock 56585A102   219,129 1,879 SH   SOLE   1,879 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866   1,244,301 17,847 SH   SOLE   17,847 0 0
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   518,366 6,826 SH   SOLE   6,826 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   425,847 2,575 SH   SOLE   2,574 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   1,577,195 2,195 SH   SOLE   2,195 0 0
AIRBNB INC COM CL A Stock 009066101   498,030 3,886 SH   SOLE   3,886 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   698,178 3,393 SH   SOLE   3,393 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   339,458 4,674 SH   SOLE   4,674 0 0
XYLEM INC COM Stock 98419M100   228,255 2,027 SH   SOLE   2,026 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   286,321 2,920 SH   SOLE   2,920 0 0
VISA INC COM CL A Stock 92826C839   3,022,762 12,728 SH   SOLE   12,728 0 0
SHARECARE INC COM CL A Stock 81948W104   756,938 432,536 SH   SOLE   432,536 0 0
KELLOGG CO COM Stock 487836108   223,237 3,312 SH   SOLE   3,312 0 0
ISHARES CMBS ETF ETF 46429B366   240,056 5,235 SH   SOLE   5,235 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   421,628 1,835 SH   SOLE   1,835 0 0
VANGUARD VALUE ETF ETF 922908744   280,790 1,976 SH   SOLE   1,976 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   254,640 1,313 SH   SOLE   1,312 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   770,784 7,878 SH   SOLE   7,878 0 0
META PLATFORMS INC CL A Stock 30303M102   3,669,900 12,788 SH   SOLE   12,788 0 0
SERVICENOW INC COM Stock 81762P102   1,303,208 2,319 SH   SOLE   2,319 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   857,492 3,356 SH   SOLE   3,356 0 0
MONDELEZ INTL INC CL A Stock 609207105   1,042,780 14,296 SH   SOLE   14,296 0 0
BROADCOM INC COM Stock 11135F101   5,871,842 6,769 SH   SOLE   6,769 0 0
EATON VANCE TAX MNGED BUY WRIT COM CEF 27828X100   144,067 10,372 SH   SOLE   10,372 0 0
WORKDAY INC CL A Stock 98138H101   443,648 1,964 SH   SOLE   1,964 0 0
D R HORTON INC COM Stock 23331A109   402,504 3,308 SH   SOLE   3,307 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   271,975 3,991 SH   SOLE   3,991 0 0
MARTIN MARIETTA MATLS INC COM Stock 573284106   548,535 1,188 SH   SOLE   1,188 0 0
PIONEER NAT RES CO COM Stock 723787107   242,672 1,171 SH   SOLE   1,171 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   734,846 7,282 SH   SOLE   7,282 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   8,290,483 122,822 SH   SOLE   122,821 0 0
EXPEDITORS INTL WASH INC COM Stock 302130109   239,716 1,979 SH   SOLE   1,979 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   282,114 16,383 SH   SOLE   16,382 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   1,502,318 4,868 SH   SOLE   4,868 0 0
MOHAWK INDS INC COM Stock 608190104   379,113 3,675 SH   SOLE   3,675 0 0
OMNICOM GROUP INC COM Stock 681919106   408,787 4,296 SH   SOLE   4,296 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200   571,386 18,618 SH   SOLE   18,618 0 0
NVIDIA CORPORATION COM Stock 67066G104   22,064,159 52,159 SH   SOLE   52,158 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646   7,025,669 140,037 SH   SOLE   140,037 0 0
CUMMINS INC COM Stock 231021106   237,630 969 SH   SOLE   969 0 0
EOG RES INC COM Stock 26875P101   213,714 1,867 SH   SOLE   1,867 0 0
GRAINGER W W INC COM Stock 384802104   693,514 879 SH   SOLE   879 0 0
ABBVIE INC COM Stock 00287Y109   1,438,042 10,674 SH   SOLE   10,673 0 0
S&P GLOBAL INC COM Stock 78409V104   508,304 1,268 SH   SOLE   1,267 0 0
SPDR S&P BIOTECH ETF ETF 78464A870   298,609 3,589 SH   SOLE   3,589 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   2,400,576 48,703 SH   SOLE   48,703 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,079,955 14,857 SH   SOLE   14,857 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   1,660,766 30,523 SH   SOLE   30,523 0 0
ZOETIS INC CL A Stock 98978V103   771,304 4,479 SH   SOLE   4,478 0 0
TRUSTCO BK CORP N Y COM NEW Stock 898349204   341,451 11,935 SH   SOLE   11,934 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   883,820 3,642 SH   SOLE   3,642 0 0
BLACKSTONE INC COM Stock 09260D107   3,404,058 36,615 SH   SOLE   36,614 0 0
CHURCH & DWIGHT CO INC COM Stock 171340102   4,469,326 44,591 SH   SOLE   44,590 0 0
STRYKER CORPORATION COM Stock 863667101   568,817 1,864 SH   SOLE   1,864 0 0
QUALCOMM INC COM Stock 747525103   498,250 4,186 SH   SOLE   4,185 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   819,138 19,564 SH   SOLE   19,563 0 0
FASTENAL CO COM Stock 311900104   267,763 4,539 SH   SOLE   4,539 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   335,760 1,561 SH   SOLE   1,560 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   534,794 1,564 SH   SOLE   1,564 0 0
DISCOVER FINL SVCS COM Stock 254709108   203,356 1,740 SH   SOLE   1,740 0 0
MCDONALDS CORP COM Stock 580135101   3,116,449 10,444 SH   SOLE   10,443 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   686,900 6,074 SH   SOLE   6,074 0 0
CISCO SYS INC COM Stock 17275R102   3,697,594 71,465 SH   SOLE   71,464 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   686,459 6,276 SH   SOLE   6,276 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   839,918 11,501 SH   SOLE   11,501 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   1,062,522 9,328 SH   SOLE   9,327 0 0
AUTODESK INC COM Stock 052769106   665,596 3,253 SH   SOLE   3,253 0 0
AT&T INC COM Stock 00206R102   596,150 37,376 SH   SOLE   37,376 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   330,647 4,070 SH   SOLE   4,070 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   9,391,037 115,696 SH   SOLE   115,695 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100   7,209,600 86,999 SH   SOLE   86,998 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   597,075 5,435 SH   SOLE   5,435 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   3,667,770 48,858 SH   SOLE   48,858 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   233,308 2,030 SH   SOLE   2,030 0 0
INFINERA CORP COM Stock 45667G103   147,798 30,600 SH   SOLE   30,600 0 0
SPDR S&P REGIONAL BANKING ETF ETF 78464A698   5,008,494 122,667 SH   SOLE   122,667 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   19,864,743 116,982 SH   SOLE   116,982 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   13,607,246 126,791 SH   SOLE   126,791 0 0
ISHARES U.S. BASIC MATERIALS ETF ETF 464287838   203,700 1,531 SH   SOLE   1,531 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   8,046,226 49,918 SH   SOLE   49,917 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   293,813 7,565 SH   SOLE   7,564 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   10,277,698 145,824 SH   SOLE   145,824 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   49,124,667 110,217 SH   SOLE   110,216 0 0
THE CIGNA GROUP COM Stock 125523100   442,792 1,578 SH   SOLE   1,578 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407   7,313,160 176,433 SH   SOLE   176,433 0 0
WELLS FARGO CO NEW COM Stock 949746101   505,947 11,854 SH   SOLE   11,854 0 0
VMWARE INC CL A COM Stock 928563402   219,271 1,526 SH   SOLE   1,526 0 0
UNION PAC CORP COM Stock 907818108   8,443,328 41,263 SH   SOLE   41,263 0 0
ECOLAB INC COM Stock 278865100   290,310 1,555 SH   SOLE   1,555 0 0
ISHARES MBS ETF ETF 464288588   504,097 5,405 SH   SOLE   5,405 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   7,678,584 248,257 SH   SOLE   248,256 0 0
SALESFORCE INC COM Stock 79466L302   2,077,531 9,834 SH   SOLE   9,834 0 0
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   234,537 2,618 SH   SOLE   2,617 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206   484,912 5,559 SH   SOLE   5,559 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   785,018 1,722 SH   SOLE   1,722 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202   6,389,197 138,956 SH   SOLE   138,956 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   823,939 1,579 SH   SOLE   1,579 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   350,378 2,532 SH   SOLE   2,532 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   745,867 1,620 SH   SOLE   1,620 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   6,818,302 46,881 SH   SOLE   46,880 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638   1,675,427 33,131 SH   SOLE   33,130 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   246,063 7,157 SH   SOLE   7,157 0 0
CHEVRON CORP NEW COM Stock 166764100   4,529,651 28,787 SH   SOLE   28,787 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   2,391,948 22,411 SH   SOLE   22,411 0 0
CONOCOPHILLIPS COM Stock 20825C104   2,222,082 21,447 SH   SOLE   21,446 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   910,176 19,709 SH   SOLE   19,709 0 0
DANAHER CORPORATION COM Stock 235851102   3,577,800 14,907 SH   SOLE   14,907 0 0
TJX COS INC NEW COM Stock 872540109   425,397 5,017 SH   SOLE   5,017 0 0
BANK AMERICA CORP COM Stock 060505104   2,000,755 69,737 SH   SOLE   69,737 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   5,960,879 48,628 SH   SOLE   48,628 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   1,979,430 36,360 SH   SOLE   36,359 0 0
WALMART INC COM Stock 931142103   4,603,500 29,288 SH   SOLE   29,288 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   594,578 4,443 SH   SOLE   4,443 0 0
ORACLE CORP COM Stock 68389X105   1,057,126 8,877 SH   SOLE   8,876 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   1,646,184 16,805 SH   SOLE   16,804 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   475,102 11,679 SH   SOLE   11,679 0 0
TEXAS INSTRS INC COM Stock 882508104   6,527,284 36,259 SH   SOLE   36,258 0 0
TARGET CORP COM Stock 87612E106   496,913 3,767 SH   SOLE   3,767 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   1,586,489 14,957 SH   SOLE   14,957 0 0
PFIZER INC COM Stock 717081103   1,849,216 50,415 SH   SOLE   50,414 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   1,828,929 16,913 SH   SOLE   16,912 0 0
MORGAN STANLEY COM NEW Stock 617446448   516,769 6,051 SH   SOLE   6,051 0 0
3M CO COM Stock 88579Y101   482,952 4,825 SH   SOLE   4,825 0 0
KLA CORP COM NEW Stock 482480100   1,138,072 2,346 SH   SOLE   2,346 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   313,352 3,341 SH   SOLE   3,341 0 0
HP INC COM Stock 40434L105   303,396 9,879 SH   SOLE   9,879 0 0
GILEAD SCIENCES INC COM Stock 375558103   566,542 7,351 SH   SOLE   7,351 0 0
CATERPILLAR INC COM Stock 149123101   2,676,974 10,880 SH   SOLE   10,879 0 0
BAKER HUGHES COMPANY CL A Stock 05722G100   321,067 10,157 SH   SOLE   10,157 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   5,565,550 46,008 SH   SOLE   46,007 0 0
BEST BUY INC COM Stock 086516101   218,253 2,663 SH   SOLE   2,663 0 0
AMERICAN EXPRESS CO COM Stock 025816109   778,357 4,468 SH   SOLE   4,468 0 0
AMGEN INC COM Stock 031162100   906,261 4,082 SH   SOLE   4,081 0 0
APPLIED MATLS INC COM Stock 038222105   669,756 4,634 SH   SOLE   4,633 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107   348,379 3,914 SH   SOLE   3,913 0 0
ANALOG DEVICES INC COM Stock 032654105   615,199 3,158 SH   SOLE   3,157 0 0
HUMANA INC COM Stock 444859102   311,263 696 SH   SOLE   696 0 0
WILLIAMS COS INC COM Stock 969457100   338,535 10,375 SH   SOLE   10,374 0 0
INVESCO VARIABLE RATE PREFERRED ETF ETF 46138G870   399,140 17,939 SH   SOLE   17,938 0 0
ARISTA NETWORKS INC COM Stock 040413106   225,750 1,393 SH   SOLE   1,393 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   2,377,987 18,930 SH   SOLE   18,930 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   2,400,378 14,778 SH   SOLE   14,777 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   809,040 13,717 SH   SOLE   13,717 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   2,175,746 22,213 SH   SOLE   22,212 0 0
EATON CORP PLC SHS Stock G29183103   979,749 4,872 SH   SOLE   4,871 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   13,259,389 251,936 SH   SOLE   251,935 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   225,363 2,370 SH   SOLE   2,370 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   881,025 11,747 SH   SOLE   11,747 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   499,547 4,663 SH   SOLE   4,663 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612   703,666 6,838 SH   SOLE   6,838 0 0
ANTERO MIDSTREAM CORP COM Stock 03676B102   123,992 10,689 SH   SOLE   10,689 0 0
AXALTA COATING SYS LTD COM Stock G0750C108   497,203 15,154 SH   SOLE   15,154 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   3,962,375 52,433 SH   SOLE   52,433 0 0
GARTNER INC COM Stock 366651107   344,004 982 SH   SOLE   982 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   5,472,020 89,691 SH   SOLE   89,690 0 0
LAM RESEARCH CORP COM Stock 512807108   430,735 670 SH   SOLE   670 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,281,574 29,666 SH   SOLE   29,666 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   697,970 7,150 SH   SOLE   7,149 0 0
NUCOR CORP COM Stock 670346105   334,076 2,037 SH   SOLE   2,037 0 0
PARKER-HANNIFIN CORP COM Stock 701094104   331,299 849 SH   SOLE   849 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106   1,880,682 3,912 SH   SOLE   3,911 0 0
SYNOPSYS INC COM Stock 871607107   318,720 732 SH   SOLE   732 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   416,957 3,310 SH   SOLE   3,310 0 0
EQUINIX INC COM REIT 29444U700   332,062 424 SH   SOLE   423 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   585,767 9,160 SH   SOLE   9,159 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   1,083,694 4,258 SH   SOLE   4,258 0 0
REALTY INCOME CORP COM REIT 756109104   254,246 4,252 SH   SOLE   4,252 0 0
ALTRIA GROUP INC COM Stock 02209S103   478,867 10,571 SH   SOLE   10,571 0 0
DOMINION ENERGY INC COM Stock 25746U109   253,862 4,902 SH   SOLE   4,901 0 0
CITIGROUP INC COM NEW Stock 172967424   398,205 8,649 SH   SOLE   8,649 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   315,898 1,347 SH   SOLE   1,347 0 0
EXXON MOBIL CORP COM Stock 30231G102   3,268,280 30,473 SH   SOLE   30,473 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   3,129,994 6,512 SH   SOLE   6,512 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108   203,652 1,818 SH   SOLE   1,818 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   505,430 2,910 SH   SOLE   2,910 0 0
LOWES COS INC COM Stock 548661107   5,502,039 24,378 SH   SOLE   24,377 0 0
ARK INNOVATION ETF ETF 00214Q104   5,177 117 SH   SOLE   117 0 0
DEERE & CO COM Stock 244199105   1,802,388 4,448 SH   SOLE   4,448 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   314,931 4,088 SH   SOLE   4,087 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784   435,539 7,569 SH   SOLE   7,569 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103   250,696 5,186 SH   SOLE   5,186 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   7,235,378 110,565 SH   SOLE   110,565 0 0
KRAFT HEINZ CO COM Stock 500754106   771,623 21,736 SH   SOLE   21,735 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   591,561 8,865 SH   SOLE   8,865 0 0
SCHWAB CHARLES CORP COM Stock 808513105   284,622 5,022 SH   SOLE   5,021 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109   289,073 3,429 SH   SOLE   3,429 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   16,550,737 508,627 SH   SOLE   508,627 0 0
CROWN CASTLE INC COM REIT 22822V101   418,129 3,670 SH   SOLE   3,669 0 0
BLACKROCK INC COM Stock 09247X101   721,637 1,044 SH   SOLE   1,044 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   27,510,799 105,212 SH   SOLE   105,211 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,447,983 19,972 SH   SOLE   19,972 0 0
APPLE INC COM Stock 037833100   34,257,815 176,614 SH   SOLE   176,613 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503   2,148,453 24,610 SH   SOLE   24,610 0 0
WEC ENERGY GROUP INC COM Stock 92939U106   211,480 2,397 SH   SOLE   2,396 0 0
ABBOTT LABS COM Stock 002824100   5,602,594 51,391 SH   SOLE   51,390 0 0
DISNEY WALT CO COM Stock 254687106   2,897,138 32,450 SH   SOLE   32,450 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   421,251 156 SH   SOLE   156 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   1,441,478 5,914 SH   SOLE   5,914 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   665,270 3,537 SH   SOLE   3,537 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   21,666,448 137,277 SH   SOLE   137,277 0 0