The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 3,598 1,079 SH   SOLE   1,079 0 0
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF ETF 46431W838 2,006 40,035 SH   SOLE   40,034 0 0
INVESCO QQQ TRUST ETF 46090E103 265 667 SH   SOLE   667 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 14,754 84,856 SH   SOLE   84,856 0 0
STARBUCKS CORP COM Stock 855244109 1,183 10,116 SH   SOLE   10,115 0 0
ANTHEM INC COM Stock 036752103 203 438 SH   SOLE   438 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 552 2,342 SH   SOLE   2,342 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,665 9,731 SH   SOLE   9,731 0 0
WASTE MGMT INC DEL COM Stock 94106L109 601 3,600 SH   SOLE   3,600 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 34,436 142,629 SH   SOLE   142,629 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 432 760 SH   SOLE   760 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 436 1,139 SH   SOLE   1,139 0 0
YUM BRANDS INC COM Stock 988498101 2,133 15,359 SH   SOLE   15,359 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 3,350 64,658 SH   SOLE   64,657 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 3,670 22,436 SH   SOLE   22,436 0 0
COCA COLA CO COM Stock 191216100 726 12,256 SH   SOLE   12,255 0 0
TRUIST FINL CORP COM Stock 89832Q109 395 6,746 SH   SOLE   6,745 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 317 1,479 SH   SOLE   1,478 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202 240 1,453 SH   SOLE   1,453 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 1,018 8,773 SH   SOLE   8,772 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 476 4,483 SH   SOLE   4,483 0 0
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 3,135 56,378 SH   SOLE   56,378 0 0
INTEL CORP COM Stock 458140100 3,320 64,474 SH   SOLE   64,473 0 0
MEDTRONIC PLC SHS Stock G5960L103 338 3,268 SH   SOLE   3,267 0 0
FORTIVE CORP COM Stock 34959J108 1,678 21,999 SH   SOLE   21,999 0 0
NETFLIX INC COM Stock 64110L106 870 1,444 SH   SOLE   1,444 0 0
PAYCHEX INC COM Stock 704326107 246 1,799 SH   SOLE   1,798 0 0
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 326 2,499 SH   SOLE   2,499 0 0
WELLS FARGO CO NEW PERP PFD CNV A Convertible Preferred 949746804 613 411 SH   SOLE   411 0 0
PROLOGIS INC. COM REIT 74340W103 326 1,938 SH   SOLE   1,937 0 0
MERCK & CO INC COM Stock 58933Y105 2,638 34,418 SH   SOLE   34,418 0 0
SPDR S&P 500 ETF ETF 78462F103 46,376 97,642 SH   SOLE   97,642 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 5,615 15,628 SH   SOLE   15,627 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 11,034 53,429 SH   SOLE   53,428 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 374 1,515 SH   SOLE   1,514 0 0
ALLSTATE CORP COM Stock 020002101 5,578 47,416 SH   SOLE   47,415 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 289 1,313 SH   SOLE   1,312 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,170 9,052 SH   SOLE   9,052 0 0
LIONS GATE ENTMNT CORP CL B NON VTG Stock 535919500 546 35,485 SH   SOLE   35,485 0 0
CORNING INC COM Stock 219350105 275 7,391 SH   SOLE   7,390 0 0
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF ETF 46641Q878 923 17,834 SH   SOLE   17,834 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 302 5,202 SH   SOLE   5,202 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,600 30,786 SH   SOLE   30,785 0 0
CHUBB LIMITED COM Stock H1467J104 210 1,088 SH   SOLE   1,087 0 0
FEDEX CORP COM Stock 31428X106 423 1,636 SH   SOLE   1,636 0 0
PEPSICO INC COM Stock 713448108 1,136 6,539 SH   SOLE   6,538 0 0
HONEYWELL INTL INC COM Stock 438516106 234 1,121 SH   SOLE   1,121 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 209 1,036 SH   SOLE   1,036 0 0
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383 788 31,057 SH   SOLE   31,057 0 0
US BANCORP DEL COM NEW Stock 902973304 394 7,015 SH   SOLE   7,015 0 0
HOME DEPOT INC COM Stock 437076102 4,697 11,317 SH   SOLE   11,317 0 0
BAXTER INTL INC COM Stock 071813109 1,532 17,851 SH   SOLE   17,850 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 541 2,195 SH   SOLE   2,195 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 377 4,671 SH   SOLE   4,671 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 602 3,627 SH   SOLE   3,627 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 14,524 103,088 SH   SOLE   103,088 0 0
SPDR GOLD SHARES ETF 78463V107 1,710 10,000 SH   SOLE   10,000 0 0
BECTON DICKINSON & CO COM Stock 075887109 1,585 6,301 SH   SOLE   6,301 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 406 18,642 SH   SOLE   18,642 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 35,099 114,858 SH   SOLE   114,857 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 429 5,563 SH   SOLE   5,563 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 618 12,421 SH   SOLE   12,421 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 5,176 102,528 SH   SOLE   102,528 0 0
AON PLC SHS CL A Stock G0403H108 267 888 SH   SOLE   888 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM CEF 670656107 186 13,478 SH   SOLE   13,478 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,095 35,358 SH   SOLE   35,358 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 21,546 188,155 SH   SOLE   188,154 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 2,861 9,567 SH   SOLE   9,567 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 953 1,681 SH   SOLE   1,681 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 1,814 22,319 SH   SOLE   22,319 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 1,060 11,430 SH   SOLE   11,430 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 5,730 1,978 SH   SOLE   1,978 0 0
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 2,407 22,908 SH   SOLE   22,908 0 0
VANGUARD U.S. MOMENTUM FACTOR ETF ETF 921935508 2,606 19,573 SH   SOLE   19,573 0 0
FISERV INC COM Stock 337738108 6,193 59,672 SH   SOLE   59,672 0 0
INTUIT COM Stock 461202103 434 675 SH   SOLE   675 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 1,404 26,095 SH   SOLE   26,094 0 0
GRAPHIC PACKAGING HLDG CO COM Stock 388689101 361 18,520 SH   SOLE   18,520 0 0
COMCAST CORP NEW CL A Stock 20030N101 837 16,620 SH   SOLE   16,620 0 0
MICROSOFT CORP COM Stock 594918104 13,288 39,510 SH   SOLE   39,509 0 0
VALERO ENERGY CORP COM Stock 91913Y100 3,416 45,482 SH   SOLE   45,482 0 0
CVS HEALTH CORP COM Stock 126650100 531 5,145 SH   SOLE   5,144 0 0
DTE ENERGY CO COM Stock 233331107 943 7,892 SH   SOLE   7,892 0 0
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104 507 35,279 SH   SOLE   35,279 0 0
VANGUARD U.S. MINIMUM VOLATILITY ETF ETF 921935409 909 8,527 SH   SOLE   8,527 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 7,325 94,297 SH   SOLE   94,296 0 0
TILRAY BRANDS INC COM CL 2 Stock 88688T100 182 25,905 SH   SOLE   25,905 0 0
AMERIPRISE FINL INC COM Stock 03076C106 1,564 5,184 SH   SOLE   5,183 0 0
BROWN & BROWN INC COM Stock 115236101 211 3,000 SH   SOLE   3,000 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 1,165 17,525 SH   SOLE   17,525 0 0
ARES CAPITAL CORP COM CEF 04010L103 7,669 361,924 SH   SOLE   361,924 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,803 4 SH   SOLE   4 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 3,834 16,965 SH   SOLE   16,965 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 8,758 34,375 SH   SOLE   34,375 0 0
NEXTERA ENERGY INC COM Stock 65339F101 554 5,930 SH   SOLE   5,929 0 0
NIKE INC CL B Stock 654106103 567 3,402 SH   SOLE   3,402 0 0
ALIGN TECHNOLOGY INC COM Stock 016255101 332 505 SH   SOLE   505 0 0
URBAN OUTFITTERS INC COM Stock 917047102 405 13,785 SH   SOLE   13,785 0 0
TESLA INC COM Stock 88160R101 1,151 1,089 SH   SOLE   1,089 0 0
MSCI INC COM Stock 55354G100 300 490 SH   SOLE   490 0 0
LINDE PLC SHS Stock G5494J103 246 711 SH   SOLE   711 0 0
BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107 373 24,542 SH   SOLE   24,542 0 0
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203 219 1,403 SH   SOLE   1,403 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 5,204 133,271 SH   SOLE   133,270 0 0
GOLDMAN SACHS ACCESS INFLATION PROTECTED USD BOND ETF ETF 381430362 240 4,106 SH   SOLE   4,106 0 0
ALERIAN MLP ETF ETF 00162Q452 785 23,976 SH   SOLE   23,976 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 519 7,610 SH   SOLE   7,610 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 553 1,208 SH   SOLE   1,208 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 505 9,684 SH   SOLE   9,684 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 204 3,376 SH   SOLE   3,376 0 0
HANESBRANDS INC COM Stock 410345102 408 24,394 SH   SOLE   24,394 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,241 5,134 SH   SOLE   5,133 0 0
JPMORGAN U.S. AGGREGATE BOND ETF ETF 46641Q613 260 4,829 SH   SOLE   4,829 0 0
BROWN FORMAN CORP CL A Stock 115637100 268 3,950 SH   SOLE   3,950 0 0
FIFTH THIRD BANCORP COM Stock 316773100 1,738 39,915 SH   SOLE   39,915 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 535 6,670 SH   SOLE   6,670 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 612 1,182 SH   SOLE   1,182 0 0
ILLUMINA INC COM Stock 452327109 299 787 SH   SOLE   787 0 0
GENERAL MTRS CO COM Stock 37045V100 635 10,824 SH   SOLE   10,824 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,188 7,300 SH   SOLE   7,300 0 0
JPMORGAN CORPORATE BOND RESEARCH ENHANCED ETF ETF 46641Q449 1,874 34,360 SH   SOLE   34,360 0 0
OWL ROCK CAPITAL CORPORATION COM CEF 69121K104 2,579 182,119 SH   SOLE   182,119 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 238 99 SH   SOLE   99 0 0
WABTEC COM Stock 929740108 427 4,632 SH   SOLE   4,632 0 0
LILLY ELI & CO COM Stock 532457108 596 2,159 SH   SOLE   2,158 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 447 1,468 SH   SOLE   1,468 0 0
WISDOMTREE CLOUD COMPUTING FUND ETF 97717Y691 922 17,777 SH   SOLE   17,777 0 0
GRANITESHARES XOUT U.S. LARGE CAP ETF ETF 38747R603 752 16,583 SH   SOLE   16,583 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 544 8,553 SH   SOLE   8,553 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 889 7,265 SH   SOLE   7,265 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 734 13,900 SH   SOLE   13,900 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,986 8,929 SH   SOLE   8,928 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 7,003 69,343 SH   SOLE   69,342 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 544 5,842 SH   SOLE   5,842 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 1,016 18,736 SH   SOLE   18,736 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 1,248 18,178 SH   SOLE   18,178 0 0
ROYALTY PHARMA PLC SHS CLASS A Stock G7709Q104 22,539 565,584 SH   SOLE   565,584 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1,825 20,508 SH   SOLE   20,507 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1,706 14,806 SH   SOLE   14,806 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 958 12,285 SH   SOLE   12,285 0 0
FIRST TR EXCHANGE TRADED FD II CLOUD COMPUTING ETF 33734X192 495 4,744 SH   SOLE   4,744 0 0
VONTIER CORPORATION COM Stock 928881101 223 7,248 SH   SOLE   7,247 0 0
22ND CENTY GROUP INC COM Stock 90137F103 154 50,000 SH   SOLE   50,000 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 525 832 SH   SOLE   832 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877 928 18,413 SH   SOLE   18,413 0 0
AIRBNB INC COM CL A Stock 009066101 303 1,817 SH   SOLE   1,817 0 0
WHEELS UP EXPERIENCE INC COM CL A Stock 96328L106 93 20,024 SH   SOLE   20,024 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 1,111 10,260 SH   SOLE   10,260 0 0
VISA INC COM CL A Stock 92826C839 1,295 5,976 SH   SOLE   5,975 0 0
ISHARES CMBS ETF ETF 46429B366 1,176 22,173 SH   SOLE   22,173 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 327 2,223 SH   SOLE   2,223 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 276 943 SH   SOLE   943 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 1,246 11,648 SH   SOLE   11,648 0 0
META PLATFORMS INC CL A Stock 30303M102 4,336 12,890 SH   SOLE   12,890 0 0
SERVICENOW INC COM Stock 81762P102 592 912 SH   SOLE   912 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 445 800 SH   SOLE   800 0 0
MONDELEZ INTL INC CL A Stock 609207105 837 12,627 SH   SOLE   12,626 0 0
BROADCOM INC COM Stock 11135F101 4,066 6,110 SH   SOLE   6,110 0 0
EATON VANCE TAX MNGED BUY WRIT COM CEF 27828X100 178 10,372 SH   SOLE   10,372 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 790 15,379 SH   SOLE   15,379 0 0
MARTIN MARIETTA MATLS INC COM Stock 573284106 490 1,113 SH   SOLE   1,113 0 0
MAGNA INTL INC COM Stock 559222401 993 12,270 SH   SOLE   12,269 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 223 3,140 SH   SOLE   3,140 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 853 9,751 SH   SOLE   9,751 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 5,590 74,891 SH   SOLE   74,891 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 723 1,745 SH   SOLE   1,745 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200 1,213 39,659 SH   SOLE   39,659 0 0
NVIDIA CORPORATION COM Stock 67066G104 27,376 93,081 SH   SOLE   93,081 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 5,235 97,153 SH   SOLE   97,152 0 0
GRAINGER W W INC COM Stock 384802104 342 660 SH   SOLE   660 0 0
ABBVIE INC COM Stock 00287Y109 879 6,495 SH   SOLE   6,495 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 6,273 104,803 SH   SOLE   104,802 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 5,132 60,553 SH   SOLE   60,552 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,904 31,066 SH   SOLE   31,066 0 0
ISHARES MSCI EMERGING MARKETS SMALL-CAP ETF ETF 464286475 594 9,869 SH   SOLE   9,868 0 0
ZOETIS INC CL A Stock 98978V103 592 2,427 SH   SOLE   2,427 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 1,067 3,642 SH   SOLE   3,642 0 0
CHURCH & DWIGHT CO INC COM Stock 171340102 8,299 80,971 SH   SOLE   80,970 0 0
QUALCOMM INC COM Stock 747525103 514 2,809 SH   SOLE   2,809 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 797 17,474 SH   SOLE   17,474 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 264 1,265 SH   SOLE   1,265 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 411 1,145 SH   SOLE   1,145 0 0
MCDONALDS CORP COM Stock 580135101 3,142 11,721 SH   SOLE   11,720 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 481 3,519 SH   SOLE   3,519 0 0
DOVER CORP COM Stock 260003108 216 1,190 SH   SOLE   1,190 0 0
CISCO SYS INC COM Stock 17275R102 4,608 72,714 SH   SOLE   72,714 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 2,399 16,538 SH   SOLE   16,537 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 914 11,014 SH   SOLE   11,014 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 445 3,091 SH   SOLE   3,091 0 0
AUTODESK INC COM Stock 052769106 409 1,454 SH   SOLE   1,454 0 0
CDW CORP COM Stock 12514G108 216 1,053 SH   SOLE   1,053 0 0
AT&T INC COM Stock 00206R102 688 27,968 SH   SOLE   27,968 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 1,091 12,455 SH   SOLE   12,455 0 0
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 353 3,657 SH   SOLE   3,657 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 5,146 92,722 SH   SOLE   92,721 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 10,986 121,240 SH   SOLE   121,239 0 0
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 236 7,760 SH   SOLE   7,760 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 474 5,447 SH   SOLE   5,447 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 384 2,768 SH   SOLE   2,768 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 13,552 66,289 SH   SOLE   66,289 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 9,298 87,876 SH   SOLE   87,876 0 0
MANDIANT INC COM Stock 562662106 449 25,606 SH   SOLE   25,606 0 0
ISHARES U.S. FINANCIAL SERVICES ETF ETF 464287770 314 1,624 SH   SOLE   1,624 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 310 476 SH   SOLE   476 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 763 15,283 SH   SOLE   15,283 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 7,513 47,965 SH   SOLE   47,965 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 338 7,556 SH   SOLE   7,556 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 13,580 162,302 SH   SOLE   162,301 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 49,804 104,412 SH   SOLE   104,412 0 0
WELLS FARGO CO NEW COM Stock 949746101 220 4,581 SH   SOLE   4,580 0 0
UNION PAC CORP COM Stock 907818108 13,911 55,218 SH   SOLE   55,218 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 1,862 47,218 SH   SOLE   47,218 0 0
SALESFORCE COM INC COM Stock 79466L302 1,348 5,305 SH   SOLE   5,305 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 350 3,623 SH   SOLE   3,623 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 2,081 5,377 SH   SOLE   5,376 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202 1,813 38,863 SH   SOLE   38,863 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 312 468 SH   SOLE   468 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 254 715 SH   SOLE   714 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 9,914 62,609 SH   SOLE   62,608 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 1,647 27,795 SH   SOLE   27,795 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 3,203 77,198 SH   SOLE   77,198 0 0
CHEVRON CORP NEW COM Stock 166764100 4,395 37,451 SH   SOLE   37,450 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 5,983 51,454 SH   SOLE   51,453 0 0
CONOCOPHILLIPS COM Stock 20825C104 2,587 35,842 SH   SOLE   35,842 0 0
DANAHER CORPORATION COM Stock 235851102 9,236 28,072 SH   SOLE   28,071 0 0
M & T BK CORP COM Stock 55261F104 253 1,645 SH   SOLE   1,644 0 0
BK OF AMERICA CORP COM Stock 060505104 2,288 51,435 SH   SOLE   51,435 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 5,906 45,740 SH   SOLE   45,740 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 885 15,145 SH   SOLE   15,145 0 0
WALMART INC COM Stock 931142103 6,232 43,070 SH   SOLE   43,069 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 314 2,347 SH   SOLE   2,346 0 0
ORACLE CORP COM Stock 68389X105 364 4,172 SH   SOLE   4,171 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,978 22,985 SH   SOLE   22,985 0 0
TEXAS INSTRS INC COM Stock 882508104 12,133 64,378 SH   SOLE   64,377 0 0
TARGET CORP COM Stock 87612E106 544 2,349 SH   SOLE   2,349 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,916 17,090 SH   SOLE   17,090 0 0
PFIZER INC COM Stock 717081103 3,167 53,629 SH   SOLE   53,628 0 0
MORGAN STANLEY COM NEW Stock 617446448 377 3,841 SH   SOLE   3,841 0 0
3M CO COM Stock 88579Y101 514 2,891 SH   SOLE   2,891 0 0
KLA CORP COM NEW Stock 482480100 817 1,900 SH   SOLE   1,900 0 0
CATERPILLAR INC COM Stock 149123101 1,090 5,273 SH   SOLE   5,273 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 3,344 1,156 SH   SOLE   1,155 0 0
AMERICAN EXPRESS CO COM Stock 025816109 616 3,765 SH   SOLE   3,765 0 0
AMGEN INC COM Stock 031162100 702 3,122 SH   SOLE   3,121 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107 707 8,121 SH   SOLE   8,121 0 0
ANALOG DEVICES INC COM Stock 032654105 208 1,182 SH   SOLE   1,182 0 0
INVESCO VARIABLE RATE PREFERRED ETF ETF 46138G870 241 9,297 SH   SOLE   9,297 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 4,312 36,994 SH   SOLE   36,994 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,556 9,058 SH   SOLE   9,058 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 3,425 46,858 SH   SOLE   46,857 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,376 12,058 SH   SOLE   12,057 0 0
EATON CORP PLC SHS Stock G29183103 227 1,315 SH   SOLE   1,314 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 17,674 303,878 SH   SOLE   303,878 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,038 12,171 SH   SOLE   12,171 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 538 4,863 SH   SOLE   4,863 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 11,311 99,434 SH   SOLE   99,434 0 0
AXALTA COATING SYS LTD COM Stock G0750C108 417 12,585 SH   SOLE   12,585 0 0
CORBUS PHARMACEUTICALS HLDGS I COM Stock 21833P103 8 13,420 SH   SOLE   13,420 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 7,115 88,027 SH   SOLE   88,027 0 0
GARTNER INC COM Stock 366651107 328 981 SH   SOLE   981 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 27,878 384,678 SH   SOLE   384,678 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 214 3,493 SH   SOLE   3,493 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 953 22,697 SH   SOLE   22,697 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 587 6,181 SH   SOLE   6,180 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 3,768 7,661 SH   SOLE   7,660 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 276 1,375 SH   SOLE   1,374 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 486 7,788 SH   SOLE   7,788 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 1,404 5,060 SH   SOLE   5,059 0 0
ALTRIA GROUP INC COM Stock 02209S103 229 4,833 SH   SOLE   4,833 0 0
DOMINION ENERGY INC COM Stock 25746U109 741 9,436 SH   SOLE   9,435 0 0
CITIGROUP INC COM NEW Stock 172967424 241 3,995 SH   SOLE   3,994 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,632 26,676 SH   SOLE   26,676 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,459 2,906 SH   SOLE   2,905 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108 479 2,436 SH   SOLE   2,436 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 216 1,380 SH   SOLE   1,379 0 0
LOWES COS INC COM Stock 548661107 11,481 44,416 SH   SOLE   44,416 0 0
DEERE & CO COM Stock 244199105 1,699 4,954 SH   SOLE   4,954 0 0
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 9,161 95,721 SH   SOLE   95,720 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 253 2,962 SH   SOLE   2,961 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 239 4,211 SH   SOLE   4,211 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103 204 4,639 SH   SOLE   4,639 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 5,460 76,275 SH   SOLE   76,275 0 0
KRAFT HEINZ CO COM Stock 500754106 831 23,159 SH   SOLE   23,158 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 511 2,710 SH   SOLE   2,710 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 10,090 276,596 SH   SOLE   276,596 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 406 1,944 SH   SOLE   1,944 0 0
ISHARES CHINA LARGE-CAP ETF ETF 464287184 382 10,436 SH   SOLE   10,436 0 0
AUTOZONE INC COM Stock 053332102 208 99 SH   SOLE   99 0 0
BLACKROCK INC COM Stock 09247X101 539 589 SH   SOLE   588 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 25,555 90,274 SH   SOLE   90,274 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,621 20,609 SH   SOLE   20,608 0 0
APPLE INC COM Stock 037833100 30,754 173,193 SH   SOLE   173,193 0 0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 3,521 37,004 SH   SOLE   37,004 0 0
ABBOTT LABS COM Stock 002824100 10,736 76,282 SH   SOLE   76,282 0 0
DISNEY WALT CO COM Stock 254687106 8,831 57,012 SH   SOLE   57,012 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 5,790 21,896 SH   SOLE   21,896 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 360 2,072 SH   SOLE   2,071 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 13,132 78,199 SH   SOLE   78,198 0 0