The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 8,909 27,454 SH   SOLE   0 0 27,454
ISHARES TR RUSSELL 2000 ETF 464287655 2,234 15,138 SH   SOLE   0 0 15,138
AMAZON COM INC COM 023135106 736 241 SH   SOLE   0 0 241
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,163 9,436 SH   SOLE   0 0 9,436
ISHARES TR 1 3 YR TREAS BD 464287457 7,618 88,021 SH   SOLE   0 0 88,021
APPLE INC COM 037833100 494 1,302 SH   SOLE   0 0 1,302
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 355 8,170 SH   SOLE   0 0 8,170
ISHARES TR SELECT DIVID ETF 464287168 606 7,257 SH   SOLE   0 0 7,257
VANGUARD INDEX FDS VALUE ETF 922908744 11,036 106,552 SH   SOLE   0 0 106,552
VANGUARD INDEX FDS SMALL CP ETF 922908751 247 1,625 SH   SOLE   0 0 1,625
ISHARES TR CORE S&P TTL STK 464287150 1,056 14,502 SH   SOLE   0 0 14,502
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 450 5,413 SH   SOLE   0 0 5,413
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,064 11,349 SH   SOLE   0 0 11,349
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 502 12,265 SH   SOLE   0 0 12,265
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 299 2,904 SH   SOLE   0 0 2,904
ISHARES TR INTRM GOV CR ETF 464288612 19,758 167,567 SH   SOLE   0 0 167,567
ISHARES TR EAFE SML CP ETF 464288273 2,234 39,516 SH   SOLE   0 0 39,516
ISHARES TR CALIF MUN BD ETF 464288356 665 10,603 SH   SOLE   0 0 10,603
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,977 76,141 SH   SOLE   0 0 76,141
ISHARES TR MSCI ACWI ETF 464288257 235 3,009 SH   SOLE   0 0 3,009
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 382 4,959 SH   SOLE   0 0 4,959
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 239 7,642 SH   SOLE   0 0 7,642
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,804 36,068 SH   SOLE   0 0 36,068
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 615 9,045 SH   SOLE   0 0 9,045
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 715 22,586 SH   SOLE   0 0 22,586
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,916 109,061 SH   SOLE   0 0 109,061
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,787 54,021 SH   SOLE   0 0 54,021
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 451 1,517 SH   SOLE   0 0 1,517
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 564 10,398 SH   SOLE   0 0 10,398
FACEBOOK INC CL A 30303M102 344 1,475 SH   SOLE   0 0 1,475
ISHARES INC CORE MSCI EMKT 46434G103 8,354 159,820 SH   SOLE   0 0 159,820
ISHARES TR CORE MSCI EAFE 46432F842 1,249 20,734 SH   SOLE   0 0 20,734
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,675 28,814 SH   SOLE   0 0 28,814
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669 8,724 405,753 SH   SOLE   0 0 405,753
ISHARES TR MSCI LW CRB TG 46434V464 1,545 12,099 SH   SOLE   0 0 12,099
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 14,675 523,184 SH   SOLE   0 0 523,184
ISHARES INC ESG MSCI EM ETF 46434G863 371 10,501 SH   SOLE   0 0 10,501
ISHARES TR ESG MSCI EAFE 46435G516 334 5,224 SH   SOLE   0 0 5,224
ISHARES TR ESG MSCI USA ETF 46435G425 541 7,375 SH   SOLE   0 0 7,375