The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 480 246 SH   SOLE   0 0 246
APPLE INC COM 037833100 266 1,045 SH   SOLE   0 0 1,045
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 11,410 494,792 SH   SOLE   0 0 494,792
ISHARES TR CORE S&P TTL STK 464287150 738 12,904 SH   SOLE   0 0 12,904
ISHARES TR SELECT DIVID ETF 464287168 6,359 86,476 SH   SOLE   0 0 86,476
ISHARES TR CORE S&P500 ETF 464287200 6,945 26,877 SH   SOLE   0 0 26,877
ISHARES TR 1 3 YR TREAS BD 464287457 8,030 92,653 SH   SOLE   0 0 92,653
ISHARES TR RUSSELL 2000 ETF 464287655 1,726 15,081 SH   SOLE   0 0 15,081
ISHARES TR 3YRTB ETF 464288125 276 3,575 SH   SOLE   0 0 3,575
ISHARES TR EAFE SML CP ETF 464288273 1,767 39,411 SH   SOLE   0 0 39,411
ISHARES TR INTRM GOV CR ETF 464288612 18,467 160,974 SH   SOLE   0 0 160,974
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 270 4,469 SH   SOLE   0 0 4,469
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,206 36,024 SH   SOLE   0 0 36,024
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 466 9,045 SH   SOLE   0 0 9,045
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,108 101,905 SH   SOLE   0 0 101,905
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,436 54,167 SH   SOLE   0 0 54,167
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,194 61,741 SH   SOLE   0 0 61,741
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 553 22,665 SH   SOLE   0 0 22,665
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 974 9,420 SH   SOLE   0 0 9,420
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,014 11,349 SH   SOLE   0 0 11,349
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 544 6,623 SH   SOLE   0 0 6,623
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 359 10,763 SH   SOLE   0 0 10,763
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 227 2,904 SH   SOLE   0 0 2,904
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 239 7,137 SH   SOLE   0 0 7,137
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 278 1,173 SH   SOLE   0 0 1,173
VANGUARD INDEX FDS VALUE ETF 922908744 711 7,984 SH   SOLE   0 0 7,984
FACEBOOK INC CL A 30303M102 246 1,475 SH   SOLE   0 0 1,475
INVESCO EXCHANGE-TRADED FD T GBL SRT TRM HY 46138E669 8,138 411,643 SH   SOLE   0 0 411,643
ISHARES TR CORE MSCI EAFE 46432F842 931 18,656 SH   SOLE   0 0 18,656
ISHARES INC CORE MSCI EMKT 46434G103 6,993 172,791 SH   SOLE   0 0 172,791
ISHARES INC ESG MSCI EM ETF 46434G863 246 8,983 SH   SOLE   0 0 8,983
ISHARES TR MSCI LW CRB TG 46434V464 954 9,328 SH   SOLE   0 0 9,328
ISHARES TR ESG MSCI USA ETF 46435G425 364 6,323 SH   SOLE   0 0 6,323
ISHARES TR ESG MSCI EAFE 46435G516 230 4,318 SH   SOLE   0 0 4,318
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,732 75,885 SH   SOLE   0 0 75,885
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,589 63,799 SH   SOLE   0 0 63,799