The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 7,397 29,401 SH   SOLE   0 0 29,401
ISHARES TR RUSSELL 2000 ETF 464287655 2,023 15,107 SH   SOLE   0 0 15,107
VANGUARD GROUP DIV APP ETF 921908844 957 9,772 SH   SOLE   0 0 9,772
ISHARES TR 1 3 YR TREAS BD 464287457 4,360 52,142 SH   SOLE   0 0 52,142
ISHARES TR IBOXX INV CP ETF 464287242 315 2,790 SH   SOLE   0 0 2,790
APPLE INC COM 037833100 213 1,348 SH   SOLE   0 0 1,348
ISHARES TR MSCI AC ASIA ETF 464288182 3,570 56,198 SH   SOLE   0 0 56,198
ISHARES TR SELECT DIVID ETF 464287168 6,250 69,981 SH   SOLE   0 0 69,981
ISHARES TR 3YRTB ETF 464288125 3,509 43,999 SH   SOLE   0 0 43,999
ISHARES TR CORE S&P TTL STK 464287150 731 12,886 SH   SOLE   0 0 12,886
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 291 3,070 SH   SOLE   0 0 3,070
ISHARES TR INTRM GOV CR ETF 464288612 20,321 187,777 SH   SOLE   0 0 187,777
ISHARES TR EAFE SML CP ETF 464288273 2,137 41,232 SH   SOLE   0 0 41,232
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,536 79,883 SH   SOLE   0 0 79,883
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 266 4,439 SH   SOLE   0 0 4,439
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 262 9,224 SH   SOLE   0 0 9,224
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,423 40,587 SH   SOLE   0 0 40,587
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 565 9,319 SH   SOLE   0 0 9,319
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 752 25,844 SH   SOLE   0 0 25,844
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,093 88,957 SH   SOLE   0 0 88,957
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,327 46,623 SH   SOLE   0 0 46,623
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,184 46,494 SH   SOLE   0 0 46,494
FACEBOOK INC CL A 30303M102 219 1,671 SH   SOLE   0 0 1,671
ISHARES INC CORE MSCI EMKT 46434G103 6,243 132,399 SH   SOLE   0 0 132,399
ISHARES TR CORE MSCI EAFE 46432F842 1,205 21,910 SH   SOLE   0 0 21,910
INVESCO EXCHNG TRADED FD TR GBL SRT TRM HY 46138E669 9,580 422,010 SH   SOLE   0 0 422,010
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 13,071 515,413 SH   SOLE   0 0 515,413