The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 8,475 28,390 SH   SOLE   0 0 28,390
ISHARES TR RUSSELL 2000 ETF 464287655 2,409 15,918 SH   SOLE   0 0 15,918
AMAZON COM INC COM 023135106 427 246 SH   SOLE   0 0 246
VANGUARD GROUP DIV APP ETF 921908844 1,126 9,420 SH   SOLE   0 0 9,420
ISHARES TR 1 3 YR TREAS BD 464287457 8,146 96,037 SH   SOLE   0 0 96,037
ISHARES TR SELECT DIVID ETF 464287168 10,144 99,495 SH   SOLE   0 0 99,495
ISHARES TR 3YRTB ETF 464288125 280 3,600 SH   SOLE   0 0 3,600
ISHARES TR CORE S&P TTL STK 464287150 1,582 23,581 SH   SOLE   0 0 23,581
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 211 2,070 SH   SOLE   0 0 2,070
ISHARES TR INTRM GOV CR ETF 464288612 18,224 160,965 SH   SOLE   0 0 160,965
ISHARES TR EAFE SML CP ETF 464288273 2,487 43,449 SH   SOLE   0 0 43,449
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,317 83,244 SH   SOLE   0 0 83,244
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 257 3,613 SH   SOLE   0 0 3,613
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,550 35,953 SH   SOLE   0 0 35,953
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 641 9,187 SH   SOLE   0 0 9,187
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 733 23,037 SH   SOLE   0 0 23,037
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,565 102,060 SH   SOLE   0 0 102,060
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,119 61,657 SH   SOLE   0 0 61,657
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,980 54,398 SH   SOLE   0 0 54,398
FACEBOOK INC CL A 30303M102 263 1,475 SH   SOLE   0 0 1,475
ISHARES INC CORE MSCI EMKT 46434G103 9,498 193,751 SH   SOLE   0 0 193,751
ISHARES TR CORE MSCI EAFE 46432F842 1,233 20,193 SH   SOLE   0 0 20,193
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,014 68,226 SH   SOLE   0 0 68,226
INVESCO EXCHNG TRADED FD TR GBL SRT TRM HY 46138E669 9,208 401,912 SH   SOLE   0 0 401,912
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 15,335 542,066 SH   SOLE   0 0 542,066
ISHARES TR CORE MSCI INTL 46435G326 595 10,900 SH   SOLE   0 0 10,900