The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 697 6,385 SH   SOLE 0 0 0 6,385
ISHARES TR RUS 1000 VAL ETF 464287598 2,748 17,555 SH   SOLE 0 0 0 17,555
ISHARES TR RUS 1000 GRW ETF 464287614 5,178 18,894 SH   SOLE 0 0 0 18,894
ISHARES TR RUSSELL 2000 ETF 464287655 1,384 6,325 SH   SOLE 0 0 0 6,325
ISHARES TR RUS 2000 VAL ETF 464287630 693 4,325 SH   SOLE 0 0 0 4,325
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,347 12,459 SH   SOLE 0 0 0 12,459
AMAZON COM INC COM 023135106 2,424 738 SH   SOLE 0 0 0 738
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,080 3,956 SH   SOLE 0 0 0 3,956
EMERSON ELEC CO COM 291011104 311 3,302 SH   SOLE 0 0 0 3,302
HERSHEY CO COM 427866108 211 1,248 SH   SOLE 0 0 0 1,248
INVESCO QQQ TR UNIT SER 1 46090E103 1,262 3,525 SH   SOLE 0 0 0 3,525
ABBOTT LABS COM 002824100 322 2,729 SH   SOLE 0 0 0 2,729
ADVANCED MICRO DEVICES INC COM 007903107 243 2,362 SH   SOLE 0 0 0 2,362
INTEL CORP COM 458140100 329 6,172 SH   SOLE 0 0 0 6,172
ILLINOIS TOOL WKS INC COM 452308109 237 1,147 SH   SOLE 0 0 0 1,147
ISHARES TR RUS 2000 GRW ETF 464287648 2,192 7,466 SH   SOLE 0 0 0 7,466
DISNEY WALT CO COM 254687106 722 4,270 SH   SOLE 0 0 0 4,270
HONEYWELL INTL INC COM 438516106 1,228 5,783 SH   SOLE 0 0 0 5,783
SYSCO CORP COM 871829107 211 2,689 SH   SOLE 0 0 0 2,689
JOHNSON & JOHNSON COM 478160104 1,344 8,325 SH   SOLE 0 0 0 8,325
PFIZER INC COM 717081103 380 8,846 SH   SOLE 0 0 0 8,846
ISHARES TR MSCI EAFE ETF 464287465 555 7,110 SH   SOLE 0 0 0 7,110
CHEVRON CORP NEW COM 166764100 292 2,881 SH   SOLE 0 0 0 2,881
MICROSOFT CORP COM 594918104 3,719 13,191 SH   SOLE 0 0 0 13,191
AT&T INC COM 00206R102 291 10,770 SH   SOLE 0 0 0 10,770
CISCO SYS INC COM 17275R102 321 5,889 SH   SOLE 0 0 0 5,889
INTERNATIONAL BUSINESS MACHS COM 459200101 212 1,523 SH   SOLE 0 0 0 1,523
COCA COLA CO COM 191216100 463 8,816 SH   SOLE 0 0 0 8,816
PEPSICO INC COM 713448108 1,710 11,366 SH   SOLE 0 0 0 11,366
PPG INDS INC COM 693506107 682 4,769 SH   SOLE 0 0 0 4,769
STRYKER CORPORATION COM 863667101 350 1,329 SH   SOLE 0 0 0 1,329
VERIZON COMMUNICATIONS INC COM 92343V104 365 6,752 SH   SOLE 0 0 0 6,752
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,538 102,127 SH   SOLE 0 0 0 102,127
ISHARES TR RUS MID CAP ETF 464287499 358 4,580 SH   SOLE 0 0 0 4,580
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 457 12,180 SH   SOLE 0 0 0 12,180
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 851 8,700 SH   SOLE 0 0 0 8,700
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,738 11,638 SH   SOLE 0 0 0 11,638
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 327 4,743 SH   SOLE 0 0 0 4,743
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 368 2,888 SH   SOLE 0 0 0 2,888
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 912 5,082 SH   SOLE 0 0 0 5,082
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,024 6,668 SH   SOLE 0 0 0 6,668
SCHWAB CHARLES CORP COM 808513105 306 4,203 SH   SOLE 0 0 0 4,203
DEERE & CO COM 244199105 255 762 SH   SOLE 0 0 0 762
BK OF AMERICA CORP COM 060505104 515 12,123 SH   SOLE 0 0 0 12,123
AUTOMATIC DATA PROCESSING IN COM 053015103 474 2,372 SH   SOLE 0 0 0 2,372
EXXON MOBIL CORP COM 30231G102 318 5,408 SH   SOLE 0 0 0 5,408
WALMART INC COM 931142103 263 1,887 SH   SOLE 0 0 0 1,887
APPLIED MATLS INC COM 038222105 508 3,945 SH   SOLE 0 0 0 3,945
UNION PAC CORP COM 907818108 670 3,417 SH   SOLE 0 0 0 3,417
TEXAS INSTRS INC COM 882508104 218 1,132 SH   SOLE 0 0 0 1,132
COSTCO WHSL CORP NEW COM 22160K105 625 1,391 SH   SOLE 0 0 0 1,391
DANAHER CORPORATION COM 235851102 322 1,059 SH   SOLE 0 0 0 1,059
MCKESSON CORP COM 58155Q103 312 1,563 SH   SOLE 0 0 0 1,563
MERCK & CO INC COM 58933Y105 262 3,487 SH   SOLE 0 0 0 3,487
MORGAN STANLEY COM NEW 617446448 1,087 11,166 SH   SOLE 0 0 0 11,166
PROCTER AND GAMBLE CO COM 742718109 728 5,210 SH   SOLE 0 0 0 5,210
HOME DEPOT INC COM 437076102 872 2,655 SH   SOLE 0 0 0 2,655
MCDONALDS CORP COM 580135101 394 1,636 SH   SOLE 0 0 0 1,636
NIKE INC CL B 654106103 244 1,682 SH   SOLE 0 0 0 1,682
JPMORGAN CHASE & CO COM 46625H100 1,348 8,234 SH   SOLE 0 0 0 8,234
UNITEDHEALTH GROUP INC COM 91324P102 368 942 SH   SOLE 0 0 0 942
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 526 1,643 SH   SOLE 0 0 0 1,643
MARSH & MCLENNAN COS INC COM 571748102 1,871 12,357 SH   SOLE 0 0 0 12,357
3M CO COM 88579Y101 398 2,267 SH   SOLE 0 0 0 2,267
COMCAST CORP NEW CL A 20030N101 213 3,809 SH   SOLE 0 0 0 3,809
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,470 20,130 SH   SOLE 0 0 0 20,130
NORFOLK SOUTHN CORP COM 655844108 446 1,865 SH   SOLE 0 0 0 1,865
NEXTERA ENERGY INC COM 65339F101 253 3,226 SH   SOLE 0 0 0 3,226
CSX CORP COM 126408103 436 14,658 SH   SOLE 0 0 0 14,658
APPLE INC COM 037833100 6,671 47,142 SH   SOLE 0 0 0 47,142
AMERICAN WTR WKS CO INC NEW COM 030420103 557 3,295 SH   SOLE 0 0 0 3,295
ISHARES TR MSCI EMG MKT ETF 464287234 1,545 30,663 SH   SOLE 0 0 0 30,663
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 253 1,390 SH   SOLE 0 0 0 1,390
CHUBB LIMITED COM H1467J104 772 4,449 SH   SOLE 0 0 0 4,449
AON PLC SHS CL A G0403H108 429 1,500 SH   SOLE 0 0 0 1,500
S&P GLOBAL INC COM 78409V104 376 884 SH   SOLE 0 0 0 884
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,428 108,528 SH   SOLE 0 0 0 108,528
PAYCHEX INC COM 704326107 459 4,084 SH   SOLE 0 0 0 4,084
NORTHROP GRUMMAN CORP COM 666807102 217 602 SH   SOLE 0 0 0 602
BOSTON SCIENTIFIC CORP COM 101137107 920 21,198 SH   SOLE 0 0 0 21,198
CLOROX CO DEL COM 189054109 204 1,232 SH   SOLE 0 0 0 1,232
NVIDIA CORPORATION COM 67066G104 313 1,510 SH   SOLE 0 0 0 1,510
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 2,380 1,117,405 SH   SOLE 0 0 0 1,117,405
CHURCH & DWIGHT INC COM 171340102 437 5,296 SH   SOLE 0 0 0 5,296
YUM BRANDS INC COM 988498101 664 5,429 SH   SOLE 0 0 0 5,429
ALPHABET INC CAP STK CL A 02079K305 1,115 417 SH   SOLE 0 0 0 417
SPDR GOLD TR GOLD SHS 78463V107 2,118 12,898 SH   SOLE 0 0 0 12,898
VANGUARD INDEX FDS VALUE ETF 922908744 23,392 172,804 SH   SOLE 0 0 0 172,804
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,143 48,109 SH   SOLE 0 0 0 48,109
VANGUARD INDEX FDS GROWTH ETF 922908736 39,317 135,497 SH   SOLE 0 0 0 135,497
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,431 30,092 SH   SOLE 0 0 0 30,092
ISHARES GOLD TR ISHARES NEW 464285204 1,031 30,851 SH   SOLE 0 0 0 30,851
THERMO FISHER SCIENTIFIC INC COM 883556102 209 365 SH   SOLE 0 0 0 365
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 495 9,055 SH   SOLE 0 0 0 9,055
VANGUARD WORLD FDS INF TECH ETF 92204A702 921 2,294 SH   SOLE 0 0 0 2,294
MASTERCARD INCORPORATED CL A 57636Q104 700 2,013 SH   SOLE 0 0 0 2,013
ISHARES TR US AER DEF ETF 464288760 398 3,815 SH   SOLE 0 0 0 3,815
ISHARES TR U.S. MED DVC ETF 464288810 941 14,994 SH   SOLE 0 0 0 14,994
WISDOMTREE TR US HIGH DIVIDEND 97717W208 474 6,160 SH   SOLE 0 0 0 6,160
ISHARES TR MSCI USA ESG SLC 464288802 1,183 12,328 SH   SOLE 0 0 0 12,328
AMARIN CORP PLC SPONS ADR NEW 023111206 58 11,318 SH   SOLE 0 0 0 11,318
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 742 3,142 SH   SOLE 0 0 0 3,142
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 718 11,779 SH   SOLE 0 0 0 11,779
DISCOVER FINL SVCS COM 254709108 357 2,907 SH   SOLE 0 0 0 2,907
EAGLE BULK SHIPPING INC COM Y2187A150 5,614 111,348 SH   SOLE 0 0 0 111,348
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 241 2,332 SH   SOLE 0 0 0 2,332
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,271 124,210 SH   SOLE 0 0 0 124,210
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 502 5,902 SH   SOLE 0 0 0 5,902
VISA INC COM CL A 92826C839 728 3,266 SH   SOLE 0 0 0 3,266
SEACOAST BKG CORP FLA COM NEW 811707801 924 27,319 SH   SOLE 0 0 0 27,319
INFORMATION SVCS GROUP INC COM 45675Y104 539 75,000 SH   SOLE 0 0 0 75,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 204 1,375 SH   SOLE 0 0 0 1,375
TESLA INC COM 88160R101 466 601 SH   SOLE 0 0 0 601
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 426 1,895 SH   SOLE 0 0 0 1,895
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,633 9,385 SH   SOLE 0 0 0 9,385
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,003 2,543 SH   SOLE 0 0 0 2,543
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,261 23,479 SH   SOLE 0 0 0 23,479
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6,249 44,434 SH   SOLE 0 0 0 44,434
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,633 7,630 SH   SOLE 0 0 0 7,630
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 285 3,834 SH   SOLE 0 0 0 3,834
FACEBOOK INC CL A 30303M102 564 1,661 SH   SOLE 0 0 0 1,661
ISHARES INC CORE MSCI EMKT 46434G103 730 11,821 SH   SOLE 0 0 0 11,821
ISHARES TR CORE MSCI EAFE 46432F842 2,532 34,101 SH   SOLE 0 0 0 34,101
ABBVIE INC COM 00287Y109 560 5,187 SH   SOLE 0 0 0 5,187
ALPHABET INC CAP STK CL C 02079K107 1,111 417 SH   SOLE 0 0 0 417
ARK ETF TR NEXT GNRTN INTER 00214Q401 3,666 26,399 SH   SOLE 0 0 0 26,399
ARK ETF TR INNOVATION ETF 00214Q104 24,331 220,128 SH   SOLE 0 0 0 220,128
ARK ETF TR GENOMIC REV ETF 00214Q302 771 10,314 SH   SOLE 0 0 0 10,314
PAYPAL HLDGS INC COM 70450Y103 296 1,137 SH   SOLE 0 0 0 1,137
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 373 6,807 SH   SOLE 0 0 0 6,807
ISHARES INC ESG AWR MSCI EM 46434G863 790 19,063 SH   SOLE 0 0 0 19,063
ISHARES TR ESG AW MSCI EAFE 46435G516 370 4,725 SH   SOLE 0 0 0 4,725
YUM CHINA HLDGS INC COM 98850P109 310 5,341 SH   SOLE 0 0 0 5,341
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,624 37,348 SH   SOLE 0 0 0 37,348
ISHARES TR CORE MSCI INTL 46435G326 1,038 15,532 SH   SOLE 0 0 0 15,532
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 382 5,835 SH   SOLE 0 0 0 5,835
WISDOMTREE TR INTL ESG FUND 97717Y709 202 6,625 SH   SOLE 0 0 0 6,625
LIVEXLIVE MEDIA INC COM NEW 53839L208 473 158,137 SH   SOLE 0 0 0 158,137
ISHARES TR ESG AWARE MSCI 46435U663 669 17,146 SH   SOLE 0 0 0 17,146
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 889 11,099 SH   SOLE 0 0 0 11,099
FASTLY INC CL A 31188V100 699 17,280 SH   SOLE 0 0 0 17,280
ISHARES TR GENOMICS IMMUN 46435U192 345 6,800 SH   SOLE 0 0 0 6,800
BLACKROCK HEALTH SCIENCS TR COM SHS 09260E105 579 21,456 SH   SOLE 0 0 0 21,456