The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 349 3,800 SH   SOLE 0 0 0 3,800
ISHARES TR RUS 1000 VAL ETF 464287598 2,312 16,908 SH   SOLE 0 0 0 16,908
ISHARES TR RUS 1000 GRW ETF 464287614 3,840 15,922 SH   SOLE 0 0 0 15,922
ISHARES TR RUSSELL 2000 ETF 464287655 1,229 6,271 SH   SOLE 0 0 0 6,271
ISHARES TR RUS 2000 VAL ETF 464287630 565 4,287 SH   SOLE 0 0 0 4,287
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,818 10,213 SH   SOLE 0 0 0 10,213
AMAZON COM INC COM 023135106 1,954 600 SH   SOLE 0 0 0 600
BRISTOL-MYERS SQUIBB CO COM 110122108 324 5,230 SH   SOLE 0 0 0 5,230
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 875 3,772 SH   SOLE 0 0 0 3,772
EMERSON ELEC CO COM 291011104 240 2,990 SH   SOLE 0 0 0 2,990
INVESCO QQQ TR UNIT SER 1 46090E103 1,202 3,830 SH   SOLE 0 0 0 3,830
ABBOTT LABS COM 002824100 214 1,956 SH   SOLE 0 0 0 1,956
ADVANCED MICRO DEVICES INC COM 007903107 230 2,510 SH   SOLE 0 0 0 2,510
INTEL CORP COM 458140100 221 4,441 SH   SOLE 0 0 0 4,441
ILLINOIS TOOL WKS INC COM 452308109 245 1,200 SH   SOLE 0 0 0 1,200
ISHARES TR RUS 2000 GRW ETF 464287648 2,051 7,152 SH   SOLE 0 0 0 7,152
ORACLE CORP COM 68389X105 373 5,759 SH   SOLE 0 0 0 5,759
DISNEY WALT CO COM 254687106 583 3,220 SH   SOLE 0 0 0 3,220
HONEYWELL INTL INC COM 438516106 1,219 5,730 SH   SOLE 0 0 0 5,730
JOHNSON & JOHNSON COM 478160104 1,181 7,504 SH   SOLE 0 0 0 7,504
PFIZER INC COM 717081103 251 6,825 SH   SOLE 0 0 0 6,825
ISHARES TR MSCI EAFE ETF 464287465 519 7,110 SH   SOLE 0 0 0 7,110
MICROSOFT CORP COM 594918104 3,295 14,814 SH   SOLE 0 0 0 14,814
AT&T INC COM 00206R102 250 8,688 SH   SOLE 0 0 0 8,688
CISCO SYS INC COM 17275R102 202 4,506 SH   SOLE 0 0 0 4,506
INTERNATIONAL BUSINESS MACHS COM 459200101 278 2,206 SH   SOLE 0 0 0 2,206
COCA COLA CO COM 191216100 422 7,696 SH   SOLE 0 0 0 7,696
PEPSICO INC COM 713448108 1,657 11,174 SH   SOLE 0 0 0 11,174
PPG INDS INC COM 693506107 826 5,729 SH   SOLE 0 0 0 5,729
STRYKER CORPORATION COM 863667101 212 864 SH   SOLE 0 0 0 864
VERIZON COMMUNICATIONS INC COM 92343V104 313 5,326 SH   SOLE 0 0 0 5,326
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,748 103,967 SH   SOLE 0 0 0 103,967
ISHARES TR RUS MID CAP ETF 464287499 314 4,580 SH   SOLE 0 0 0 4,580
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 326 2,506 SH   SOLE 0 0 0 2,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 884 6,259 SH   SOLE 0 0 0 6,259
BK OF AMERICA CORP COM 060505104 276 9,104 SH   SOLE 0 0 0 9,104
AUTOMATIC DATA PROCESSING IN COM 053015103 381 2,161 SH   SOLE 0 0 0 2,161
APPLIED MATLS INC COM 038222105 382 4,430 SH   SOLE 0 0 0 4,430
UNION PAC CORP COM 907818108 679 3,262 SH   SOLE 0 0 0 3,262
COLGATE PALMOLIVE CO COM 194162103 428 5,001 SH   SOLE 0 0 0 5,001
COSTCO WHSL CORP NEW COM 22160K105 480 1,273 SH   SOLE 0 0 0 1,273
MCKESSON CORP COM 58155Q103 261 1,500 SH   SOLE 0 0 0 1,500
MERCK & CO. INC COM 58933Y105 287 3,511 SH   SOLE 0 0 0 3,511
MORGAN STANLEY COM NEW 617446448 688 10,036 SH   SOLE 0 0 0 10,036
PROCTER AND GAMBLE CO COM 742718109 619 4,448 SH   SOLE 0 0 0 4,448
HOME DEPOT INC COM 437076102 606 2,283 SH   SOLE 0 0 0 2,283
MCDONALDS CORP COM 580135101 298 1,389 SH   SOLE 0 0 0 1,389
JPMORGAN CHASE & CO COM 46625H100 895 7,042 SH   SOLE 0 0 0 7,042
UNITEDHEALTH GROUP INC COM 91324P102 208 593 SH   SOLE 0 0 0 593
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 358 1,372 SH   SOLE 0 0 0 1,372
MARSH & MCLENNAN COS INC COM 571748102 2,352 20,101 SH   SOLE 0 0 0 20,101
3M CO COM 88579Y101 528 3,021 SH   SOLE 0 0 0 3,021
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,949 20,291 SH   SOLE 0 0 0 20,291
NORFOLK SOUTHN CORP COM 655844108 413 1,740 SH   SOLE 0 0 0 1,740
CSX CORP COM 126408103 435 4,795 SH   SOLE 0 0 0 4,795
APPLE INC COM 037833100 5,881 44,322 SH   SOLE 0 0 0 44,322
AMERICAN WTR WKS CO INC NEW COM 030420103 480 3,130 SH   SOLE 0 0 0 3,130
ISHARES TR MSCI EMG MKT ETF 464287234 1,536 29,726 SH   SOLE 0 0 0 29,726
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 229 1,390 SH   SOLE 0 0 0 1,390
CHUBB LIMITED COM H1467J104 699 4,542 SH   SOLE 0 0 0 4,542
AON PLC SHS CL A G0403H108 327 1,546 SH   SOLE 0 0 0 1,546
S&P GLOBAL INC COM 78409V104 266 808 SH   SOLE 0 0 0 808
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,277 65,392 SH   SOLE 0 0 0 65,392
PAYCHEX INC COM 704326107 354 3,797 SH   SOLE 0 0 0 3,797
BOSTON SCIENTIFIC CORP COM 101137107 857 23,850 SH   SOLE 0 0 0 23,850
CLOROX CO DEL COM 189054109 220 1,090 SH   SOLE 0 0 0 1,090
STANLEY BLACK & DECKER INC COM 854502101 320 1,790 SH   SOLE 0 0 0 1,790
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 3,048 777,604 SH   SOLE 0 0 0 777,604
CHURCH & DWIGHT INC COM 171340102 449 5,145 SH   SOLE 0 0 0 5,145
YUM BRANDS INC COM 988498101 575 5,300 SH   SOLE 0 0 0 5,300
ALPHABET INC CAP STK CL A 02079K305 587 335 SH   SOLE 0 0 0 335
SPDR GOLD TR GOLD SHS 78463V107 1,199 6,723 SH   SOLE 0 0 0 6,723
VANGUARD INDEX FDS VALUE ETF 922908744 12,459 104,737 SH   SOLE 0 0 0 104,737
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,214 22,604 SH   SOLE 0 0 0 22,604
VANGUARD INDEX FDS GROWTH ETF 922908736 25,264 99,723 SH   SOLE 0 0 0 99,723
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,003 22,426 SH   SOLE 0 0 0 22,426
ISHARES GOLD TRUST ISHARES 464285105 994 54,850 SH   SOLE 0 0 0 54,850
VANGUARD WORLD FDS INF TECH ETF 92204A702 525 1,484 SH   SOLE 0 0 0 1,484
MASTERCARD INCORPORATED CL A 57636Q104 619 1,734 SH   SOLE 0 0 0 1,734
WISDOMTREE TR US HIGH DIVIDEND 97717W208 427 6,160 SH   SOLE 0 0 0 6,160
ISHARES TR MSCI USA ESG SLC 464288802 973 11,823 SH   SOLE 0 0 0 11,823
AMARIN CORP PLC SPONS ADR NEW 023111206 55 11,318 SH   SOLE 0 0 0 11,318
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 666 3,139 SH   SOLE 0 0 0 3,139
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 872 14,940 SH   SOLE 0 0 0 14,940
DISCOVER FINL SVCS COM 254709108 204 2,253 SH   SOLE 0 0 0 2,253
EAGLE BULK SHIPPING INC COM Y2187A150 2,009 105,719 SH   SOLE 0 0 0 105,719
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 273 2,979 SH   SOLE 0 0 0 2,979
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,464 73,384 SH   SOLE 0 0 0 73,384
VISA INC COM CL A 92826C839 552 2,523 SH   SOLE 0 0 0 2,523
SEACOAST BKG CORP FLA COM NEW 811707801 672 22,819 SH   SOLE 0 0 0 22,819
INFORMATION SVCS GROUP INC COM 45675Y104 246 75,000 SH   SOLE 0 0 0 75,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 242 16,025 SH   SOLE 0 0 0 16,025
TESLA INC COM 88160R101 223 316 SH   SOLE 0 0 0 316
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 315 1,600 SH   SOLE 0 0 0 1,600
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,294 9,213 SH   SOLE 0 0 0 9,213
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 826 2,404 SH   SOLE 0 0 0 2,404
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,077 26,414 SH   SOLE 0 0 0 26,414
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 5,269 42,600 SH   SOLE 0 0 0 42,600
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 297 4,634 SH   SOLE 0 0 0 4,634
FACEBOOK INC CL A 30303M102 373 1,365 SH   SOLE 0 0 0 1,365
ISHARES INC CORE MSCI EMKT 46434G103 684 11,020 SH   SOLE 0 0 0 11,020
ISHARES TR CORE MSCI EAFE 46432F842 2,323 33,629 SH   SOLE 0 0 0 33,629
ABBVIE INC COM 00287Y109 506 4,718 SH   SOLE 0 0 0 4,718
ALPHABET INC CAP STK CL C 02079K107 505 288 SH   SOLE 0 0 0 288
ARK ETF TR NEXT GNRTN INTER 00214Q401 571 3,901 SH   SOLE 0 0 0 3,901
ARK ETF TR INNOVATION ETF 00214Q104 26,444 212,415 SH   SOLE 0 0 0 212,415
ARK ETF TR GENOMIC REV ETF 00214Q302 1,130 12,122 SH   SOLE 0 0 0 12,122
ISHARES TR MSCI LW CRB TG 46434V464 396 2,660 SH   SOLE 0 0 0 2,660
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 434 7,858 SH   SOLE 0 0 0 7,858
ISHARES INC ESG AWR MSCI EM 46434G863 777 18,508 SH   SOLE 0 0 0 18,508
ISHARES TR ESG AW MSCI EAFE 46435G516 383 5,245 SH   SOLE 0 0 0 5,245
YUM CHINA HLDGS INC COM 98850P109 303 5,300 SH   SOLE 0 0 0 5,300
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,378 35,954 SH   SOLE 0 0 0 35,954
ISHARES TR CORE MSCI INTL 46435G326 900 14,598 SH   SOLE 0 0 0 14,598
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 328 5,835 SH   SOLE 0 0 0 5,835
LIVEXLIVE MEDIA INC COM NEW 53839L208 251 76,667 SH   SOLE 0 0 0 76,667
ISHARES TR ESG AWARE MSCI 46435U663 719 21,080 SH   SOLE 0 0 0 21,080
FASTLY INC CL A 31188V100 636 7,280 SH   SOLE 0 0 0 7,280