The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 385 2,341 SH   SOLE   0 0 385
AFLAC Inc. COM 001055102 378 7,230 SH   SOLE   0 0 7,230
AT&T Inc. COM 00206R102 348 9,208 SH   SOLE   0 0 9,208
Abbott Laboratories COM 002824100 869 10,387 SH   SOLE   0 0 10,387
Alphabet Inc. Class A COM 02079K305 584 478 SH   SOLE   0 0 478
Alphabet Inc. Class C COM 02079K107 308 253 SH   SOLE   0 0 253
American Express Co. COM 025816109 655 5,535 SH   SOLE   0 0 5,535
Amgen Inc. COM 031162100 1,713 8,850 SH   SOLE   0 0 8,850
Anthem, Inc. COM 036752103 1,000 4,163 SH   SOLE   0 0 4,163
Apple Inc. COM 037833100 1,919 8,568 SH   SOLE   0 0 8,568
Automatic Data Processing Inc. COM 053015103 1,482 9,178 SH   SOLE   0 0 9,178
Avalonbay Communities COM 053484101 1,171 5,440 SH   SOLE   0 0 5,440
Bank of America Corp COM 060505104 226 7,737 SH   SOLE   0 0 7,737
Becton Dickinson & Co. COM 075887109 446 1,765 SH   SOLE   0 0 1,765
Berkshire Hathaway Class B COM 084670702 1,180 5,671 SH   SOLE   0 0 5,671
CVS Health Corporation COM 126650100 565 8,959 SH   SOLE   0 0 8,959
Camden Property Trust COM 133131102 1,414 12,735 SH   SOLE   0 0 12,735
Chevron Corp COM 166764100 1,514 12,769 SH   SOLE   0 0 12,769
Chubb Limited COM H1467J104 430 2,663 SH   SOLE   0 0 2,663
Cigna Corporation COM 125523100 202 1,331 SH   SOLE   0 0 1,331
Cisco Systems Inc. COM 17275R102 1,263 25,568 SH   SOLE   0 0 25,568
Coca-Cola Company COM 191216100 5,067 93,074 SH   SOLE   0 0 93,074
Colgate-Palmolive Co COM 194162103 582 7,920 SH   SOLE   0 0 7,920
Comcast cl A COM 20030N101 1,135 25,170 SH   SOLE   0 0 25,171
ConocoPhillips COM 20825C104 744 13,062 SH   SOLE   0 0 13,062
Costco Wholesale Corp COM 22160K105 2,350 8,156 SH   SOLE   0 0 8,156
Danaher Corporation COM 235851102 2,440 16,896 SH   SOLE   0 0 16,896
Diageo PLC ADS COM 25243Q205 730 4,465 SH   SOLE   0 0 4,465
Dominion Energy, Inc. COM 25746U109 923 11,385 SH   SOLE   0 0 11,385
Dow Inc. COM 260557103 321 6,742 SH   SOLE   0 0 6,742
DuPont de Nemours Inc. COM 26614N102 483 6,767 SH   SOLE   0 0 6,767
Duke Energy Corp COM 26441C204 844 8,809 SH   SOLE   0 0 8,809
Emerson Electric Co. COM 291011104 1,161 17,369 SH   SOLE   0 0 17,369
Energy Transfer LP COM 29273V100 183 14,000 SH   SOLE   0 0 14,000
Enterprise Products Part LP COM 293792107 323 11,300 SH   SOLE   0 0 11,300
Equity Residential Properties COM 29476L107 707 8,200 SH   SOLE   0 0 8,200
Expedia, Inc. COM 30212P303 404 3,009 SH   SOLE   0 0 3,009
Exxon Mobil Corporation COM 30231G102 1,846 26,136 SH   SOLE   0 0 26,136
Fiserv Inc. COM 337738108 2,363 22,811 SH   SOLE   0 0 22,811
Fortive Corporation COM 34959J108 942 13,735 SH   SOLE   0 0 13,735
General Electric Company COM 369604103 108 12,066 SH   SOLE   0 0 12,066
General Mills Inc. COM 370334104 1,172 21,255 SH   SOLE   0 0 21,255
Genuine Parts Company COM 372460105 593 5,950 SH   SOLE   0 0 5,950
Goldman Sachs Group Inc COM 38141G104 264 1,275 SH   SOLE   0 0 1,275
Home Depot Inc. COM 437076102 3,528 15,205 SH   SOLE   0 0 15,205
Honeywell Intl Inc COM 438516106 1,578 9,324 SH   SOLE   0 0 9,324
Intel Corporation COM 458140100 1,597 30,987 SH   SOLE   0 0 30,987
JPMorgan Chase & Co COM 46625H100 1,358 11,537 SH   SOLE   0 0 11,537
Johnson & Johnson COM 478160104 5,565 43,007 SH   SOLE   0 0 43,007
Merck & Co. Inc. COM 58933Y105 1,182 14,047 SH   SOLE   0 0 14,047
Microsoft Corporation COM 594918104 2,193 15,777 SH   SOLE   0 0 15,777
Mondelez International Inc COM 609207105 1,814 32,793 SH   SOLE   0 0 32,793
Morgan Stanley COM 617446448 364 8,525 SH   SOLE   0 0 8,525
Norzinc Ltd COM 136802105 6 87,500 SH   SOLE   0 0 87,500
Novo-Nordisk A/S COM 670100205 492 9,510 SH   SOLE   0 0 9,510
Nucor Corporation COM 670346105 289 5,679 SH   SOLE   0 0 5,679
PepsiCo, Inc. COM 713448108 1,732 12,633 SH   SOLE   0 0 12,633
Pfizer Inc. COM 717081103 1,719 47,855 SH   SOLE   0 0 47,855
Phillips 66 COM 718546104 591 5,776 SH   SOLE   0 0 5,776
Procter & Gamble Co. COM 742718109 2,048 16,462 SH   SOLE   0 0 16,462
Republic Services Inc. COM 760759100 714 8,247 SH   SOLE   0 0 8,247
Stryker Corp COM 863667101 892 4,123 SH   SOLE   0 0 4,123
Sysco Corporation COM 871829107 2,870 36,150 SH   SOLE   0 0 36,150
TJX Companies Inc. COM 872540109 3,155 56,602 SH   SOLE   0 0 56,602
U.S. Bancorp COM 902973304 1,315 23,770 SH   SOLE   0 0 23,770
Union Pacific Corp. COM 907818108 608 3,755 SH   SOLE   0 0 3,755
United Technologies Corp COM 913017109 1,430 10,477 SH   SOLE   0 0 10,477
Verizon Communications, Inc. COM 92343V104 1,059 17,551 SH   SOLE   0 0 17,551
Walt Disney Company COM 254687106 2,395 18,378 SH   SOLE   0 0 18,378
IShares Select Dividend ETF OTR 464287168 339 3,325 SH   SOLE   0 0 3,325
IShares Barclays TIPS ETF OTR 464287176 2,434 20,934 SH   SOLE   0 0 20,934
IShares S&P ST AMT Free ETF OTR 464288158 234 2,200 SH   SOLE   0 0 2,200
IShares ST Corp Bond ETF OTR 464288646 3,293 61,354 SH   SOLE   0 0 61,354
Invesco Financial Pfd ETF OTR 46137V621 234 12,500 SH   SOLE   0 0 12,500
S&P Preferred Stock ETF OTR 464288687 1,193 31,789 SH   SOLE   0 0 31,789
SPDR Gold Trust OTR 78463V107 254 1,827 SH   SOLE   0 0 1,827
SPDR S&P 500 ETF Trust OTR 78462F103 1,285 4,330 SH   SOLE   0 0 4,330
Vanguard Ext Mkt ETF OTR 922908652 963 8,274 SH   SOLE   0 0 8,274
Vanguard Interm Corp ETF OTR 92206C870 3,843 38,177 SH   SOLE   0 0 38,177
Vanguard Interm Govt ETF OTR 92206C706 368 5,525 SH   SOLE   0 0 5,525
Vanguard Sh Term Bond ETF OTR 921937827 3,565 44,127 SH   SOLE   0 0 44,127
Vanguard Sh Term Corp ETF OTR 92206C409 3,257 40,183 SH   SOLE   0 0 40,183
Vanguard Tot Bond ETF OTR 921937835 714 8,460 SH   SOLE   0 0 8,460
Vanguard FTSE All-World ex-US OTR 922042775 381 7,645 SH   SOLE   0 0 7,645
Vanguard Total Stock Mkt OTR 922908769 225 1,490 SH   SOLE   0 0 1,490
iShares S&P Midcap 400 OTR 464287507 222 1,149 SH   SOLE   0 0 1,149
iShr MSCI EAFE OTR 464287465 259 3,967 SH   SOLE   0 0 3,967