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LOSS AND LOSS ADJUSTMENT EXPENSE RESERVES (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Gross loss and LAE reserves, January 1     $ 140.7 $ 33.3
Reinsurance recoverable on unpaid losses     (18.9) (11.4)
Net loss and LAE reserves, January 1     121.8 21.9
Net incurred loss and LAE related to:        
Current year     282.0 204.4
Prior years     21.3 6.1
Total incurred $ 76.1 $ 100.9 303.3 210.5
Net paid loss and LAE related to:        
Current year     165.8 125.2
Prior years     100.4 23.3
Total paid     266.2 148.5
Net loss and LAE reserves, September 30 158.9 83.9 158.9 83.9
Plus reinsurance recoverable on unpaid losses 66.4 26.5 66.4 26.5
Gross loss and LAE reserves, September 30 $ 225.3 $ 110.4 $ 225.3 $ 110.4