The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOEING CO COM 097023105 366 1,665 SH   SOLE   0 0 1,665
CATERPILLAR INC COM 149123101 341 1,775 SH   SOLE   0 0 1,775
DEERE & CO COM 244199105 1,039 3,100 SH   SOLE   0 0 3,100
DOMINION ENERGY INC COM 25746U109 254 3,474 SH   SOLE   0 0 3,474
EXXON MOBIL CORP COM 30231G102 313 5,315 SH   SOLE   0 0 5,315
ISHARES TR MORNINGSTR US EQ 464287127 5,604 92,345 SH   SOLE   0 0 92,345
ISHARES TR S&P MC 400GR ETF 464287606 254 3,206 SH   SOLE   0 0 3,206
ISHARES TR MRGSTR MD CP ETF 464288208 5,896 88,613 SH   SOLE   0 0 88,613
ISHARES TR NATIONAL MUN ETF 464288414 699 6,013 SH   SOLE   0 0 6,013
JOHNSON & JOHNSON COM 478160104 261 1,614 SH   SOLE   0 0 1,614
KIMBERLY-CLARK CORP COM 494368103 352 2,658 SH   SOLE   0 0 2,658
MICROSOFT CORP COM 594918104 430 1,524 SH   SOLE   0 0 1,524
PEPSICO INC COM 713448108 290 1,931 SH   SOLE   0 0 1,931
PFIZER INC COM 717081103 909 21,126 SH   SOLE   0 0 21,126
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15,631 153,355 SH   SOLE   0 0 153,355
ROYCE VALUE TR INC COM 780910105 340 18,843 SH   SOLE   0 0 18,843
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 236 6,211 SH   SOLE   0 0 6,211
SPDR SER TR PORTFLI TIPS ETF 78464A656 220 7,088 SH   SOLE   0 0 7,088
SPDR SER TR S&P DIVID ETF 78464A763 733 6,235 SH   SOLE   0 0 6,235
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,788 17,212 SH   SOLE   0 0 17,212
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,155 15,063 SH   SOLE   0 0 15,063
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,867 65,564 SH   SOLE   0 0 65,564
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,678 26,809 SH   SOLE   0 0 26,809
3M CO COM 88579Y101 328 1,871 SH   SOLE   0 0 1,871
UNITEDHEALTH GROUP INC COM 91324P102 230 588 SH   SOLE   0 0 588
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,028 45,753 SH   SOLE   0 0 45,753
VANGUARD STAR FDS VG TL INTL STK F 921909768 290 4,592 SH   SOLE   0 0 4,592
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 377 2,119 SH   SOLE   0 0 2,119
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 19,121 223,773 SH   SOLE   0 0 223,773
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 289 5,722 SH   SOLE   0 0 5,722
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 23,945 231,692 SH   SOLE   0 0 231,692
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 577 10,983 SH   SOLE   0 0 10,983
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 212 2,084 SH   SOLE   0 0 2,084
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 563 9,230 SH   SOLE   0 0 9,230
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 434 7,073 SH   SOLE   0 0 7,073
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,514 54,780 SH   SOLE   0 0 54,780
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 338 3,828 SH   SOLE   0 0 3,828
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 340 4,828 SH   SOLE   0 0 4,828
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 347 5,052 SH   SOLE   0 0 5,052
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 228 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 253 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS MID CAP ETF 922908629 727 3,072 SH   SOLE   0 0 3,072
VANGUARD INDEX FDS GROWTH ETF 922908736 26,774 92,271 SH   SOLE   0 0 92,271
VANGUARD INDEX FDS VALUE ETF 922908744 4,321 31,919 SH   SOLE   0 0 31,919
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,346 33,593 SH   SOLE   0 0 33,593