Consolidated Statements Of Financial Condition - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 11,423,093	$ 8,160,028
Interest-bearing deposits in other banks	13,079,185	8,680,889
Cash and cash equivalents	24,502,278	16,840,917
Securities available for sale	82,051,189	85,100,578
Securities held to maturity (fair value of $71,201,953 and $70,699,651,respectively)	78,207,206	77,427,309
Loans, net of allowance of $2,735,174 and $2,578,174, respectively	711,890,347	719,025,762
Premises and equipment, net	7,852,299	7,884,335
Federal Home Loan Bank (FHLB) stock and other restricted securities	5,918,600	5,490,900
Accrued interest receivable	3,777,228	3,966,651
Core deposit intangibles	251,240	267,272
Bank-owned life insurance	30,392,377	30,206,325
Other assets	5,447,449	4,888,954
Total Assets	950,290,213	951,099,003
Liabilities and Equity
Non-interest bearing deposits	38,107,101	38,653,349
Interest bearing deposits	652,604,123	662,758,100
Total deposits	690,711,224	701,411,449
Advance payments by borrowers for taxes and insurance	3,499,731	3,174,661
Other liabilities	4,961,068	4,534,516
Total liabilities	811,203,954	811,439,880
Stockholders’ Equity
Preferred stock $0.01 par value 1,000,000 shares authorized, none issued and outstanding at March 31, 2023 and December 31, 2022
Common stock $0.01 par value, 30,000,000 shares authorized, 13,572,356 issued and outstanding at March 31, 2023 and 13,699,016 at December 31, 2022	135,723	136,989
Additional paid-in capital	57,928,185	59,099,476
Retained earnings	92,527,240	91,756,673
Unearned ESOP shares (429,900 shares at March 31, 2023 and 436,945 shares at December 31, 2022)	(5,047,701)	(5,123,002)
Accumulated other comprehensive loss	(6,457,188)	(6,211,013)
Total stockholders’ equity	139,086,259	139,659,123
Total liabilities and stockholders’ equity	950,290,213	951,099,003
Short term debt
Liabilities and Equity
FHLB advances	36,500,000	59,000,000
Long term debt
Liabilities and Equity
FHLB advances	$ 75,531,931	$ 43,319,254