The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   88,877 813 SH   OTR   0 813 0
ABBVIE INC COM 00287Y109   269,647 1,740 SH   OTR   0 1,740 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   121,546,511 203,732 SH   DFND 1 0 203,732 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   6,763,654 11,337 SH   OTR   0 11,337 0
ADVISORSHARES TR PURE US CANNABIS 00768Y453   28,110 4,010 SH   DFND 1 0 4,010 0
AGILENT TECHNOLOGIES INC COM 00846U101   701,128 5,043 SH   DFND 1 0 5,043 0
AGNICO EAGLE MINES LTD COM 008474108   18,868 344 SH   OTR   0 344 0
AIR PRODS & CHEMS INC COM 009158106   933,931 3,411 SH   DFND 1 0 3,411 0
AIR PRODS & CHEMS INC COM 009158106   27,379 100 SH   OTR   0 100 0
ALGONQUIN PWR UTILS CORP COM 015857105   29,931 4,721 SH   OTR   0 4,721 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   21,780 281 SH   OTR   0 281 0
ALIGN TECHNOLOGY INC COM 016255101   644,448 2,352 SH   DFND 1 0 2,352 0
ALPHABET INC CAP STK CL C 02079K107   302,722,149 2,148,032 SH   DFND 1 0 2,148,032 0
ALPHABET INC CAP STK CL C 02079K107   1,633,378 11,590 SH   OTR   0 11,590 0
ALPHABET INC CAP STK CL A 02079K305   22,404,040 160,384 SH   DFND 1 0 160,384 0
ALPHABET INC CAP STK CL A 02079K305   15,592,337 111,621 SH   OTR   0 111,621 0
ALTRIA GROUP INC COM 02209S103   686,748 17,024 SH   DFND 1 0 17,024 0
ALTRIA GROUP INC COM 02209S103   222,555 5,517 SH   OTR   0 5,517 0
AMAZON COM INC COM 023135106   207,224,736 1,363,859 SH   DFND 1 0 1,363,859 0
AMAZON COM INC COM 023135106   10,867,204 71,523 SH   OTR   0 71,523 0
AMERIPRISE FINL INC COM 03076C106   580,000 1,527 SH   DFND 1 0 1,527 0
ANALOG DEVICES INC COM 032654105   1,353,583 6,817 SH   DFND 1 0 6,817 0
ANTERO RESOURCES CORP COM 03674X106   161,481 7,120 SH   OTR   0 7,120 0
APA CORPORATION COM 03743Q108   99,387 2,770 SH   OTR   0 2,770 0
APPLE INC COM 037833100   3,004,238 15,604 SH   DFND 1 0 15,604 0
APPLE INC COM 037833100   1,929,343 10,021 SH   OTR   0 10,021 0
ARISTA NETWORKS INC COM 040413106   235,510 1,000 SH   OTR   0 1,000 0
ARK ETF TR INNOVATION ETF 00214Q104   1,022,943 19,533 SH   DFND 1 0 19,533 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   137,759 182 SH   DFND 1 0 182 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   44,658 59 SH   OTR   0 59 0
AUTOMATIC DATA PROCESSING IN COM 053015103   471,298 2,023 SH   DFND 1 0 2,023 0
AVANTOR INC COM 05352A100   624,286 27,345 SH   DFND 1 0 27,345 0
BAKER HUGHES COMPANY CL A 05722G100   530,712 15,527 SH   DFND 1 0 15,527 0
BANK AMERICA CORP COM 060505104   904,679 26,869 SH   DFND 1 0 26,869 0
BANK MONTREAL QUE COM 063671101   82,303 819 SH   OTR   0 819 0
BCE INC COM NEW 05534B760   31,058 785 SH   OTR   0 785 0
BECTON DICKINSON & CO COM 075887109   66,790,157 273,921 SH   DFND 1 0 273,921 0
BECTON DICKINSON & CO COM 075887109   3,913,227 16,049 SH   OTR   0 16,049 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,752,983 4,915 SH   DFND 1 0 4,915 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,847,855 5,181 SH   OTR   0 5,181 0
BIONTECH SE SPONSORED ADS 09075V102   3,166 30 SH   OTR   0 30 0
BLACKROCK INC COM 09247X101   405,900 500 SH   OTR   0 500 0
BLACKSTONE INC COM 09260D107   470,788 3,596 SH   DFND 1 0 3,596 0
BOEING CO COM 097023105   692,834 2,658 SH   DFND 1 0 2,658 0
BOOKING HOLDINGS INC COM 09857L108   1,018,052 287 SH   DFND 1 0 287 0
BOOKING HOLDINGS INC COM 09857L108   28,377 8 SH   OTR   0 8 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100   404,666 4,294 SH   DFND 1 0 4,294 0
BUNGE LIMITED COM G16962105   2,190,606 20,670 SH   OTR   0 20,670 0
CADENCE DESIGN SYSTEM INC COM 127387108   238,283,983 874,854 SH   DFND 1 0 874,854 0
CADENCE DESIGN SYSTEM INC COM 127387108   6,350,578 23,316 SH   OTR   0 23,316 0
CAE INC COM 124765108   26,873 1,239 SH   OTR   0 1,239 0
CAMECO CORP COM 13321L108   24,610 571 SH   OTR   0 571 0
CANADIAN NATL RY CO COM 136375102   525,007 4,179 SH   DFND 1 0 4,179 0
CANADIAN NATL RY CO COM 136375102   43,449 344 SH   OTR   0 344 0
CARMAX INC COM 143130102   546,772 7,125 SH   DFND 1 0 7,125 0
CARRIER GLOBAL CORPORATION COM 14448C104   467,011 8,129 SH   DFND 1 0 8,129 0
CATERPILLAR INC COM 149123101   823,440 2,785 SH   DFND 1 0 2,785 0
CHEVRON CORP NEW COM 166764100   1,332,744 8,935 SH   DFND 1 0 8,935 0
CHEVRON CORP NEW COM 166764100   42,510 285 SH   OTR   0 285 0
CISCO SYS INC COM 17275R102   177,325 3,510 SH   OTR   0 3,510 0
CLOROX CO DEL COM 189054109   652,064 4,573 SH   DFND 1 0 4,573 0
CLOUDFLARE INC CL A COM 18915M107   25,061 301 SH   OTR   0 301 0
CME GROUP INC COM 12572Q105   908,528 4,314 SH   DFND 1 0 4,314 0
CME GROUP INC COM 12572Q105   12,636 60 SH   OTR   0 60 0
COCA COLA CO COM 191216100   50,679 860 SH   OTR   0 860 0
COLGATE PALMOLIVE CO COM 194162103   75,601,746 948,460 SH   DFND 1 0 948,460 0
COLGATE PALMOLIVE CO COM 194162103   3,834,608 48,107 SH   OTR   0 48,107 0
CONOCOPHILLIPS COM 20825C104   8,124 70 SH   DFND 1 0 70 0
CONOCOPHILLIPS COM 20825C104   97,498 840 SH   OTR   0 840 0
CORECARD CORPORATION COM 45816D100   4,149 300 SH   OTR   0 300 0
DANAHER CORPORATION COM 235851102   27,066 117 SH   OTR   0 117 0
DEERE & CO COM 244199105   23,992 60 SH   OTR   0 60 0
DEVON ENERGY CORP NEW COM 25179M103   145,866 3,220 SH   OTR   0 3,220 0
DISNEY WALT CO COM 254687106   12,821 142 SH   DFND 1 0 142 0
DISNEY WALT CO COM 254687106   188,435 2,087 SH   OTR   0 2,087 0
DOVER CORP COM 260003108   1,462,733 9,510 SH   DFND 1 0 9,510 0
DOW INC COM 260557103   256,596 4,679 SH   OTR   0 4,679 0
DUPONT DE NEMOURS INC COM 26614N102   53,312 693 SH   OTR   0 693 0
EDWARDS LIFESCIENCES CORP COM 28176E108   168,899,850 2,215,080 SH   DFND 1 0 2,215,080 0
EDWARDS LIFESCIENCES CORP COM 28176E108   6,394,324 83,860 SH   OTR   0 83,860 0
ELEVANCE HEALTH INC COM 036752103   903,980 1,917 SH   DFND 1 0 1,917 0
ENDEAVOUR SILVER CORP COM 29258Y103   91,687 46,500 SH   OTR   0 46,500 0
EOG RES INC COM 26875P101   98,574 815 SH   OTR   0 815 0
ERO COPPER CORP COM 296006109   78,950 5,000 SH   OTR   0 5,000 0
EXACT SCIENCES CORP COM 30063P105   295,920 4,000 SH   OTR   0 4,000 0
EXXON MOBIL CORP COM 30231G102   672,965 6,731 SH   DFND 1 0 6,731 0
EXXON MOBIL CORP COM 30231G102   281,243 2,813 SH   OTR   0 2,813 0
FEDEX CORP COM 31428X106   517,323 2,045 SH   DFND 1 0 2,045 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103   861,314 607 SH   DFND 1 0 607 0
FIRST MAJESTIC SILVER CORP COM 32076V103   3,082 500 SH   OTR   0 500 0
FIRST TR EXCHANGE TRADED FD INDXX NAT RE ETF 33734X838   20,337 1,562 SH   OTR   0 1,562 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   34,188 635 SH   OTR   0 635 0
FISERV INC COM 337738108   682,664 5,139 SH   DFND 1 0 5,139 0
FORTUNA SILVER MINES INC COM 349915108   138,000 35,680 SH   OTR   0 35,680 0
FRANCO NEV CORP COM 351858105   15,735 142 SH   OTR   0 142 0
FREEPORT-MCMORAN INC CL B 35671D857   24,094 566 SH   OTR   0 566 0
GALLAGHER ARTHUR J & CO COM 363576109   139,561,652 620,605 SH   DFND 1 0 620,605 0
GALLAGHER ARTHUR J & CO COM 363576109   4,105,409 18,256 SH   OTR   0 18,256 0
GARRETT MOTION INC COM 366505105   145 15 SH   DFND 1 0 15 0
GATOS SILVER INC COM 368036109   130,276 19,920 SH   OTR   0 19,920 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   363,404 4,700 SH   DFND 1 0 4,700 0
GENERAL ELECTRIC CO COM NEW 369604301   592,968 4,646 SH   DFND 1 0 4,646 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   20,528 403 SH   OTR   0 403 0
GLOBAL X FDS GBL X BLOCKCHAIN 37960A735   48,644 1,052 SH   OTR   0 1,052 0
GOLDMAN SACHS GROUP INC COM 38141G104   30,861 80 SH   OTR   0 80 0
HARROW HEALTH INC COM 415858109   26,768 2,390 SH   OTR   0 2,390 0
HECLA MNG CO COM 422704106   118,181 24,570 SH   OTR   0 24,570 0
HOME DEPOT INC COM 437076102   110,896 320 SH   OTR   0 320 0
INTERNATIONAL BUSINESS MACHS COM 459200101   103,036 630 SH   OTR   0 630 0
INTUIT COM 461202103   1,110,678 1,777 SH   DFND 1 0 1,777 0
INTUITIVE SURGICAL INC COM NEW 46120E602   40,483 120 SH   OTR   0 120 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   179,734 1,139 SH   OTR   0 1,139 0
INVESCO QQQ TR UNIT SER 1 46090E103   72,485 177 SH   OTR   0 177 0
ISHARES GOLD TR ISHARES NEW 464285204   1,261,878 32,331 SH   DFND 1 0 32,331 0
ISHARES GOLD TR ISHARES NEW 464285204   1,063,645 27,252 SH   OTR   0 27,252 0
ISHARES INC MSCI CDA ETF 464286509   251,918 6,868 SH   OTR   0 6,868 0
ISHARES INC CORE MSCI EMKT 46434G103   85,581 1,692 SH   OTR   0 1,692 0
ISHARES INC MSCI GBL ETF NEW 46434G848   7,447,621 172,919 SH   OTR   0 172,919 0
ISHARES SILVER TR ISHARES 46428Q109   22,977 1,055 SH   OTR   0 1,055 0
ISHARES TR TIPS BD ETF 464287176   298,177 2,774 SH   OTR   0 2,774 0
ISHARES TR CORE S&P500 ETF 464287200   12,521,070 26,215 SH   OTR   0 26,215 0
ISHARES TR MSCI EMG MKT ETF 464287234   74,066 1,842 SH   OTR   0 1,842 0
ISHARES TR IBOXX INV CP ETF 464287242   31,538 285 SH   DFND 1 0 285 0
ISHARES TR IBOXX INV CP ETF 464287242   3,122,161 28,214 SH   OTR   0 28,214 0
ISHARES TR GLOBAL ENERG ETF 464287341   45,172 1,155 SH   OTR   0 1,155 0
ISHARES TR 7-10 YR TRSY BD 464287440   497,565 5,162 SH   OTR   0 5,162 0
ISHARES TR RUS 2000 VAL ETF 464287630   75,956 489 SH   OTR   0 489 0
ISHARES TR MSCI ACWI ETF 464288257   637,996 6,269 SH   OTR   0 6,269 0
ISHARES TR CALIF MUN BD ETF 464288356   548,865 9,473 SH   DFND 1 0 9,473 0
ISHARES TR NATIONAL MUN ETF 464288414   764,832 7,055 SH   DFND 1 0 7,055 0
ISHARES TR NATIONAL MUN ETF 464288414   331,084 3,054 SH   OTR   0 3,054 0
ISHARES TR ISHS 1-5YR INVS 464288646   710,056 13,848 SH   OTR   0 13,848 0
ISHARES TR GLB CNSM STP ETF 464288737   199,688 3,368 SH   OTR   0 3,368 0
ISHARES TR US AER DEF ETF 464288760   126,600 1,000 SH   OTR   0 1,000 0
ISHARES TR US REGNL BKS ETF 464288778   289,407 6,917 SH   OTR   0 6,917 0
ISHARES TR 0-5YR HI YL CP 46434V407   600,959 14,234 SH   OTR   0 14,234 0
ISHARES TR MSCI CHINA A 46434V514   67,596 2,618 SH   OTR   0 2,618 0
ISHARES TR GLOBAL REIT ETF 46434V647   214,597 8,875 SH   OTR   0 8,875 0
ISHARES TR CORE MSCI EURO 46434V738   91,993 1,672 SH   OTR   0 1,672 0
ISHARES TR MSCI INTL VLU FT 46435G409   2,146,806 80,981 SH   DFND 1 0 80,981 0
ISHARES TR MSCI INTL VLU FT 46435G409   136,871 5,163 SH   OTR   0 5,163 0
ISHARES TR CYBERSECURITY 46435U135   681,450 15,000 SH   OTR   0 15,000 0
ISHARES TR ROBOTICS ARTIF 46435U556   431,250 12,500 SH   OTR   0 12,500 0
JOHNSON & JOHNSON COM 478160104   400,000 2,552 SH   DFND 1 0 2,552 0
JOHNSON & JOHNSON COM 478160104   276,802 1,766 SH   OTR   0 1,766 0
JPMORGAN CHASE & CO COM 46625H100   469,816 2,762 SH   DFND 1 0 2,762 0
JPMORGAN CHASE & CO COM 46625H100   37,932 223 SH   OTR   0 223 0
KELLOGG CO COM 487836108   86,660 1,550 SH   OTR   0 1,550 0
KENVUE INC COM 49177J102   92,342 4,289 SH   OTR   0 4,289 0
KEURIG DR PEPPER INC COM 49271V100   6,797 204 SH   OTR   0 204 0
KKR & CO INC COM 48251W104   1,559,982 18,829 SH   DFND 1 0 18,829 0
KRAFT HEINZ CO COM 500754106   2,699 73 SH   OTR   0 73 0
LAMB WESTON HLDGS INC COM 513272104   622,057 5,755 SH   DFND 1 0 5,755 0
LAUDER ESTEE COS INC CL A 518439104   66,836,396 457,001 SH   DFND 1 0 457,001 0
LAUDER ESTEE COS INC CL A 518439104   3,898,147 26,654 SH   OTR   0 26,654 0
LOCKHEED MARTIN CORP COM 539830109   480,434 1,060 SH   OTR   0 1,060 0
LOWES COS INC COM 548661107   527,443 2,370 SH   DFND 1 0 2,370 0
MANULIFE FINL CORP COM 56501R106   32,752 1,475 SH   OTR   0 1,475 0
MASTERCARD INCORPORATED CL A 57636Q104   87,388,913 204,893 SH   DFND 1 0 204,893 0
MASTERCARD INCORPORATED CL A 57636Q104   1,899,249 4,453 SH   OTR   0 4,453 0
MCDONALDS CORP COM 580135101   79,757,631 268,988 SH   DFND 1 0 268,988 0
MCDONALDS CORP COM 580135101   5,950,066 20,067 SH   OTR   0 20,067 0
MCEWEN MNG INC COM NEW 58039P305   106,708 14,800 SH   OTR   0 14,800 0
MERCADOLIBRE INC COM 58733R102   510,750 325 SH   DFND 1 0 325 0
MERCK & CO INC COM 58933Y105   412,313 3,782 SH   DFND 1 0 3,782 0
MERCK & CO INC COM 58933Y105   38,157 350 SH   OTR   0 350 0
META PLATFORMS INC CL A 30303M102   2,332,950 6,591 SH   DFND 1 0 6,591 0
META PLATFORMS INC CL A 30303M102   1,417,255 4,004 SH   OTR   0 4,004 0
METALLA RTY & STREAMING LTD COM NEW 59124U605   32,330 10,497 SH   OTR   0 10,497 0
METLIFE INC COM 59156R108   163,341 2,470 SH   OTR   0 2,470 0
METTLER TOLEDO INTERNATIONAL COM 592688105   181,944 150 SH   OTR   0 150 0
MICROSOFT CORP COM 594918104   333,902,837 887,945 SH   DFND 1 0 887,945 0
MICROSOFT CORP COM 594918104   23,758,959 63,182 SH   OTR   0 63,182 0
MICROSTRATEGY INC CL A NEW 594972408   10,105 16 SH   OTR   0 16 0
MONDELEZ INTL INC CL A 609207105   876,547 12,102 SH   DFND 1 0 12,102 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   769,575 2,458 SH   DFND 1 0 2,458 0
MSCI INC COM 55354G100   93,332 165 SH   DFND 1 0 165 0
NABORS INDUSTRIES LTD SHS G6359F137   79,997 980 SH   OTR   0 980 0
NETFLIX INC COM 64110L106   468,378 962 SH   DFND 1 0 962 0
NETFLIX INC COM 64110L106   255,125 524 SH   OTR   0 524 0
NIKE INC CL B 654106103   129,896,730 1,196,433 SH   DFND 1 0 1,196,433 0
NIKE INC CL B 654106103   5,480,722 50,481 SH   OTR   0 50,481 0
NOMAD FOODS LTD USD ORD SHS G6564A105   537,891 31,734 SH   DFND 1 0 31,734 0
NORTHERN TR CORP COM 665859104   14,766 175 SH   OTR   0 175 0
NVIDIA CORPORATION COM 67066G104   1,505,468 3,040 SH   DFND 1 0 3,040 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   973 25 SH   OTR   0 25 0
ONECONNECT FINL TECHNOLOGY C SPONSORED ADS 68248T204   526 163 SH   OTR   0 163 0
ORGANON & CO COMMON STOCK 68622V106   504 35 SH   OTR   0 35 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   20,604 1,200 SH   OTR   0 1,200 0
PALO ALTO NETWORKS INC COM 697435105   935,949 3,174 SH   DFND 1 0 3,174 0
PALO ALTO NETWORKS INC COM 697435105   40,693 138 SH   OTR   0 138 0
PAN AMERN SILVER CORP COM 697900108   102,713 6,210 SH   OTR   0 6,210 0
PAYPAL HLDGS INC COM 70450Y103   19,037 310 SH   OTR   0 310 0
PEPSICO INC COM 713448108   1,345,472 7,922 SH   DFND 1 0 7,922 0
PEPSICO INC COM 713448108   971,484 5,720 SH   OTR   0 5,720 0
PFIZER INC COM 717081103   92,703 3,220 SH   OTR   0 3,220 0
PHILIP MORRIS INTL INC COM 718172109   1,449,208 15,404 SH   DFND 1 0 15,404 0
PHILIP MORRIS INTL INC COM 718172109   128,419 1,365 SH   OTR   0 1,365 0
PINTEREST INC CL A 72352L106   402,439 10,865 SH   DFND 1 0 10,865 0
PLUG POWER INC COM NEW 72919P202   7,425 1,650 SH   OTR   0 1,650 0
PROCTER AND GAMBLE CO COM 742718109   3,216,699 21,951 SH   DFND 1 0 21,951 0
PROCTER AND GAMBLE CO COM 742718109   183,175 1,250 SH   OTR   0 1,250 0
PROGRESSIVE CORP COM 743315103   606,219 3,806 SH   DFND 1 0 3,806 0
PRUDENTIAL FINL INC COM 744320102   7,674 74 SH   DFND 1 0 74 0
QUALCOMM INC COM 747525103   271,904 1,880 SH   OTR   0 1,880 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   100,968 1,200 SH   OTR   0 1,200 0
RESTAURANT BRANDS INTL INC COM 76131D103   145,135 1,852 SH   OTR   0 1,852 0
ROGERS COMMUNICATIONS INC CL B 775109200   36,229 764 SH   OTR   0 764 0
ROYAL BK CDA COM 780087102   79,265 780 SH   OTR   0 780 0
S&P GLOBAL INC COM 78409V104   186,322,339 422,960 SH   DFND 1 0 422,960 0
S&P GLOBAL INC COM 78409V104   6,348,774 14,412 SH   OTR   0 14,412 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   536,554 2,115 SH   DFND 1 0 2,115 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   254,481 2,975 SH   OTR   0 2,975 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   218,906 2,611 SH   OTR   0 2,611 0
SHOPIFY INC CL A 82509L107   81,795 1,050 SH   OTR   0 1,050 0
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107   99,803 18,380 SH   OTR   0 18,380 0
SILVERCORP METALS INC COM 82835P103   119,046 45,500 SH   OTR   0 45,500 0
SM ENERGY CO COM 78454L100   103,382 2,670 SH   OTR   0 2,670 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   38,817 103 SH   OTR   0 103 0
SPDR GOLD TR GOLD SHS 78463V107   7,570,140 39,599 SH   DFND 1 0 39,599 0
SPDR GOLD TR GOLD SHS 78463V107   943,997 4,938 SH   OTR   0 4,938 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,149,827 4,523 SH   OTR   0 4,523 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,229,746 37,458 SH   DFND 1 0 37,458 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   331,944 10,111 SH   OTR   0 10,111 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   57,276 2,240 SH   DFND 1 0 2,240 0
SPDR SER TR OILGAS EQUIP 78468R549   16,902 200 SH   OTR   0 200 0
SPDR SER TR S&P OILGAS EXP 78468R556   18,072 132 SH   OTR   0 132 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,225,522 12,937 SH   OTR   0 12,937 0
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   16,091 644 SH   OTR   0 644 0
SPROTT INC COM NEW 852066208   40,468 1,192 SH   OTR   0 1,192 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   40,559 2,118 SH   OTR   0 2,118 0
STRYKER CORPORATION COM 863667101   137,151,182 457,995 SH   DFND 1 0 457,995 0
STRYKER CORPORATION COM 863667101   6,811,217 22,745 SH   OTR   0 22,745 0
SUNCOR ENERGY INC NEW COM 867224107   799,782 24,962 SH   DFND 1 0 24,962 0
SYNOPSYS INC COM 871607107   257,455 500 SH   OTR   0 500 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,015,248 9,762 SH   DFND 1 0 9,762 0
TARGET CORP COM 87612E106   113,223 795 SH   OTR   0 795 0
TESLA INC COM 88160R101   1,242,400 5,000 SH   DFND 1 0 5,000 0
TESLA INC COM 88160R101   212,947 857 SH   OTR   0 857 0
THERMO FISHER SCIENTIFIC INC COM 883556102   105,863,411 199,445 SH   DFND 1 0 199,445 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,817,964 5,309 SH   OTR   0 5,309 0
TJX COS INC NEW COM 872540109   1,493,455 15,920 SH   DFND 1 0 15,920 0
T-MOBILE US INC COM 872590104   612,460 3,820 SH   DFND 1 0 3,820 0
TORONTO DOMINION BK ONT COM NEW 891160509   10,194 157 SH   OTR   0 157 0
TRAVEL PLUS LEISURE CO COM 894164102   781 20 SH   DFND 1 0 20 0
TWIST BIOSCIENCE CORP COM 90184D100   8,109 220 SH   OTR   0 220 0
UBER TECHNOLOGIES INC COM 90353T100   1,736,150 28,198 SH   DFND 1 0 28,198 0
UNITED RENTALS INC COM 911363109   988,576 1,724 SH   DFND 1 0 1,724 0
UNITEDHEALTH GROUP INC COM 91324P102   119,940,395 227,820 SH   DFND 1 0 227,820 0
UNITEDHEALTH GROUP INC COM 91324P102   5,252,591 9,977 SH   OTR   0 9,977 0
URANIUM ENERGY CORP COM 916896103   41,600 6,500 SH   OTR   0 6,500 0
VALERO ENERGY CORP COM 91913Y100   11,830 91 SH   DFND 1 0 91 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   653,070 21,060 SH   DFND 1 0 21,060 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   3,488 270 SH   OTR   0 270 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,746,763 3,999 SH   DFND 1 0 3,999 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   734,697 1,682 SH   OTR   0 1,682 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,441,234 27,153 SH   DFND 1 0 27,153 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   257,858 1,087 SH   OTR   0 1,087 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,448,633 114,867 SH   DFND 1 0 114,867 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   237,079 4,223 SH   OTR   0 4,223 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   347,088 5,015 SH   OTR   0 5,015 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   930,908 15,693 SH   DFND 1 0 15,693 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   323,887 5,460 SH   OTR   0 5,460 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   2,758,333 38,025 SH   DFND 1 0 38,025 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   266,076 3,668 SH   OTR   0 3,668 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,281,029 40,367 SH   DFND 1 0 40,367 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,580,553 44,523 SH   DFND 1 0 44,523 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   163,518 2,958 SH   DFND 1 0 2,958 0
VANGUARD WORLD FD ESG US STK ETF 921910733   280,698 3,300 SH   DFND 1 0 3,300 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,048,176 4,181 SH   DFND 1 0 4,181 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   82,981 331 SH   OTR   0 331 0
VERISK ANALYTICS INC COM 92345Y106   153,218,419 641,457 SH   DFND 1 0 641,457 0
VERISK ANALYTICS INC COM 92345Y106   4,068,263 17,032 SH   OTR   0 17,032 0
VERIZON COMMUNICATIONS INC COM 92343V104   91,912 2,438 SH   OTR   0 2,438 0
VERMILION ENERGY INC COM 923725105   83,991 6,935 SH   OTR   0 6,935 0
VISA INC COM CL A 92826C839   178,665,187 686,250 SH   DFND 1 0 686,250 0
VISA INC COM CL A 92826C839   10,471,797 40,222 SH   OTR   0 40,222 0
VITA COCO CO INC COM 92846Q107   9,234 360 SH   OTR   0 360 0
WABTEC COM 929740108   380 3 SH   OTR   0 3 0
WALMART INC COM 931142103   470,585 2,985 SH   DFND 1 0 2,985 0
WALMART INC COM 931142103   12,612 80 SH   OTR   0 80 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105   1,608 20 SH   DFND 1 0 20 0
ZOETIS INC CL A 98978V103   201,796,614 1,022,428 SH   DFND 1 0 1,022,428 0
ZOETIS INC CL A 98978V103   8,652,503 43,839 SH   OTR   0 43,839 0
ZYMEWORKS INC COM 98985Y108   5,714 550 SH   OTR   0 550 0