The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   224,433 2,039 SH   SOLE 0 0 0 2,039
ABBVIE INC COM 00287Y109   206,023 1,329 SH   SOLE 0 0 0 1,329
DISNEY WALT CO COM 254687106   218,863 2,424 SH   SOLE 0 0 0 2,424
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   205,586 8,923 SH   SOLE 0 0 0 8,923
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   214,461 3,315 SH   SOLE 0 0 0 3,315
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   12,679 196 SH   SOLE 0 0 0 196
ISHARES INC MSCI EMERG MRKT 464286533   204,027 3,670 SH   SOLE 0 0 0 3,670
ISHARES INC ESG AWR MSCI EM 46434G863   779,424 24,311 SH   SOLE 0 0 0 24,311
ISHARES TR RUS MID CAP ETF 464287499   41,896 539 SH   SOLE 0 0 0 539
ISHARES TR CORE S&P500 ETF 464287200   18,999,976 39,780 SH   SOLE 0 0 0 39,780
ISHARES TR MSCI USA ESG SLC 464288802   1,922,544 19,128 SH   SOLE 0 0 0 19,128
ISHARES TR CORE MSCI INTL 46435G326   2,553,389 40,110 SH   SOLE 0 0 0 40,110
ISHARES TR S&P 500 GRWT ETF 464287309   3,208,355 42,721 SH   SOLE 0 0 0 42,721
ISHARES TR NATIONAL MUN ETF 464288414   396,455 3,657 SH   SOLE 0 0 0 3,657
ISHARES TR CORE S&P US VLU 464287663   43,599 517 SH   SOLE 0 0 0 517
ISHARES TR CORE S&P US GWT 464287671   41,015 394 SH   SOLE 0 0 0 394
ISHARES TR MSCI KLD400 SOC 464288570   297,551 3,268 SH   SOLE 0 0 0 3,268
ISHARES TR CORE S&P500 ETF 464287200   22,449 47 SH   SOLE 0 0 0 47
ISHARES TR RUS MID CAP ETF 464287499   1,898,866 24,429 SH   SOLE 0 0 0 24,429
ISHARES TR CORE MSCI EAFE 46432F842   510,614 7,258 SH   SOLE 0 0 0 7,258
ISHARES TR S&P 500 VAL ETF 464287408   4,582,446 26,353 SH   SOLE 0 0 0 26,353
ISHARES TR CORE S&P MCP ETF 464287507   852,270 3,075 SH   SOLE 0 0 0 3,075
ISHARES TR ESG SCRD S&P MID 46436E551   610,126 16,173 SH   SOLE 0 0 0 16,173
ISHARES TR CORE S&P US GWT 464287671   25,614,647 246,058 SH   SOLE 0 0 0 246,058
ISHARES TR CORE S&P US VLU 464287663   2,789,454 33,078 SH   SOLE 0 0 0 33,078
ISHARES TR ESG AWR MSCI USA 46435G425   475,183 4,529 SH   SOLE 0 0 0 4,529
ISHARES TR ESG AW MSCI EAFE 46435G516   2,244,195 29,709 SH   SOLE 0 0 0 29,709
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   10,347,415 207,238 SH   SOLE 0 0 0 207,238
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   20,460,753 372,149 SH   SOLE 0 0 0 372,149
MICROSOFT CORP COM 594918104   620,921 1,651 SH   SOLE 0 0 0 1,651
ROYAL BK CDA COM 780087102   240,285 2,376 SH   SOLE 0 0 0 2,376
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   834,246 10,056 SH   SOLE 0 0 0 10,056
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,168,746 68,624 SH   SOLE 0 0 0 68,624
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,169,505 74,567 SH   SOLE 0 0 0 74,567
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   789,218 22,288 SH   SOLE 0 0 0 22,288
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   14,589 412 SH   SOLE 0 0 0 412
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   14,525,209 194,760 SH   SOLE 0 0 0 194,760
VANGUARD INDEX FDS VALUE ETF 922908744   418,074 2,796 SH   SOLE 0 0 0 2,796
VANGUARD INDEX FDS LARGE CAP ETF 922908637   202,872 930 SH   SOLE 0 0 0 930
VANGUARD INDEX FDS MID CAP ETF 922908629   3,837,511 16,495 SH   SOLE 0 0 0 16,495
VANGUARD INDEX FDS GROWTH ETF 922908736   872,381 2,806 SH   SOLE 0 0 0 2,806
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,409,845 82,965 SH   SOLE 0 0 0 82,965
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   18,502,443 362,438 SH   SOLE 0 0 0 362,438
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,263,884 172,524 SH   SOLE 0 0 0 172,524
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   41,481 866 SH   SOLE 0 0 0 866
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,910,219 11,214 SH   SOLE 0 0 0 11,214
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,465,381 14,564 SH   SOLE 0 0 0 14,564
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,875,336 17,147 SH   SOLE 0 0 0 17,147
VENTAS INC COM 92276F100   260,663 5,230 SH   SOLE 0 0 0 5,230