The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   205,516 2,122 SH   SOLE 0 0 0 2,122
ABBVIE INC COM 00287Y109   204,807 1,374 SH   SOLE 0 0 0 1,374
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   222,272 8,923 SH   SOLE 0 0 0 8,923
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   216,889 3,580 SH   SOLE 0 0 0 3,580
ISHARES INC ESG AWR MSCI EM 46434G863   715,953 23,644 SH   SOLE 0 0 0 23,644
ISHARES TR MSCI KLD400 SOC 464288570   266,048 3,268 SH   SOLE 0 0 0 3,268
ISHARES TR CORE S&P US GWT 464287671   23,030,163 242,857 SH   SOLE 0 0 0 242,857
ISHARES TR CORE S&P US VLU 464287663   2,317,728 31,060 SH   SOLE 0 0 0 31,060
ISHARES TR ESG AW MSCI EAFE 46435G516   1,933,062 27,963 SH   SOLE 0 0 0 27,963
ISHARES TR CORE MSCI INTL 46435G326   2,427,081 41,645 SH   SOLE 0 0 0 41,645
ISHARES TR ESG AWR MSCI USA 46435G425   531,625 5,661 SH   SOLE 0 0 0 5,661
ISHARES TR CORE S&P MCP ETF 464287507   767,530 3,078 SH   SOLE 0 0 0 3,078
ISHARES TR CORE MSCI EAFE 46432F842   467,065 7,258 SH   SOLE 0 0 0 7,258
ISHARES TR S&P 500 VAL ETF 464287408   4,134,925 26,878 SH   SOLE 0 0 0 26,878
ISHARES TR RUS MID CAP ETF 464287499   1,449,887 20,937 SH   SOLE 0 0 0 20,937
ISHARES TR S&P 500 GRWT ETF 464287309   3,041,550 44,454 SH   SOLE 0 0 0 44,454
ISHARES TR MSCI USA ESG SLC 464288802   1,755,934 19,517 SH   SOLE 0 0 0 19,517
ISHARES TR CORE S&P500 ETF 464287200   16,779,994 39,075 SH   SOLE 0 0 0 39,075
ISHARES TR ESG SCRD S&P MID 46436E551   472,656 13,955 SH   SOLE 0 0 0 13,955
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   19,304,536 360,428 SH   SOLE 0 0 0 360,428
MICROSOFT CORP COM 594918104   548,840 1,738 SH   SOLE 0 0 0 1,738
ROYAL BK CDA COM 780087102   210,293 2,405 SH   SOLE 0 0 0 2,405
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   750,252 10,317 SH   SOLE 0 0 0 10,317
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,619,502 68,255 SH   SOLE 0 0 0 68,255
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   19,554,701 151,893 SH   SOLE 0 0 0 151,893
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   773,285 23,035 SH   SOLE 0 0 0 23,035
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   373,927 5,576 SH   SOLE 0 0 0 5,576
VANGUARD INDEX FDS GROWTH ETF 922908736   787,294 2,891 SH   SOLE 0 0 0 2,891
VANGUARD INDEX FDS VALUE ETF 922908744   403,511 2,925 SH   SOLE 0 0 0 2,925
VANGUARD INDEX FDS MID CAP ETF 922908629   3,446,605 16,551 SH   SOLE 0 0 0 16,551
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,220,136 82,125 SH   SOLE 0 0 0 82,125
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,207,752 164,862 SH   SOLE 0 0 0 164,862
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,774,334 17,498 SH   SOLE 0 0 0 17,498
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,810,851 12,388 SH   SOLE 0 0 0 12,388
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,265,585 14,918 SH   SOLE 0 0 0 14,918
VENTAS INC COM 92276F100   220,340 5,230 SH   SOLE 0 0 0 5,230