The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   222,292 2,039 SH   SOLE 0 0 0 2,039
DISNEY WALT CO COM 254687106   214,808 2,406 SH   SOLE 0 0 0 2,406
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   225,983 3,580 SH   SOLE 0 0 0 3,580
ISHARES INC ESG AWR MSCI EM 46434G863   786,019 24,850 SH   SOLE 0 0 0 24,850
ISHARES INC MSCI EMERG MRKT 464286533   215,423 3,918 SH   SOLE 0 0 0 3,918
ISHARES TR CORE S&P US GWT 464287671   24,363,573 249,525 SH   SOLE 0 0 0 249,525
ISHARES TR CORE S&P US VLU 464287663   2,252,590 28,783 SH   SOLE 0 0 0 28,783
ISHARES TR ESG AW MSCI EAFE 46435G516   1,866,549 25,594 SH   SOLE 0 0 0 25,594
ISHARES TR MSCI KLD400 SOC 464288570   275,068 3,268 SH   SOLE 0 0 0 3,268
ISHARES TR CORE MSCI INTL 46435G326   2,403,616 39,326 SH   SOLE 0 0 0 39,326
ISHARES TR ESG AWR MSCI USA 46435G425   576,281 5,913 SH   SOLE 0 0 0 5,913
ISHARES TR CORE S&P MCP ETF 464287507   804,867 3,078 SH   SOLE 0 0 0 3,078
ISHARES TR CORE MSCI EAFE 46432F842   514,903 7,628 SH   SOLE 0 0 0 7,628
ISHARES TR S&P 500 VAL ETF 464287408   4,455,951 27,644 SH   SOLE 0 0 0 27,644
ISHARES TR RUS MID CAP ETF 464287499   1,305,192 17,872 SH   SOLE 0 0 0 17,872
ISHARES TR S&P 500 GRWT ETF 464287309   3,265,204 46,328 SH   SOLE 0 0 0 46,328
ISHARES TR MSCI USA ESG SLC 464288802   1,788,233 19,097 SH   SOLE 0 0 0 19,097
ISHARES TR CORE S&P500 ETF 464287200   19,522,027 43,800 SH   SOLE 0 0 0 43,800
ISHARES TR ESG SCRD S&P MID 46436E551   448,568 12,593 SH   SOLE 0 0 0 12,593
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   19,674,682 355,588 SH   SOLE 0 0 0 355,588
MICROSOFT CORP COM 594918104   548,610 1,611 SH   SOLE 0 0 0 1,611
ROYAL BK CDA COM 780087102   226,932 2,376 SH   SOLE 0 0 0 2,376
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   803,914 10,726 SH   SOLE 0 0 0 10,726
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,855,382 68,357 SH   SOLE 0 0 0 68,357
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   20,165,227 151,927 SH   SOLE 0 0 0 151,927
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   809,340 23,541 SH   SOLE 0 0 0 23,541
VANGUARD INDEX FDS GROWTH ETF 922908736   912,416 3,225 SH   SOLE 0 0 0 3,225
VANGUARD INDEX FDS VALUE ETF 922908744   422,389 2,972 SH   SOLE 0 0 0 2,972
VANGUARD INDEX FDS MID CAP ETF 922908629   3,740,242 16,989 SH   SOLE 0 0 0 16,989
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,466,693 85,219 SH   SOLE 0 0 0 85,219
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,936,175 150,199 SH   SOLE 0 0 0 150,199
VANGUARD WORLD FD MEGA GRWTH IND 921910816   3,063,835 13,020 SH   SOLE 0 0 0 13,020
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,884,441 18,162 SH   SOLE 0 0 0 18,162
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,348,453 15,010 SH   SOLE 0 0 0 15,010
VENTAS INC COM 92276F100   247,222 5,230 SH   SOLE 0 0 0 5,230