Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Current assets
Cash and cash equivalents	$ 315,741	$ 196,046
Accounts receivable, net	28,767	4,268
Short-term investments	9,251
Reinsurance balance due	228,416
Prepaid expenses and other current assets	14,338	4,080
Restricted cash	8,551	11,407
Total current assets	605,064	215,801
Property, equipment, and software, net	6,666	4,593
Operating lease right-of-use assets	4,504
Goodwill	225,654	28,289
Long-term investments	58,324
Intangible assets, net	129,830	15,961
Restricted cash, non-current	500
Long-term insurance commissions receivable	7,521	3,365
Other assets	684	378
Total assets	1,038,747	268,387
Current liabilities
Accounts payable	6,965	9,203
Accrued expenses and other current liabilities	37,675	9,905
Deferred revenue	201,085	5,208
Refundable customer deposit	15,274	2,664
Current portion of long-term debt	150	4,746
Losses and loss adjustment expense reserves	61,949
Other insurance liabilities, current	40,024
Total current liabilities	363,122	31,726
Long-term debt	414,585	43,237
Operating lease liabilities, non-current	2,694
Refundable customer deposit, non-current		529
Earnout liability, at fair value	13,866	50,238
Private warrant liability, at fair value	15,193	31,534
Other liabilities (includes $9,617 and $3,549 at fair value, respectively)	12,242	3,798
Total liabilities	821,702	161,062
Commitments and contingencies (Note 16)
Stockholders' equity
Common stock, $0.0001 par value: Authorized shares - 400,000,000 and 400,000,000, respectively Issued and outstanding shares - 97,961,597 and 81,669,151, respectively	10	8
Additional paid-in capital	641,406	424,823
Accumulated other comprehensive loss	(259)
Accumulated deficit	(424,112)	(317,506)
Total stockholders' equity	217,045	107,325
Total liabilities and stockholders' equity	$ 1,038,747	$ 268,387