Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Current assets
Cash and cash equivalents	$ 410,217	$ 196,046
Accounts receivable, net	33,641	4,268
Short-term investments	10,142
Reinsurance balance due	246,170
Prepaid expenses and other current assets	8,636	4,080
Restricted cash	4,614	11,407
Total current assets	713,420	215,801
Property, equipment, and software, net	7,656	4,593
Goodwill	170,427	28,289
Long-term investments	58,646
Intangible assets, net	91,650	15,961
Restricted cash, non-current	1,000
Long-term insurance commissions receivable	7,159	3,365
Other assets	368	378
Total assets	1,050,326	268,387
Current liabilities
Accounts payable	5,525	9,203
Accrued expenses and other current liabilities	57,274	9,905
Deferred revenue	190,137	5,208
Refundable customer deposit	1,509	2,664
Current portion of long-term debt	107	4,746
Losses and loss adjustment expense reserves	87,737
Other insurance liabilities, current	34,819
Total current liabilities	377,108	31,726
Long-term debt	417,976	43,237
Refundable customer deposit, non-current		529
Earnout liability, at fair value	39,811	50,238
Private warrant liability, at fair value	17,706	31,534
Other liabilities (includes $2,849 and $3,549 at fair value, respectively)	5,449	3,798
Total liabilities	858,050	161,062
Commitments and contingencies (Note 11)
Stockholders' equity
Common stock, $0.0001 par value: Authorized shares - 400,000,000 and 400,000,000, respectively Issued and outstanding shares - 97,332,998 and 81,669,151, respectively	10	8
Additional paid-in capital	596,156	424,823
Accumulated other comprehensive income	113
Accumulated deficit	(404,003)	(317,506)
Total stockholders' equity	192,276	107,325
Total liabilities and stockholders' equity	$ 1,050,326	$ 268,387