The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES DB MULTI-SECTOR BASE METALS FD 46140H700 1,975 88,704 SH   SOLE   88,704 0 0
ISHARES TR CORE US AGGBD ET 464287226 26,786 234,799 SH   SOLE   234,799 0 0
ISHARES TR MRNGSTR LG-CP VL 464288109 57,486 825,955 SH   SOLE   825,955 0 0
ISHARES TR GL TIMB FORE ETF 464288174 357 3,884 SH   SOLE   3,884 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 11,230 157,995 SH   SOLE   157,995 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 12,578 171,742 SH   SOLE   171,742 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 15,073 220,790 SH   SOLE   220,790 0 0
ISHARES TR MRGSTR SM CP GR 464288604 7,450 150,074 SH   SOLE   150,074 0 0
ISHARES TR MRNING SM CP ETF 464288703 11,299 190,111 SH   SOLE   190,111 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 32,664 286,981 SH   SOLE   286,981 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,719 94,913 SH   SOLE   94,913 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 76,444 1,966,666 SH   SOLE   1,966,666 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 58,302 1,106,504 SH   SOLE   1,106,504 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 17,272 274,641 SH   SOLE   274,641 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3,049 33,651 SH   SOLE   33,651 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,921 88,662 SH   SOLE   88,662 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,736 682,096 SH   SOLE   682,096 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 396 2,534 SH   SOLE   2,534 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,375 287,658 SH   SOLE   287,658 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,119 87,528 SH   SOLE   87,528 0 0