The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES DB MULTI-SECTOR BASE METALS FD 46140H700 2,641 127,580 SH   SOLE   127,580 0 0
ISHARES TR CORE US AGGBD ET 464287226 27,266 237,444 SH   SOLE   237,444 0 0
ISHARES TR MRNGSTR LG-CP VL 464288109 52,379 823,044 SH   SOLE   823,044 0 0
ISHARES TR GL TIMB FORE ETF 464288174 276 3,249 SH   SOLE   3,249 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 10,536 158,344 SH   SOLE   158,344 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 11,874 172,381 SH   SOLE   172,381 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 13,900 219,861 SH   SOLE   219,861 0 0
ISHARES TR MRGSTR SM CP GR 464288604 7,408 150,444 SH   SOLE   150,444 0 0
ISHARES TR MRNING SM CP ETF 464288703 10,751 189,100 SH   SOLE   189,100 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 29,988 288,261 SH   SOLE   288,261 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,532 95,224 SH   SOLE   95,224 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 75,071 1,939,808 SH   SOLE   1,939,808 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 51,365 1,124,442 SH   SOLE   1,124,442 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 17,451 278,861 SH   SOLE   278,861 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 233 2,945 SH   SOLE   2,945 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,958 56,794 SH   SOLE   56,794 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 34,390 687,672 SH   SOLE   687,672 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 341 2,453 SH   SOLE   2,453 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 24,003 291,258 SH   SOLE   291,258 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,344 88,383 SH   SOLE   88,383 0 0